Income Statement
Balance Sheet
Cash Flow
| Line Item | Q2 2026Apr 30, 2026 | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 | Q4 2024Oct 31, 2024 | Q3 2024Jul 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Total Revenue | 17.4B | 17.9B | 17.2B | 17.0B | 15.7B | 16.7B | 15.1B | -- |
| Revenue Growth % | -2.8% | 4.2% | 1.4% | 8.3% | -6.4% | 11.0% | -- | -- |
| Operating Revenue | 17.4B | 17.9B | 17.2B | 17.0B | 15.7B | 16.7B | 15.1B | -- |
| Selling General And Administration | 6.0B | 6.3B | 5.8B | 5.9B | 5.5B | 6.0B | 5.4B | -- |
| General And Administrative Expense | 6.0B | 6.3B | 5.8B | 5.9B | 5.5B | 6.0B | 5.4B | -- |
| Depreciation And Amortization In Income Statement | 387.0M | 386.0M | 431.0M | 436.0M | 457.0M | 435.0M | 398.0M | -- |
| Interest Expense | 16.5B | 17.5B | 17.6B | 17.8B | 16.9B | 18.5B | 18.8B | -- |
| Interest Income | 25.0B | 26.1B | 26.3B | 26.1B | 25.0B | 26.5B | 26.5B | -- |
| Net Interest Income | 8.5B | 8.6B | 8.6B | 8.4B | 8.1B | 7.9B | 7.7B | -- |
| Special Income Charges | 0.00 | 0.00 | -34.0M | 0.00 | -31.0M | -12.0M | -245.0M | -- |
| Restructuring And Mergern Acquisition | 0.00 | 0.00 | 0.00 | 0.00 | 31.0M | 12.0M | 177.0M | -- |
| Gain On Sale Of Security | 102.0M | 76.0M | 2.0M | 18.0M | 45.0M | 55.0M | 13.0M | -- |
| Pretax Income | 7.1B | 7.4B | 6.8B | 6.9B | 5.5B | 6.4B | 5.2B | -- |
| Tax Provision | 1.6B | 1.6B | 1.4B | 1.5B | 1.1B | 1.3B | 993.0M | -- |
| Tax Effect Of Unusual Items | 0.00 | 0.00 | -6.9M | 0.00 | -6.3M | -2.4M | -46.7M | -- |
| Net Income From Continuing And Discontinued Operation | 5.5B | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B | 4.2B | -- |
| Net Income From Continuing Operation Net Minority Interest | 5.5B | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B | 4.2B | -- |
| Net Income Including Noncontrolling Interests | 5.5B | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B | 4.2B | -- |
| Minority Interests | -2.0M | -1.0M | -2.0M | 1.0M | -4.0M | -2.0M | -3.0M | -- |
| Net Income Common Stockholders | 5.4B | 5.6B | 5.3B | 5.3B | 4.3B | 5.0B | 4.1B | -- |
| Net Margin % | 30.8% | 31.5% | 30.8% | 31.2% | 27.3% | 30.0% | 27.4% | -- |
| Net Income | 5.5B | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B | 4.2B | -- |
| Reconciled Depreciation | 722.0M | 710.0M | 757.0M | 768.0M | 780.0M | 774.0M | 821.0M | -- |
| Basic EPS | 3.86 | 4.03 | -- | 3.76 | 3.03 | 3.54 | -- | 3.09 |
| Diluted EPS | 3.85 | 4.03 | -- | 3.75 | 3.02 | 3.54 | -- | 3.09 |
| Basic Average Shares | 1.4B | 1.4B | -- | 1.4B | 1.4B | 1.4B | -- | 1.4B |
| Diluted Average Shares | 1.4B | 1.4B | -- | 1.4B | 1.4B | 1.4B | -- | 1.4B |
| Total Unusual Items | 0.00 | 0.00 | -34.0M | 0.00 | -31.0M | -12.0M | -245.0M | -- |
| Total Unusual Items Excluding Goodwill | 0.00 | 0.00 | -34.0M | 0.00 | -31.0M | -12.0M | -245.0M | -- |
| Tax Rate For Calcs | 0.23 | 0.22 | 0.20 | 0.21 | 0.20 | 0.20 | 0.19 | -- |
| Normalized Income | 5.5B | 5.8B | 5.5B | 5.4B | 4.4B | 5.1B | 4.4B | -- |
| Amortization | 387.0M | 386.0M | 431.0M | 436.0M | 457.0M | 435.0M | 398.0M | -- |
| Amortization Of Intangibles Income Statement | 387.0M | 386.0M | 431.0M | 436.0M | 457.0M | 435.0M | 398.0M | -- |
| Depreciation Amortization Depletion Income Statement | 387.0M | 386.0M | 431.0M | 436.0M | 457.0M | 435.0M | 398.0M | -- |
| Diluted NI Availto Com Stockholders | 5.4B | 5.6B | 5.3B | 5.3B | 4.3B | 5.0B | 4.1B | -- |
| Gain On Sale Of Business | -- | -- | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| Net Income Continuous Operations | 5.5B | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B | 4.2B | -- |
| Occupancy And Equipment | 1.2B | 1.1B | 1.1B | 1.1B | 1.1B | 1.1B | 1.2B | -- |
| Other Non Interest Expense | 1.3B | 1.2B | 1.4B | 1.3B | 1.1B | 1.2B | 1.1B | -- |
| Preferred Stock Dividends | 135.0M | 141.0M | 139.0M | 125.0M | 112.0M | 118.0M | 91.0M | -- |
| Professional Expense And Contract Services Expense | 513.0M | 471.0M | 609.0M | 528.0M | 538.0M | 502.0M | 657.0M | -- |
| Salaries And Wages | 6.0B | 6.3B | 5.8B | 5.9B | 5.5B | 6.0B | 5.4B | -- |
| Line Item | Q2 2026Apr 30, 2026 | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 | Q4 2024Oct 31, 2024 | Q3 2024Jul 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Cash And Cash Equivalents | 93.5B | 99.3B | 87.4B | 107.8B | 114.6B | 119.1B | 122.7B | -- |
| Cash Financial | 59.3B | 46.2B | 37.0B | 34.9B | 48.6B | 71.2B | 56.7B | -- |
| Other Short Term Investments | 275.9B | 365.8B | 77.9B | 332.6B | 296.1B | 284.7B | 44.4B | -- |
| Accounts Receivable | -- | -- | 13.4B | -- | -- | -- | 12.3B | -- |
| Receivables | -- | -- | 41.2B | -- | -- | -- | 32.9B | -- |
| Gross PPE | -- | -- | 14.5B | -- | -- | -- | 13.9B | -- |
| Accumulated Depreciation | -- | -- | -7.7B | -- | -- | -- | -7.1B | -- |
| Net PPE | 6.8B | 6.7B | 6.8B | 6.7B | 6.7B | 6.9B | 6.9B | -- |
| Goodwill | 19.2B | 19.3B | 19.4B | 19.3B | 19.3B | 19.6B | 19.3B | -- |
| Goodwill And Other Intangible Assets | 26.5B | 26.6B | 26.8B | 26.7B | 26.8B | 27.3B | 27.1B | -- |
| Other Intangible Assets | 7.3B | 7.3B | 7.4B | 7.4B | 7.5B | 7.7B | 7.8B | -- |
| Investments And Advances | 612.4B | 589.0B | 562.6B | 538.0B | 492.5B | 488.0B | 440.8B | -- |
| Long Term Equity Investment | -- | -- | 829.0M | -- | -- | -- | 835.0M | -- |
| Total Assets | 2396.1B | 2342.4B | 2325.0B | 2227.9B | 2242.1B | 2191.0B | 2171.6B | -- |
| Current Debt | 211.9B | 207.5B | 187.0B | 174.5B | 148.1B | 148.3B | 134.4B | -- |
| Current Debt And Capital Lease Obligation | 211.9B | 207.5B | 187.0B | 174.5B | 148.1B | 148.3B | 135.1B | -- |
| Accounts Payable | -- | -- | 22.9B | -- | -- | -- | 23.0B | -- |
| Payables | -- | -- | 28.1B | -- | -- | -- | 27.5B | -- |
| Payables And Accrued Expenses | -- | -- | 41.7B | -- | -- | -- | 39.3B | -- |
| Current Accrued Expenses | -- | -- | 13.6B | -- | -- | -- | 11.8B | -- |
| Long Term Debt | 361.8B | 347.2B | 353.8B | 348.9B | 353.9B | 344.3B | 324.4B | -- |
| Long Term Debt And Capital Lease Obligation | 361.8B | 347.2B | 358.4B | 348.9B | 353.9B | 344.3B | 328.3B | -- |
| Long Term Capital Lease Obligation | -- | -- | 4.6B | -- | -- | -- | 4.0B | -- |
| Total Liabilities Net Minority Interest | 2255.3B | 2202.5B | 2185.9B | 2092.3B | 2109.6B | 2057.8B | 2044.4B | -- |
| Common Stock | 20.8B | 20.8B | 20.9B | 20.9B | 21.0B | 21.0B | 21.0B | -- |
| Capital Stock | 31.9B | 32.0B | 32.5B | 32.4B | 31.4B | 31.4B | 30.0B | -- |
| Retained Earnings | 101.2B | 99.3B | 96.9B | 95.0B | 93.0B | 90.8B | 88.6B | -- |
| Treasury Stock | 137.0M | 31.0M | 78.0M | 69.0M | 208.0M | 95.0M | 50.0M | -- |
| Common Stock Equity | 129.6B | 128.6B | 127.4B | 124.0B | 122.0B | 122.8B | 118.1B | -- |
| Stockholders Equity | 140.7B | 139.8B | 139.1B | 135.6B | 132.4B | 133.2B | 127.1B | -- |
| Total Equity Gross Minority Interest | 140.8B | 139.9B | 139.2B | 135.6B | 132.5B | 133.3B | 127.2B | -- |
| Minority Interest | 56.0M | 57.0M | 59.0M | 69.0M | 83.0M | 96.0M | 103.0M | -- |
| Total Capitalization | 502.5B | 487.0B | 492.9B | 484.5B | 486.4B | 477.5B | 451.5B | -- |
| Net Tangible Assets | 114.2B | 113.2B | 112.3B | 108.8B | 105.6B | 105.9B | 100.0B | -- |
| Tangible Book Value | 103.0B | 102.0B | 100.6B | 97.3B | 95.2B | 95.5B | 91.0B | -- |
| Invested Capital | 703.2B | 683.3B | 668.3B | 647.4B | 624.0B | 615.4B | 576.8B | -- |
| Total Debt | 573.7B | 554.7B | 545.4B | 523.4B | 502.0B | 492.7B | 463.4B | -- |
| Net Debt | 480.2B | 455.4B | 453.5B | 415.6B | 387.4B | 373.5B | 336.0B | -- |
| Share Issued | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B | -- |
| Ordinary Shares Number | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B | -- |
| Available For Sale Securities | 99.8B | 98.3B | 297.1B | 100.7B | 100.4B | 102.3B | 233.7B | -- |
| Buildings And Improvements | -- | -- | 8.3B | -- | -- | -- | 7.8B | -- |
| Capital Lease Obligations | -- | -- | 4.6B | -- | -- | -- | 4.7B | -- |
| Cash Cash Equivalents And Federal Funds Sold | 409.9B | 379.1B | 410.6B | 373.6B | 416.5B | 399.6B | 484.7B | -- |
| Commercial Paper | 150.8B | 145.3B | 134.1B | 126.7B | 111.5B | 110.4B | 91.1B | -- |
| Construction In Progress | -- | -- | 201.0M | -- | -- | -- | 129.0M | -- |
| Current Capital Lease Obligation | -- | -- | -- | -- | -- | -- | 709.0M | -- |
| Current Notes Payable | 61.1B | 62.2B | 50.1B | 47.8B | 36.6B | 37.9B | 43.3B | -- |
| Defined Pension Benefit | -- | -- | 4.0B | -- | -- | -- | 3.6B | -- |
| Derivative Product Liabilities | 156.6B | 170.7B | 184.0B | 158.9B | 194.3B | 161.6B | 163.8B | -- |
| Dividends Payable | -- | -- | 2.3B | -- | -- | -- | 2.1B | -- |
| Employee Benefits | -- | -- | 2.0B | -- | -- | -- | 1.9B | -- |
| Income Tax Payable | -- | -- | 2.9B | -- | -- | -- | 2.4B | -- |
| Land And Improvements | -- | -- | 154.0M | -- | -- | -- | 244.0M | -- |
| Leases | -- | -- | 3.1B | -- | -- | -- | 3.2B | -- |
| Long Term Provisions | -- | -- | 782.0M | -- | -- | -- | 793.0M | -- |
| Machinery Furniture Equipment | -- | -- | 2.4B | -- | -- | -- | 2.3B | -- |
| Non Current Deferred Liabilities | -- | -- | 4.8B | -- | -- | -- | 4.7B | -- |
| Non Current Deferred Revenue | -- | -- | 4.3B | -- | -- | -- | 4.1B | -- |
| Non Current Deferred Taxes Liabilities | -- | -- | 484.0M | -- | -- | -- | 542.0M | -- |
| Other Current Borrowings | -- | -- | 2.8B | -- | -- | -- | 0.00 | -- |
| Other Equity Interest | 7.7B | 8.6B | 9.7B | 8.2B | 8.3B | 11.1B | 8.5B | -- |
| Other Properties | -- | -- | 442.0M | -- | -- | -- | 319.0M | -- |
| Other Receivables | -- | -- | 27.8B | -- | -- | -- | 20.6B | -- |
| Preferred Shares Number | 14.0B | 14.0B | -- | -- | 38.0M | 38.0M | 62.0M | 42.0M |
| Preferred Stock | 11.2B | 11.2B | 11.6B | 11.5B | 10.4B | 10.4B | 9.0B | -- |
| Preferred Stock Equity | 11.2B | 11.2B | 11.6B | 11.5B | 10.4B | 10.4B | 9.0B | -- |
| Total Tax Payable | -- | -- | 2.9B | -- | -- | -- | 2.4B | -- |
| Trading Securities | 236.6B | 124.8B | 186.8B | 104.8B | 96.0B | 101.0B | 161.9B | -- |
| Treasury Shares Number | 539,000 | 39,000 | 521,000 | 237,000 | 960,000 | 476,000 | 576,000 | -- |
| Line Item | Q2 2026Apr 30, 2026 | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 | Q4 2024Oct 31, 2024 | Q3 2024Jul 31, 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 21.3B | 37.9B | -14.8B | 29.0B | 9.9B | 31.2B | 17.2B | -- |
| Cash Flow From Continuing Operating Activities | 21.3B | 37.9B | -14.8B | 29.0B | 9.9B | 31.2B | 17.2B | -- |
| Depreciation And Amortization | 722.0M | 710.0M | 757.0M | 768.0M | 780.0M | 774.0M | 821.0M | -- |
| Depreciation Amortization Depletion | 722.0M | 710.0M | 757.0M | 768.0M | 780.0M | 774.0M | 821.0M | -- |
| Deferred Tax | -211.0M | 208.0M | -111.0M | 127.0M | -260.0M | 28.0M | 99.0M | -- |
| Deferred Income Tax | -211.0M | 208.0M | -111.0M | 127.0M | -260.0M | 28.0M | 99.0M | -- |
| Change In Working Capital | 14.5B | 30.2B | -21.8B | 21.9B | 3.6B | 24.2B | 11.2B | -- |
| Change In Other Working Capital | 49.3B | 14.6B | 13.8B | 19.6B | 20.8B | 10.4B | 45.6B | -- |
| Capital Expenditure | -459.0M | -597.0M | -549.0M | -530.0M | -483.0M | -681.0M | -671.0M | -- |
| Purchase Of PPE | -459.0M | -597.0M | -549.0M | -530.0M | -483.0M | -681.0M | -671.0M | -- |
| Net PPE Purchase And Sale | -459.0M | -597.0M | -549.0M | -530.0M | -483.0M | -681.0M | -671.0M | -- |
| Purchase Of Business | -11.0M | -- | 0.00 | 0.00 | 0.00 | -- | 0.00 | 0.00 |
| Sale Of Business | -- | -- | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| Purchase Of Investment | -105.4B | -88.2B | -77.4B | -80.0B | -66.5B | -90.5B | -38.7B | -- |
| Sale Of Investment | 87.3B | 64.8B | 73.0B | 49.4B | 53.1B | 57.0B | 35.0B | -- |
| Net Investment Purchase And Sale | -18.1B | -23.4B | -4.5B | -30.6B | -13.4B | -33.5B | -3.7B | -- |
| Investing Cash Flow | 379.0M | -26.7B | 17.4B | -38.0B | -31.9B | -16.1B | -13.0B | -- |
| Cash Flow From Continuing Investing Activities | 379.0M | -26.7B | 17.4B | -38.0B | -31.9B | -16.1B | -13.0B | -- |
| Issuance Of Debt | 1.8B | 0.00 | 0.00 | 1.5B | 0.00 | 1.5B | 0.00 | -- |
| Repayment Of Debt | -165.0M | -2.1B | -295.0M | -1.4B | -171.0M | -1.7B | -461.0M | -- |
| Net Issuance Payments Of Debt | -3.7B | 2.5B | 2.5B | -2.0B | 1.9B | -154.0M | -461.0M | -- |
| Issuance Of Capital Stock | 3.2B | 4.1B | 5.2B | 4.9B | 2.0B | 3.5B | 1.7B | -- |
| Repurchase Of Capital Stock | -5.0B | -5.6B | -6.1B | -4.6B | -2.6B | -2.5B | -2.1B | -- |
| Net Common Stock Issuance | -1.8B | -953.0M | -978.0M | -796.0M | -588.0M | -362.0M | 142.0M | -- |
| Common Stock Payments | -5.0B | -3.7B | -4.3B | -4.0B | -2.6B | -2.5B | -1.6B | -- |
| Financing Cash Flow | -7.9B | -1.3B | -661.0M | -3.9B | -915.0M | -1.2B | -2.9B | -- |
| Cash Flow From Continuing Financing Activities | -7.9B | -1.3B | -661.0M | -3.9B | -915.0M | -1.2B | -2.9B | -- |
| Effect Of Exchange Rate Changes | -613.0M | -683.0M | 120.0M | -819.0M | 396.0M | 664.0M | 283.0M | -- |
| Changes In Cash | 13.7B | 9.9B | 2.0B | -12.9B | -23.0B | 13.8B | 1.2B | -- |
| Beginning Cash Position | 46.2B | 37.0B | 34.9B | 48.6B | 71.2B | 56.7B | 55.2B | -- |
| End Cash Position | 59.3B | 46.2B | 37.0B | 34.9B | 48.6B | 71.2B | 56.7B | -- |
| Free Cash Flow | 20.8B | 37.3B | -15.3B | 28.5B | 9.4B | 30.5B | 16.5B | -- |
| Income Tax Paid Supplemental Data | 1.5B | -- | 2.2B | 1.2B | 1.5B | 1.2B | 567.0M | -- |
| Interest Paid Supplemental Data | 15.4B | 17.5B | 17.2B | 17.9B | 16.4B | 19.5B | 17.6B | -- |
| Amortization Cash Flow | 390.0M | 388.0M | 433.0M | 450.0M | 459.0M | 451.0M | 448.0M | -- |
| Amortization Of Intangibles | 390.0M | 388.0M | 433.0M | 450.0M | 459.0M | 451.0M | 448.0M | -- |
| Cash Dividends Paid | -2.4B | -2.3B | -2.3B | -2.2B | -2.2B | -2.1B | -2.1B | -- |
| Common Stock Issuance | 3.2B | 2.8B | 3.4B | 3.2B | 2.0B | 2.1B | 1.7B | -- |
| Depreciation | 332.0M | 322.0M | 324.0M | 318.0M | 321.0M | 323.0M | 373.0M | -- |
| Earnings Losses From Equity Investments | -24.0M | -37.0M | -13.0M | -25.0M | -16.0M | -19.0M | -11.0M | -- |
| Gain Loss On Investment Securities | -102.0M | -81.0M | -14.0M | -18.0M | -45.0M | -55.0M | -13.0M | -- |
| Gain Loss On Sale Of Business | -- | -- | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| Long Term Debt Issuance | 1.8B | 0.00 | 0.00 | 1.5B | 0.00 | 1.5B | 0.00 | -- |
| Long Term Debt Payments | -165.0M | -2.1B | -295.0M | -1.4B | -171.0M | -1.7B | -461.0M | -- |
| Net Business Purchase And Sale | -11.0M | -- | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| Net Income From Continuing Operations | 5.5B | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B | 4.2B | -- |
| Net Long Term Debt Issuance | 1.6B | -2.1B | -295.0M | 73.0M | -171.0M | -154.0M | -461.0M | -- |
| Net Other Financing Charges | -1.0M | -13.0M | -13.0M | -12.0M | -14.0M | -- | -1.0M | -2.0M |
| Net Preferred Stock Issuance | 0.00 | -499.0M | 111.0M | 1.1B | 0.00 | 1.4B | -500.0M | -- |
| Net Short Term Debt Issuance | -5.3B | 4.6B | 2.8B | -2.1B | 2.1B | 0.00 | 0.00 | -- |
| Operating Gains Losses | -126.0M | -118.0M | -27.0M | -43.0M | -61.0M | -74.0M | -24.0M | -- |
| Preferred Stock Issuance | 0.00 | 1.4B | 1.9B | 1.7B | 0.00 | 1.4B | 0.00 | -- |
| Preferred Stock Payments | 0.00 | -1.9B | -1.8B | -600.0M | 0.00 | 0.00 | -500.0M | -- |