Builders Capital Mortgage Corp.
Financial Statements (IFRS) · Amounts in CAD
Income Statement
Balance Sheet
Cash Flow
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 | Q2 2024Jun 30, 2024 |
|---|---|---|---|---|---|---|
| Total Revenue | 1.3M | 1.2M | 1.2M | 1.1M | 1.0M | -- |
| Operating Revenue | 1.3M | 1.2M | 1.2M | 1.1M | 1.0M | -- |
| Selling General And Administration | 37,689 | 43,716 | 30,589 | 49,813 | 29,893 | -- |
| General And Administrative Expense | 37,689 | 43,716 | 30,589 | 49,813 | 29,893 | -- |
| Interest Expense | 459,438 | 631,952 | 516,817 | 381,417 | 132,888 | -- |
| Interest Income | 1.6M | 1.7M | 1.6M | 1.4M | 1.1M | -- |
| Net Interest Income | 1.2M | 1.1M | 1.1M | 1.1M | 991,728 | -- |
| Pretax Income | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Tax Effect Of Unusual Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| Net Income From Continuing And Discontinued Operation | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Net Income From Continuing Operation Net Minority Interest | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Net Income Including Noncontrolling Interests | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Net Income Common Stockholders | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Net Income | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Basic EPS | 0.29 | 0.30 | 0.29 | -- | 0.26 | 0.26 |
| Diluted EPS | 0.29 | 0.30 | 0.29 | -- | 0.26 | 0.26 |
| Basic Average Shares | 3.1M | 3.1M | 3.1M | -- | 3.2M | 3.2M |
| Diluted Average Shares | 3.1M | 3.1M | 3.1M | -- | 3.2M | 3.2M |
| Tax Rate For Calcs | 0.15 | 0.15 | 0.15 | 0.15 | 0.15 | -- |
| Normalized Income | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Diluted NI Availto Com Stockholders | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Net Income Continuous Operations | 918,519 | 956,826 | 920,014 | 810,790 | 820,864 | -- |
| Other Gand A | 37,689 | 43,716 | 30,589 | 49,813 | 29,893 | -- |
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 | Q2 2024Jun 30, 2024 |
|---|---|---|---|---|---|---|
| Cash And Cash Equivalents | 37,301 | 849.00 | 3,456 | 1,924 | 2,722 | -- |
| Cash Financial | 37,301 | 849.00 | 3,456 | 1,924 | 2,722 | -- |
| Accounts Receivable | 26,550 | 26,550 | 0.00 | 4,180 | 250.00 | -- |
| Receivables | 26,550 | 26,550 | 0.00 | 4,180 | 250.00 | -- |
| Prepaid Assets | 10,233 | 7,403 | 7,508 | 4,812 | 11,177 | -- |
| Total Assets | 53.1M | 49.1M | 52.2M | 43.3M | 37.1M | -- |
| Current Debt | 10.2M | 6.4M | 10.0M | 6.0M | 7.0M | -- |
| Current Debt And Capital Lease Obligation | 10.2M | 6.4M | 10.0M | 6.0M | 7.0M | -- |
| Accounts Payable | 79,070 | 30,700 | 32,028 | 68,340 | 145,159 | -- |
| Payables | 786,112 | 482,641 | 493,304 | 587,993 | 594,786 | -- |
| Payables And Accrued Expenses | 786,112 | 482,641 | 493,304 | 587,993 | 594,786 | -- |
| Current Deferred Revenue | 169,849 | 106,071 | 154,225 | 119,361 | 97,711 | -- |
| Long Term Debt | 12.4M | 12.6M | 12.2M | 7.5M | -- | -- |
| Long Term Debt And Capital Lease Obligation | 12.4M | 12.6M | 12.2M | 7.5M | -- | -- |
| Total Liabilities Net Minority Interest | 23.5M | 19.6M | 22.8M | 14.1M | 7.7M | -- |
| Common Stock | 28.8M | 28.8M | 28.8M | 28.8M | 29.0M | -- |
| Capital Stock | 28.8M | 28.8M | 28.8M | 28.8M | 29.0M | -- |
| Retained Earnings | 817,085 | 705,066 | 554,739 | 441,224 | 430,533 | -- |
| Common Stock Equity | 29.6M | 29.5M | 29.3M | 29.2M | 29.4M | -- |
| Stockholders Equity | 29.6M | 29.5M | 29.3M | 29.2M | 29.4M | -- |
| Total Equity Gross Minority Interest | 29.6M | 29.5M | 29.3M | 29.2M | 29.4M | -- |
| Total Capitalization | 42.0M | 42.1M | 41.5M | 36.7M | -- | -- |
| Net Tangible Assets | 29.6M | 29.5M | 29.3M | 29.2M | 29.4M | -- |
| Tangible Book Value | 29.6M | 29.5M | 29.3M | 29.2M | 29.4M | -- |
| Invested Capital | 52.2M | 48.5M | 51.5M | 42.6M | 36.4M | -- |
| Total Debt | 22.6M | 19.0M | 22.2M | 13.4M | 7.0M | -- |
| Net Debt | 22.5M | 19.0M | 22.2M | 13.4M | 7.0M | -- |
| Share Issued | 3.1M | 3.1M | 3.1M | 3.1M | 3.2M | -- |
| Ordinary Shares Number | 3.1M | 3.1M | 3.1M | 3.1M | 3.2M | -- |
| Cash Cash Equivalents And Federal Funds Sold | 37,301 | 849.00 | 3,456 | 1,924 | 2,722 | -- |
| Current Deferred Liabilities | 169,849 | 106,071 | 154,225 | 119,361 | 97,711 | -- |
| Dividends Payable | 449,365 | 449,365 | 449,365 | 449,365 | 449,365 | -- |
| Line Of Credit | 10.2M | 6.4M | 10.0M | 6.0M | 7.0M | -- |
| Non Current Deferred Liabilities | -- | -- | 154,225 | 119,361 | 97,711 | 111,359 |
| Non Current Deferred Revenue | -- | -- | 154,225 | 119,361 | 97,711 | 111,359 |
| Other Payable | -- | 780,379 | 346,729 | 240,570 | -- | -- |
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 | Q2 2024Jun 30, 2024 |
|---|---|---|---|---|---|---|
| Repayment Of Debt | 0.00 | -1,676 | -131,665 | -- | 0.00 | 0.00 |
| Net Issuance Payments Of Debt | 3.7M | -3.6M | 4.0M | -765,084 | 4.1M | -- |
| Issuance Of Capital Stock | -- | -- | -- | 0.00 | 0.00 | 0.00 |
| Net Common Stock Issuance | -- | -- | -- | -185,600 | 0.00 | 0.00 |
| Common Stock Dividend Paid | -806,500 | -806,499 | -806,499 | -814,499 | -814,500 | -- |
| Financing Cash Flow | 2.4M | -4.4M | 3.0M | -1.8M | 3.2M | -- |
| Cash Flow From Continuing Financing Activities | 2.4M | -4.4M | 3.0M | -1.8M | 3.2M | -- |
| Changes In Cash | 36,452 | -2,607 | 1,532 | -798.00 | 1,999 | -- |
| Beginning Cash Position | 849.00 | 3,456 | 1,924 | 2,722 | 723.00 | -- |
| End Cash Position | 37,301 | 849.00 | 3,456 | 1,924 | 2,722 | -- |
| Free Cash Flow | -2.4M | 4.4M | -3.0M | 1.8M | -3.2M | -- |
| Cash Dividends Paid | -806,500 | -806,499 | -806,499 | -814,499 | -814,500 | -- |
| Cash Flowsfromusedin Operating Activities Direct | -2.4M | 4.4M | -3.0M | 1.8M | -3.2M | -- |
| Classesof Cash Payments | -23.4M | -16.9M | -21.3M | -14.4M | -12.3M | -- |
| Classesof Cash Receiptsfrom Operating Activities | 21.1M | 21.3M | 18.4M | 16.2M | 9.1M | -- |
| Common Stock Issuance | -- | -- | -- | 0.00 | 0.00 | 0.00 |
| Interest Paid Cff | -502,683 | 0.00 | -151,244 | -- | 0.00 | 0.00 |
| Long Term Debt Payments | 0.00 | -1,676 | -131,665 | -- | 0.00 | 0.00 |
| Net Long Term Debt Issuance | 4.2M | -1,676 | -131,665 | -3.4M | 3.7M | -- |
| Net Other Financing Charges | -52.00 | 0.00 | -148.00 | -- | -- | -- |
| Net Short Term Debt Issuance | -- | -3.6M | 4.1M | -- | -- | -4,883 |
| Other Cash Paymentsfrom Operating Activities | 168,062 | -159,964 | -225,468 | -104,058 | -68,689 | -- |
| Other Cash Receiptsfrom Operating Activities | 0.00 | -4,249 | 38,520 | -- | -- | -- |