Builders Capital Mortgage Corp.
Financial Statements (IFRS) · Amounts in CAD
Income Statement
Balance Sheet
Cash Flow
| Line Item | FY 2024Dec 31, 2024 | FY 2023Dec 31, 2023 | FY 2022Dec 31, 2022 | FY 2021Dec 31, 2021 |
|---|---|---|---|---|
| Total Revenue | 4.2M | 3.8M | 3.2M | 2.7M |
| Operating Revenue | 4.2M | 3.8M | 3.2M | 2.7M |
| Selling General And Administration | 138,822 | 133,779 | 116,435 | 107,173 |
| General And Administrative Expense | 138,822 | 133,779 | 116,435 | 107,173 |
| Interest Expense | 691,091 | 590,900 | 288,348 | 56,682 |
| Interest Income | 4.7M | 4.2M | 3.3M | 2.7M |
| Net Interest Income | 4.0M | 3.6M | 3.0M | 2.6M |
| Pretax Income | 3.3M | 3.3M | 2.7M | 2.3M |
| Tax Effect Of Unusual Items | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income From Continuing And Discontinued Operation | 3.3M | 3.3M | 2.7M | 2.3M |
| Net Income From Continuing Operation Net Minority Interest | 3.3M | 3.3M | 2.7M | 2.3M |
| Net Income Including Noncontrolling Interests | 3.3M | 3.3M | 2.7M | 2.3M |
| Net Income Common Stockholders | 3.3M | 3.3M | 2.7M | 2.3M |
| Net Income | 3.3M | 3.3M | 2.7M | 2.3M |
| Basic EPS | 1.04 | 1.04 | 0.92 | 0.80 |
| Diluted EPS | 1.04 | 1.04 | 0.92 | 0.80 |
| Basic Average Shares | 3.2M | 3.2M | 2.9M | 2.9M |
| Diluted Average Shares | 3.2M | 3.2M | 2.9M | 2.9M |
| Tax Rate For Calcs | 0.15 | 0.40 | 0.26 | 0.27 |
| Normalized Income | 3.3M | 3.3M | 2.7M | 2.3M |
| Diluted NI Availto Com Stockholders | 3.3M | 3.3M | 2.7M | 2.3M |
| Net Income Continuous Operations | 3.3M | 3.3M | 2.7M | 2.3M |
| Other Gand A | 138,822 | 133,779 | 116,435 | 107,173 |
| Line Item | FY 2024Dec 31, 2024 | FY 2023Dec 31, 2023 | FY 2022Dec 31, 2022 | FY 2021Dec 31, 2021 |
|---|---|---|---|---|
| Cash And Cash Equivalents | 1,924 | 596.00 | 393,606 | 352,263 |
| Cash Financial | 1,924 | 596.00 | 393,606 | 352,263 |
| Accounts Receivable | 4,180 | 0.00 | 572.00 | 3,720 |
| Receivables | 4,180 | 0.00 | 572.00 | 3,720 |
| Prepaid Assets | 4,812 | 4,812 | 4,683 | 5,105 |
| Total Assets | 43.3M | 33.4M | 35.7M | 30.5M |
| Current Debt | 6.0M | 3.3M | 5.7M | 3.0M |
| Current Debt And Capital Lease Obligation | 6.0M | 3.3M | 5.7M | 3.0M |
| Accounts Payable | 68,340 | 78,552 | 63,647 | 44,726 |
| Payables | 587,993 | 527,917 | 572,969 | 452,320 |
| Payables And Accrued Expenses | 587,993 | 527,917 | 572,969 | 452,320 |
| Current Deferred Revenue | 119,361 | 149,742 | 159,589 | 158,819 |
| Long Term Debt | 7.5M | -- | -- | -- |
| Long Term Debt And Capital Lease Obligation | 7.5M | -- | -- | -- |
| Total Liabilities Net Minority Interest | 14.1M | 4.0M | 6.5M | 3.6M |
| Common Stock | 28.8M | 29.0M | 29.0M | 26.7M |
| Capital Stock | 28.8M | 29.0M | 29.0M | 26.7M |
| Retained Earnings | 441,224 | 406,568 | 251,035 | 175,323 |
| Common Stock Equity | 29.2M | 29.4M | 29.3M | 26.9M |
| Stockholders Equity | 29.2M | 29.4M | 29.3M | 26.9M |
| Total Equity Gross Minority Interest | 29.2M | 29.4M | 29.3M | 26.9M |
| Total Capitalization | 36.7M | -- | -- | -- |
| Net Tangible Assets | 29.2M | 29.4M | 29.3M | 26.9M |
| Tangible Book Value | 29.2M | 29.4M | 29.3M | 26.9M |
| Invested Capital | 42.6M | 32.7M | 35.0M | 29.9M |
| Total Debt | 13.4M | 3.3M | 5.7M | 3.0M |
| Net Debt | 13.4M | 3.3M | 5.3M | 2.7M |
| Share Issued | 3.1M | 3.2M | 3.2M | 3.0M |
| Ordinary Shares Number | 3.1M | 3.2M | 3.2M | 3.0M |
| Cash Cash Equivalents And Federal Funds Sold | 1,924 | 596.00 | 393,606 | 352,263 |
| Current Deferred Liabilities | 119,361 | 149,742 | 159,589 | 158,819 |
| Dividends Payable | 449,365 | 449,365 | 453,675 | 402,654 |
| Line Of Credit | 6.0M | 3.3M | 5.7M | 3.0M |
| Non Current Deferred Liabilities | 119,361 | 149,742 | 159,589 | 158,819 |
| Non Current Deferred Revenue | 119,361 | 149,742 | 159,589 | 158,819 |
| Other Payable | 240,570 | -- | -- | -- |
| Line Item | FY 2024Dec 31, 2024 | FY 2023Dec 31, 2023 | FY 2022Dec 31, 2022 | FY 2021Dec 31, 2021 |
|---|---|---|---|---|
| Issuance Of Debt | 2.9M | -- | 2.7M | 3.0M |
| Repayment Of Debt | -- | -2.4M | -- | -- |
| Net Issuance Payments Of Debt | 2.9M | -2.4M | 2.7M | 3.0M |
| Issuance Of Capital Stock | 0.00 | 94,210 | 2.3M | 0.00 |
| Repurchase Of Capital Stock | -185,600 | -126,294 | 0.00 | 0.00 |
| Net Common Stock Issuance | -185,600 | -32,084 | 2.3M | 0.00 |
| Common Stock Dividend Paid | -3.3M | -3.2M | -2.6M | -2.3M |
| Common Stock Payments | -185,600 | -126,294 | 0.00 | 0.00 |
| Financing Cash Flow | -547,838 | -5.6M | 2.4M | 760,584 |
| Cash Flow From Continuing Financing Activities | -547,838 | -5.6M | 2.4M | 760,584 |
| Changes In Cash | 1,328 | -393,010 | 41,343 | -629,835 |
| Beginning Cash Position | 596.00 | 393,606 | 352,263 | 982,098 |
| End Cash Position | 1,924 | 596.00 | 393,606 | 352,263 |
| Free Cash Flow | 549,166 | 5.2M | -2.4M | -1.4M |
| Cash Dividends Paid | -3.3M | -3.2M | -2.6M | -2.3M |
| Cash Flowsfromusedin Operating Activities Direct | 549,166 | 5.2M | -2.4M | -1.4M |
| Classesof Cash Payments | -45.4M | -35.5M | -38.9M | -36.5M |
| Classesof Cash Receiptsfrom Operating Activities | 45.9M | 40.7M | 36.5M | 35.1M |
| Common Stock Issuance | 0.00 | 94,210 | 2.3M | 0.00 |
| Long Term Debt Issuance | 232,393 | -- | -- | -- |
| Net Long Term Debt Issuance | 232,393 | -- | -- | 3.0M |
| Net Short Term Debt Issuance | 2.7M | -2.4M | 2.7M | 3.0M |
| Other Cash Paymentsfrom Operating Activities | -494,286 | -502,875 | -575,971 | -951,226 |
| Other Cash Receiptsfrom Operating Activities | 1.2M | 546,567 | 1.9M | 3.3M |
| Short Term Debt Issuance | 2.7M | -- | 2.7M | 3.0M |
| Short Term Debt Payments | -- | -2.4M | -- | -- |