Income Statement
Balance Sheet
Cash Flow
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Total Revenue | 36.1B | 32.0B | 31.1B | 26.3B | -- |
| Operating Revenue | 36.1B | 32.0B | 31.1B | 26.3B | -- |
| Selling General And Administration | 12.8B | 11.7B | 12.3B | 8.6B | -- |
| General And Administrative Expense | 12.0B | 10.9B | 11.5B | 8.1B | -- |
| Depreciation And Amortization In Income Statement | 1.2B | 1.1B | 1.0B | 604.0M | -- |
| Interest Expense | 42.0B | 46.5B | 36.9B | 11.0B | -- |
| Interest Income | 63.5B | 66.0B | 55.6B | 26.9B | -- |
| Net Interest Income | 21.5B | 19.5B | 18.7B | 15.9B | -- |
| Special Income Charges | -192.0M | 460.0M | -4.8B | 6.2B | -- |
| Restructuring And Mergern Acquisition | 17.0M | 172.0M | 4.8B | -7.4B | -- |
| Gain On Sale Of Security | 287.0M | 200.0M | 180.0M | 281.0M | -- |
| Pretax Income | 11.6B | 9.5B | 5.9B | 17.9B | -- |
| Tax Provision | 2.8B | 2.2B | 1.5B | 4.3B | -- |
| Tax Effect Of Unusual Items | -47.0M | 106.7M | -1.2B | 1.5B | -- |
| Net Income From Continuing And Discontinued Operation | 8.7B | 7.3B | 4.4B | 13.5B | -- |
| Net Income From Continuing Operation Net Minority Interest | 8.7B | 7.3B | 4.4B | 13.5B | -- |
| Net Income Including Noncontrolling Interests | 8.7B | 7.3B | 4.4B | 13.5B | -- |
| Minority Interests | -16.0M | -9.0M | -12.0M | 0.00 | -- |
| Net Income Common Stockholders | 8.3B | 6.9B | 4.1B | 13.3B | -- |
| Net Income | 8.7B | 7.3B | 4.4B | 13.5B | -- |
| Reconciled Depreciation | 2.2B | 2.1B | 2.1B | 1.5B | -- |
| Basic EPS | 11.46 | 9.52 | 5.77 | 20.04 | -- |
| Diluted EPS | 11.44 | 9.51 | 5.76 | 19.99 | -- |
| Basic Average Shares | 721.9M | 727.7M | 709.4M | 664.0M | -- |
| Diluted Average Shares | 723.3M | 728.5M | 710.5M | 665.7M | -- |
| Total Unusual Items | -192.0M | 460.0M | -4.8B | 6.2B | -- |
| Total Unusual Items Excluding Goodwill | -192.0M | 460.0M | -4.8B | 6.2B | -- |
| Tax Rate For Calcs | 0.24 | 0.23 | 0.25 | 0.24 | -- |
| Normalized Income | 8.9B | 7.0B | 8.0B | 8.8B | -- |
| Amortization | 1.2B | 1.1B | 1.0B | 604.0M | -- |
| Amortization Of Intangibles Income Statement | 1.2B | 1.1B | 1.0B | 604.0M | -- |
| Depreciation Amortization Depletion Income Statement | 1.2B | 1.1B | 1.0B | 604.0M | -- |
| Diluted NI Availto Com Stockholders | 8.3B | 6.9B | 4.1B | 13.3B | -- |
| Gain On Sale Of Business | -102.0M | 0.00 | 0.00 | -37.0M | -- |
| Impairment Of Capital Assets | 92.0M | 27.0M | -- | -- | -- |
| Insurance And Claims | -- | -- | 1.9B | -683.0M | 1.4B |
| Net Income Continuous Operations | 8.7B | 7.3B | 4.4B | 13.5B | -- |
| Occupancy And Equipment | 4.5B | 4.1B | 4.9B | 3.6B | -- |
| Other Non Interest Expense | 1.8B | 1.9B | 79.0M | 886.0M | -- |
| Other Special Charges | -19.0M | -659.0M | 27.0M | 1.1B | -- |
| Preferred Stock Dividends | 436.0M | 386.0M | 331.0M | 231.0M | -- |
| Professional Expense And Contract Services Expense | 678.0M | 583.0M | 863.0M | 788.0M | -- |
| Salaries And Wages | 12.0B | 10.9B | 11.5B | 8.8B | -- |
| Selling And Marketing Expense | 806.0M | 837.0M | 812.0M | 517.0M | -- |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 70.3B | 68.7B | 82.0B | 93.2B | -- |
| Cash Equivalents | -- | -- | -- | -- | 3.3B |
| Cash Financial | -- | 62.7B | 75.4B | 85.1B | 91.3B |
| Other Short Term Investments | 33.8B | 93.7B | 62.8B | 43.6B | -- |
| Accounts Receivable | 52.2B | 40.2B | 62.9B | 6.7B | -- |
| Receivables | 54.2B | 42.4B | 65.0B | 8.1B | -- |
| Gross PPE | 13.2B | 13.0B | 13.2B | 11.2B | -- |
| Accumulated Depreciation | -6.9B | -6.6B | -6.9B | -6.1B | -- |
| Net PPE | 6.3B | 6.3B | 6.4B | 5.1B | -- |
| Goodwill | 16.8B | 16.8B | 16.7B | 5.3B | -- |
| Goodwill And Other Intangible Assets | 21.6B | 21.7B | 21.9B | 7.5B | -- |
| Other Intangible Assets | 4.8B | 4.9B | 5.2B | 2.2B | -- |
| Investments And Advances | 420.7B | 393.1B | 321.1B | 272.9B | -- |
| Long Term Equity Investment | 1.8B | 1.7B | 1.5B | 1.3B | -- |
| Total Assets | 1476.8B | 1409.6B | 1347.0B | 1139.2B | -- |
| Current Debt | 113.3B | 106.8B | 108.5B | 96.1B | -- |
| Current Debt And Capital Lease Obligation | 113.3B | 106.8B | 108.5B | 96.1B | -- |
| Accounts Payable | 62.9B | 52.2B | 71.1B | 16.5B | -- |
| Payables | 68.0B | 58.3B | 89.2B | 24.4B | -- |
| Payables And Accrued Expenses | 68.0B | 58.3B | 89.2B | 24.4B | -- |
| Long Term Debt | 163.6B | 152.3B | 136.7B | 123.7B | -- |
| Long Term Debt And Capital Lease Obligation | 166.9B | 155.6B | 140.2B | 126.6B | -- |
| Long Term Capital Lease Obligation | 3.3B | 3.3B | 3.5B | 2.8B | -- |
| Total Liabilities Net Minority Interest | 1388.7B | 1325.4B | 1270.9B | 1068.2B | -- |
| Common Stock | 23.4B | 23.9B | 22.9B | 17.7B | -- |
| Capital Stock | 24.9B | 26.0B | 26.2B | 20.4B | -- |
| Additional Paid In Capital | 373.0M | 354.0M | 328.0M | 317.0M | -- |
| Retained Earnings | 47.4B | 46.5B | 44.0B | 45.1B | -- |
| Gains Losses Not Affecting Retained Earnings | 8.0B | 5.4B | 1.9B | 1.6B | -- |
| Other Equity Adjustments | 8.0B | 5.4B | 1.9B | 1.6B | -- |
| Common Stock Equity | 86.5B | 82.2B | 72.8B | 68.4B | -- |
| Stockholders Equity | 88.1B | 84.2B | 76.1B | 71.0B | -- |
| Total Equity Gross Minority Interest | 88.1B | 84.3B | 76.1B | 71.0B | -- |
| Minority Interest | 49.0M | 36.0M | 28.0M | 0.00 | -- |
| Total Capitalization | 251.6B | 236.5B | 212.8B | 194.8B | -- |
| Net Tangible Assets | 66.5B | 62.6B | 54.2B | 63.6B | -- |
| Tangible Book Value | 64.9B | 60.5B | 50.9B | 60.9B | -- |
| Invested Capital | 363.4B | 341.3B | 318.0B | 288.2B | -- |
| Total Debt | 280.2B | 262.4B | 248.7B | 222.6B | -- |
| Net Debt | 206.6B | 190.4B | 163.2B | 126.6B | -- |
| Share Issued | 708.9M | 729.6M | 721.0M | 677.3M | -- |
| Ordinary Shares Number | 708.9M | 729.5M | 720.9M | 677.1M | -- |
| Available For Sale Securities | 206.4B | 134.3B | 133.5B | 120.2B | -- |
| Buildings And Improvements | -- | 2.1B | 2.0B | 1.7B | 1.4B |
| Capital Lease Obligations | 3.3B | 3.3B | 3.5B | 2.8B | -- |
| Cash Cash Equivalents And Federal Funds Sold | 199.7B | 179.6B | 197.7B | 206.4B | -- |
| Commercial Paper | 104.9B | 100.0B | 100.4B | 80.7B | -- |
| Current Notes Payable | 8.4B | 6.9B | 8.2B | 15.4B | -- |
| Defined Pension Benefit | 1.4B | 1.3B | 1.3B | 1.3B | -- |
| Derivative Product Liabilities | 58.7B | 58.3B | 50.2B | 60.0B | -- |
| Employee Benefits | 1.1B | 1.1B | 1.0B | 920.0M | -- |
| Income Tax Payable | 329.0M | 470.0M | 44.0M | 425.0M | -- |
| Land And Improvements | 2.4B | 2.4B | 323.0M | 119.0M | -- |
| Leases | 2.9B | 2.7B | 2.4B | 2.1B | -- |
| Machinery Furniture Equipment | 2.3B | 2.5B | 2.9B | 2.7B | -- |
| Non Current Deferred Liabilities | 1.0M | 1.0M | 16.0M | 102.0M | -- |
| Non Current Deferred Taxes Liabilities | 1.0M | 1.0M | 16.0M | 102.0M | -- |
| Non Current Pension And Other Postretirement Benefit Plans | 190.0M | 189.0M | 179.0M | 88.0M | -- |
| Other Equity Interest | 7.4B | 6.0B | 3.7B | 3.7B | -- |
| Other Properties | 5.6B | 5.4B | 5.5B | 4.6B | -- |
| Other Receivables | 2.0B | 2.2B | 2.1B | 1.4B | -- |
| Preferred Shares Number | 16.0M | 24.0M | 86.0M | 86.0M | -- |
| Preferred Stock | 1.6B | 2.0B | 3.3B | 2.6B | -- |
| Preferred Stock Equity | 1.6B | 2.0B | 3.3B | 2.6B | -- |
| Total Tax Payable | 329.0M | 470.0M | 44.0M | 425.0M | -- |
| Trading Securities | 178.7B | 163.4B | 123.3B | 107.8B | -- |
| Treasury Shares Number | -- | 55,172 | 73,511 | 174,689 | 36,521 |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | 10.2B | 26.7B | 9.6B | 5.0B | -- |
| Cash Flow From Continuing Operating Activities | 10.2B | 26.7B | 9.6B | 5.0B | -- |
| Depreciation And Amortization | 2.2B | 2.1B | 2.1B | 1.5B | -- |
| Depreciation Amortization Depletion | 2.2B | 2.1B | 2.1B | 1.5B | -- |
| Deferred Tax | 12.0M | 153.0M | -708.0M | 475.0M | -- |
| Deferred Income Tax | 12.0M | 153.0M | -708.0M | 475.0M | -- |
| Change In Working Capital | -4.0B | 13.7B | 2.0B | -10.6B | -- |
| Changes In Account Receivables | -- | -- | -- | -1.2B | 75.0M |
| Change In Receivables | -- | 257.0M | -990.0M | -1.2B | 75.0M |
| Change In Payables And Accrued Expense | -- | -- | -- | 1.3B | -366.0M |
| Change In Payable | -- | -- | -- | 1.3B | -366.0M |
| Change In Other Working Capital | -20.9B | 16.4B | 34.2B | 63.3B | -- |
| Change In Other Current Assets | -- | -- | -- | 328.0M | -539.0M |
| Change In Other Current Liabilities | -- | -- | -- | 156.0M | 143.0M |
| Other Non Cash Items | -- | -- | -- | 96.0M | 140.0M |
| Capital Expenditure | -1.7B | -1.6B | -1.7B | -1.4B | -- |
| Purchase Of PPE | -1.7B | -1.6B | -1.7B | -777.0M | -- |
| Net PPE Purchase And Sale | -1.7B | -1.6B | -1.7B | -777.0M | -- |
| Purchase Of Business | -- | 0.00 | -15.1B | 0.00 | 0.00 |
| Sale Of Business | -- | -- | 0.00 | 1.2B | 63.0M |
| Purchase Of Investment | -78.7B | -87.0B | -50.1B | -96.6B | -- |
| Sale Of Investment | 80.2B | 63.5B | 44.1B | 64.0B | -- |
| Net Investment Purchase And Sale | 1.5B | -23.5B | -6.1B | -32.6B | -- |
| Investing Cash Flow | 605.0M | -24.5B | -21.2B | -29.5B | -- |
| Cash Flow From Continuing Investing Activities | 605.0M | -24.5B | -21.2B | -29.5B | -- |
| Issuance Of Debt | 1.2B | 1.0B | 9.2B | 14.8B | -- |
| Repayment Of Debt | -1.6B | -1.4B | -12.3B | -7.0B | -- |
| Net Issuance Payments Of Debt | -321.0M | -357.0M | -3.1B | 7.8B | -- |
| Issuance Of Capital Stock | 1.5B | 2.4B | 4.0B | 5.4B | -- |
| Repurchase Of Capital Stock | -3.9B | -1.2B | 0.00 | -1.5B | -- |
| Net Common Stock Issuance | -3.2B | 68.0M | 3.4B | 3.1B | -- |
| Common Stock Payments | -3.4B | 0.00 | -- | -17.0M | 0.00 |
| Financing Cash Flow | -8.7B | -15.1B | 268.0M | 16.0B | -- |
| Cash Flow From Continuing Financing Activities | -8.7B | -15.1B | 268.0M | 16.0B | -- |
| Effect Of Exchange Rate Changes | 214.0M | 75.0M | 1.8B | 2.7B | -- |
| Changes In Cash | 2.2B | -12.9B | -11.3B | -8.5B | -- |
| Beginning Cash Position | 65.1B | 77.9B | 87.5B | 93.3B | -- |
| End Cash Position | 67.5B | 65.1B | 77.9B | 87.5B | -- |
| Free Cash Flow | 8.5B | 25.1B | 7.9B | 3.5B | -- |
| Income Tax Paid Supplemental Data | 2.8B | 2.5B | 2.6B | 2.4B | -- |
| Interest Paid Supplemental Data | 43.1B | 45.1B | 33.7B | 9.6B | -- |
| Amortization Cash Flow | 1.2B | 1.1B | 1.0B | 604.0M | -- |
| Amortization Of Intangibles | 1.2B | 1.1B | 1.0B | 604.0M | -- |
| Asset Impairment Charge | 178.0M | 26.0M | -- | 0.00 | 779.0M |
| Cash Dividends Paid | -5.0B | -3.8B | -2.7B | -2.6B | -- |
| Change In Account Payable | -- | -- | -- | 1.3B | -366.0M |
| Change In Income Tax Payable | -- | -- | -- | 156.0M | 143.0M |
| Change In Tax Payable | -- | -- | -- | 156.0M | 143.0M |
| Common Stock Issuance | 158.0M | 68.0M | 3.4B | 3.1B | -- |
| Depreciation | 1.0B | 998.0M | 1.1B | 876.0M | -- |
| Earnings Losses From Equity Investments | -175.0M | -207.0M | -185.0M | -- | -- |
| Gain Loss On Investment Securities | -290.0M | -201.0M | -180.0M | -282.0M | -- |
| Gain Loss On Sale Of Business | -- | -- | 0.00 | 29.0M | 0.00 |
| Long Term Debt Issuance | 1.2B | 1.0B | 9.2B | 14.8B | -- |
| Long Term Debt Payments | -1.6B | -1.4B | -12.3B | -7.0B | -- |
| Net Business Purchase And Sale | -- | 0.00 | -15.1B | 1.2B | 63.0M |
| Net Income From Continuing Operations | 8.7B | 7.3B | 4.4B | 13.5B | -- |
| Net Intangibles Purchase And Sale | -- | -- | -792.0M | -671.0M | -499.0M |
| Net Long Term Debt Issuance | -321.0M | -357.0M | -3.1B | 7.8B | -- |
| Net Other Financing Charges | -948.0M | -12.1B | 2.1B | 6.9B | -- |
| Net Preferred Stock Issuance | 865.0M | 1.1B | 648.0M | 745.0M | -- |
| Operating Gains Losses | -462.0M | -407.0M | -365.0M | -252.0M | -- |
| Preferred Stock Issuance | 1.4B | 2.4B | 648.0M | 2.2B | -- |
| Preferred Stock Payments | -500.0M | -1.2B | 0.00 | -1.5B | -- |
| Purchase Of Intangibles | -- | -- | -792.0M | -671.0M | -499.0M |