Income Statement
Balance Sheet
Cash Flow
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Total Revenue | 9.8B | 9.3B | 8.9B | 8.7B | 9.2B |
| Operating Revenue | 9.8B | 9.3B | 8.9B | 8.7B | 9.2B |
| Selling General And Administration | 3.7B | 3.2B | 3.2B | 3.1B | 3.4B |
| General And Administrative Expense | 3.6B | 3.0B | 3.0B | 2.9B | 3.2B |
| Depreciation And Amortization In Income Statement | 294.0M | 290.0M | 278.0M | 296.0M | 288.0M |
| Interest Expense | 9.5B | 10.0B | 10.2B | 10.6B | 11.2B |
| Interest Income | 15.2B | 15.5B | 15.7B | 15.7B | 16.6B |
| Net Interest Income | 5.6B | 5.5B | 5.5B | 5.1B | 5.4B |
| Special Income Charges | 18.0M | -186.0M | 0.00 | -3.0M | -3.0M |
| Restructuring And Mergern Acquisition | 25.0M | 4.0M | 5.0M | -2.0M | 10.0M |
| Gain On Sale Of Security | 85.0M | 114.0M | 49.0M | 66.0M | 58.0M |
| Pretax Income | 3.3B | 3.0B | 3.1B | 2.6B | 2.8B |
| Tax Provision | 836.0M | 735.0M | 756.0M | 644.0M | 690.0M |
| Tax Effect Of Unusual Items | 4.5M | -45.1M | 0.00 | -741,000 | -731,966 |
| Net Income From Continuing And Discontinued Operation | 2.5B | 2.3B | 2.3B | 2.0B | 2.1B |
| Net Income From Continuing Operation Net Minority Interest | 2.5B | 2.3B | 2.3B | 2.0B | 2.1B |
| Net Income Including Noncontrolling Interests | 2.5B | 2.3B | 2.3B | 2.0B | 2.1B |
| Minority Interests | 1.0M | -7.0M | -3.0M | -2.0M | -4.0M |
| Net Income Common Stockholders | 2.4B | 2.1B | 2.3B | 1.8B | 2.1B |
| Net Income | 2.5B | 2.3B | 2.3B | 2.0B | 2.1B |
| Reconciled Depreciation | 547.0M | 558.0M | 533.0M | 544.0M | 545.0M |
| Basic EPS | 3.40 | -- | 3.14 | 2.51 | 2.84 |
| Diluted EPS | 3.39 | -- | 3.14 | 2.50 | 2.83 |
| Basic Average Shares | 708.4M | -- | 719.5M | 725.4M | 729.6M |
| Diluted Average Shares | 710.2M | -- | 720.8M | 726.4M | 730.7M |
| Total Unusual Items | 18.0M | -186.0M | 0.00 | -3.0M | -3.0M |
| Total Unusual Items Excluding Goodwill | 18.0M | -186.0M | 0.00 | -3.0M | -3.0M |
| Tax Rate For Calcs | 0.25 | 0.24 | 0.25 | 0.25 | 0.24 |
| Normalized Income | 2.5B | 2.4B | 2.3B | 2.0B | 2.1B |
| Amortization | 294.0M | 290.0M | 278.0M | 296.0M | 288.0M |
| Amortization Of Intangibles Income Statement | 294.0M | 290.0M | 278.0M | 296.0M | 288.0M |
| Depreciation Amortization Depletion Income Statement | 294.0M | 290.0M | 278.0M | 296.0M | 288.0M |
| Diluted NI Availto Com Stockholders | 2.4B | 2.1B | 2.3B | 1.8B | 2.1B |
| Gain On Sale Of Business | -4.0M | -- | -- | -- | 0.00 |
| Net Income Continuous Operations | 2.5B | 2.3B | 2.3B | 2.0B | 2.1B |
| Occupancy And Equipment | 1.1B | 1.2B | 1.1B | 1.1B | 1.1B |
| Other Non Interest Expense | 453.0M | 444.0M | 421.0M | 433.0M | 495.0M |
| Other Special Charges | -47.0M | -12.0M | -5.0M | 5.0M | -7.0M |
| Preferred Stock Dividends | 81.0M | 163.0M | 66.0M | 142.0M | 65.0M |
| Professional Expense And Contract Services Expense | 168.0M | 219.0M | 172.0M | 141.0M | 146.0M |
| Salaries And Wages | 3.6B | 3.0B | 3.0B | 2.9B | 3.2B |
| Selling And Marketing Expense | 180.0M | 224.0M | 198.0M | 210.0M | 174.0M |
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 70.2B | 70.3B | 62.8B | 68.6B | 79.8B |
| Cash Financial | -- | -- | -- | -- | -- |
| Other Short Term Investments | 110.9B | 33.8B | 106.4B | 105.9B | 100.3B |
| Accounts Receivable | 45.2B | 52.2B | 42.3B | 48.4B | 38.1B |
| Receivables | 47.4B | 54.2B | 44.7B | 50.0B | 40.2B |
| Gross PPE | -- | 13.2B | -- | -- | -- |
| Accumulated Depreciation | -- | -6.9B | -- | -- | -- |
| Net PPE | 6.1B | 6.3B | 6.2B | 6.2B | 6.3B |
| Goodwill | 16.6B | 16.8B | 16.7B | 16.6B | 17.5B |
| Goodwill And Other Intangible Assets | 21.6B | 21.6B | 21.5B | 21.5B | 22.5B |
| Other Intangible Assets | 5.0B | 4.8B | 4.8B | 4.8B | 5.0B |
| Investments And Advances | 417.4B | 420.7B | 395.7B | 395.4B | 406.7B |
| Long Term Equity Investment | -- | 1.8B | -- | -- | -- |
| Total Assets | 1458.1B | 1476.8B | 1431.6B | 1440.3B | 1468.1B |
| Current Debt | 105.7B | 113.3B | 108.5B | 109.5B | 111.9B |
| Current Debt And Capital Lease Obligation | 105.7B | 113.3B | 108.5B | 109.5B | 111.9B |
| Accounts Payable | 43.3B | 62.9B | 46.4B | 48.7B | 41.3B |
| Payables | 43.3B | 68.0B | 46.4B | 48.7B | 41.3B |
| Payables And Accrued Expenses | 43.3B | 68.0B | 46.4B | 48.7B | 41.3B |
| Long Term Debt | 169.4B | 163.6B | 158.7B | 166.1B | 162.5B |
| Long Term Debt And Capital Lease Obligation | 169.4B | 166.9B | 158.7B | 166.1B | 162.5B |
| Long Term Capital Lease Obligation | -- | 3.3B | -- | -- | -- |
| Total Liabilities Net Minority Interest | 1372.4B | 1388.7B | 1344.8B | 1354.4B | 1380.5B |
| Common Stock | 23.7B | 23.4B | 23.6B | 23.7B | 23.9B |
| Capital Stock | 25.3B | 24.9B | 25.3B | 25.5B | 25.7B |
| Additional Paid In Capital | 379.0M | 373.0M | 368.0M | 367.0M | 363.0M |
| Retained Earnings | 47.7B | 47.4B | 47.6B | 47.2B | 47.2B |
| Gains Losses Not Affecting Retained Earnings | 6.2B | 8.0B | 6.1B | 6.8B | 8.2B |
| Other Equity Adjustments | 6.2B | 8.0B | 6.1B | 6.8B | 8.2B |
| Common Stock Equity | 84.2B | 86.5B | 85.0B | 84.0B | 85.8B |
| Stockholders Equity | 85.7B | 88.1B | 86.7B | 85.8B | 87.6B |
| Total Equity Gross Minority Interest | 85.8B | 88.1B | 86.8B | 85.8B | 87.6B |
| Minority Interest | 46.0M | 49.0M | 42.0M | 38.0M | 41.0M |
| Total Capitalization | 255.1B | 251.6B | 245.4B | 251.9B | 250.0B |
| Net Tangible Assets | 64.1B | 66.5B | 65.2B | 64.3B | 65.1B |
| Tangible Book Value | 62.5B | 64.9B | 63.5B | 62.6B | 63.3B |
| Invested Capital | 359.2B | 363.4B | 352.2B | 359.7B | 360.1B |
| Total Debt | 275.0B | 280.2B | 267.2B | 275.7B | 274.3B |
| Net Debt | 204.8B | 206.6B | 204.4B | 207.1B | 194.5B |
| Share Issued | 706.2M | 708.9M | 716.4M | 722.1M | 728.9M |
| Ordinary Shares Number | 706.2M | 708.9M | 716.3M | 722.1M | 728.8M |
| Available For Sale Securities | 114.6B | 206.4B | 118.3B | 120.2B | 127.5B |
| Buildings And Improvements | -- | -- | -- | -- | -- |
| Capital Lease Obligations | -- | 3.3B | -- | -- | -- |
| Cash Cash Equivalents And Federal Funds Sold | 180.0B | 199.7B | 191.1B | 188.1B | 190.4B |
| Commercial Paper | 96.9B | 104.9B | 99.1B | 103.2B | 105.3B |
| Current Notes Payable | 8.8B | 8.4B | 9.4B | 6.3B | 6.6B |
| Defined Pension Benefit | -- | 1.4B | -- | -- | -- |
| Derivative Product Liabilities | 65.4B | 58.7B | 51.5B | 57.7B | 66.4B |
| Employee Benefits | -- | 1.1B | -- | -- | -- |
| Income Tax Payable | -- | 329.0M | -- | -- | -- |
| Land And Improvements | -- | 2.4B | -- | -- | -- |
| Leases | -- | 2.9B | -- | -- | -- |
| Machinery Furniture Equipment | -- | 2.3B | -- | -- | -- |
| Non Current Deferred Liabilities | -- | 1.0M | -- | -- | -- |
| Non Current Deferred Taxes Liabilities | -- | 1.0M | -- | -- | -- |
| Non Current Pension And Other Postretirement Benefit Plans | -- | 190.0M | -- | -- | -- |
| Other Equity Interest | 6.2B | 7.4B | 7.4B | 6.0B | 6.0B |
| Other Properties | -- | 5.6B | -- | -- | -- |
| Other Receivables | 2.2B | 2.0B | 2.5B | 1.6B | 2.1B |
| Preferred Shares Number | 16.0M | 16.0M | 24.0M | 24.0M | 24.0M |
| Preferred Stock | 1.6B | 1.6B | 1.8B | 1.8B | 1.8B |
| Preferred Stock Equity | 1.6B | 1.6B | 1.8B | 1.8B | 1.8B |
| Total Tax Payable | -- | 329.0M | -- | -- | -- |
| Trading Securities | 191.9B | 178.7B | 171.0B | 169.3B | 178.9B |
| Treasury Shares Number | 42,560 | -- | 53,745 | 0.00 | 95,889 |
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | 1.8B | 12.8B | -4.2B | -3.2B | 4.9B |
| Cash Flow From Continuing Operating Activities | 1.8B | 12.8B | -4.2B | -3.2B | 4.9B |
| Depreciation And Amortization | 547.0M | 558.0M | 533.0M | 544.0M | 545.0M |
| Depreciation Amortization Depletion | 547.0M | 558.0M | 533.0M | 544.0M | 545.0M |
| Deferred Tax | 16.0M | -147.0M | -77.0M | 65.0M | 171.0M |
| Deferred Income Tax | 16.0M | -147.0M | -77.0M | 65.0M | 171.0M |
| Change In Working Capital | -1.9B | 9.3B | -7.7B | -6.8B | 1.1B |
| Change In Other Working Capital | -25.2B | -2.0B | -3.2B | 1.2B | -16.9B |
| Capital Expenditure | -384.0M | -499.0M | -405.0M | -439.0M | -386.0M |
| Purchase Of PPE | -384.0M | -499.0M | -405.0M | -439.0M | -386.0M |
| Net PPE Purchase And Sale | -384.0M | -499.0M | -405.0M | -439.0M | -386.0M |
| Purchase Of Business | -48.0M | -- | -- | -- | 0.00 |
| Purchase Of Investment | -13.6B | -30.7B | -12.6B | -16.8B | -18.6B |
| Sale Of Investment | 14.4B | 27.8B | 13.9B | 12.7B | 25.8B |
| Net Investment Purchase And Sale | 844.0M | -2.9B | 1.3B | -4.2B | 7.3B |
| Investing Cash Flow | 298.0M | -2.0B | -113.0M | -4.6B | 7.3B |
| Cash Flow From Continuing Investing Activities | 298.0M | -2.0B | -113.0M | -4.6B | 7.3B |
| Issuance Of Debt | -- | 0.00 | 0.00 | 1.2B | -- |
| Repayment Of Debt | -104.0M | -85.0M | -1.3B | -78.0M | -60.0M |
| Net Issuance Payments Of Debt | -104.0M | -85.0M | -1.3B | 1.2B | -60.0M |
| Issuance Of Capital Stock | 68.0M | 64.0M | 1.4B | 42.0M | 44.0M |
| Repurchase Of Capital Stock | -2.3B | -1.6B | -889.0M | -963.0M | -480.0M |
| Net Common Stock Issuance | -1.0B | -1.3B | -862.0M | -921.0M | -136.0M |
| Common Stock Payments | -1.1B | -1.4B | -889.0M | -963.0M | -180.0M |
| Financing Cash Flow | -627.0M | -2.6B | -2.6B | -697.0M | -2.8B |
| Cash Flow From Continuing Financing Activities | -627.0M | -2.6B | -2.6B | -697.0M | -2.8B |
| Effect Of Exchange Rate Changes | -1.6B | 698.0M | 186.0M | -2.6B | 1.9B |
| Changes In Cash | 1.5B | 8.2B | -7.0B | -8.5B | 9.4B |
| Beginning Cash Position | 67.5B | 58.6B | 65.4B | 76.5B | 65.1B |
| End Cash Position | 67.4B | 67.5B | 58.6B | 65.4B | 76.5B |
| Free Cash Flow | 1.4B | 12.3B | -4.6B | -3.6B | 4.5B |
| Income Tax Paid Supplemental Data | 883.0M | 439.0M | 1.1B | 826.0M | 480.0M |
| Interest Paid Supplemental Data | 9.8B | 10.2B | 10.9B | 10.4B | 11.7B |
| Amortization Cash Flow | 294.0M | 290.0M | 278.0M | 296.0M | 288.0M |
| Amortization Of Intangibles | 294.0M | 290.0M | 278.0M | 296.0M | 288.0M |
| Cash Dividends Paid | -1.3B | -1.2B | -1.3B | -1.2B | -1.3B |
| Common Stock Issuance | 68.0M | 64.0M | 27.0M | 42.0M | 44.0M |
| Depreciation | 253.0M | 268.0M | 255.0M | 248.0M | 257.0M |
| Earnings Losses From Equity Investments | -41.0M | -83.0M | -45.0M | 2.0M | -49.0M |
| Gain Loss On Investment Securities | -82.0M | -116.0M | -49.0M | -67.0M | -58.0M |
| Long Term Debt Issuance | -- | 0.00 | 0.00 | 1.2B | -- |
| Long Term Debt Payments | -104.0M | -85.0M | -1.3B | -78.0M | -60.0M |
| Net Business Purchase And Sale | -48.0M | -- | -- | -- | 0.00 |
| Net Income From Continuing Operations | 2.5B | 2.3B | 2.3B | 2.0B | 2.1B |
| Net Intangibles Purchase And Sale | -- | -- | -- | -- | -- |
| Net Long Term Debt Issuance | -104.0M | -85.0M | -1.3B | 1.2B | -60.0M |
| Net Other Financing Charges | 3.1B | 274.0M | -504.0M | 276.0M | -994.0M |
| Net Preferred Stock Issuance | -1.2B | -200.0M | 1.4B | 0.00 | -300.0M |
| Operating Gains Losses | -126.0M | -197.0M | -94.0M | -64.0M | -107.0M |
| Preferred Stock Issuance | -- | 0.00 | 1.4B | 0.00 | -- |
| Preferred Stock Payments | -1.2B | -200.0M | 0.00 | 0.00 | -300.0M |
| Purchase Of Intangibles | -- | -- | -- | -- | -- |