Income Statement
Balance Sheet
Cash Flow
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Total Revenue | 9.9B | 9.6B | 9.3B | 8.9B | 9.3B |
| Operating Revenue | 9.9B | 9.6B | 9.3B | 8.9B | 9.3B |
| Selling General And Administration | 3.1B | 3.0B | 2.8B | 2.8B | 2.9B |
| General And Administrative Expense | 2.9B | 2.8B | 2.7B | 2.6B | 2.7B |
| Depreciation And Amortization In Income Statement | 385.0M | 403.0M | 405.0M | 393.0M | 403.0M |
| Interest Expense | 7.7B | 8.6B | 8.6B | 9.0B | 9.8B |
| Interest Income | 13.3B | 14.2B | 14.1B | 14.3B | 15.0B |
| Net Interest Income | 5.6B | 5.6B | 5.5B | 5.3B | 5.2B |
| Special Income Charges | -434.0M | -459.0M | 23.0M | -35.0M | -1.4B |
| Restructuring And Mergern Acquisition | 0.00 | -- | -- | -- | 0.00 |
| Write Off | -- | -- | -- | -- | 0.00 |
| Gain On Sale Of Security | 19.0M | 11.0M | 22.0M | 7.0M | 31.0M |
| Pretax Income | 3.2B | 2.9B | 3.4B | 2.6B | 1.7B |
| Tax Provision | 872.0M | 656.0M | 829.0M | 540.0M | 726.0M |
| Tax Effect Of Unusual Items | -119.3M | -105.2M | 5.7M | -7.3M | -311.9M |
| Net Income From Continuing And Discontinued Operation | 2.3B | 2.2B | 2.4B | 2.0B | 1.1B |
| Net Income From Continuing Operation Net Minority Interest | 2.3B | 2.2B | 2.4B | 2.0B | 1.1B |
| Net Income Including Noncontrolling Interests | 2.3B | 2.2B | 2.5B | 2.0B | 993.0M |
| Minority Interests | -12.0M | 13.0M | -80.0M | -56.0M | 154.0M |
| Net Income Common Stockholders | 2.2B | 2.1B | 2.3B | 1.8B | 1.0B |
| Net Income | 2.3B | 2.2B | 2.4B | 2.0B | 1.1B |
| Reconciled Depreciation | 385.0M | 403.0M | 405.0M | 393.0M | 403.0M |
| Basic EPS | 1.75 | -- | 1.84 | 1.48 | 0.82 |
| Diluted EPS | 1.73 | -- | 1.84 | 1.48 | 0.66 |
| Basic Average Shares | 1.2B | -- | 1.2B | 1.2B | 1.2B |
| Diluted Average Shares | 1.2B | -- | 1.2B | 1.2B | 1.2B |
| Total Unusual Items | -434.0M | -459.0M | 23.0M | -35.0M | -1.4B |
| Total Unusual Items Excluding Goodwill | -434.0M | -459.0M | 23.0M | -35.0M | -1.4B |
| Tax Rate For Calcs | 0.28 | 0.23 | 0.25 | 0.21 | 0.23 |
| Normalized Income | 2.6B | 2.6B | 2.4B | 2.0B | 2.2B |
| Average Dilution Earnings | -9.0M | -45.0M | 0.00 | 0.00 | -196.0M |
| Depreciation Amortization Depletion Income Statement | 385.0M | 403.0M | 405.0M | 393.0M | 403.0M |
| Diluted NI Availto Com Stockholders | 2.1B | 2.1B | 2.3B | 1.8B | 829.0M |
| Gain On Sale Of Business | -434.0M | -12.0M | 23.0M | -35.0M | -1.4B |
| Net Income Continuous Operations | 2.3B | 2.2B | 2.5B | 2.0B | 993.0M |
| Occupancy And Equipment | 799.0M | 876.0M | 807.0M | 814.0M | 800.0M |
| Other Non Interest Expense | 819.0M | 811.0M | 857.0M | 848.0M | 856.0M |
| Other Special Charges | -- | -- | -- | -- | -- |
| Otherunder Preferred Stock Dividend | -- | 0.00 | 22.0M | -- | -- |
| Preferred Stock Dividends | 132.0M | 115.0M | 134.0M | 135.0M | 122.0M |
| Professional Expense And Contract Services Expense | 159.0M | 234.0M | 212.0M | 229.0M | 205.0M |
| Salaries And Wages | 2.9B | 2.8B | 2.7B | 2.6B | 2.7B |
| Selling And Marketing Expense | 185.0M | 188.0M | 169.0M | 159.0M | 156.0M |
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 73.8B | 66.0B | 69.7B | 63.6B | 70.2B |
| Cash Financial | 8.7B | 10.3B | 11.7B | 10.8B | 9.9B |
| Other Short Term Investments | 117.9B | 42.1B | 122.1B | 125.9B | 122.4B |
| Accounts Receivable | -- | 7.7B | -- | -- | -- |
| Receivables | -- | 15.0B | -- | -- | -- |
| Gross PPE | -- | 10.6B | -- | -- | -- |
| Accumulated Depreciation | -- | -5.7B | -- | -- | -- |
| Net PPE | 5.3B | 4.9B | 4.8B | 4.8B | 4.9B |
| Goodwill | -- | 8.6B | -- | -- | -- |
| Goodwill And Other Intangible Assets | 16.1B | 16.2B | 16.1B | 16.1B | 16.2B |
| Other Intangible Assets | -- | 7.6B | -- | -- | -- |
| Investments And Advances | 303.0B | 300.0B | 283.6B | 281.3B | 287.6B |
| Long Term Equity Investment | 7.6B | 6.3B | 6.0B | 5.9B | 5.9B |
| Total Assets | 1476.0B | 1460.0B | 1414.7B | 1415.5B | 1439.2B |
| Current Debt | 124.0B | 112.3B | 109.4B | 109.6B | 114.2B |
| Current Debt And Capital Lease Obligation | 124.0B | 112.3B | 109.4B | 109.6B | 114.2B |
| Accounts Payable | -- | 17.9B | -- | -- | -- |
| Payables | -- | 18.8B | -- | -- | -- |
| Payables And Accrued Expenses | -- | 18.8B | -- | -- | -- |
| Long Term Debt | 195.9B | 199.6B | 192.4B | 192.5B | 194.9B |
| Long Term Debt And Capital Lease Obligation | 195.9B | 202.5B | 192.4B | 192.5B | 194.9B |
| Long Term Capital Lease Obligation | -- | 3.0B | -- | -- | -- |
| Total Liabilities Net Minority Interest | 1387.0B | 1371.5B | 1329.2B | 1329.0B | 1352.7B |
| Common Stock | 22.1B | 22.1B | 22.1B | 22.1B | 22.1B |
| Capital Stock | 32.0B | 32.0B | 30.6B | 32.4B | 32.4B |
| Retained Earnings | 59.3B | 58.9B | 58.7B | 58.0B | 57.4B |
| Gains Losses Not Affecting Retained Earnings | -3.7B | -4.1B | -5.5B | -5.4B | -5.0B |
| Other Equity Adjustments | -3.7B | -4.1B | -5.5B | -5.4B | -5.0B |
| Common Stock Equity | 77.6B | 76.9B | 75.3B | 74.7B | 74.6B |
| Stockholders Equity | 87.6B | 86.9B | 83.8B | 84.9B | 84.8B |
| Total Equity Gross Minority Interest | 89.0B | 88.6B | 85.5B | 86.5B | 86.4B |
| Minority Interest | 1.4B | 1.7B | 1.7B | 1.6B | 1.6B |
| Total Capitalization | 283.5B | 286.4B | 276.2B | 277.4B | 279.7B |
| Net Tangible Assets | 71.5B | 70.7B | 67.7B | 68.8B | 68.6B |
| Tangible Book Value | 61.5B | 60.8B | 59.2B | 58.6B | 58.3B |
| Invested Capital | 397.5B | 388.9B | 377.1B | 376.8B | 383.7B |
| Total Debt | 319.8B | 314.9B | 301.8B | 302.1B | 309.1B |
| Net Debt | 246.0B | 246.0B | 232.1B | 238.6B | 238.9B |
| Share Issued | 1.2B | 1.2B | 1.2B | 1.2B | 1.2B |
| Ordinary Shares Number | 1.2B | 1.2B | 1.2B | 1.2B | 1.2B |
| Available For Sale Securities | 24.5B | 121.6B | 27.0B | 28.4B | 30.6B |
| Capital Lease Obligations | -- | 3.0B | -- | -- | -- |
| Cash Cash Equivalents And Federal Funds Sold | 289.2B | 269.0B | 255.1B | 256.2B | 265.5B |
| Commercial Paper | 13.2B | 13.5B | 12.6B | 12.0B | 12.7B |
| Current Notes Payable | 93.2B | 81.7B | 83.1B | 81.0B | 82.5B |
| Defined Pension Benefit | -- | 1.0B | -- | -- | -- |
| Derivative Product Liabilities | 58.2B | 56.0B | 52.9B | 61.9B | 59.8B |
| Employee Benefits | -- | 535.0M | -- | -- | -- |
| Income Tax Payable | -- | 942.0M | -- | -- | -- |
| Land And Improvements | -- | 1.3B | -- | -- | -- |
| Leases | -- | 2.0B | -- | -- | -- |
| Long Term Provisions | -- | 668.0M | -- | -- | -- |
| Machinery Furniture Equipment | -- | 822.0M | -- | -- | -- |
| Non Current Deferred Liabilities | -- | 1.4B | -- | -- | -- |
| Non Current Deferred Taxes Liabilities | -- | 1.4B | -- | -- | -- |
| Non Current Pension And Other Postretirement Benefit Plans | -- | 535.0M | -- | -- | -- |
| Other Current Borrowings | 17.5B | 17.2B | 13.8B | 16.7B | 19.0B |
| Other Properties | -- | 6.4B | -- | -- | -- |
| Other Receivables | -- | 7.2B | -- | -- | -- |
| Preferred Stock | 9.9B | 9.9B | 8.5B | 10.2B | 10.2B |
| Preferred Stock Equity | 9.9B | 9.9B | 8.5B | 10.2B | 10.2B |
| Total Tax Payable | -- | 942.0M | -- | -- | -- |
| Trading Securities | 153.0B | 130.0B | 128.4B | 121.1B | 128.7B |
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | 12.9B | -6.2B | 4.4B | 2.5B | 4.7B |
| Cash Flow From Continuing Operating Activities | 12.9B | -6.2B | 4.4B | 2.5B | 4.7B |
| Depreciation And Amortization | 385.0M | 403.0M | 405.0M | 393.0M | 403.0M |
| Depreciation Amortization Depletion | 385.0M | 403.0M | 405.0M | 393.0M | 403.0M |
| Stock Based Compensation | 8.0M | 2.0M | 2.0M | 3.0M | 8.0M |
| Deferred Tax | 872.0M | 656.0M | 829.0M | 540.0M | 726.0M |
| Deferred Income Tax | 872.0M | 656.0M | 829.0M | 540.0M | 726.0M |
| Change In Working Capital | 9.2B | -9.4B | 886.0M | -1.1B | 1.7B |
| Change In Other Working Capital | 9.9B | 5.0B | -5.9B | 1.3B | 2.3B |
| Other Non Cash Items | -5.6B | -5.6B | -5.5B | -5.3B | -5.2B |
| Capital Expenditure | -231.0M | -150.0M | -69.0M | -120.0M | -8.0M |
| Net PPE Purchase And Sale | -231.0M | -150.0M | -69.0M | -120.0M | -8.0M |
| Purchase Of Investment | -14.9B | -13.0B | -14.4B | -25.6B | -17.1B |
| Sale Of Investment | 17.2B | 15.0B | 19.6B | 20.8B | 20.1B |
| Net Investment Purchase And Sale | 2.3B | 2.0B | 5.2B | -4.7B | 3.0B |
| Investing Cash Flow | -10.5B | 4.7B | 168.0M | 852.0M | -4.1B |
| Cash Flow From Continuing Investing Activities | -10.5B | 4.7B | 168.0M | 852.0M | -4.1B |
| Issuance Of Debt | -- | 0.00 | 0.00 | -- | -- |
| Repayment Of Debt | -1.9B | -73.0M | -326.0M | -73.0M | -76.0M |
| Net Issuance Payments Of Debt | -1.9B | -73.0M | -326.0M | -73.0M | -76.0M |
| Issuance Of Capital Stock | 111.0M | 1.5B | 10.0M | 2.0M | 1.5B |
| Repurchase Of Capital Stock | -485.0M | -655.0M | -1.9B | 0.00 | 0.00 |
| Net Common Stock Issuance | -374.0M | -539.0M | -230.0M | 2.0M | 82.0M |
| Common Stock Dividend Paid | -1.4B | -1.4B | -- | -- | -1.3B |
| Common Stock Payments | -485.0M | -655.0M | -240.0M | -- | 0.00 |
| Financing Cash Flow | -3.9B | -117.0M | -3.7B | -2.1B | -406.0M |
| Cash Flow From Continuing Financing Activities | -3.9B | -117.0M | -3.7B | -2.1B | -406.0M |
| Effect Of Exchange Rate Changes | -67.0M | 182.0M | 38.0M | -312.0M | 275.0M |
| Changes In Cash | -1.5B | -1.6B | 874.0M | 1.2B | 216.0M |
| Beginning Cash Position | 10.3B | 11.7B | 10.8B | 9.9B | 9.4B |
| End Cash Position | 8.7B | 10.3B | 11.7B | 10.8B | 9.9B |
| Free Cash Flow | 12.6B | -6.3B | 4.3B | 2.4B | 4.7B |
| Cash Dividends Paid | -1.5B | -1.5B | -1.5B | -1.5B | -1.4B |
| Common Stock Issuance | 111.0M | 116.0M | 10.0M | 2.0M | 82.0M |
| Earnings Losses From Equity Investments | -189.0M | -179.0M | -157.0M | -159.0M | -113.0M |
| Gain Loss On Investment Securities | -19.0M | -11.0M | -22.0M | -7.0M | -31.0M |
| Gain Loss On Sale Of Business | 434.0M | 12.0M | -23.0M | 35.0M | 1.4B |
| Interest Paid Cfo | -8.4B | -8.8B | -8.9B | -9.1B | -10.5B |
| Interest Received Cfo | 13.6B | 14.2B | 14.1B | 14.4B | 15.5B |
| Long Term Debt Issuance | -- | 0.00 | 0.00 | -- | -- |
| Long Term Debt Payments | -1.9B | -73.0M | -326.0M | -73.0M | -76.0M |
| Net Business Purchase And Sale | -1.2B | 0.00 | 0.00 | 211.0M | -2.8B |
| Net Income From Continuing Operations | 2.3B | 2.2B | 2.5B | 2.0B | 993.0M |
| Net Long Term Debt Issuance | -1.9B | -73.0M | -326.0M | -73.0M | -76.0M |
| Net Other Financing Charges | -146.0M | 576.0M | 68.0M | -581.0M | -423.0M |
| Net Other Investing Changes | 57.0M | -155.0M | -109.0M | -56.0M | -143.0M |
| Net Preferred Stock Issuance | 0.00 | 1.4B | -1.7B | 0.00 | 1.5B |
| Operating Gains Losses | 226.0M | -178.0M | -202.0M | -131.0M | 1.2B |
| Preferred Stock Dividend Paid | -132.0M | -115.0M | -- | -- | -122.0M |
| Preferred Stock Issuance | 0.00 | 1.4B | 0.00 | 0.00 | 1.5B |
| Preferred Stock Payments | -- | 0.00 | -1.7B | 0.00 | 0.00 |
| Taxes Refund Paid | -907.0M | -801.0M | -860.0M | -675.0M | -1.2B |