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Clip Money Inc.

Financial Statements (IFRS) · Amounts in CAD
5 10 All
Income Statement
Balance Sheet
Cash Flow
Line Item Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024
Total Revenue 1.4M 1.3M 972,706 1.2M 521,316
Operating Revenue 1.4M 1.3M 972,706 1.2M 521,316
Cost Of Revenue 1.3M 1.1M 1.0M 1.2M 837,252
Gross Profit 133,684 202,530 -36,851 1,297 -315,936
Selling General And Administration 1.4M 1.2M 1.3M 1.2M 1.1M
General And Administrative Expense 1.4M 1.2M 1.3M 1.1M 1.0M
Depreciation And Amortization In Income Statement 548,057 530,290 528,516 517,530 492,808
Operating Expense 2.0M 1.7M 1.8M 1.7M 1.6M
Operating Income -1.9M -1.5M -1.9M -1.7M -1.9M
EBIT -2.1M -1.5M -1.7M -1.5M -1.9M
Interest Expense 806,703 690,523 619,201 597,487 503,869
Interest Expense Non Operating 806,703 690,523 619,201 597,487 503,869
Interest Income 9,092 10,723 10,674 7,417 7,087
Interest Income Non Operating 9,092 10,723 10,674 7,417 7,087
Net Interest Income -802,396 -687,616 -639,699 -602,720 -496,782
Other Income Expense -233,378 30,361 228,465 226,050 26,643
Special Income Charges -- -- -- 0.00 0.00
Gain On Sale Of Security -233,378 30,361 228,465 226,050 26,643
Pretax Income -2.9M -2.2M -2.3M -2.1M -2.4M
Tax Effect Of Unusual Items 0.00 0.00 0.00 0.00 0.00
Net Income From Continuing And Discontinued Operation -2.9M -2.2M -2.3M -2.1M -2.4M
Net Income From Continuing Operation Net Minority Interest -2.9M -2.2M -2.3M -2.1M -2.4M
Net Income Including Noncontrolling Interests -2.9M -2.2M -2.3M -2.1M -2.4M
Net Income Common Stockholders -2.9M -2.2M -2.3M -2.1M -2.4M
Net Income -2.9M -2.2M -2.3M -2.1M -2.4M
EBITDA -1.5M -953,212 -1.1M -957,554 -1.4M
Normalized EBITDA -1.3M -983,573 -1.4M -1.2M -1.4M
Reconciled Depreciation 548,057 530,290 528,516 471,982 492,749
Basic EPS -0.03 -0.02 -0.02 -- -0.02
Diluted EPS -0.03 -0.02 -0.02 -- -0.02
Basic Average Shares 107.1M 105.2M 105.2M -- 105.0M
Diluted Average Shares 107.1M 105.2M 105.2M -- 105.0M
Total Unusual Items -233,378 30,361 228,465 226,050 26,643
Total Unusual Items Excluding Goodwill -233,378 30,361 228,465 226,050 26,643
Tax Rate For Calcs 0.00 0.00 0.00 0.00 0.00
Normalized Income -2.7M -2.2M -2.5M -2.3M -2.4M
Depreciation Amortization Depletion Income Statement 548,057 530,290 528,516 517,530 492,808
Diluted NI Availto Com Stockholders -2.9M -2.2M -2.3M -2.1M -2.4M
Net Income Continuous Operations -2.9M -2.2M -2.3M -2.1M -2.4M
Net Non Operating Interest Income Expense -802,396 -687,616 -639,699 -602,720 -496,782
Other Gand A 350,701 310,855 281,185 287,170 289,197
Reconciled Cost Of Revenue 1.3M 1.1M 1.0M 1.2M 837,311
Salaries And Wages 1.0M 855,732 975,184 814,734 752,480
Selling And Marketing Expense 71,844 22,423 47,311 77,764 62,696
Total Expenses 3.3M 2.9M 2.8M 2.8M 2.4M
Total Operating Income As Reported -1.9M -1.5M -1.9M -1.7M -1.9M
Total Other Finance Cost 4,785 7,816 31,172 -- --
Line Item Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024
Cash And Cash Equivalents 2.7M 1.7M 2.7M 2.0M 3.4M
Cash Cash Equivalents And Short Term Investments 2.7M 1.7M 2.7M 2.0M 3.4M
Accounts Receivable 703,588 569,495 408,203 639,860 254,007
Receivables 703,588 569,495 408,203 639,860 254,007
Prepaid Assets 30,710 67,238 62,317 68,835 39,533
Current Assets 3.5M 2.3M 3.2M 2.7M 3.7M
Gross PPE 5.2M 5.5M 5.5M 5.6M 5.4M
Accumulated Depreciation -686,209 -640,028 -552,050 -497,452 -474,708
Net PPE 4.5M 4.9M 4.9M 5.1M 4.9M
Goodwill And Other Intangible Assets 1.8M 1.8M 1.8M 1.8M 2.0M
Other Intangible Assets 1.8M 1.8M 1.8M 1.8M 2.0M
Other Non Current Assets -- -- 1.00 -- --
Total Non Current Assets 6.3M 6.7M 6.7M 6.9M 6.9M
Total Assets 9.8M 9.0M 9.9M 9.6M 10.6M
Current Debt 9,731 9,685 8,965 8,737 9,084
Current Debt And Capital Lease Obligation 1.8M 1.7M 1.6M 1.6M 1.4M
Accounts Payable 838,269 920,055 690,606 626,337 213,782
Payables 852,983 926,601 703,917 637,865 225,938
Payables And Accrued Expenses 1.8M 1.8M 1.5M 1.3M 409,280
Current Accrued Expenses 962,137 921,930 783,562 637,580 183,342
Current Deferred Revenue -- -- 212,500 0.00 0.00
Other Current Liabilities 1.9M 790,235 900,990 572,462 540,509
Current Liabilities 5.5M 4.4M 4.2M 3.4M 2.6M
Long Term Debt 15.3M 13.7M 12.0M 10.1M 10.2M
Long Term Debt And Capital Lease Obligation 18.5M 17.2M 15.8M 14.1M 14.0M
Long Term Capital Lease Obligation 3.2M 3.5M 3.8M 4.0M 3.8M
Total Non Current Liabilities Net Minority Interest 18.5M 17.2M 15.8M 14.1M 14.0M
Total Liabilities Net Minority Interest 24.0M 21.5M 20.1M 17.5M 16.6M
Common Stock 25.2M 24.2M 24.1M 24.1M 24.1M
Capital Stock 25.2M 24.2M 24.1M 24.1M 24.1M
Additional Paid In Capital 5.9M 5.8M 5.9M 5.8M 5.7M
Retained Earnings -45.0M -42.1M -40.0M -37.7M -35.6M
Gains Losses Not Affecting Retained Earnings -310,420 -435,500 -182,340 -182,346 -211,694
Other Equity Adjustments -310,420 -435,500 -182,340 -182,346 -211,694
Common Stock Equity -14.2M -12.5M -10.2M -7.9M -6.0M
Stockholders Equity -14.2M -12.5M -10.2M -7.9M -6.0M
Total Equity Gross Minority Interest -14.2M -12.5M -10.2M -7.9M -6.0M
Total Capitalization 1.1M 1.1M 1.9M 2.1M 4.2M
Net Tangible Assets -16.0M -14.3M -11.9M -9.7M -8.0M
Tangible Book Value -16.0M -14.3M -11.9M -9.7M -8.0M
Working Capital -2.0M -2.0M -1.0M -698,571 1.1M
Invested Capital 1.1M 1.1M 1.9M 2.2M 4.2M
Total Debt 20.3M 18.9M 17.5M 15.7M 15.4M
Net Debt 12.6M 12.0M 9.3M 8.1M 6.8M
Share Issued 112.3M 105.4M 105.2M 105.2M 105.2M
Ordinary Shares Number 112.3M 105.4M 105.2M 105.2M 105.2M
Capital Lease Obligations 5.0M 5.2M 5.4M 5.6M 5.2M
Current Capital Lease Obligation 1.8M 1.7M 1.6M 1.5M 1.4M
Current Deferred Liabilities -- -- 212,500 0.00 0.00
Machinery Furniture Equipment -- -- -- 1.1M 1.1M
Other Current Borrowings 9,731 9,685 8,965 8,737 9,084
Other Payable 14,714 6,546 13,311 11,528 12,156
Other Properties 5.2M 5.5M 5.5M 4.5M 4.3M
Pensionand Other Post Retirement Benefit Plans Current -- -- -- -- 261,383
Line Item Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024
Operating Cash Flow -1.4M -915,938 -637,665 -943,006 -1.3M
Cash Flow From Continuing Operating Activities -1.4M -915,938 -637,665 -943,006 -1.3M
Depreciation And Amortization 548,057 530,290 528,516 471,982 492,749
Depreciation Amortization Depletion 548,057 530,290 528,516 471,982 492,749
Stock Based Compensation 61,092 62,126 59,689 64,802 110,984
Change In Working Capital -130,976 -17,661 662,709 189,627 -21,906
Changes In Account Receivables -134,093 -161,292 -- -- -41,273
Change In Receivables -134,093 -161,292 231,657 -310,999 -41,273
Change In Payables And Accrued Expense -33,411 361,052 212,034 604,782 31,373
Change In Payable -33,411 361,052 212,034 604,782 31,373
Change In Other Working Capital -- -212,500 212,500 -- -16,294
Other Non Cash Items 799,371 683,921 638,884 581,155 503,870
Capital Expenditure -103,947 -104,182 -100,222 -104,121 -127,358
Purchase Of PPE -20,308 -36,946 -47,687 9,964 -54,067
Net PPE Purchase And Sale -20,308 -36,946 -47,687 9,964 -54,067
Investing Cash Flow -135,611 -82,466 -100,222 -104,121 -127,358
Cash Flow From Continuing Investing Activities -135,611 -82,466 -100,222 -104,121 -127,358
Issuance Of Debt 3.6M 935,000 2.1M 193,946 3.1M
Repayment Of Debt -2.0M -952,416 -600,781 -629,122 -473,191
Net Issuance Payments Of Debt 1.6M -17,416 1.5M -435,176 2.6M
Issuance Of Capital Stock 995,918 -- -- 0.00 0.00
Net Common Stock Issuance 995,918 -- -- 0.00 0.00
Financing Cash Flow 2.6M -17,416 1.5M -435,176 2.6M
Cash Flow From Continuing Financing Activities 2.6M -17,416 1.5M -435,176 2.6M
Effect Of Exchange Rate Changes 3,964 -30,872 17,455 42,338 -16,006
Changes In Cash 1.0M -1.0M 733,575 -1.5M 1.2M
Beginning Cash Position 1.7M 2.7M 2.0M 3.4M 2.3M
End Cash Position 2.7M 1.7M 2.7M 2.0M 3.4M
Free Cash Flow -1.5M -1.0M -737,887 -1.0M -1.4M
Amortization Cash Flow 98,124 102,622 111,141 116,963 121,629
Amortization Of Intangibles 98,124 102,622 111,141 116,963 121,629
Capital Expenditure Reported -4,283 -561.00 -274.00 -- -94.00
Change In Prepaid Assets 36,528 -4,921 6,518 -29,302 4,288
Common Stock Issuance 995,918 -- -- 0.00 0.00
Depreciation 449,933 427,668 417,375 355,019 371,120
Gain Loss On Investment Securities 270,283 -158,232 -227,809 69,053 -110,921
Long Term Debt Issuance 3.6M 935,000 2.1M 193,946 3.1M
Long Term Debt Payments -2.0M -952,416 -600,781 -629,122 -473,191
Net Foreign Currency Exchange Gain Loss -46,673 157,643 -19,373 -247,054 118,406
Net Income From Continuing Operations -2.9M -2.2M -2.3M -2.1M -2.4M
Net Intangibles Purchase And Sale -79,356 -66,675 -52,261 -68,110 -73,197
Net Long Term Debt Issuance 1.6M -17,416 1.5M -435,176 2.6M
Net Other Investing Changes -31,664 21,716 -- -- --
Operating Gains Losses 223,821 -589.00 -247,182 -178,001 7,485
Proceeds From Stock Option Exercised -- -- -- 0.00 0.00
Purchase Of Intangibles -79,356 -66,675 -52,261 -68,110 -73,197
Sale Of PPE -- -- -- -- --
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