Canadian Imperial Bank of Commerce
Financial Statements (IFRS) · Amounts in CAD
Income Statement
Balance Sheet
Cash Flow
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Total Revenue | 8.3B | 7.5B | 7.2B | 7.0B | 7.3B |
| Operating Revenue | 8.3B | 7.5B | 7.2B | 7.0B | 7.3B |
| Selling General And Administration | 2.7B | 2.5B | 2.5B | 2.3B | 2.4B |
| General And Administrative Expense | 2.6B | 2.4B | 2.4B | 2.3B | 2.3B |
| Interest Expense | 7.5B | 8.0B | 8.0B | 8.1B | 8.9B |
| Interest Income | 11.8B | 12.1B | 12.1B | 11.9B | 12.7B |
| Net Interest Income | 4.3B | 4.1B | 4.0B | 3.8B | 3.8B |
| Special Income Charges | -1.0M | 0.00 | 0.00 | -1.0M | 3.0M |
| Gain On Sale Of Security | 1.4B | 994.0M | 834.0M | 1.0B | 1.2B |
| Pretax Income | 3.5B | 2.8B | 2.7B | 2.6B | 2.8B |
| Tax Provision | 401.0M | 612.0M | 623.0M | 591.0M | 659.0M |
| Tax Effect Of Unusual Items | -114,000 | 0.00 | 0.00 | -227,000 | 699,000 |
| Net Income From Continuing And Discontinued Operation | 3.1B | 2.2B | 2.1B | 2.0B | 2.2B |
| Net Income From Continuing Operation Net Minority Interest | 3.1B | 2.2B | 2.1B | 2.0B | 2.2B |
| Net Income Including Noncontrolling Interests | 3.1B | 2.2B | 2.1B | 2.0B | 2.2B |
| Minority Interests | -7.0M | -6.0M | -2.0M | -9.0M | -8.0M |
| Net Income Common Stockholders | 3.0B | 2.1B | 2.0B | 1.9B | 2.1B |
| Net Income | 3.1B | 2.2B | 2.1B | 2.0B | 2.2B |
| Reconciled Depreciation | 301.0M | 324.0M | 287.0M | 281.0M | 286.0M |
| Basic EPS | 3.23 | -- | 2.16 | 2.05 | 2.20 |
| Diluted EPS | 3.21 | -- | 2.15 | 2.04 | 2.19 |
| Basic Average Shares | 924.7M | -- | 932.3M | 938.5M | 942.0M |
| Diluted Average Shares | 931.4M | -- | 937.5M | 942.7M | 947.3M |
| Total Unusual Items | -1.0M | 0.00 | 0.00 | -1.0M | 3.0M |
| Total Unusual Items Excluding Goodwill | -1.0M | 0.00 | 0.00 | -1.0M | 3.0M |
| Tax Rate For Calcs | 0.11 | 0.22 | 0.23 | 0.23 | 0.23 |
| Normalized Income | 3.1B | 2.2B | 2.1B | 2.0B | 2.2B |
| Diluted NI Availto Com Stockholders | 3.0B | 2.1B | 2.0B | 1.9B | 2.1B |
| Net Income Continuous Operations | 3.1B | 2.2B | 2.1B | 2.0B | 2.2B |
| Occupancy And Equipment | 946.0M | 1.1B | 936.0M | 893.0M | 897.0M |
| Other Non Interest Expense | 563.0M | 546.0M | 498.0M | 515.0M | 551.0M |
| Other Special Charges | 1.0M | 0.00 | -- | 1.0M | -3.0M |
| Preferred Stock Dividends | 106.0M | 116.0M | 82.0M | 78.0M | 88.0M |
| Professional Expense And Contract Services Expense | 88.0M | 88.0M | 68.0M | 63.0M | 65.0M |
| Salaries And Wages | 2.6B | 2.4B | 2.4B | 2.3B | 2.3B |
| Selling And Marketing Expense | 94.0M | 121.0M | 97.0M | 92.0M | 88.0M |
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 47.8B | 55.7B | 55.2B | 49.6B | 47.8B |
| Cash Financial | 11.0B | 12.4B | 19.1B | 14.0B | 13.5B |
| Other Short Term Investments | 92.4B | 37.1B | 84.1B | 83.0B | 79.8B |
| Accounts Receivable | -- | 5.9B | -- | -- | -- |
| Receivables | -- | 16.9B | -- | -- | -- |
| Prepaid Assets | -- | 595.0M | -- | -- | -- |
| Gross PPE | -- | 7.7B | -- | -- | -- |
| Accumulated Depreciation | -- | -4.2B | -- | -- | -- |
| Net PPE | 3.4B | 3.4B | 3.3B | 3.3B | 3.4B |
| Goodwill | 5.3B | 5.5B | 5.4B | 5.4B | 5.6B |
| Goodwill And Other Intangible Assets | 8.2B | 8.4B | 8.3B | 8.2B | 8.4B |
| Other Intangible Assets | 2.9B | 2.9B | 2.8B | 2.8B | 2.8B |
| Investments And Advances | 286.7B | 284.0B | 275.8B | 270.6B | 273.7B |
| Long Term Equity Investment | 805.0M | 808.0M | 772.0M | 765.0M | 703.0M |
| Total Assets | 1132.6B | 1116.9B | 1102.3B | 1090.1B | 1082.5B |
| Current Debt | 78.1B | 84.9B | 89.5B | 88.1B | 84.3B |
| Current Debt And Capital Lease Obligation | 78.1B | 84.9B | 89.5B | 88.1B | 84.3B |
| Accounts Payable | -- | 14.0B | -- | -- | -- |
| Payables | -- | 19.8B | -- | -- | -- |
| Payables And Accrued Expenses | -- | 24.9B | -- | -- | -- |
| Current Accrued Expenses | -- | 5.1B | -- | -- | -- |
| Long Term Debt | 142.1B | 140.9B | 134.1B | 127.6B | 133.7B |
| Long Term Debt And Capital Lease Obligation | 142.1B | 140.9B | 134.1B | 127.6B | 133.7B |
| Total Liabilities Net Minority Interest | 1067.0B | 1052.5B | 1039.4B | 1028.2B | 1020.8B |
| Common Stock | 16.8B | 16.8B | 16.9B | 16.9B | 17.0B |
| Capital Stock | 24.1B | 23.2B | 23.5B | 22.9B | 22.4B |
| Additional Paid In Capital | 252.0M | 226.0M | 175.0M | 156.0M | 166.0M |
| Retained Earnings | 37.6B | 36.5B | 35.7B | 35.0B | 34.4B |
| Gains Losses Not Affecting Retained Earnings | 3.3B | 4.2B | 3.2B | 3.7B | 4.4B |
| Other Equity Adjustments | 3.3B | 4.2B | 3.2B | 3.7B | 4.4B |
| Common Stock Equity | 58.0B | 57.8B | 55.9B | 55.7B | 56.0B |
| Stockholders Equity | 65.3B | 64.1B | 62.6B | 61.7B | 61.3B |
| Total Equity Gross Minority Interest | 65.6B | 64.4B | 62.9B | 61.9B | 61.6B |
| Minority Interest | 289.0M | 284.0M | 277.0M | 280.0M | 289.0M |
| Total Capitalization | 207.4B | 205.0B | 196.7B | 189.3B | 195.1B |
| Net Tangible Assets | 57.1B | 55.8B | 54.3B | 53.5B | 52.9B |
| Tangible Book Value | 49.8B | 49.4B | 47.7B | 47.5B | 47.6B |
| Invested Capital | 278.2B | 283.5B | 279.5B | 271.5B | 274.0B |
| Total Debt | 220.2B | 225.8B | 223.6B | 215.7B | 218.0B |
| Net Debt | 172.5B | 170.0B | 168.4B | 166.2B | 170.2B |
| Share Issued | 920.5M | 926.6M | 929.5M | 934.2M | 940.1M |
| Ordinary Shares Number | 920.4M | 926.6M | 929.5M | 934.2M | 940.0M |
| Available For Sale Securities | 193.6B | 246.2B | 190.9B | 186.8B | 193.3B |
| Cash Cash Equivalents And Federal Funds Sold | 133.7B | 142.4B | 141.4B | 140.8B | 134.0B |
| Commercial Paper | 68.8B | 76.5B | 81.3B | 81.6B | 78.1B |
| Current Notes Payable | 9.4B | 8.5B | 8.2B | 6.5B | 6.2B |
| Defined Pension Benefit | -- | 1.7B | -- | -- | -- |
| Derivative Product Liabilities | 41.7B | 41.4B | 36.6B | 43.9B | 44.9B |
| Employee Benefits | -- | 457.0M | -- | -- | -- |
| Land And Improvements | -- | 864.0M | -- | -- | -- |
| Leases | -- | 1.8B | -- | -- | -- |
| Machinery Furniture Equipment | -- | 1.9B | -- | -- | -- |
| Non Current Deferred Liabilities | 52.0M | 47.0M | 47.0M | 49.0M | 50.0M |
| Non Current Deferred Taxes Liabilities | 52.0M | 47.0M | 47.0M | 49.0M | 50.0M |
| Non Current Pension And Other Postretirement Benefit Plans | -- | 457.0M | -- | -- | -- |
| Other Current Borrowings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Payable | -- | 5.8B | -- | -- | -- |
| Other Properties | -- | 3.1B | -- | -- | -- |
| Other Receivables | -- | 11.0B | -- | -- | -- |
| Preferred Shares Number | 18.0M | 18.0M | -- | -- | 30.0M |
| Preferred Stock | 7.3B | 6.4B | 6.7B | 5.9B | 5.3B |
| Preferred Stock Equity | 7.3B | 6.4B | 6.7B | 5.9B | 5.3B |
| Treasury Shares Number | 164,296 | 3,438 | 26,509 | 39,615 | 33,681 |
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | -2.1B | -4.3B | 5.9B | 914.0M | 11.4B |
| Cash Flow From Continuing Operating Activities | -2.1B | -4.3B | 5.9B | 914.0M | 11.4B |
| Depreciation And Amortization | 301.0M | 324.0M | 287.0M | 281.0M | 286.0M |
| Depreciation Amortization Depletion | 301.0M | 324.0M | 287.0M | 281.0M | 286.0M |
| Stock Based Compensation | 12.0M | 9.0M | 3.0M | 6.0M | 2.0M |
| Deferred Tax | 144.0M | -121.0M | -150.0M | -68.0M | 82.0M |
| Deferred Income Tax | 144.0M | -121.0M | -150.0M | -68.0M | 82.0M |
| Change In Working Capital | -6.6B | -7.0B | 2.6B | -2.2B | 8.7B |
| Changes In Account Receivables | 188.0M | -372.0M | 327.0M | -108.0M | 197.0M |
| Change In Receivables | 188.0M | -372.0M | 327.0M | -108.0M | 197.0M |
| Change In Payables And Accrued Expense | -300.0M | 20.0M | -292.0M | -292.0M | -419.0M |
| Change In Payable | -300.0M | 20.0M | -292.0M | -292.0M | -419.0M |
| Change In Other Working Capital | -12.2B | 17.9B | -4.1B | 1.7B | 4.0B |
| Other Non Cash Items | 387.0M | -262.0M | 457.0M | 280.0M | -491.0M |
| Capital Expenditure | -246.0M | -388.0M | -282.0M | -246.0M | -193.0M |
| Net PPE Purchase And Sale | -246.0M | -388.0M | -282.0M | -246.0M | -193.0M |
| Purchase Of Investment | -32.2B | -30.3B | -26.7B | -23.4B | -18.0B |
| Sale Of Investment | 34.4B | 30.0B | 28.0B | 23.1B | 12.7B |
| Net Investment Purchase And Sale | 2.2B | -330.0M | 1.3B | -346.0M | -5.3B |
| Investing Cash Flow | 2.0B | -718.0M | 1.0B | -592.0M | -5.5B |
| Cash Flow From Continuing Investing Activities | 2.0B | -718.0M | 1.0B | -592.0M | -5.5B |
| Issuance Of Debt | -- | 0.00 | 0.00 | 1.2B | 0.00 |
| Repayment Of Debt | -72.0M | -74.0M | -1.1B | -92.0M | -135.0M |
| Net Issuance Payments Of Debt | -72.0M | -74.0M | -1.1B | 1.2B | -135.0M |
| Issuance Of Capital Stock | 1.1B | 485.0M | 1.1B | 609.0M | 765.0M |
| Repurchase Of Capital Stock | -1.0B | -1.1B | -836.0M | -490.0M | -620.0M |
| Net Common Stock Issuance | -916.0M | -353.0M | -493.0M | -479.0M | -244.0M |
| Common Stock Payments | -1.0B | -392.0M | -536.0M | -490.0M | -320.0M |
| Financing Cash Flow | -1.1B | -1.8B | -1.8B | 280.0M | -997.0M |
| Cash Flow From Continuing Financing Activities | -1.1B | -1.8B | -1.8B | 280.0M | -997.0M |
| Effect Of Exchange Rate Changes | -82.0M | 43.0M | 28.0M | -121.0M | 113.0M |
| Changes In Cash | -1.3B | -6.8B | 5.1B | 602.0M | 4.9B |
| Beginning Cash Position | 12.4B | 19.1B | 14.0B | 13.5B | 8.6B |
| End Cash Position | 11.0B | 12.4B | 19.1B | 14.0B | 13.5B |
| Free Cash Flow | -2.4B | -4.7B | 5.6B | 668.0M | 11.2B |
| Income Tax Paid Supplemental Data | 723.0M | 734.0M | 1.0B | 645.0M | 830.0M |
| Interest Paid Supplemental Data | 7.8B | 7.9B | 8.3B | 8.4B | 9.3B |
| Amortization Cash Flow | 301.0M | 324.0M | 287.0M | 281.0M | 286.0M |
| Amortization Of Intangibles | 301.0M | 324.0M | 287.0M | 281.0M | 286.0M |
| Cash Dividends Paid | -1.1B | -1.0B | -986.0M | -988.0M | -1.0B |
| Change In Account Payable | -300.0M | 20.0M | -292.0M | -292.0M | -419.0M |
| Common Stock Issuance | 111.0M | 39.0M | 43.0M | 11.0M | 76.0M |
| Gain Loss On Investment Securities | -42.0M | 11.0M | 25.0M | -9.0M | -13.0M |
| Gain Loss On Sale Of PPE | 1.0M | 0.00 | 0.00 | 1.0M | -3.0M |
| Long Term Debt Issuance | -- | 0.00 | 0.00 | 1.2B | 0.00 |
| Long Term Debt Payments | -72.0M | -74.0M | -1.1B | -92.0M | -135.0M |
| Net Income From Continuing Operations | 3.1B | 2.2B | 2.1B | 2.0B | 2.2B |
| Net Long Term Debt Issuance | -72.0M | -74.0M | -1.1B | 1.2B | -135.0M |
| Net Other Financing Charges | -17.0M | -7.0M | -8.0M | -9.0M | -5.0M |
| Net Preferred Stock Issuance | 966.0M | -304.0M | 724.0M | 598.0M | 389.0M |
| Operating Gains Losses | -41.0M | 11.0M | 25.0M | -8.0M | -16.0M |
| Preferred Stock Issuance | 966.0M | 446.0M | 1.0B | 598.0M | 689.0M |
| Preferred Stock Payments | 0.00 | -750.0M | -300.0M | 0.00 | -300.0M |