Dominion Lending Centres Inc.
Financial Statements (IFRS) · Amounts in CAD
Income Statement
Balance Sheet
Cash Flow
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 |
|---|---|---|---|---|---|
| Total Revenue | 26.4M | 24.6M | 18.7M | 22.3M | 22.1M |
| Operating Revenue | 26.4M | 24.6M | 18.7M | 22.3M | 22.1M |
| Cost Of Revenue | 2.5M | 3.2M | 2.1M | 3.5M | 2.7M |
| Gross Profit | 23.9M | 21.4M | 16.6M | 18.7M | 19.4M |
| Selling General And Administration | 10.2M | 9.3M | 8.7M | 9.2M | 8.1M |
| General And Administrative Expense | 10.2M | 9.3M | 8.7M | 5.6M | 8.1M |
| Depreciation And Amortization In Income Statement | 1.0M | 1.0M | 1.0M | 1.1M | 1.1M |
| Operating Expense | 11.2M | 10.4M | 9.7M | 10.3M | 9.2M |
| Operating Income | 12.7M | 11.0M | 6.9M | 8.5M | 10.2M |
| EBIT | 12.6M | 10.9M | 8.3M | 8.7M | 10.5M |
| Interest Expense | 376,000 | 377,000 | 430,000 | 145.0M | 2.6M |
| Interest Expense Non Operating | 376,000 | 377,000 | 430,000 | 145.0M | 2.6M |
| Interest Income | -- | -- | 0.00 | -- | -- |
| Interest Income Non Operating | -- | -- | 0.00 | -- | -- |
| Net Interest Income | -404,000 | -405,000 | -322,000 | -145.1M | -2.6M |
| Other Income Expense | -91,000 | -128,000 | 1.4M | 300,000 | 341,000 |
| Other Non Operating Income Expenses | 214,000 | 277,000 | 265,000 | 360,000 | 331,000 |
| Special Income Charges | 0.00 | 0.00 | 1.4M | 16,000 | 0.00 |
| Write Off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Earnings From Equity Interest | -305,000 | -405,000 | -276,000 | -76,000 | 10,000 |
| Pretax Income | 12.2M | 10.5M | 7.9M | -136.3M | 7.9M |
| Tax Provision | 3.2M | 2.8M | 1.6M | 2.5M | 2.7M |
| Tax Effect Of Unusual Items | 0.00 | 0.00 | 283,449 | 2,400 | 0.00 |
| Net Income From Continuing And Discontinued Operation | 8.8M | 7.6M | 6.2M | -138.8M | 5.2M |
| Net Income From Continuing Operation Net Minority Interest | 8.8M | 7.6M | 6.2M | -138.8M | 5.2M |
| Net Income Including Noncontrolling Interests | 9.0M | 7.7M | 6.3M | -138.8M | 5.3M |
| Minority Interests | -112,000 | -81,000 | -33,000 | -- | -81,000 |
| Net Income Common Stockholders | 8.8M | 7.6M | 6.2M | -138.8M | 5.2M |
| Net Income | 8.8M | 7.6M | 6.2M | -138.8M | 5.2M |
| EBITDA | 14.9M | 13.2M | 10.7M | 11.0M | 12.9M |
| Normalized EBITDA | 14.9M | 13.2M | 9.3M | 11.0M | 12.9M |
| Reconciled Depreciation | 2.4M | 2.3M | 2.3M | 2.3M | 2.4M |
| Basic EPS | 0.11 | 0.10 | 0.08 | -- | 0.11 |
| Diluted EPS | 0.11 | 0.10 | 0.08 | -- | 0.11 |
| Basic Average Shares | 77.9M | 78.3M | 78.4M | -- | 48.0M |
| Diluted Average Shares | 78.5M | 78.8M | 78.8M | -- | 48.2M |
| Total Unusual Items | 0.00 | 0.00 | 1.4M | 16,000 | 0.00 |
| Total Unusual Items Excluding Goodwill | 0.00 | 0.00 | 1.4M | 16,000 | 0.00 |
| Tax Rate For Calcs | 0.27 | 0.26 | 0.21 | 0.15 | 0.33 |
| Normalized Income | 8.8M | 7.6M | 5.2M | -138.8M | 5.2M |
| Depreciation Amortization Depletion Income Statement | 1.0M | 1.0M | 1.0M | 1.1M | 1.1M |
| Diluted NI Availto Com Stockholders | 8.8M | 7.6M | 6.2M | -138.8M | 5.2M |
| Gain On Sale Of Business | 0.00 | 0.00 | 1.4M | 16,000 | 0.00 |
| Net Income Continuous Operations | 9.0M | 7.7M | 6.3M | -138.8M | 5.3M |
| Net Non Operating Interest Income Expense | -404,000 | -405,000 | -322,000 | -145.1M | -2.6M |
| Other Gand A | 9.7M | 8.7M | 8.6M | -13.0M | 7.6M |
| Reconciled Cost Of Revenue | 1.2M | 1.9M | 871,000 | 2.3M | 1.4M |
| Salaries And Wages | 496,000 | 655,000 | 87,000 | 18.6M | 453,000 |
| Total Expenses | 13.7M | 13.6M | 11.8M | 13.8M | 11.9M |
| Total Operating Income As Reported | 12.7M | 11.0M | 6.9M | 8.5M | 10.2M |
| Total Other Finance Cost | 28,000 | 28,000 | -108,000 | 24,000 | 24,000 |
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 3.5M | 3.8M | 4.2M | 4.7M | 9.9M |
| Cash Cash Equivalents And Short Term Investments | 3.5M | 3.8M | 4.2M | 4.7M | 9.9M |
| Cash Financial | 3.5M | 3.8M | 4.2M | 4.7M | 9.9M |
| Accounts Receivable | 20.4M | 16.9M | 11.5M | 17.2M | 14.8M |
| Receivables | 20.4M | 16.9M | 11.5M | 17.2M | 15.4M |
| Prepaid Assets | 3.0M | 3.1M | 3.7M | 2.3M | 2.5M |
| Current Assets | 26.9M | 23.8M | 19.3M | 24.2M | 27.8M |
| Gross PPE | 1.5M | 1.6M | 1.2M | 3.8M | 1.4M |
| Accumulated Depreciation | -- | -- | -- | -2.5M | -- |
| Net PPE | 1.5M | 1.6M | 1.2M | 1.3M | 1.4M |
| Goodwill | 62.2M | 62.2M | 62.2M | 62.2M | 62.3M |
| Goodwill And Other Intangible Assets | 189.3M | 188.3M | 189.1M | 190.4M | 192.3M |
| Other Intangible Assets | 127.1M | 126.1M | 127.0M | 128.3M | 130.0M |
| Investments And Advances | 3.8M | 4.2M | 2.1M | 2.3M | 2.4M |
| Long Term Equity Investment | 3.6M | 3.9M | 1.8M | 2.0M | 2.1M |
| Other Investments | 246,000 | 246,000 | 246,000 | 246,000 | 246,000 |
| Total Non Current Assets | 195.2M | 194.7M | 193.1M | 194.7M | 196.5M |
| Total Assets | 222.2M | 218.5M | 212.4M | 218.9M | 224.3M |
| Current Debt | 7.4M | 561,000 | 1.3M | 5.2M | -- |
| Current Debt And Capital Lease Obligation | 13.0M | 6.4M | 6.8M | 10.7M | 5.6M |
| Accounts Payable | 1.3M | 1.7M | 1.2M | 2.0M | 1.6M |
| Payables | 19.9M | 23.5M | 21.0M | 21.0M | 16.9M |
| Payables And Accrued Expenses | 29.0M | 29.2M | 25.0M | 29.5M | 25.1M |
| Current Accrued Expenses | 9.1M | 5.7M | 4.0M | 8.5M | 8.3M |
| Current Deferred Revenue | 719,000 | 592,000 | 535,000 | 551,000 | 638,000 |
| Other Current Liabilities | -- | -- | -- | -- | 9.6M |
| Current Liabilities | 42.7M | 36.2M | 32.3M | 40.8M | 40.9M |
| Long Term Debt | 21.4M | 22.7M | 23.9M | 25.6M | 26.8M |
| Long Term Debt And Capital Lease Obligation | 22.7M | 23.7M | 24.9M | 26.6M | 28.0M |
| Long Term Capital Lease Obligation | 1.3M | 1.1M | 996,000 | 1.1M | 1.1M |
| Other Non Current Liabilities | 403,000 | 397,000 | 547,000 | 554,000 | 625,000 |
| Total Non Current Liabilities Net Minority Interest | 41.5M | 41.9M | 42.9M | 44.4M | 149.7M |
| Total Liabilities Net Minority Interest | 84.2M | 78.2M | 75.2M | 85.2M | 190.6M |
| Common Stock | 364.1M | 372.7M | 374.6M | 375.1M | 134.8M |
| Capital Stock | 364.1M | 372.7M | 374.6M | 375.1M | 134.8M |
| Additional Paid In Capital | 13.6M | 13.1M | 12.4M | 12.3M | 12.2M |
| Retained Earnings | -241.2M | -246.9M | -251.4M | -255.3M | -114.9M |
| Gains Losses Not Affecting Retained Earnings | -- | -- | -- | 0.00 | 0.00 |
| Common Stock Equity | 136.4M | 138.9M | 135.6M | 132.1M | 32.2M |
| Stockholders Equity | 136.4M | 138.9M | 135.6M | 132.1M | 32.2M |
| Total Equity Gross Minority Interest | 138.0M | 140.4M | 137.2M | 133.7M | 33.7M |
| Minority Interest | 1.6M | 1.5M | 1.6M | 1.6M | 1.5M |
| Total Capitalization | 157.8M | 161.6M | 159.5M | 157.7M | 59.0M |
| Net Tangible Assets | -52.9M | -49.4M | -53.5M | -58.3M | -160.1M |
| Tangible Book Value | -52.9M | -49.4M | -53.5M | -58.3M | -160.1M |
| Working Capital | -15.8M | -12.4M | -13.0M | -16.6M | -13.1M |
| Invested Capital | 165.3M | 162.1M | 160.8M | 162.9M | 59.0M |
| Total Debt | 35.6M | 30.1M | 31.7M | 37.3M | 33.5M |
| Net Debt | 25.3M | 19.4M | 21.0M | 26.0M | 17.0M |
| Share Issued | 77.7M | 78.6M | 78.7M | 78.7M | 48.2M |
| Ordinary Shares Number | 77.2M | 78.2M | 78.4M | 78.5M | 48.0M |
| Buildings And Improvements | -- | -- | -- | 3.2M | -- |
| Capital Lease Obligations | 1.7M | 1.7M | 1.3M | 1.4M | 1.5M |
| Current Capital Lease Obligation | 392,000 | 681,000 | 351,000 | 378,000 | 405,000 |
| Current Deferred Liabilities | 719,000 | 592,000 | 535,000 | 551,000 | 638,000 |
| Investmentsin Joint Venturesat Cost | 3.6M | 3.9M | 1.8M | 2.0M | -- |
| Line Of Credit | 7.4M | 561,000 | 1.3M | 5.2M | -- |
| Non Current Accounts Receivable | 579,000 | 652,000 | 691,000 | 676,000 | 439,000 |
| Non Current Deferred Liabilities | 18.4M | 17.8M | 17.5M | 17.2M | 17.1M |
| Non Current Deferred Revenue | 125,000 | 119,000 | 118,000 | 132,000 | 128,000 |
| Non Current Deferred Taxes Liabilities | 18.3M | 17.7M | 17.3M | 17.1M | 17.0M |
| Notes Receivable | -- | -- | -- | -- | 592,000 |
| Other Payable | 18.6M | 21.9M | 19.8M | 18.9M | 15.2M |
| Other Properties | 1.5M | 1.6M | 1.2M | 598,000 | 1.4M |
| Preferred Securities Outside Stock Equity | -- | -- | -- | 0.00 | 104.0M |
| Treasury Shares Number | 535,700 | 415,200 | 327,100 | 265,258 | 234,400 |
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 |
|---|---|---|---|---|---|
| Operating Cash Flow | 9.3M | 10.8M | 7.7M | 10.3M | 11.3M |
| Cash Flow From Continuing Operating Activities | 9.3M | 10.8M | 7.7M | 10.3M | 11.3M |
| Depreciation And Amortization | 2.4M | 2.3M | 2.3M | 2.3M | 2.4M |
| Depreciation Amortization Depletion | 2.4M | 2.3M | 2.3M | 2.3M | 2.4M |
| Stock Based Compensation | 496,000 | 655,000 | 87,000 | 91,000 | 385,000 |
| Deferred Tax | 572,000 | 354,000 | 250,000 | 118,000 | 577,000 |
| Deferred Income Tax | 572,000 | 354,000 | 250,000 | 118,000 | 577,000 |
| Change In Working Capital | -3.6M | -573,000 | -235,000 | 2.3M | -95,000 |
| Changes In Account Receivables | -- | -- | -- | -- | -2.1M |
| Change In Receivables | -3.6M | -- | 5.7M | -1.8M | -2.0M |
| Change In Payables And Accrued Expense | -236,000 | -- | -4.5M | 3.9M | 2.7M |
| Change In Other Working Capital | 127,000 | -- | -16,000 | -89,000 | -186,000 |
| Other Non Cash Items | 202,000 | -115,000 | 154,000 | 144.2M | 2.8M |
| Capital Expenditure | -3.4M | -1.4M | -1.2M | -608,000 | -1.2M |
| Net PPE Purchase And Sale | 1,000 | 38,000 | -- | -- | 0.00 |
| Purchase Of Business | 0.00 | -2.5M | -1.5M | 149,000 | -500,000 |
| Sale Of Business | 0.00 | 0.00 | 2.8M | 0.00 | 0.00 |
| Investing Cash Flow | -3.3M | -4.0M | 85,000 | -518,000 | -1.7M |
| Cash Flow From Continuing Investing Activities | -3.3M | -4.0M | 85,000 | -518,000 | -1.7M |
| Issuance Of Debt | -- | -- | -- | 5.2M | 0.00 |
| Repayment Of Debt | -1.4M | -2.1M | -5.3M | -1.3M | -1.4M |
| Net Issuance Payments Of Debt | 5.5M | -2.1M | -5.3M | 3.8M | -1.4M |
| Repurchase Of Capital Stock | -8.7M | -1.9M | -493,000 | -15.4M | -574,000 |
| Net Common Stock Issuance | -8.7M | -1.9M | -493,000 | -168,000 | -574,000 |
| Common Stock Dividend Paid | -3.1M | -3.1M | -2.4M | -1.4M | -1.4M |
| Common Stock Payments | -8.7M | -1.9M | -493,000 | -168,000 | -574,000 |
| Financing Cash Flow | -6.3M | -7.1M | -8.4M | -14.9M | -5.1M |
| Cash Flow From Continuing Financing Activities | -6.3M | -7.1M | -8.4M | -14.9M | -5.1M |
| Changes In Cash | -315,000 | -354,000 | -568,000 | -5.1M | 4.5M |
| Beginning Cash Position | 3.8M | 4.2M | 4.7M | 9.9M | 5.4M |
| End Cash Position | 3.5M | 3.8M | 4.2M | 4.7M | 9.9M |
| Free Cash Flow | 6.0M | 9.4M | 6.5M | 9.7M | 10.1M |
| Income Tax Paid Supplemental Data | 1.6M | 2.5M | 4.0M | 1.0M | 866,000 |
| Interest Paid Supplemental Data | 359,000 | 361,000 | 412,000 | 509,000 | 561,000 |
| Amortization Cash Flow | 1.3M | 1.3M | 1.3M | 1.2M | 1.3M |
| Amortization Of Intangibles | 1.3M | 1.3M | 1.3M | 1.2M | 1.3M |
| Asset Impairment Charge | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Dividends Paid | -3.1M | -3.1M | -2.4M | -3.4M | -3.1M |
| Change In Prepaid Assets | 124,000 | -- | -1.4M | 259,000 | -560,000 |
| Depreciation | 1.0M | 1.0M | 1.0M | 1.1M | 1.1M |
| Dividends Received Cfi | 31,000 | -199,000 | 0.00 | -167,000 | 0.00 |
| Earnings Losses From Equity Investments | 305,000 | 405,000 | 276,000 | 76,000 | -10,000 |
| Gain Loss On Sale Of Business | 0.00 | 0.00 | -1.4M | -16,000 | 0.00 |
| Long Term Debt Issuance | -- | -- | -- | 5.2M | 0.00 |
| Long Term Debt Payments | -1.4M | -2.1M | -5.3M | -1.3M | -1.4M |
| Net Business Purchase And Sale | 0.00 | -2.5M | 1.3M | 149,000 | -500,000 |
| Net Income From Continuing Operations | 9.0M | 7.7M | 6.3M | -138.8M | 5.3M |
| Net Intangibles Purchase And Sale | -3.4M | -1.4M | -1.2M | -500,000 | -1.2M |
| Net Long Term Debt Issuance | -1.4M | -2.1M | -5.3M | 3.8M | -1.4M |
| Net Other Financing Charges | -- | -- | -252,000 | -- | -- |
| Net Short Term Debt Issuance | 6.9M | -- | -- | -- | 0.00 |
| Operating Gains Losses | 305,000 | 405,000 | -1.1M | 60,000 | -10,000 |
| Preferred Stock Dividend Paid | 0.00 | 0.00 | 0.00 | -1.9M | -1.7M |
| Purchase Of Intangibles | -3.4M | -1.4M | -1.2M | -608,000 | -1.2M |
| Sale Of PPE | 1,000 | 38,000 | -- | -- | 0.00 |