Everyday People Financial Corp.
Financial Statements (IFRS) · Amounts in CAD
Income Statement
Balance Sheet
Cash Flow
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 | Q2 2024Jun 30, 2024 |
|---|---|---|---|---|---|---|
| Total Revenue | 18.9M | 22.1M | 17.7M | 8.8M | 17.8M | -- |
| Operating Revenue | 18.9M | 22.1M | 17.7M | 8.8M | 17.8M | -- |
| Cost Of Revenue | 14.9M | 18.3M | 14.1M | 13.1M | 13.6M | -- |
| Gross Profit | 4.0M | 3.8M | 3.6M | -4.3M | 4.2M | -- |
| Selling General And Administration | 817,000 | 816,000 | 1.3M | 1.6M | 678,000 | -- |
| General And Administrative Expense | 817,000 | 816,000 | 1.2M | 1.6M | 678,000 | -- |
| Depreciation And Amortization In Income Statement | 911,000 | 854,000 | 943,000 | 964,980 | 821,000 | -- |
| Other Operating Expenses | 2.2M | 1.9M | 1.3M | 1.3M | 1.4M | -- |
| Operating Expense | 3.9M | 3.6M | 3.4M | 3.1M | 2.8M | -- |
| Operating Income | 142,000 | 192,000 | 194,000 | -7.4M | 1.4M | -- |
| EBIT | 904,000 | 1.4M | 1.4M | -9.6M | 2.3M | -- |
| Interest Expense | 530,000 | 543,000 | 428,000 | 644,867 | 737,000 | -- |
| Interest Expense Non Operating | 530,000 | 543,000 | 428,000 | 644,867 | 737,000 | -- |
| Interest Income | 41,000 | 36,000 | 37,000 | 45,901 | 48,000 | -- |
| Interest Income Non Operating | 41,000 | 36,000 | 37,000 | 45,901 | 48,000 | -- |
| Net Interest Income | -489,000 | -507,000 | -577,000 | -587,132 | -689,000 | -- |
| Other Income Expense | 721,000 | 1.2M | 1.4M | -2.3M | 872,000 | -- |
| Other Non Operating Income Expenses | 1.2M | 986,000 | 251,000 | 961,261 | 5,000 | -- |
| Special Income Charges | -442,000 | 213,000 | 546,000 | -3.2M | 867,000 | -- |
| Restructuring And Mergern Acquisition | 336,000 | -213,000 | -546,000 | 699,523 | 0.00 | -- |
| Write Off | -- | -- | -- | 82,080 | -- | -- |
| Gain On Sale Of Security | -- | -- | 555,000 | -26,999 | -- | -- |
| Earnings From Equity Interest | 0.00 | -- | -- | -- | 0.00 | -2,121 |
| Pretax Income | 374,000 | 884,000 | 969,000 | -10.3M | 1.6M | -- |
| Tax Provision | 109,000 | 95,000 | 145,000 | -1.7M | 600,000 | -- |
| Tax Effect Of Unusual Items | -128,818 | 22,890 | 164,752 | -554,256 | 329,658 | -- |
| Net Income From Continuing And Discontinued Operation | 265,000 | 789,000 | 824,000 | -8.5M | 978,000 | -- |
| Net Income From Continuing Operation Net Minority Interest | 265,000 | 789,000 | 824,000 | -8.5M | 978,000 | -- |
| Net Income Including Noncontrolling Interests | 265,000 | 789,000 | 824,000 | -8.5M | 978,000 | -- |
| Net Income Common Stockholders | 265,000 | 789,000 | 824,000 | -8.5M | 978,000 | -- |
| Net Income | 265,000 | 789,000 | 824,000 | -8.5M | 978,000 | -- |
| EBITDA | 1.8M | 2.3M | 2.3M | -8.7M | 3.1M | -- |
| Normalized EBITDA | 2.3M | 2.1M | 1.2M | -5.4M | 2.3M | -- |
| Reconciled Depreciation | 911,000 | 855,000 | 943,000 | 964,980 | 821,000 | -- |
| Basic EPS | 0.00 | 0.01 | 0.01 | -- | 0.01 | 0.00 |
| Diluted EPS | 0.00 | 0.01 | 0.01 | -- | 0.01 | 0.00 |
| Basic Average Shares | 127.5M | 126.2M | 123.9M | -- | 114.0M | 115.2M |
| Diluted Average Shares | 127.5M | 126.2M | 123.9M | -- | 114.0M | 115.2M |
| Total Unusual Items | -442,000 | 213,000 | 1.1M | -3.3M | 867,000 | -- |
| Total Unusual Items Excluding Goodwill | -442,000 | 213,000 | 1.1M | -3.3M | 867,000 | -- |
| Tax Rate For Calcs | 0.29 | 0.11 | 0.15 | 0.17 | 0.38 | -- |
| Normalized Income | 578,182 | 598,890 | -112,248 | -5.8M | 440,658 | -- |
| Depreciation Amortization Depletion Income Statement | 911,000 | 854,000 | 943,000 | 964,980 | 821,000 | -- |
| Diluted NI Availto Com Stockholders | 265,000 | 789,000 | 824,000 | -8.5M | 978,000 | -- |
| Gain On Sale Of Ppe | 0.00 | 0.00 | -- | -- | 0.00 | 0.00 |
| Insurance And Claims | -- | -- | 117,000 | 136,339 | -- | -- |
| Net Income Continuous Operations | 265,000 | 789,000 | 824,000 | -8.5M | 978,000 | -- |
| Net Non Operating Interest Income Expense | -489,000 | -507,000 | -577,000 | -587,132 | -689,000 | -- |
| Other Gand A | 817,000 | 816,000 | 994,000 | 1.0M | 678,000 | -- |
| Other Special Charges | 106,000 | -- | -- | -- | -867,000 | -702,000 |
| Other Taxes | 0.00 | 0.00 | -196,000 | -- | 0.00 | 0.00 |
| Provision For Doubtful Accounts | -31,000 | 37,000 | 22,000 | 96,485 | -63,000 | -- |
| Reconciled Cost Of Revenue | 14.9M | 18.2M | 14.1M | 13.1M | 13.6M | -- |
| Rent And Landing Fees | -- | -- | 108,000 | 403,149 | -- | -- |
| Rent Expense Supplemental | -- | -- | 108,000 | 403,149 | -- | -- |
| Salaries And Wages | -- | -- | -- | 6,779 | -- | 6.5M |
| Selling And Marketing Expense | -- | -- | 55,000 | 30,014 | -- | -- |
| Total Expenses | 18.7M | 21.9M | 17.5M | 16.2M | 16.4M | -- |
| Total Operating Income As Reported | 142,000 | 192,000 | -2,000 | -8.5M | 1.4M | -- |
| Total Other Finance Cost | -- | -- | 186,000 | -11,834 | -- | -- |
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 | Q2 2024Jun 30, 2024 |
|---|---|---|---|---|---|---|
| Cash And Cash Equivalents | 670,000 | 3.5M | 1.7M | 1.6M | 671,639 | -- |
| Cash Cash Equivalents And Short Term Investments | 670,000 | 3.5M | 1.7M | 1.6M | 671,639 | -- |
| Accounts Receivable | 12.3M | 10.8M | 8.6M | 6.8M | 11.1M | -- |
| Receivables | 13.5M | 12.0M | 9.2M | 7.3M | 16.4M | -- |
| Inventory | 0.00 | 0.00 | 1.6M | 2.1M | 6.7M | -- |
| Prepaid Assets | 1.6M | 1.9M | 1.8M | 1.4M | 1.4M | -- |
| Other Current Assets | 24.5M | 20.7M | 13.2M | 13.3M | 12.1M | -- |
| Current Assets | 40.5M | 38.3M | 27.6M | 25.8M | 37.4M | -- |
| Gross PPE | 10.1M | 10.4M | 10.3M | 10.0M | 4.2M | -- |
| Accumulated Depreciation | -5.3M | -5.6M | -5.5M | -5.3M | -1.0M | -- |
| Net PPE | 4.8M | 4.8M | 4.7M | 4.7M | 3.2M | -- |
| Goodwill | 13.1M | 13.1M | 13.0M | 12.8M | 8.9M | -- |
| Goodwill And Other Intangible Assets | 29.3M | 29.9M | 30.3M | 30.4M | 22.9M | -- |
| Other Intangible Assets | 16.2M | 16.8M | 17.3M | 17.6M | 14.0M | -- |
| Investments And Advances | -- | -- | -- | -- | 0.00 | 646,235 |
| Long Term Equity Investment | -- | -- | -- | -- | 0.00 | 646,235 |
| Other Non Current Assets | -- | -- | 2.1M | 3.0M | -- | -- |
| Total Non Current Assets | 34.1M | 34.8M | 37.2M | 38.1M | 26.9M | -- |
| Total Assets | 74.6M | 73.0M | 64.7M | 63.9M | 64.3M | -- |
| Current Debt | 6.6M | 6.7M | 9.5M | 11.0M | 7.7M | -- |
| Current Debt And Capital Lease Obligation | 7.1M | 7.2M | 10.1M | 11.5M | 8.1M | -- |
| Accounts Payable | 10.9M | 13.6M | 12.1M | 11.1M | 7.9M | -- |
| Payables | 36.5M | 35.0M | 25.8M | 25.4M | 27.5M | -- |
| Payables And Accrued Expenses | 36.5M | 35.0M | 25.8M | 25.4M | 27.5M | -- |
| Current Deferred Revenue | -- | -- | -- | -- | 189,495 | 341,465 |
| Other Current Liabilities | 28,000 | 76,000 | 189,000 | 245,000 | -- | -- |
| Current Liabilities | 43.7M | 42.3M | 36.1M | 37.1M | 35.8M | -- |
| Long Term Debt | 8.2M | 8.1M | 7.5M | 7.8M | 4.4M | -- |
| Long Term Debt And Capital Lease Obligation | 10.8M | 10.9M | 10.5M | 10.7M | 6.1M | -- |
| Long Term Capital Lease Obligation | 2.7M | 2.8M | 3.0M | 2.9M | 1.7M | -- |
| Total Non Current Liabilities Net Minority Interest | 14.4M | 14.6M | 15.1M | 20.5M | 14.4M | -- |
| Total Liabilities Net Minority Interest | 58.1M | 56.9M | 51.2M | 57.6M | 50.2M | -- |
| Common Stock | 77.3M | 75.6M | 75.5M | 69.0M | 68.5M | -- |
| Capital Stock | 77.3M | 75.6M | 75.5M | 69.0M | 68.5M | -- |
| Additional Paid In Capital | 1.9M | 1.9M | 1.9M | 1.9M | 1.9M | -- |
| Retained Earnings | -65.5M | -65.7M | -66.5M | -67.3M | -58.8M | -- |
| Gains Losses Not Affecting Retained Earnings | 2.7M | 2.9M | 2.7M | 2.4M | 2.5M | -- |
| Other Equity Adjustments | 2.7M | 2.9M | 2.7M | 2.4M | 2.5M | -- |
| Common Stock Equity | 16.5M | 16.1M | 13.5M | 6.3M | 14.1M | -- |
| Stockholders Equity | 16.5M | 16.1M | 13.5M | 6.3M | 14.1M | -- |
| Total Equity Gross Minority Interest | 16.5M | 16.1M | 13.5M | 6.3M | 14.1M | -- |
| Total Capitalization | 24.7M | 24.2M | 21.0M | 14.1M | 18.5M | -- |
| Net Tangible Assets | -12.8M | -13.8M | -16.8M | -24.1M | -8.8M | -- |
| Tangible Book Value | -12.8M | -13.8M | -16.8M | -24.1M | -8.8M | -- |
| Working Capital | -3.2M | -4.0M | -8.5M | -11.3M | 1.6M | -- |
| Invested Capital | 31.3M | 30.9M | 30.5M | 25.1M | 26.2M | -- |
| Total Debt | 18.0M | 18.1M | 20.6M | 22.2M | 14.3M | -- |
| Net Debt | 14.1M | 11.3M | 15.3M | 17.2M | 11.5M | -- |
| Share Issued | 129.1M | 126.2M | 125.9M | 118.7M | 116.2M | -- |
| Ordinary Shares Number | 129.1M | 126.2M | 125.9M | 118.7M | 116.2M | -- |
| Allowance For Doubtful Accounts Receivable | -244,000 | -276,000 | -239,000 | -215,000 | -131,459 | -- |
| Capital Lease Obligations | 3.2M | 3.4M | 3.6M | 3.4M | 2.1M | -- |
| Current Capital Lease Obligation | 573,000 | 553,000 | 567,000 | 511,000 | 388,321 | -- |
| Current Deferred Liabilities | -- | -- | -- | -- | 189,495 | 341,465 |
| Duefrom Related Parties Current | 1.2M | 1.2M | 563,000 | 530,000 | 66,246 | -- |
| Duefrom Related Parties Non Current | -- | -- | -- | -- | 778,034 | 803,779 |
| Dueto Related Parties Current | 505,000 | 232,000 | 233,000 | 608,000 | 5.4M | -- |
| Dueto Related Parties Non Current | 0.00 | 0.00 | 833,000 | 5.9M | 5.3M | -- |
| Finished Goods | 0.00 | 0.00 | 1.6M | 2.1M | 6.7M | -- |
| Gross Accounts Receivable | 12.5M | 11.1M | 8.9M | 7.0M | 11.2M | -- |
| Investmentsin Joint Venturesat Cost | -- | -- | -- | -- | 0.00 | 646,235 |
| Leases | 542,000 | 545,000 | 565,000 | 547,000 | -- | -- |
| Loans Receivable | -- | -- | -- | -- | 5.2M | -- |
| Machinery Furniture Equipment | 6.7M | 6.8M | 6.4M | 6.3M | 2.3M | -- |
| Non Current Accounts Receivable | -- | -- | -- | -- | 778,034 | 803,779 |
| Non Current Deferred Liabilities | 3.5M | 3.7M | 3.8M | 3.9M | 3.0M | -- |
| Non Current Deferred Revenue | -- | -- | -- | -- | 187,692 | 90,047 |
| Non Current Deferred Taxes Liabilities | 3.5M | 3.7M | 3.8M | 3.9M | 2.8M | -- |
| Other Current Borrowings | 6.6M | 6.7M | 9.5M | 11.0M | 7.7M | -- |
| Other Equity Interest | 5,000 | 1.5M | -- | 390,000 | -- | -- |
| Other Payable | 24.5M | 20.7M | 13.2M | 13.3M | 12.1M | -- |
| Other Properties | 2.9M | 3.1M | 3.3M | 3.2M | 1.6M | -- |
| Other Receivables | -- | -- | -- | -- | 12.1M | 14.0M |
| Properties | 0.00 | 0.00 | 0.00 | 0.00 | 346,017 | -- |
| Restricted Cash | 292,000 | 100,000 | 100,000 | 101,000 | 109,917 | -- |
| Total Tax Payable | 694,000 | 443,000 | 273,000 | 335,000 | 2.0M | -- |
| Tradeand Other Payables Non Current | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| Line Item | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 | Q3 2024Sep 30, 2024 | Q2 2024Jun 30, 2024 |
|---|---|---|---|---|---|---|
| Operating Cash Flow | -1.4M | 4.6M | 1.6M | 1.1M | 2.7M | -- |
| Cash Flow From Continuing Operating Activities | -1.4M | 4.6M | 1.6M | 1.1M | 2.7M | -- |
| Depreciation And Amortization | 911,000 | 855,000 | 943,000 | 964,980 | 821,000 | -- |
| Depreciation Amortization Depletion | 911,000 | 855,000 | 943,000 | 964,980 | 821,000 | -- |
| Stock Based Compensation | 189,000 | 171,000 | 116,000 | 10,919 | 102,000 | -- |
| Deferred Tax | 109,000 | 94,000 | 145,000 | -1.7M | 600,000 | -- |
| Deferred Income Tax | 109,000 | 94,000 | 145,000 | -1.7M | 600,000 | -- |
| Change In Working Capital | -3.2M | -862,000 | -1.3M | 7.7M | -2.8M | -- |
| Changes In Account Receivables | -1.4M | -2.2M | -1.8M | 4.4M | 1.4M | -- |
| Change In Receivables | -1.4M | -2.2M | -1.8M | 9.6M | -3.8M | -- |
| Change In Payables And Accrued Expense | -3.4M | 2.2M | 1.0M | 3.3M | -353,000 | -- |
| Change In Payable | -3.4M | 2.2M | 1.0M | 3.3M | -353,000 | -- |
| Change In Other Working Capital | 1.3M | -607,000 | -35,000 | -4.8M | 1.3M | -- |
| Change In Other Current Liabilities | -49,000 | -113,000 | -57,000 | -- | -55,000 | -145,000 |
| Other Non Cash Items | 659,000 | 178,000 | -118,000 | -4.5M | 397,000 | -- |
| Capital Expenditure | -464,000 | -428,000 | -24,000 | -174,776 | -451,000 | -- |
| Purchase Of PPE | -464,000 | -428,000 | -24,000 | -174,776 | -451,000 | -- |
| Net PPE Purchase And Sale | -464,000 | -428,000 | -24,000 | -174,776 | -451,000 | -- |
| Purchase Of Business | -- | -- | -- | -- | -- | 0.00 |
| Investing Cash Flow | -464,000 | -428,000 | -24,000 | -4.6M | -451,000 | -- |
| Cash Flow From Continuing Investing Activities | -464,000 | -428,000 | -24,000 | -4.6M | -451,000 | -- |
| Issuance Of Debt | -1.1M | 2.2M | 996,000 | 5.1M | 1.0M | -- |
| Repayment Of Debt | -538,000 | -3.9M | -1.9M | -1.3M | -4.1M | -- |
| Net Issuance Payments Of Debt | -1.6M | -1.7M | -917,000 | 3.8M | -3.1M | -- |
| Financing Cash Flow | -1.6M | -1.7M | -917,000 | 3.8M | -3.1M | -- |
| Cash Flow From Continuing Financing Activities | -1.6M | -1.7M | -917,000 | 3.8M | -3.1M | -- |
| Effect Of Exchange Rate Changes | 827,000 | -663,000 | -585,000 | 586,091 | 586,000 | -- |
| Changes In Cash | -3.5M | 2.5M | 648,000 | 348,521 | -833,000 | -- |
| Beginning Cash Position | 3.5M | 1.7M | 1.7M | 781,656 | 664,000 | -- |
| End Cash Position | 962,000 | 3.5M | 1.7M | 1.6M | 782,000 | -- |
| Free Cash Flow | -1.8M | 4.2M | 1.6M | 960,209 | 2.3M | -- |
| Change In Account Payable | -3.4M | 2.2M | 1.0M | 3.3M | -353,000 | -- |
| Change In Prepaid Assets | 339,000 | -145,000 | -425,000 | 64,959 | 64,000 | -- |
| Earnings Losses From Equity Investments | 0.00 | 0.00 | 0.00 | -86.00 | 0.00 | -- |
| Gain Loss On Sale Of PPE | 0.00 | 3.7M | 1.4M | -- | 3.1M | 2.2M |
| Interest Paid Cfo | -270,000 | -337,000 | -376,000 | -516,794 | -325,000 | -- |
| Long Term Debt Issuance | -1.1M | 2.2M | 996,000 | 5.1M | 1.0M | -- |
| Long Term Debt Payments | -538,000 | -3.9M | -1.9M | -1.3M | -4.1M | -- |
| Net Business Purchase And Sale | -- | -- | -- | -- | -- | 0.00 |
| Net Income From Continuing Operations | 266,000 | 790,000 | 824,000 | -8.5M | 978,000 | -- |
| Net Intangibles Purchase And Sale | -- | -- | -- | 0.00 | 0.00 | 0.00 |
| Net Long Term Debt Issuance | -1.6M | -1.7M | -917,000 | 3.8M | -3.1M | -- |
| Operating Gains Losses | 0.00 | 3.7M | 1.4M | 7.6M | 3.1M | -- |
| Other Cash Adjustment Outside Changein Cash | -- | 0.00 | -100,000 | -- | -- | 96,000 |
| Provisionand Write Offof Assets | -32,000 | 36,000 | 22,000 | 96,485 | -63,000 | -- |
| Purchase Of Intangibles | -- | -- | -- | 0.00 | 0.00 | 0.00 |