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Fintech Select Ltd.

Financial Statements (IFRS) · Amounts in CAD
5 10 All
Income Statement
Balance Sheet
Cash Flow
Line Item Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024
Total Revenue 568,143 667,206 1.1M 619,824 780,669
Operating Revenue 568,143 667,206 1.1M 619,824 780,669
Cost Of Revenue 26,896 31,401 50,715 31,436 38,950
Gross Profit 541,247 635,805 1.0M 588,388 741,719
Selling General And Administration 772,712 780,752 897,991 729,760 843,460
General And Administrative Expense 772,712 780,752 897,991 729,760 843,460
Depreciation And Amortization In Income Statement 3,422 3,625 3,840 4,069 4,312
Operating Expense 776,134 784,377 901,831 733,829 847,772
Operating Income -234,887 -148,572 148,167 -145,441 -106,053
EBIT -234,887 -148,572 148,167 -248,924 -106,053
Interest Expense -- -- -- 0.00 0.00
Interest Expense Non Operating -- -- -- 0.00 0.00
Net Interest Income -- -- -- 0.00 0.00
Other Income Expense 50,252 -49,407 -9,943 -103,483 21,934
Other Non Operating Income Expenses 52,590 -- -- -- 26,455
Gain On Sale Of Security -2,338 -49,407 -9,943 60,309 -4,521
Pretax Income -184,635 -197,979 138,224 -248,924 -84,119
Tax Effect Of Unusual Items 0.00 0.00 -1,491 0.00 0.00
Net Income From Continuing And Discontinued Operation -184,635 -197,979 138,224 -248,924 -84,119
Net Income From Continuing Operation Net Minority Interest -184,635 -197,979 138,224 -248,924 -84,119
Net Income Including Noncontrolling Interests -184,635 -197,979 138,224 -248,924 -84,119
Net Income Common Stockholders -184,635 -197,979 138,224 -248,924 -84,119
Net Income -184,635 -197,979 138,224 -248,924 -84,119
EBITDA -231,465 -144,947 152,007 -244,855 -101,741
Normalized EBITDA -229,127 -95,540 161,950 -305,164 -97,220
Reconciled Depreciation 3,422 3,625 3,840 4,067 4,312
Basic EPS -0.00 -0.00 0.00 -- -0.00
Diluted EPS -0.00 -0.00 0.00 -- -0.00
Basic Average Shares 80.0M 80.0M 80.0M -- 80.0M
Diluted Average Shares 80.0M 80.0M 80.0M -- 80.0M
Total Unusual Items -2,338 -49,407 -9,943 60,309 -4,521
Total Unusual Items Excluding Goodwill -2,338 -49,407 -9,943 60,309 -4,521
Tax Rate For Calcs 0.00 0.00 0.15 0.00 0.00
Normalized Income -182,297 -148,572 146,676 -309,233 -79,598
Depreciation Amortization Depletion Income Statement 3,422 3,625 3,840 4,069 4,312
Diluted NI Availto Com Stockholders -184,635 -197,979 138,224 -248,924 -84,119
Net Income Continuous Operations -184,635 -197,979 138,224 -248,924 -84,119
Net Non Operating Interest Income Expense -- -- -- 0.00 0.00
Other Gand A 54,335 99,438 66,492 54,919 56,452
Reconciled Cost Of Revenue 26,896 31,401 50,715 31,438 38,950
Salaries And Wages 718,377 681,314 831,499 674,841 787,008
Total Expenses 803,030 815,778 952,546 765,265 886,722
Total Operating Income As Reported -- -- 138,224 -- --
Line Item Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024
Cash And Cash Equivalents 5,227 175,772 242,051 109,563 276,978
Cash Cash Equivalents And Short Term Investments 5,227 175,772 242,051 774,308 276,978
Cash Financial 5,227 175,772 242,051 109,563 276,978
Other Short Term Investments -- -- -- 664,745 --
Accounts Receivable 102,553 178,045 236,402 141,577 159,517
Receivables 102,553 178,045 236,402 141,577 159,517
Inventory 3,589 4,678 4,017 1,993 4,371
Other Current Assets 819,680 756,380 612,330 25,518 473,298
Current Assets 931,049 1.1M 1.1M 943,396 914,164
Gross PPE 1.8M 1.8M 1.8M 1.8M 1.8M
Accumulated Depreciation -1.8M -1.8M -1.8M -1.8M -1.8M
Net PPE 53,577 56,505 59,596 62,861 66,309
Goodwill And Other Intangible Assets 6,270 6,764 7,298 7,874 8,495
Other Intangible Assets 6,270 6,764 7,298 7,874 8,495
Total Non Current Assets 59,847 63,269 66,894 70,735 74,804
Total Assets 990,896 1.2M 1.2M 1.0M 988,968
Accounts Payable -- -- 1.0M -- 996,092
Payables -- -- 1.0M -- 996,092
Payables And Accrued Expenses 1.0M 1.1M 1.0M 937,131 996,092
Current Deferred Revenue 41,148 41,148 41,148 41,148 41,148
Current Liabilities 1.1M 1.1M 1.1M 978,279 1.0M
Total Non Current Liabilities Net Minority Interest 0.00 0.00 0.00 0.00 0.00
Total Liabilities Net Minority Interest 1.1M 1.1M 1.1M 978,279 1.0M
Common Stock 18.7M 18.7M 18.7M 18.7M 18.7M
Capital Stock 18.7M 18.7M 18.7M 18.7M 18.7M
Additional Paid In Capital 6.8M 6.8M 6.8M 6.8M 6.7M
Retained Earnings -26.1M -25.9M -25.7M -25.8M -25.8M
Gains Losses Not Affecting Retained Earnings 431,521 391,433 206,093 281,149 99,658
Other Equity Adjustments 431,521 391,433 206,093 281,149 99,658
Common Stock Equity -98,253 86,381 99,020 35,852 -48,272
Stockholders Equity -98,253 86,381 99,020 35,852 -48,272
Total Equity Gross Minority Interest -98,253 86,381 99,020 35,852 -48,272
Total Capitalization -98,253 86,381 99,020 35,852 -48,272
Net Tangible Assets -104,523 79,617 91,722 27,978 -56,767
Tangible Book Value -104,523 79,617 91,722 27,978 -56,767
Working Capital -158,100 23,112 32,126 -34,883 -123,076
Invested Capital -98,253 86,381 99,020 35,852 -48,272
Share Issued 80.0M 80.0M 80.0M 80.0M 80.0M
Ordinary Shares Number 80.0M 80.0M 80.0M 80.0M 80.0M
Current Deferred Liabilities 41,148 41,148 41,148 41,148 41,148
Leases 6,522 6,522 6,522 6,522 6,522
Machinery Furniture Equipment 186,502 186,502 186,502 186,502 187,438
Other Equity Interest 111,768 111,768 111,768 111,768 181,823
Other Properties 1.6M 1.6M 1.6M 1.6M 1.6M
Properties 0.00 0.00 0.00 0.00 0.00
Line Item Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024
Operating Cash Flow -170,588 -66,162 132,488 -174,097 -60,044
Cash Flow From Continuing Operating Activities -170,589 -66,162 132,488 -174,099 -225,682
Depreciation And Amortization 3,422 3,625 3,840 4,067 4,312
Depreciation Amortization Depletion 3,422 3,625 3,840 4,067 4,312
Change In Working Capital 63,257 95,111 -10,160 -34,228 -119,420
Changes In Account Receivables 75,492 58,357 -94,825 17,941 114,372
Change In Receivables 75,492 58,357 -94,825 17,941 114,372
Change In Inventory 1,089 -661.00 -2,023 2,379 -969.00
Change In Payables And Accrued Expense -2,614 29,089 84,395 -58,961 -218,643
Other Non Cash Items 1.00 -- -- -- 165,638
Capital Expenditure -- -- -- -- --
Purchase Of PPE -- -- 0.00 -- --
Net PPE Purchase And Sale -- -- 0.00 -- --
Investing Cash Flow 0.00 0.00 0.00 0.00 0.00
Cash Flow From Continuing Investing Activities 0.00 0.00 0.00 0.00 0.00
Issuance Of Debt -- -- 0.00 -- --
Repayment Of Debt 0.00 0.00 -- 0.00 0.00
Net Issuance Payments Of Debt 0.00 0.00 0.00 0.00 0.00
Financing Cash Flow 0.00 0.00 0.00 0.00 0.00
Cash Flow From Continuing Financing Activities 0.00 0.00 0.00 0.00 0.00
Effect Of Exchange Rate Changes 43.00 -117.00 -- 6,682 0.00
Changes In Cash -170,588 -66,162 132,488 -174,097 -60,044
Beginning Cash Position 175,772 242,051 109,563 276,978 337,022
End Cash Position 5,227 175,772 242,051 109,563 276,978
Free Cash Flow -170,588 -66,162 132,488 -174,097 -60,044
Amortization Cash Flow 3,422 3,625 576.00 -- 4,312
Amortization Of Intangibles 3,422 3,625 576.00 -- 4,312
Change In Prepaid Assets -10,710 8,326 2,293 4,413 -14,180
Depreciation -- -- 3,265 -- --
Long Term Debt Payments -- 0.00 -- 0.00 0.00
Net Foreign Currency Exchange Gain Loss -12,545 33,081 584.00 -46,571 8,426
Net Income From Continuing Operations -224,723 -197,979 138,224 -97,367 -119,000
Net Intangibles Purchase And Sale 0.00 0.00 -- -- 0.00
Net Long Term Debt Issuance -- 0.00 -- 0.00 0.00
Net Short Term Debt Issuance 0.00 0.00 0.00 0.00 0.00
Operating Gains Losses -12,545 33,081 584.00 -46,571 8,426
Purchase Of Intangibles 0.00 0.00 -- -- 0.00
Short Term Debt Issuance -- -- 0.00 -- --
Short Term Debt Payments 0.00 0.00 -- 0.00 0.00
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