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Laurentian Bank of Canada

Financial Statements (IFRS) · Amounts in CAD
5 10 All
Income Statement
Balance Sheet
Cash Flow
Line Item FY 2025Oct 31, 2025 FY 2024Oct 31, 2024 FY 2023Oct 31, 2023 FY 2022Oct 31, 2022 FY 2021Oct 31, 2021
Total Revenue 982.8M 1.0B 1.0B 1.0B --
Operating Revenue 982.8M 1.0B 1.0B 1.0B --
Selling General And Administration 407.9M 417.4M 425.8M 415.2M --
General And Administrative Expense 380.6M 388.9M 391.5M 386.2M --
Interest Expense 1.4B 1.6B 1.5B 741.0M --
Interest Income 2.1B 2.3B 2.3B 1.5B --
Net Interest Income 736.9M 719.5M 746.3M 733.3M --
Special Income Charges -10.0M -214.5M -24.1M -1.8M --
Restructuring And Mergern Acquisition 8.0M 28.2M 21.0M -1.2M --
Gain On Sale Of Security 12.0M 13.0M 13.5M 12.2M --
Pretax Income 172.5M -22.2M 210.4M 275.7M --
Tax Provision 32.7M -16.7M 29.3M 49.1M --
Tax Effect Of Unusual Items -1.9M -32.2M -3.3M -325,384 --
Net Income From Continuing And Discontinued Operation 139.9M -5.5M 181.1M 226.6M --
Net Income From Continuing Operation Net Minority Interest 139.9M -5.5M 181.1M 226.6M --
Net Income Including Noncontrolling Interests 139.9M -5.5M 181.1M 226.6M --
Net Income Common Stockholders 125.5M -17.9M 169.3M 214.8M --
Net Income 139.9M -5.5M 181.1M 226.6M --
Reconciled Depreciation 46.3M 57.7M 60.0M 52.5M --
Basic EPS 2.84 -0.41 3.89 4.96 --
Diluted EPS 2.84 -0.41 3.89 4.95 --
Basic Average Shares 44.2M 43.8M 43.5M 43.3M --
Diluted Average Shares 44.3M 43.8M 43.5M 43.4M --
Total Unusual Items -10.0M -214.5M -24.1M -1.8M --
Total Unusual Items Excluding Goodwill -10.0M -214.5M -24.1M -1.8M --
Tax Rate For Calcs 0.19 0.15 0.14 0.18 --
Normalized Income 148.0M 176.8M 201.8M 228.1M --
Diluted NI Availto Com Stockholders 125.5M -17.9M 169.3M 214.8M --
Gain On Sale Of Business 875,000 14.0M 0.00 -- --
Impairment Of Capital Assets 2.9M 200.2M 3.1M 3.0M --
Net Income Continuous Operations 139.9M -5.5M 181.1M 226.6M --
Occupancy And Equipment 211.1M 205.6M 196.6M 179.9M --
Other Gand A -- -- -- -- 17.1M
Other Non Interest Expense 57.0M 77.4M 65.1M 60.9M --
Preferred Stock Dividends 14.4M 12.4M 11.8M 11.8M --
Professional Expense And Contract Services Expense 63.2M 50.1M 41.8M 43.8M --
Salaries And Wages 380.6M 388.9M 391.5M 386.2M --
Securities Amortization -- -- -- -- 0.00
Selling And Marketing Expense 27.3M 28.5M 34.3M 29.0M --
Line Item FY 2025Oct 31, 2025 FY 2024Oct 31, 2024 FY 2023Oct 31, 2023 FY 2022Oct 31, 2022 FY 2021Oct 31, 2021
Cash And Cash Equivalents 1.4B 1.5B 1.4B 2.1B --
Cash Financial 57.8M 53.3M 69.4M 79.7M --
Other Short Term Investments 276.7M 167.1M 50.4M 186.6M --
Accounts Receivable 189.5M 198.7M 283.4M 204.1M --
Receivables 229.1M 237.9M 334.7M 204.1M --
Prepaid Assets 202.0M 215.0M 215.8M 217.6M --
Gross PPE 197.5M 186.4M 222.9M 234.1M --
Accumulated Depreciation -106.0M -101.0M -103.2M -99.7M --
Net PPE 91.6M 85.4M 119.7M 134.4M --
Goodwill -- 0.00 84.8M 83.7M 78.4M
Goodwill And Other Intangible Assets 182.1M 181.3M 367.6M 378.1M --
Other Intangible Assets 182.1M 181.3M 282.8M 294.4M --
Investments And Advances 7.8B 6.1B 6.0B 6.2B --
Total Assets 50.1B 47.4B 49.9B 50.7B --
Accounts Payable 1.2B 1.1B 1.1B 946.6M --
Payables 1.2B 1.1B 1.1B 946.6M --
Payables And Accrued Expenses 1.2B 1.1B 1.1B 946.6M --
Long Term Debt 15.5B 15.5B 15.1B 14.9B --
Long Term Debt And Capital Lease Obligation 15.6B 15.6B 15.2B 15.0B --
Long Term Capital Lease Obligation 105.8M 113.9M 123.0M 130.4M --
Total Liabilities Net Minority Interest 47.3B 44.6B 47.0B 47.9B --
Common Stock 1.2B 1.2B 1.2B 1.2B --
Capital Stock 1.3B 1.3B 1.3B 1.3B --
Retained Earnings 1.4B 1.3B 1.4B 1.3B --
Gains Losses Not Affecting Retained Earnings 72.2M 81.2M 22.9M 42.0M --
Other Equity Adjustments 72.2M 81.2M 22.9M 42.0M --
Common Stock Equity 2.8B 2.7B 2.7B 2.7B --
Stockholders Equity 2.9B 2.8B 2.9B 2.8B --
Total Equity Gross Minority Interest 2.9B 2.8B 2.9B 2.8B --
Total Capitalization 18.4B 18.3B 18.0B 17.7B --
Net Tangible Assets 2.7B 2.6B 2.5B 2.4B --
Tangible Book Value 2.6B 2.5B 2.4B 2.3B --
Invested Capital 18.3B 18.2B 17.8B 17.6B --
Total Debt 15.6B 15.6B 15.2B 15.0B --
Net Debt 14.2B 14.0B 13.7B 12.9B --
Share Issued 44.6M 44.0M 43.6M 43.3M --
Ordinary Shares Number 44.6M 44.0M 43.6M 43.3M --
Allowance For Doubtful Accounts Receivable -- -- -- 0.00 -1.4M
Available For Sale Securities 7.5B 5.9B 6.0B 6.0B --
Buildings And Improvements -- -- -- -- 59.1M
Capital Lease Obligations 105.8M 113.9M 123.0M 130.4M --
Cash Cash Equivalents And Federal Funds Sold 5.4B 5.1B 5.5B 5.8B --
Defined Pension Benefit 28.2M 28.5M 28.2M 38.6M --
Derivative Product Liabilities 282.2M 333.7M 738.0M 809.0M --
Employee Benefits 14.4M 14.8M 16.9M 17.5M --
Gross Accounts Receivable -- -- -- 204.1M 470.2M
Income Tax Payable 17.1M 18.6M 8.4M -- --
Machinery Furniture Equipment 35.1M 37.8M 49.9M 57.8M --
Non Current Deferred Liabilities 66.9M 61.5M 72.3M 54.3M --
Non Current Deferred Taxes Liabilities 66.9M 61.5M 72.3M 54.3M --
Other Equity Interest 129.5M 130.3M 129.5M 127.1M --
Other Properties 108.5M 96.0M 114.7M 118.3M --
Other Receivables 39.7M 39.2M 51.3M -- --
Preferred Shares Number 5.0M 5.0M 5.0M 5.0M --
Preferred Stock 122.1M 122.1M 122.1M 122.1M --
Preferred Stock Equity 122.1M 122.1M 122.1M 122.1M --
Properties 53.9M 52.6M 58.2M 58.0M --
Total Tax Payable 17.1M 18.6M 8.4M -- --
Line Item FY 2025Oct 31, 2025 FY 2024Oct 31, 2024 FY 2023Oct 31, 2023 FY 2022Oct 31, 2022 FY 2021Oct 31, 2021
Operating Cash Flow 381.7M 198.8M -577.9M 904.0M --
Cash Flow From Continuing Operating Activities 381.7M 198.8M -577.9M 904.0M --
Depreciation And Amortization 46.3M 57.7M 60.0M 52.5M --
Depreciation Amortization Depletion 46.3M 57.7M 60.0M 52.5M --
Deferred Tax -3.4M -74.3M -18.6M -6.5M --
Deferred Income Tax -3.4M -74.3M -18.6M -6.5M --
Change In Working Capital 134.9M -41.4M -865.4M 570.6M --
Changes In Account Receivables -- -- -- -70.9M 5.1M
Change In Receivables -- -- -- -70.9M 5.1M
Change In Payables And Accrued Expense -- -- -- 22.3M -108.9M
Change In Payable -- -- -- 22.3M -108.9M
Change In Other Working Capital 635.0M -3.5B -1.7B 4.6B --
Other Non Cash Items -- -- -22.2M -82.3M -144.3M
Capital Expenditure -39.9M -37.0M -38.7M -63.0M --
Purchase Of PPE -39.9M -37.0M -38.7M -63.0M --
Net PPE Purchase And Sale -39.9M -37.0M -38.7M -63.0M --
Purchase Of Investment -5.2B -3.0B -3.6B -4.4B --
Sale Of Investment 4.8B 3.1B 3.7B 4.6B --
Net Investment Purchase And Sale -433.3M 88.9M 143.5M 225.4M --
Investing Cash Flow -286.7M -85.5M 665.2M -759.0M --
Cash Flow From Continuing Investing Activities -286.7M -85.5M 665.2M -759.0M --
Issuance Of Debt -- -- 878,000 347.9M 0.00
Repayment Of Debt -18.1M -17.9M -16.6M -379.3M --
Net Issuance Payments Of Debt -14.4M -29.1M -15.7M -31.4M --
Issuance Of Capital Stock 8.0M 13,000 664,000 1.6M --
Repurchase Of Capital Stock -- -- 0.00 -17.2M -125.0M
Net Common Stock Issuance 8.0M 13,000 664,000 -15.6M --
Common Stock Payments -- -- 0.00 -17.2M 0.00
Financing Cash Flow -94.2M -114.5M -97.1M -147.8M --
Cash Flow From Continuing Financing Activities -94.2M -114.5M -97.1M -147.8M --
Effect Of Exchange Rate Changes 3.7M 2.1M 1.8M 13.6M --
Changes In Cash 772,000 -1.2M -9.8M -2.9M --
Beginning Cash Position 53.3M 52.4M 116.5M 69.0M --
End Cash Position 57.8M 53.3M 108.5M 79.7M --
Free Cash Flow 341.8M 161.8M -616.6M 840.9M --
Income Tax Paid Supplemental Data 40.3M 32.9M 60.6M 75.4M --
Interest Paid Supplemental Data 1.3B 1.5B 1.4B 682.1M --
Amortization Cash Flow 29.1M 39.6M 41.6M 35.4M --
Amortization Of Intangibles 29.1M 39.6M 41.6M 35.4M --
Asset Impairment Charge 3.1M 200.7M 3.4M 3.9M --
Cash Dividends Paid -88.0M -85.5M -83.1M -99.3M --
Change In Account Payable -- -- -- 22.3M -108.9M
Common Stock Issuance 8.0M 13,000 664,000 1.6M --
Depreciation 17.2M 18.1M 18.4M 17.1M --
Long Term Debt Issuance -- -- 878,000 347.9M 0.00
Long Term Debt Payments -18.1M -17.9M -16.6M -379.3M --
Net Income From Continuing Operations 139.9M -5.5M 181.1M 226.6M --
Net Long Term Debt Issuance -14.4M -29.1M -15.7M -31.4M --
Net Other Financing Charges 142,000 103,000 1.0M -1.5M --
Net Preferred Stock Issuance -- -- -- 0.00 -125.0M
Preferred Stock Payments -- -- -- 0.00 -125.0M
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