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National Bank of Canada

Financial Statements (IFRS) · Amounts in CAD
5 10 All
Income Statement
Balance Sheet
Cash Flow
Line Item FY 2025Oct 31, 2025 FY 2024Oct 31, 2024 FY 2023Oct 31, 2023 FY 2022Oct 31, 2022 FY 2021Oct 31, 2021
Total Revenue 14.0B 11.4B 10.0B 9.6B --
Operating Revenue 14.0B 11.4B 10.0B 9.6B --
Selling General And Administration 4.5B 3.7B 3.4B 3.3B --
General And Administrative Expense 4.5B 3.7B 3.4B 3.3B --
Interest Expense 16.8B 17.0B 13.2B 4.3B --
Interest Income 21.3B 20.0B 16.8B 9.5B --
Net Interest Income 4.5B 2.9B 3.6B 5.3B --
Special Income Charges -700.0M -39.0M -163.0M -8.0M --
Restructuring And Mergern Acquisition 633.0M 35.0M 0.00 -- --
Gain On Sale Of Security 125.0M 316.0M 72.0M 108.0M --
Pretax Income 5.1B 4.8B 3.9B 4.3B --
Tax Provision 1.1B 961.0M 619.0M 894.0M --
Tax Effect Of Unusual Items -154.0M -7.8M -26.1M -1.7M --
Net Income From Continuing And Discontinued Operation 4.0B 3.8B 3.3B 3.4B --
Net Income From Continuing Operation Net Minority Interest 4.0B 3.8B 3.3B 3.4B --
Net Income Including Noncontrolling Interests 4.0B 3.8B 3.3B 3.4B --
Minority Interests 0.00 1.0M 2.0M 1.0M --
Net Income Common Stockholders 3.9B 3.7B 3.1B 3.3B --
Net Income 4.0B 3.8B 3.3B 3.4B --
Reconciled Depreciation 654.0M 514.0M 524.0M 481.0M --
Basic EPS 10.18 10.78 9.33 9.72 --
Diluted EPS 10.07 10.68 9.24 9.61 --
Basic Average Shares 378.5M 339.7M 337.7M 337.1M --
Diluted Average Shares 382.5M 342.8M 340.8M 340.8M --
Total Unusual Items -700.0M -39.0M -163.0M -8.0M --
Total Unusual Items Excluding Goodwill -700.0M -39.0M -163.0M -8.0M --
Tax Rate For Calcs 0.22 0.20 0.16 0.21 --
Normalized Income 4.6B 3.8B 3.4B 3.4B --
Diluted NI Availto Com Stockholders 3.9B 3.7B 3.1B 3.3B --
Impairment Of Capital Assets 67.0M 4.0M 88.0M 8.0M --
Net Income Continuous Operations 4.0B 3.8B 3.3B 3.4B --
Occupancy And Equipment 423.0M 366.0M 350.0M 312.0M --
Other Non Interest Expense 1.7B 1.6B 1.6B 1.4B --
Other Special Charges -- -- 75.0M -- --
Preferred Stock Dividends 165.0M 154.0M 141.0M 107.0M --
Professional Expense And Contract Services Expense 492.0M 316.0M 256.0M 249.0M --
Salaries And Wages 4.5B 3.7B 3.4B 3.3B --
Line Item FY 2025Oct 31, 2025 FY 2024Oct 31, 2024 FY 2023Oct 31, 2023 FY 2022Oct 31, 2022 FY 2021Oct 31, 2021
Cash And Cash Equivalents 27.9B 31.5B 35.2B 31.9B --
Other Short Term Investments 5.3B 4.2B 9.2B 8.8B --
Accounts Receivable 3.0B 3.0B 2.1B 1.9B --
Receivables 5.6B 7.3B 6.2B 4.6B --
Gross PPE 3.3B 2.8B 2.5B 2.1B --
Accumulated Depreciation -1.2B -960.0M -866.0M -739.0M --
Net PPE 2.2B 1.9B 1.6B 1.4B --
Goodwill 3.1B 1.5B 1.5B 1.5B --
Goodwill And Other Intangible Assets 4.8B 2.8B 2.8B 2.9B --
Other Intangible Assets 1.7B 1.2B 1.3B 1.4B --
Investments And Advances 188.8B 145.2B 121.9B 109.9B --
Long Term Equity Investment 46.0M 40.0M 49.0M 140.0M --
Total Assets 576.9B 462.2B 423.5B 403.7B --
Current Debt 64.3B 32.7B 20.8B 17.1B --
Current Debt And Capital Lease Obligation 64.3B 32.8B 20.9B 17.2B --
Accounts Payable 7.7B 6.6B 5.1B 4.4B --
Payables 7.9B 6.7B 5.4B 4.4B --
Payables And Accrued Expenses 7.9B 6.7B 5.4B 4.4B --
Long Term Debt 43.6B 41.6B 32.2B 27.3B --
Long Term Debt And Capital Lease Obligation 44.1B 42.0B 32.6B 27.7B --
Long Term Capital Lease Obligation 555.0M 397.0M 408.0M 458.0M --
Total Liabilities Net Minority Interest 543.1B 436.7B 399.9B 382.0B --
Common Stock 9.9B 3.5B 3.3B 3.2B --
Capital Stock 11.5B 5.1B 4.9B 4.8B --
Additional Paid In Capital 137.0M 85.0M 68.0M 56.0M --
Retained Earnings 20.4B 18.6B 16.6B 15.1B --
Gains Losses Not Affecting Retained Earnings 287.0M 219.0M 420.0M 202.0M --
Common Stock Equity 32.2B 23.9B 21.9B 20.1B --
Stockholders Equity 33.8B 25.6B 23.6B 21.7B --
Total Equity Gross Minority Interest 33.8B 25.6B 23.6B 21.7B --
Minority Interest 0.00 0.00 2.0M 2.0M --
Total Capitalization 77.4B 67.1B 55.8B 49.0B --
Net Tangible Assets 28.9B 22.8B 20.8B 18.9B --
Tangible Book Value 27.3B 21.1B 19.2B 17.2B --
Invested Capital 140.0B 98.2B 74.9B 64.4B --
Total Debt 108.5B 74.8B 53.5B 44.9B --
Net Debt 79.9B 42.8B 17.8B 12.5B --
Share Issued 391.1M 340.7M 338.3M 336.6M --
Ordinary Shares Number 391.1M 340.7M 338.3M 336.6M --
Available For Sale Securities 183.5B 141.0B 112.6B 100.9B --
Buildings And Improvements 944.0M 895.0M 436.0M 56.0M --
Capital Lease Obligations 644.0M 472.0M 517.0M 552.0M --
Cash Cash Equivalents And Federal Funds Sold 55.0B 47.8B 46.5B 58.4B --
Commercial Paper 45.1B 29.3B 17.5B 15.4B --
Construction In Progress 0.00 0.00 256.0M 431.0M --
Current Capital Lease Obligation 89.0M 75.0M 109.0M 94.0M --
Current Notes Payable 19.1B 3.4B 3.3B 1.7B --
Defined Pension Benefit 441.0M 487.0M 356.0M 498.0M --
Derivative Product Liabilities 16.0B 15.8B 19.9B 19.7B --
Employee Benefits 98.0M 103.0M 94.0M 111.0M --
Income Tax Payable 185.0M 123.0M 204.0M 67.0M --
Land And Improvements 92.0M 90.0M 74.0M 74.0M --
Leases 1.7B 1.3B 1.3B 1.2B --
Long Term Provisions 291.0M 242.0M 249.0M 206.0M --
Machinery Furniture Equipment 428.0M 384.0M 317.0M 276.0M --
Non Current Deferred Liabilities 324.0M 69.0M 28.0M 14.0M --
Non Current Deferred Taxes Liabilities 324.0M 69.0M 28.0M 14.0M --
Other Equity Interest 1.5B 1.5B 1.5B 1.5B --
Other Properties 185.0M 155.0M 116.0M 117.0M --
Other Receivables 2.6B 4.2B 4.0B 2.7B --
Preferred Shares Number 64.0M 66.0M 66.0M 66.0M --
Preferred Stock 1.6B 1.6B 1.6B 1.6B --
Preferred Stock Equity 1.6B 1.6B 1.6B 1.6B --
Total Tax Payable 185.0M 123.0M 204.0M 67.0M --
Treasury Shares Number -- -- 0.00 -- --
Line Item FY 2025Oct 31, 2025 FY 2024Oct 31, 2024 FY 2023Oct 31, 2023 FY 2022Oct 31, 2022 FY 2021Oct 31, 2021
Operating Cash Flow 4.6B 4.7B 5.2B -1.9B --
Cash Flow From Continuing Operating Activities 4.6B 4.7B 5.2B -1.9B --
Depreciation And Amortization 654.0M 514.0M 524.0M 481.0M --
Depreciation Amortization Depletion 654.0M 514.0M 524.0M 481.0M --
Stock Based Compensation 24.0M 17.0M 18.0M 17.0M --
Deferred Tax -180.0M -138.0M -243.0M 110.0M --
Deferred Income Tax -180.0M -138.0M -243.0M 110.0M --
Change In Working Capital -1.1B 196.0M 1.3B -5.9B --
Change In Other Working Capital 27.5B 26.8B 1.4B 20.3B --
Capital Expenditure -502.0M -703.0M -651.0M -670.0M --
Net PPE Purchase And Sale -233.0M -443.0M -352.0M -296.0M --
Purchase Of Business -- -- -- 0.00 -73.0M
Sale Of Business 131.0M 0.00 -- -- --
Purchase Of Investment -31.4B -17.3B -8.8B -9.3B --
Sale Of Investment 24.7B 10.7B 9.4B 8.3B --
Net Investment Purchase And Sale -6.7B -6.6B 571.0M -786.0M --
Investing Cash Flow -7.1B -7.3B -80.0M -1.5B --
Cash Flow From Continuing Investing Activities -7.1B -7.3B -80.0M -1.5B --
Issuance Of Debt 1.8B 500.0M 0.00 739.0M --
Repayment Of Debt -201.0M -110.0M -852.0M -99.0M --
Net Issuance Payments Of Debt 1.5B 390.0M -852.0M 640.0M --
Issuance Of Capital Stock 88.0M 153.0M 88.0M 553.0M --
Repurchase Of Capital Stock -513.0M 0.00 0.00 -245.0M --
Net Common Stock Issuance -125.0M 153.0M 88.0M -192.0M --
Common Stock Payments -213.0M 0.00 0.00 -245.0M --
Financing Cash Flow -1.2B -1.1B -2.3B -381.0M --
Cash Flow From Continuing Financing Activities -1.2B -1.1B -2.3B -381.0M --
Effect Of Exchange Rate Changes -13.0M 96.0M 545.0M 1.8B --
Changes In Cash -3.6B -3.8B 2.8B -3.8B --
Beginning Cash Position 31.5B 35.2B 31.9B 33.9B --
End Cash Position 27.9B 31.5B 35.2B 31.9B --
Free Cash Flow 4.1B 3.9B 4.5B -2.6B --
Income Tax Paid Supplemental Data 1.2B 1.1B 741.0M 1.1B --
Interest Paid Supplemental Data 16.6B 16.8B 12.2B 3.8B --
Amortization Cash Flow 373.0M 281.0M 313.0M 279.0M --
Amortization Of Intangibles 373.0M 281.0M 313.0M 279.0M --
Asset Impairment Charge 67.0M 4.0M 88.0M 8.0M --
Cash Dividends Paid -2.0B -1.6B -1.5B -1.3B --
Common Stock Issuance 88.0M 153.0M 88.0M 53.0M --
Depreciation 281.0M 233.0M 211.0M 202.0M --
Earnings Losses From Equity Investments -8.0M -8.0M -11.0M -28.0M --
Gain Loss On Investment Securities -128.0M -144.0M -70.0M -113.0M --
Long Term Debt Issuance 1.8B 500.0M 0.00 739.0M --
Long Term Debt Payments -201.0M -110.0M -852.0M -99.0M --
Net Business Purchase And Sale 131.0M 0.00 -- 0.00 -73.0M
Net Foreign Currency Exchange Gain Loss -- -- -- -- 0.00
Net Income From Continuing Operations 4.0B 3.8B 3.3B 3.4B --
Net Intangibles Purchase And Sale -269.0M -260.0M -299.0M -374.0M --
Net Long Term Debt Issuance 1.5B 390.0M -852.0M 640.0M --
Net Other Financing Charges -347.0M -- -- -4.0M -334.0M
Net Preferred Stock Issuance -300.0M 0.00 0.00 500.0M --
Operating Gains Losses -129.0M -150.0M -83.0M -136.0M --
Preferred Stock Issuance -- -- 0.00 500.0M 500.0M
Preferred Stock Payments -300.0M 0.00 -- 0.00 -800.0M
Unrealized Gain Loss On Investment Securities -4.0M -174.0M -91.0M 0.00 --
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