Income Statement
Balance Sheet
Cash Flow
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Total Revenue | 17.9B | 17.2B | 17.0B | 15.7B | 16.7B |
| Operating Revenue | 17.9B | 17.2B | 17.0B | 15.7B | 16.7B |
| Selling General And Administration | 6.3B | 5.8B | 5.9B | 5.5B | 6.0B |
| General And Administrative Expense | 6.3B | 5.8B | 5.9B | 5.5B | 6.0B |
| Depreciation And Amortization In Income Statement | 386.0M | 431.0M | 436.0M | 457.0M | 435.0M |
| Interest Expense | 17.5B | 17.6B | 17.8B | 16.9B | 18.5B |
| Interest Income | 26.1B | 26.3B | 26.1B | 25.0B | 26.5B |
| Net Interest Income | 8.6B | 8.6B | 8.4B | 8.1B | 7.9B |
| Special Income Charges | 0.00 | -34.0M | 0.00 | -31.0M | -12.0M |
| Restructuring And Mergern Acquisition | 0.00 | 0.00 | 0.00 | 31.0M | 12.0M |
| Gain On Sale Of Security | 76.0M | 2.0M | 18.0M | 45.0M | 55.0M |
| Pretax Income | 7.4B | 6.8B | 6.9B | 5.5B | 6.4B |
| Tax Provision | 1.6B | 1.4B | 1.5B | 1.1B | 1.3B |
| Tax Effect Of Unusual Items | 0.00 | -6.9M | 0.00 | -6.3M | -2.4M |
| Net Income From Continuing And Discontinued Operation | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B |
| Net Income From Continuing Operation Net Minority Interest | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B |
| Net Income Including Noncontrolling Interests | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B |
| Minority Interests | -1.0M | -2.0M | 1.0M | -4.0M | -2.0M |
| Net Income Common Stockholders | 5.6B | 5.3B | 5.3B | 4.3B | 5.0B |
| Net Income | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B |
| Reconciled Depreciation | 710.0M | 757.0M | 768.0M | 780.0M | 774.0M |
| Basic EPS | 4.03 | -- | 3.76 | 3.03 | 3.54 |
| Diluted EPS | 4.03 | -- | 3.75 | 3.02 | 3.54 |
| Basic Average Shares | 1.4B | -- | 1.4B | 1.4B | 1.4B |
| Diluted Average Shares | 1.4B | -- | 1.4B | 1.4B | 1.4B |
| Total Unusual Items | 0.00 | -34.0M | 0.00 | -31.0M | -12.0M |
| Total Unusual Items Excluding Goodwill | 0.00 | -34.0M | 0.00 | -31.0M | -12.0M |
| Tax Rate For Calcs | 0.22 | 0.20 | 0.21 | 0.20 | 0.20 |
| Normalized Income | 5.8B | 5.5B | 5.4B | 4.4B | 5.1B |
| Amortization | 386.0M | 431.0M | 436.0M | 457.0M | 435.0M |
| Amortization Of Intangibles Income Statement | 386.0M | 431.0M | 436.0M | 457.0M | 435.0M |
| Depreciation Amortization Depletion Income Statement | 386.0M | 431.0M | 436.0M | 457.0M | 435.0M |
| Diluted NI Availto Com Stockholders | 5.6B | 5.3B | 5.3B | 4.3B | 5.0B |
| Gain On Sale Of Business | -- | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income Continuous Operations | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B |
| Occupancy And Equipment | 1.1B | 1.1B | 1.1B | 1.1B | 1.1B |
| Other Non Interest Expense | 1.2B | 1.4B | 1.3B | 1.1B | 1.2B |
| Preferred Stock Dividends | 141.0M | 139.0M | 125.0M | 112.0M | 118.0M |
| Professional Expense And Contract Services Expense | 471.0M | 609.0M | 528.0M | 538.0M | 502.0M |
| Salaries And Wages | 6.3B | 5.8B | 5.9B | 5.5B | 6.0B |
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 99.3B | 87.4B | 107.8B | 114.6B | 119.1B |
| Cash Financial | 46.2B | 37.0B | 34.9B | 48.6B | 71.2B |
| Other Short Term Investments | 365.8B | 77.9B | 332.6B | 296.1B | 284.7B |
| Accounts Receivable | -- | 13.4B | -- | -- | -- |
| Receivables | -- | 41.2B | -- | -- | -- |
| Gross PPE | -- | 14.5B | -- | -- | -- |
| Accumulated Depreciation | -- | -7.7B | -- | -- | -- |
| Net PPE | 6.7B | 6.8B | 6.7B | 6.7B | 6.9B |
| Goodwill | 19.3B | 19.4B | 19.3B | 19.3B | 19.6B |
| Goodwill And Other Intangible Assets | 26.6B | 26.8B | 26.7B | 26.8B | 27.3B |
| Other Intangible Assets | 7.3B | 7.4B | 7.4B | 7.5B | 7.7B |
| Investments And Advances | 589.0B | 562.6B | 538.0B | 492.5B | 488.0B |
| Long Term Equity Investment | -- | 829.0M | -- | -- | -- |
| Total Assets | 2342.4B | 2325.0B | 2227.9B | 2242.1B | 2191.0B |
| Current Debt | 207.5B | 187.0B | 174.5B | 148.1B | 148.3B |
| Current Debt And Capital Lease Obligation | 207.5B | 187.0B | 174.5B | 148.1B | 148.3B |
| Accounts Payable | -- | 22.9B | -- | -- | -- |
| Payables | -- | 28.1B | -- | -- | -- |
| Payables And Accrued Expenses | -- | 41.7B | -- | -- | -- |
| Current Accrued Expenses | -- | 13.6B | -- | -- | -- |
| Long Term Debt | 347.2B | 353.8B | 348.9B | 353.9B | 344.3B |
| Long Term Debt And Capital Lease Obligation | 347.2B | 358.4B | 348.9B | 353.9B | 344.3B |
| Long Term Capital Lease Obligation | -- | 4.6B | -- | -- | -- |
| Total Liabilities Net Minority Interest | 2202.5B | 2185.9B | 2092.3B | 2109.6B | 2057.8B |
| Common Stock | 20.8B | 20.9B | 20.9B | 21.0B | 21.0B |
| Capital Stock | 32.0B | 32.5B | 32.4B | 31.4B | 31.4B |
| Retained Earnings | 99.3B | 96.9B | 95.0B | 93.0B | 90.8B |
| Treasury Stock | 31.0M | 78.0M | 69.0M | 208.0M | 95.0M |
| Common Stock Equity | 128.6B | 127.4B | 124.0B | 122.0B | 122.8B |
| Stockholders Equity | 139.8B | 139.1B | 135.6B | 132.4B | 133.2B |
| Total Equity Gross Minority Interest | 139.9B | 139.2B | 135.6B | 132.5B | 133.3B |
| Minority Interest | 57.0M | 59.0M | 69.0M | 83.0M | 96.0M |
| Total Capitalization | 487.0B | 492.9B | 484.5B | 486.4B | 477.5B |
| Net Tangible Assets | 113.2B | 112.3B | 108.8B | 105.6B | 105.9B |
| Tangible Book Value | 102.0B | 100.6B | 97.3B | 95.2B | 95.5B |
| Invested Capital | 683.3B | 668.3B | 647.4B | 624.0B | 615.4B |
| Total Debt | 554.7B | 545.4B | 523.4B | 502.0B | 492.7B |
| Net Debt | 455.4B | 453.5B | 415.6B | 387.4B | 373.5B |
| Share Issued | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B |
| Ordinary Shares Number | 1.4B | 1.4B | 1.4B | 1.4B | 1.4B |
| Available For Sale Securities | 98.3B | 297.1B | 100.7B | 100.4B | 102.3B |
| Buildings And Improvements | -- | 8.3B | -- | -- | -- |
| Capital Lease Obligations | -- | 4.6B | -- | -- | -- |
| Cash Cash Equivalents And Federal Funds Sold | 379.1B | 410.6B | 373.6B | 416.5B | 399.6B |
| Commercial Paper | 145.3B | 134.1B | 126.7B | 111.5B | 110.4B |
| Construction In Progress | -- | 201.0M | -- | -- | -- |
| Current Capital Lease Obligation | -- | -- | -- | -- | -- |
| Current Notes Payable | 62.2B | 50.1B | 47.8B | 36.6B | 37.9B |
| Defined Pension Benefit | -- | 4.0B | -- | -- | -- |
| Derivative Product Liabilities | 170.7B | 184.0B | 158.9B | 194.3B | 161.6B |
| Dividends Payable | -- | 2.3B | -- | -- | -- |
| Employee Benefits | -- | 2.0B | -- | -- | -- |
| Income Tax Payable | -- | 2.9B | -- | -- | -- |
| Land And Improvements | -- | 154.0M | -- | -- | -- |
| Leases | -- | 3.1B | -- | -- | -- |
| Long Term Provisions | -- | 782.0M | -- | -- | -- |
| Machinery Furniture Equipment | -- | 2.4B | -- | -- | -- |
| Non Current Deferred Liabilities | -- | 4.8B | -- | -- | -- |
| Non Current Deferred Revenue | -- | 4.3B | -- | -- | -- |
| Non Current Deferred Taxes Liabilities | -- | 484.0M | -- | -- | -- |
| Other Current Borrowings | -- | 2.8B | -- | -- | -- |
| Other Equity Interest | 8.6B | 9.7B | 8.2B | 8.3B | 11.1B |
| Other Properties | -- | 442.0M | -- | -- | -- |
| Other Receivables | -- | 27.8B | -- | -- | -- |
| Preferred Shares Number | 14.0B | -- | -- | 38.0M | 38.0M |
| Preferred Stock | 11.2B | 11.6B | 11.5B | 10.4B | 10.4B |
| Preferred Stock Equity | 11.2B | 11.6B | 11.5B | 10.4B | 10.4B |
| Total Tax Payable | -- | 2.9B | -- | -- | -- |
| Trading Securities | 124.8B | 186.8B | 104.8B | 96.0B | 101.0B |
| Treasury Shares Number | 39,000 | 521,000 | 237,000 | 960,000 | 476,000 |
| Line Item | Q1 2026Jan 31, 2026 | Q4 2025Oct 31, 2025 | Q3 2025Jul 31, 2025 | Q2 2025Apr 30, 2025 | Q1 2025Jan 31, 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | 37.9B | -14.8B | 29.0B | 9.9B | 31.2B |
| Cash Flow From Continuing Operating Activities | 37.9B | -14.8B | 29.0B | 9.9B | 31.2B |
| Depreciation And Amortization | 710.0M | 757.0M | 768.0M | 780.0M | 774.0M |
| Depreciation Amortization Depletion | 710.0M | 757.0M | 768.0M | 780.0M | 774.0M |
| Deferred Tax | 208.0M | -111.0M | 127.0M | -260.0M | 28.0M |
| Deferred Income Tax | 208.0M | -111.0M | 127.0M | -260.0M | 28.0M |
| Change In Working Capital | 30.2B | -21.8B | 21.9B | 3.6B | 24.2B |
| Change In Other Working Capital | 14.6B | 13.8B | 19.6B | 20.8B | 10.4B |
| Capital Expenditure | -597.0M | -549.0M | -530.0M | -483.0M | -681.0M |
| Purchase Of PPE | -597.0M | -549.0M | -530.0M | -483.0M | -681.0M |
| Net PPE Purchase And Sale | -597.0M | -549.0M | -530.0M | -483.0M | -681.0M |
| Purchase Of Business | -- | 0.00 | 0.00 | 0.00 | -- |
| Sale Of Business | -- | 0.00 | 0.00 | 0.00 | 0.00 |
| Purchase Of Investment | -88.2B | -77.4B | -80.0B | -66.5B | -90.5B |
| Sale Of Investment | 64.8B | 73.0B | 49.4B | 53.1B | 57.0B |
| Net Investment Purchase And Sale | -23.4B | -4.5B | -30.6B | -13.4B | -33.5B |
| Investing Cash Flow | -26.7B | 17.4B | -38.0B | -31.9B | -16.1B |
| Cash Flow From Continuing Investing Activities | -26.7B | 17.4B | -38.0B | -31.9B | -16.1B |
| Issuance Of Debt | 0.00 | 0.00 | 1.5B | 0.00 | 1.5B |
| Repayment Of Debt | -2.1B | -295.0M | -1.4B | -171.0M | -1.7B |
| Net Issuance Payments Of Debt | 2.5B | 2.5B | -2.0B | 1.9B | -154.0M |
| Issuance Of Capital Stock | 4.1B | 5.2B | 4.9B | 2.0B | 3.5B |
| Repurchase Of Capital Stock | -5.6B | -6.1B | -4.6B | -2.6B | -2.5B |
| Net Common Stock Issuance | -953.0M | -978.0M | -796.0M | -588.0M | -362.0M |
| Common Stock Payments | -3.7B | -4.3B | -4.0B | -2.6B | -2.5B |
| Financing Cash Flow | -1.3B | -661.0M | -3.9B | -915.0M | -1.2B |
| Cash Flow From Continuing Financing Activities | -1.3B | -661.0M | -3.9B | -915.0M | -1.2B |
| Effect Of Exchange Rate Changes | -683.0M | 120.0M | -819.0M | 396.0M | 664.0M |
| Changes In Cash | 9.9B | 2.0B | -12.9B | -23.0B | 13.8B |
| Beginning Cash Position | 37.0B | 34.9B | 48.6B | 71.2B | 56.7B |
| End Cash Position | 46.2B | 37.0B | 34.9B | 48.6B | 71.2B |
| Free Cash Flow | 37.3B | -15.3B | 28.5B | 9.4B | 30.5B |
| Income Tax Paid Supplemental Data | -- | 2.2B | 1.2B | 1.5B | 1.2B |
| Interest Paid Supplemental Data | 17.5B | 17.2B | 17.9B | 16.4B | 19.5B |
| Amortization Cash Flow | 388.0M | 433.0M | 450.0M | 459.0M | 451.0M |
| Amortization Of Intangibles | 388.0M | 433.0M | 450.0M | 459.0M | 451.0M |
| Cash Dividends Paid | -2.3B | -2.3B | -2.2B | -2.2B | -2.1B |
| Common Stock Issuance | 2.8B | 3.4B | 3.2B | 2.0B | 2.1B |
| Depreciation | 322.0M | 324.0M | 318.0M | 321.0M | 323.0M |
| Earnings Losses From Equity Investments | -37.0M | -13.0M | -25.0M | -16.0M | -19.0M |
| Gain Loss On Investment Securities | -81.0M | -14.0M | -18.0M | -45.0M | -55.0M |
| Gain Loss On Sale Of Business | -- | 0.00 | 0.00 | 0.00 | 0.00 |
| Long Term Debt Issuance | 0.00 | 0.00 | 1.5B | 0.00 | 1.5B |
| Long Term Debt Payments | -2.1B | -295.0M | -1.4B | -171.0M | -1.7B |
| Net Business Purchase And Sale | -- | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Income From Continuing Operations | 5.8B | 5.4B | 5.4B | 4.4B | 5.1B |
| Net Long Term Debt Issuance | -2.1B | -295.0M | 73.0M | -171.0M | -154.0M |
| Net Other Financing Charges | -13.0M | -13.0M | -12.0M | -14.0M | -- |
| Net Preferred Stock Issuance | -499.0M | 111.0M | 1.1B | 0.00 | 1.4B |
| Net Short Term Debt Issuance | 4.6B | 2.8B | -2.1B | 2.1B | 0.00 |
| Operating Gains Losses | -118.0M | -27.0M | -43.0M | -61.0M | -74.0M |
| Preferred Stock Issuance | 1.4B | 1.9B | 1.7B | 0.00 | 1.4B |
| Preferred Stock Payments | -1.9B | -1.8B | -600.0M | 0.00 | 0.00 |