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Sun Life Financial Inc.

Financial Statements (IFRS) · Amounts in CAD
5 10 All
Income Statement
Balance Sheet
Cash Flow
Line Item Q4 2025Dec 31, 2025 Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024 Q2 2024Jun 30, 2024
Total Revenue 5.5B 12.4B 9.2B 11.3B 3.3B -- --
Operating Revenue 5.5B 12.4B 9.2B 11.3B 3.3B -- --
Other Operating Expenses -- -- -- -8.0M -2.0M -23.0M -1.0M
EBIT 1.3B 1.6B 1.1B 1.4B 771.0M -- --
Interest Expense 133.0M 131.0M 129.0M 133.0M 182.0M -- --
Interest Expense Non Operating 133.0M 131.0M 129.0M 133.0M 182.0M -- --
Interest Income -- -- -- 1.8B -9.6B 1.9B 1.7B
Net Interest Income -133.0M -131.0M -129.0M -133.0M -182.0M -- --
Pretax Income 1.1B 1.4B 976.0M 1.2B 589.0M -- --
Tax Provision 316.0M 260.0M 198.0M 242.0M 372.0M -- --
Tax Effect Of Unusual Items 0.00 0.00 0.00 0.00 0.00 -- --
Net Income From Continuing And Discontinued Operation 793.0M 1.2B 778.0M 1.0B 142.0M -- --
Net Income From Continuing Operation Net Minority Interest 793.0M 1.2B 778.0M 1.0B 142.0M -- --
Net Income Including Noncontrolling Interests 810.0M 1.2B 778.0M 1.0B 217.0M -- --
Minority Interests -17.0M -14.0M 0.00 -6.0M -75.0M -- --
Net Income Common Stockholders 722.0M 1.1B 716.0M 928.0M 237.0M -- --
Net Income 793.0M 1.2B 778.0M 1.0B 142.0M -- --
Basic EPS -- -- 1.27 1.62 -- 2.33 1.11
Diluted EPS -- -- 1.26 1.62 -- 2.33 1.11
Basic Average Shares -- -- 565.0M 572.0M -- 578.0M 581.0M
Diluted Average Shares -- -- 569.0M 575.0M -- 581.0M 584.0M
Tax Rate For Calcs 0.28 0.18 0.20 0.19 0.15 -- --
Normalized Income 793.0M 1.2B 778.0M 1.0B 142.0M -- --
Average Dilution Earnings 2.0M 3.0M 2.0M 3.0M 2.0M -- --
Diluted NI Availto Com Stockholders 724.0M 1.1B 718.0M 931.0M 239.0M -- --
Loss Adjustment Expense 197.0M 8.6B 5.9B 7.7B -1.7B -- --
Net Income Continuous Operations 810.0M 1.2B 778.0M 1.0B 217.0M -- --
Net Non Operating Interest Income Expense -133.0M -131.0M -129.0M -133.0M -182.0M -- --
Net Policyholder Benefits And Claims 197.0M 8.6B 5.9B 7.7B -1.7B -- --
Otherunder Preferred Stock Dividend 51.0M 47.0M 43.0M 53.0M -115.0M -- --
Policyholder Benefits Ceded -132.0M -5.0M 10.0M 56.0M -256.0M -- --
Policyholder Benefits Gross 65.0M 8.6B 5.9B 7.8B -1.9B -- --
Preferred Stock Dividends 20.0M 20.0M 19.0M 20.0M 20.0M -- --
Total Expenses 4.4B 11.0B 8.2B 10.1B 2.7B -- --
Line Item Q4 2025Dec 31, 2025 Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024 Q2 2024Jun 30, 2024
Cash And Cash Equivalents 9.7B 8.8B 7.6B 7.9B 10.1B -- --
Cash Cash Equivalents And Short Term Investments 27.9B 26.5B 25.4B 26.2B 27.8B -- --
Other Short Term Investments 18.2B 17.7B 17.8B 18.3B 17.7B -- --
Accounts Receivable 3.9B -- -- -- 2.8B -- --
Receivables 3.9B -- -- -- 2.8B -- --
Prepaid Assets 931.0M -- -- -- 1.3B -- --
Net PPE 1.4B -- -- -- 1.4B -- --
Goodwill 9.5B 9.6B 9.1B 9.5B 9.5B -- --
Goodwill And Other Intangible Assets 14.7B 14.9B 14.3B 15.0B 14.5B -- --
Other Intangible Assets 5.2B 5.3B 5.2B 5.5B 5.1B -- --
Investments And Advances 119.1B 117.9B 112.5B 113.2B 110.8B -- --
Long Term Equity Investment 1.7B 1.7B 1.9B 1.8B 1.8B -- --
Total Assets 398.5B 394.9B 376.3B 373.0B 370.7B -- --
Current Debt 1.8B -- -- -- 2.3B -- --
Current Debt And Capital Lease Obligation 1.8B -- -- -- 2.3B -- --
Accounts Payable 2.1B -- -- -- 2.6B -- --
Payables 2.1B -- -- -- 2.6B -- --
Payables And Accrued Expenses 7.3B -- -- -- 7.5B -- --
Current Accrued Expenses 5.1B -- -- -- 4.9B -- --
Long Term Debt 16.0B 7.4B 6.4B 6.4B 13.6B -- --
Long Term Debt And Capital Lease Obligation 17.0B 7.4B 6.4B 6.4B 14.6B -- --
Long Term Capital Lease Obligation 924.0M -- -- -- 946.0M -- --
Total Liabilities Net Minority Interest 373.0B 368.9B 351.1B 346.9B 344.6B -- --
Common Stock 7.9B 8.0B 8.0B 8.1B 8.2B -- --
Capital Stock 9.2B 10.2B 10.3B 10.3B 9.4B -- --
Additional Paid In Capital 81.0M 83.0M 84.0M 99.0M 95.0M -- --
Retained Earnings 12.9B 13.0B 12.8B 12.7B 12.8B -- --
Gains Losses Not Affecting Retained Earnings 1.4B 1.8B 1.4B 2.3B 2.2B -- --
Other Equity Adjustments 1.4B 1.8B 1.4B 2.3B 2.2B -- --
Common Stock Equity 24.0B 23.5B 22.9B 23.7B 24.8B -- --
Stockholders Equity 25.2B 25.7B 25.1B 26.0B 26.1B -- --
Total Equity Gross Minority Interest 25.5B 26.0B 25.2B 26.0B 26.1B -- --
Minority Interest 264.0M 289.0M 61.0M 74.0M 76.0M -- --
Total Capitalization 41.3B 33.1B 31.5B 32.3B 39.7B -- --
Net Tangible Assets 10.5B 10.8B 10.8B 11.0B 11.5B -- --
Tangible Book Value 9.3B 8.6B 8.6B 8.8B 10.3B -- --
Invested Capital 41.8B 30.8B 29.3B 30.1B 40.7B -- --
Total Debt 18.8B 7.4B 6.4B 6.4B 16.9B -- --
Net Debt 8.2B -- -- -- 5.8B -- --
Share Issued 553.8M 558.4M 563.2M 567.5M 573.9M -- --
Ordinary Shares Number 553.8M 558.4M 563.2M 567.5M 573.9M -- --
Capital Lease Obligations 924.0M -- -- -- 946.0M -- --
Defined Pension Benefit 73.0M -- -- -- 58.0M -- --
Derivative Product Liabilities 2.1B 2.0B 1.9B 1.9B 2.1B -- --
Employee Benefits 334.0M -- -- -- 351.0M -- --
Investments In Other Ventures Under Equity Method 1.7B 1.7B 1.9B 1.8B 1.8B -- --
Line Of Credit 1.7B -- -- -- 2.1B -- --
Loans Receivable 45.8B 45.7B 43.8B 44.1B 43.2B -- --
Non Current Deferred Liabilities 301.0M 300.0M 283.0M 287.0M 286.0M -- --
Non Current Deferred Taxes Liabilities 301.0M 300.0M 283.0M 287.0M 286.0M -- --
Non Current Pension And Other Postretirement Benefit Plans 334.0M -- -- -- 351.0M -- --
Other Current Borrowings 86.0M -- -- -- 175.0M -- --
Other Equity Interest 1.7B 644.0M 600.0M 547.0M 1.5B -- --
Preferred Shares Number 51.2M 51.2M 51.2M 51.2M 51.2M -- --
Preferred Stock 1.3B 2.2B 2.2B 2.2B 1.3B -- --
Preferred Stock Equity 1.3B 2.2B 2.2B 2.2B 1.3B -- --
Line Item Q4 2025Dec 31, 2025 Q3 2025Sep 30, 2025 Q2 2025Jun 30, 2025 Q1 2025Mar 31, 2025 Q4 2024Dec 31, 2024 Q3 2024Sep 30, 2024 Q2 2024Jun 30, 2024
Operating Cash Flow 1.2B 1.2B 800.0M -382.0M 612.0M -- --
Cash Flow From Continuing Operating Activities 1.2B 1.2B 800.0M -382.0M 612.0M -- --
Change In Working Capital -698.0M 2.7B -92.0M 1.7B -1.7B -- --
Change In Other Working Capital -770.0M 2.6B -177.0M 1.6B -1.8B -- --
Other Non Cash Items -710.0M -754.0M -713.0M -2.0B -809.0M -- --
Capital Expenditure -46.0M -36.0M -32.0M -31.0M -40.0M -- --
Net PPE Purchase And Sale -46.0M -36.0M -32.0M -31.0M -40.0M -- --
Purchase Of Business -- -- -- -- -17.0M 0.00 0.00
Sale Of Business 0.00 25.0M -- 2.0M 0.00 0.00 --
Investing Cash Flow -144.0M -43.0M -53.0M -80.0M -181.0M -- --
Cash Flow From Continuing Investing Activities -144.0M -43.0M -53.0M -80.0M -181.0M -- --
Issuance Of Debt 1.0B 1.0B 223.0M -- 10.0M 0.00 --
Repayment Of Debt 261.0M -54.0M -46.0M -45.0M 253.0M -- --
Net Issuance Payments Of Debt 963.0M 961.0M 177.0M -570.0M -77.0M -- --
Repurchase Of Capital Stock -392.0M -397.0M -398.0M -520.0M -249.0M -- --
Net Common Stock Issuance -392.0M -397.0M -398.0M -520.0M -249.0M -- --
Common Stock Payments -392.0M -397.0M -398.0M -520.0M -249.0M -- --
Financing Cash Flow -120.0M -10.0M -864.0M -1.6B -1.0B -- --
Cash Flow From Continuing Financing Activities -120.0M -10.0M -864.0M -1.6B -1.0B -- --
Effect Of Exchange Rate Changes -91.0M 124.0M -250.0M 19.0M 335.0M -- --
Changes In Cash 937.0M 1.1B -117.0M -2.1B -588.0M -- --
Beginning Cash Position 8.8B 7.5B 7.9B 10.0B 10.2B -- --
End Cash Position 9.6B 8.8B 7.5B 7.9B 10.0B -- --
Free Cash Flow 1.2B 1.1B 768.0M -413.0M 572.0M -- --
Cash Dividends Paid -545.0M -507.0M -526.0M -486.0M -510.0M -- --
Dividends Received Cfi 0.00 49.0M 6.0M 0.00 0.00 -- --
Gain Loss On Investment Securities 1.6B -2.0B 868.0M -1.2B 2.7B -- --
Interest Paid Cff -117.0M -58.0M -117.0M -63.0M -123.0M -- --
Long Term Debt Issuance 1.0B 1.0B 223.0M -- 10.0M 0.00 --
Long Term Debt Payments 261.0M -54.0M -46.0M -45.0M 253.0M -- --
Net Business Purchase And Sale -52.0M 28.0M 3.0M 2.0M -23.0M -- --
Net Income From Continuing Operations 1.1B 1.4B 976.0M 1.2B 589.0M -- --
Net Long Term Debt Issuance 1.3B 961.0M 177.0M -570.0M 263.0M -- --
Net Other Financing Charges -39.0M -12.0M -19.0M -8.0M -84.0M -- --
Net Other Investing Changes -46.0M -84.0M -30.0M -51.0M -118.0M -- --
Operating Gains Losses 1.6B -2.0B 868.0M -1.2B 2.7B -- --
Proceeds From Stock Option Exercised 10.0M 3.0M 19.0M 5.0M 24.0M -- --
Taxes Refund Paid -237.0M -239.0M -327.0M -175.0M -293.0M -- --
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