Income Statement
Balance Sheet
Cash Flow
| Line Item | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 |
|---|---|---|---|---|---|
| Total Revenue | 224.8M | -- | 760.4M | 200.5M | 208.9M |
| Operating Revenue | 224.8M | -- | 760.4M | 200.5M | 208.9M |
| Other Operating Expenses | 12.1M | -- | 15.1M | 13.4M | 6.3M |
| EBIT | 51.3M | -- | 50.7M | 39.9M | 26.4M |
| Interest Expense | 1.5M | -- | 1.2M | 908,000 | 947,000 |
| Interest Expense Non Operating | 1.5M | -- | 1.2M | 908,000 | 947,000 |
| Interest Income | 22.7M | -- | 19.9M | 19.2M | 18.1M |
| Net Interest Income | -1.5M | -- | -1.2M | -908,000 | -947,000 |
| Pretax Income | 49.8M | -- | 49.5M | 39.0M | 25.5M |
| Tax Provision | 12.2M | -- | 12.3M | 10.0M | 6.2M |
| Tax Effect Of Unusual Items | 0.00 | -- | 0.00 | 0.00 | 0.00 |
| Net Income From Continuing And Discontinued Operation | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Net Income From Continuing Operation Net Minority Interest | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Net Income Including Noncontrolling Interests | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Net Income Common Stockholders | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Net Income | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Reconciled Depreciation | 1.2M | -- | 1.4M | 696,000 | 537,000 |
| Basic EPS | -- | -- | 0.78 | 0.61 | 0.40 |
| Diluted EPS | -- | -- | 0.76 | 0.60 | 0.40 |
| Basic Average Shares | -- | -- | 47.8M | 47.8M | 47.6M |
| Diluted Average Shares | -- | -- | 48.6M | 48.5M | 47.6M |
| Tax Rate For Calcs | 0.25 | -- | 0.25 | 0.26 | 0.24 |
| Normalized Income | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Diluted NI Availto Com Stockholders | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Loss Adjustment Expense | -75.3M | -- | 694.5M | -47.6M | -13.9M |
| Net Income Continuous Operations | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Net Non Operating Interest Income Expense | -1.5M | -- | -1.2M | -908,000 | -947,000 |
| Net Policyholder Benefits And Claims | -75.3M | -- | 694.5M | -47.6M | -13.9M |
| Policyholder Benefits Ceded | 543.4M | -- | 26.8M | 487.9M | 712.9M |
| Policyholder Benefits Gross | 468.0M | -- | 721.3M | 440.3M | 698.9M |
| Total Expenses | 175.0M | -- | 710.9M | 161.5M | 183.4M |
| Line Item | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 287.8M | -- | 247.8M | 231.2M | 270.4M |
| Cash Cash Equivalents And Short Term Investments | 1.7B | 1.7B | 1.5B | 1.4B | 1.4B |
| Other Short Term Investments | 1.5B | 1.4B | 1.3B | 1.2B | 1.1B |
| Receivables | 12.6M | -- | 4.7M | 3.1M | 4.1M |
| Prepaid Assets | 4.0M | -- | 1.7M | 2.2M | 2.7M |
| Net PPE | 27.9M | -- | 42.4M | 29.5M | 13.4M |
| Goodwill | 11.0M | -- | -- | -- | 11.5M |
| Goodwill And Other Intangible Assets | 15.4M | -- | -- | -- | 16.0M |
| Other Intangible Assets | 4.4M | -- | -- | -- | 4.5M |
| Investments And Advances | 1.8B | -- | 1.6B | 1.6B | 1.4B |
| Total Assets | 5.0B | -- | 4.6B | 4.6B | 4.6B |
| Current Debt | 134.8M | -- | 59.8M | 23.3M | 23.3M |
| Current Debt And Capital Lease Obligation | 134.8M | -- | 59.8M | 23.3M | 23.3M |
| Payables | 5.3M | -- | -- | 3.3M | 6.7M |
| Payables And Accrued Expenses | 35.6M | -- | 19.2M | 18.6M | 33.9M |
| Current Accrued Expenses | 30.4M | -- | 19.2M | 15.4M | 27.2M |
| Long Term Debt | -- | -- | 75.0M | 75.0M | 75.0M |
| Long Term Debt And Capital Lease Obligation | 22.3M | -- | 98.2M | 84.2M | 84.3M |
| Long Term Capital Lease Obligation | 22.3M | -- | 23.2M | 9.2M | 9.3M |
| Total Liabilities Net Minority Interest | 4.1B | -- | 3.8B | 3.8B | 3.8B |
| Common Stock | 472.1M | -- | 480.0M | 479.3M | 481.8M |
| Capital Stock | 472.1M | -- | 480.0M | 479.3M | 481.8M |
| Additional Paid In Capital | 14.0M | -- | 10.4M | 8.6M | 9.8M |
| Retained Earnings | 404.7M | -- | 328.6M | 291.5M | 262.5M |
| Gains Losses Not Affecting Retained Earnings | 33.8M | -- | 24.0M | 40.4M | 31.2M |
| Other Equity Adjustments | 33.8M | -- | 24.0M | 40.4M | 31.2M |
| Common Stock Equity | 924.7M | -- | 843.0M | 819.8M | 785.3M |
| Stockholders Equity | 924.7M | -- | 843.0M | 819.8M | 785.3M |
| Total Equity Gross Minority Interest | 924.7M | -- | 843.0M | 819.8M | 785.3M |
| Total Capitalization | 924.7M | -- | 918.0M | 894.8M | 860.3M |
| Net Tangible Assets | 909.3M | -- | 843.0M | 819.8M | 769.3M |
| Tangible Book Value | 909.3M | -- | 843.0M | 819.8M | 769.3M |
| Invested Capital | 1.1B | -- | 977.8M | 918.1M | 883.5M |
| Total Debt | 157.0M | -- | 158.0M | 107.5M | 107.6M |
| Share Issued | 47.8M | 47.8M | 47.8M | 47.8M | 47.8M |
| Ordinary Shares Number | 47.4M | 47.6M | 47.6M | 47.5M | 47.6M |
| Capital Lease Obligations | 22.3M | -- | 23.2M | 9.2M | 9.3M |
| Current Notes Payable | 75.0M | -- | -- | -- | -- |
| Derivative Product Liabilities | 549,000 | -- | 629,000 | 2.1M | 1.6M |
| Employee Benefits | 12.0M | -- | 12.7M | 9.7M | 11.3M |
| Income Tax Payable | 5.3M | -- | 0.00 | 3.3M | 6.7M |
| Line Of Credit | 59.8M | -- | 59.8M | 23.3M | 23.3M |
| Non Current Deferred Liabilities | -- | -- | -- | 275,000 | 694,000 |
| Non Current Deferred Taxes Liabilities | -- | -- | -- | 275,000 | 694,000 |
| Other Payable | -- | -- | -- | -- | -- |
| Other Receivables | -- | -- | -- | -- | -- |
| Taxes Receivable | 12.6M | -- | 4.7M | 3.1M | 4.1M |
| Total Tax Payable | 5.3M | -- | 0.00 | 3.3M | 6.7M |
| Treasury Shares Number | 436,250 | 241,969 | 242,026 | 242,320 | 163,119 |
| Line Item | Q4 2025Dec 31, 2025 | Q3 2025Sep 30, 2025 | Q2 2025Jun 30, 2025 | Q1 2025Mar 31, 2025 | Q4 2024Dec 31, 2024 |
|---|---|---|---|---|---|
| Operating Cash Flow | 103.1M | -- | 83.6M | 72.0M | 100.4M |
| Cash Flow From Continuing Operating Activities | 103.1M | -- | 83.6M | 72.0M | 100.4M |
| Depreciation And Amortization | 1.2M | -- | 1.4M | 696,000 | 537,000 |
| Stock Based Compensation | 789,000 | -- | 471,000 | 513,000 | 375,000 |
| Change In Working Capital | 84.5M | -- | 87.3M | 40.2M | 102.6M |
| Change In Other Working Capital | 13.7M | -- | 27.1M | -5.9M | 5.0M |
| Change In Other Current Assets | -1.2M | -- | 3.6M | -2.4M | 1.5M |
| Change In Other Current Liabilities | -12.0M | -- | 26.5M | -12.0M | 9.9M |
| Capital Expenditure | -2.1M | -- | -631,000 | -971,000 | -647,000 |
| Purchase Of PPE | -2.0M | -- | -489,000 | -867,000 | -510,000 |
| Net PPE Purchase And Sale | -2.0M | -- | -489,000 | -867,000 | -510,000 |
| Purchase Of Business | 0.00 | -- | 0.00 | 0.00 | 0.00 |
| Purchase Of Investment | -187.3M | -- | -172.5M | -183.1M | -221.5M |
| Sale Of Investment | 135.7M | -- | 73.1M | 77.5M | 140.4M |
| Net Investment Purchase And Sale | -51.6M | -- | -99.4M | -105.6M | -81.1M |
| Investing Cash Flow | -53.8M | -- | -100.0M | -106.6M | -81.7M |
| Cash Flow From Continuing Investing Activities | -53.8M | -- | -100.0M | -106.6M | -81.7M |
| Issuance Of Debt | 0.00 | -- | -- | -- | 0.00 |
| Repayment Of Debt | -496,000 | -- | -453,000 | -565,000 | -234,000 |
| Net Issuance Payments Of Debt | -496,000 | -- | 36.0M | -565,000 | -234,000 |
| Issuance Of Capital Stock | 0.00 | -- | 813,000 | 0.00 | 0.00 |
| Net Common Stock Issuance | -7.8M | -- | 813,000 | 0.00 | 0.00 |
| Financing Cash Flow | -8.5M | -- | 36.8M | -3.1M | 688,000 |
| Cash Flow From Continuing Financing Activities | -8.5M | -- | 36.8M | -3.1M | 688,000 |
| Effect Of Exchange Rate Changes | 2.2M | -- | -3.7M | -1.5M | -11.8M |
| Changes In Cash | 40.9M | -- | 20.3M | -37.7M | 19.3M |
| Beginning Cash Position | 244.7M | -- | 231.2M | 270.4M | 262.9M |
| End Cash Position | 287.8M | -- | 247.8M | 231.2M | 270.4M |
| Free Cash Flow | 101.0M | -- | 82.9M | 71.0M | 99.7M |
| Common Stock Issuance | 0.00 | -- | 813,000 | 0.00 | 0.00 |
| Gain Loss On Investment Securities | 1.8M | -- | 419,000 | 1.9M | 1.5M |
| Interest Paid Cfo | -1.5M | -- | -1.5M | -337,000 | -984,000 |
| Long Term Debt Issuance | 0.00 | -- | -- | -- | 0.00 |
| Long Term Debt Payments | -496,000 | -- | -453,000 | -565,000 | -234,000 |
| Net Business Purchase And Sale | 0.00 | -- | 0.00 | 0.00 | 0.00 |
| Net Income From Continuing Operations | 37.6M | -- | 37.1M | 29.0M | 19.3M |
| Net Intangibles Purchase And Sale | -156,000 | -- | -142,000 | -104,000 | -137,000 |
| Net Long Term Debt Issuance | -496,000 | -- | 36.0M | -565,000 | -234,000 |
| Operating Gains Losses | 1.8M | -- | 419,000 | 1.9M | 1.5M |
| Proceeds From Stock Option Exercised | -186,000 | -- | -70,000 | -2.5M | 922,000 |
| Purchase Of Intangibles | -156,000 | -- | -142,000 | -104,000 | -137,000 |
| Taxes Refund Paid | -15.7M | -- | -35.1M | -939,000 | -16.6M |
| Unrealized Gain Loss On Investment Securities | -5.3M | -- | -6.5M | 946,000 | -4.0M |