Income Statement
Balance Sheet
Cash Flow
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Total Revenue | 124.6M | 111.6M | 108.6M | 82.4M | -- |
| Operating Revenue | 124.6M | 111.6M | 108.6M | 82.4M | -- |
| Selling General And Administration | 71.7M | 52.0M | 46.5M | 45.5M | -- |
| General And Administrative Expense | 71.7M | 52.0M | 46.5M | 45.5M | -- |
| Interest Expense | 179.5M | 182.8M | 129.3M | 50.2M | -- |
| Interest Income | 295.7M | 285.4M | 229.3M | 126.8M | -- |
| Net Interest Income | 116.2M | 102.7M | 100.1M | 76.7M | -- |
| Pretax Income | 41.5M | 54.8M | 57.6M | 32.5M | -- |
| Tax Provision | 13.0M | 15.0M | 15.5M | 9.9M | -- |
| Tax Effect Of Unusual Items | 0.00 | 0.00 | 0.00 | 0.00 | -- |
| Net Income From Continuing And Discontinued Operation | 28.5M | 39.7M | 42.2M | 22.7M | -- |
| Net Income From Continuing Operation Net Minority Interest | 28.5M | 39.7M | 42.2M | 22.7M | -- |
| Net Income Including Noncontrolling Interests | 28.5M | 39.7M | 42.2M | 22.7M | -- |
| Net Income Common Stockholders | 28.5M | 38.8M | 41.2M | 21.7M | -- |
| Net Income | 28.5M | 39.7M | 42.2M | 22.7M | -- |
| Reconciled Depreciation | 3.1M | 2.6M | 1.8M | 1.9M | -- |
| Basic EPS | 0.90 | 1.49 | 1.57 | 0.79 | -- |
| Diluted EPS | 0.90 | 1.49 | 1.57 | 0.79 | -- |
| Basic Average Shares | 31.5M | 26.0M | 26.3M | 28.7M | -- |
| Diluted Average Shares | 31.5M | 26.0M | 26.3M | 28.7M | -- |
| Tax Rate For Calcs | 0.31 | 0.27 | 0.27 | 0.30 | -- |
| Normalized Income | 28.5M | 39.7M | 42.2M | 22.7M | -- |
| Diluted NI Availto Com Stockholders | 28.5M | 38.8M | 41.2M | 21.7M | -- |
| Net Income Continuous Operations | 28.5M | 39.7M | 42.2M | 22.7M | -- |
| Occupancy And Equipment | 7.0M | 5.2M | 3.9M | 3.9M | -- |
| Other Gand A | 33.7M | 19.2M | 15.1M | 18.7M | -- |
| Preferred Stock Dividends | -- | 988,000 | 988,000 | 988,000 | 1.6M |
| Salaries And Wages | 38.0M | 32.8M | 31.4M | 26.8M | -- |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Cash And Cash Equivalents | 581.7M | 225.3M | 132.2M | 88.6M | -- |
| Cash Financial | 581.7M | 225.3M | 132.2M | 88.6M | -- |
| Other Short Term Investments | 953,000 | 953,000 | 953,000 | 953,000 | -- |
| Accounts Receivable | 30.8M | 32.5M | 24.5M | 18.5M | -- |
| Receivables | 30.8M | 32.5M | 24.5M | 18.5M | -- |
| Prepaid Assets | -- | -- | -- | -- | 12.7M |
| Gross PPE | 39.8M | 40.1M | 21.9M | 22.3M | -- |
| Accumulated Depreciation | -13.5M | -13.5M | -12.0M | -11.3M | -- |
| Net PPE | 26.4M | 26.6M | 10.0M | 11.0M | -- |
| Goodwill | 12.3M | 12.3M | 5.8M | 5.8M | -- |
| Goodwill And Other Intangible Assets | 22.9M | 24.4M | 8.5M | 8.9M | -- |
| Other Intangible Assets | 10.6M | 12.1M | 2.8M | 3.2M | -- |
| Investments And Advances | 81.9M | 300.3M | 168.9M | 142.5M | -- |
| Long Term Equity Investment | -- | -- | -- | -- | 953,000 |
| Total Assets | 5.8B | 4.8B | 4.2B | 3.3B | -- |
| Accounts Payable | -- | -- | 9.7M | 7.7M | 110.8M |
| Payables | 126,000 | 893,000 | 7.5M | 5.8M | -- |
| Payables And Accrued Expenses | 126,000 | 893,000 | 7.5M | 5.8M | -- |
| Long Term Debt | 103.5M | 102.5M | 106.8M | 105.0M | -- |
| Long Term Debt And Capital Lease Obligation | 108.5M | 108.6M | 110.6M | 109.4M | -- |
| Long Term Capital Lease Obligation | 5.0M | 6.1M | 3.8M | 4.5M | -- |
| Total Liabilities Net Minority Interest | 5.3B | 4.4B | 3.8B | 2.9B | -- |
| Common Stock | 325.9M | 215.6M | 214.8M | 226.0M | -- |
| Capital Stock | 325.9M | 215.6M | 228.5M | 239.6M | -- |
| Additional Paid In Capital | 2.5M | 2.5M | 2.5M | 1.6M | -- |
| Retained Earnings | 203.7M | 181.2M | 146.0M | 109.3M | -- |
| Gains Losses Not Affecting Retained Earnings | 562,000 | -130,000 | 131,000 | 99,000 | -- |
| Other Equity Adjustments | 562,000 | -130,000 | 131,000 | 99,000 | -- |
| Common Stock Equity | 532.7M | 399.2M | 363.5M | 337.0M | -- |
| Stockholders Equity | 532.7M | 399.2M | 377.2M | 350.7M | -- |
| Total Equity Gross Minority Interest | 532.7M | 399.2M | 377.2M | 350.7M | -- |
| Total Capitalization | 636.2M | 501.7M | 484.0M | 455.6M | -- |
| Net Tangible Assets | 509.8M | 374.8M | 368.6M | 341.7M | -- |
| Tangible Book Value | 509.8M | 374.8M | 355.0M | 328.1M | -- |
| Invested Capital | 636.2M | 501.7M | 470.4M | 442.0M | -- |
| Total Debt | 108.5M | 108.6M | 110.6M | 109.4M | -- |
| Net Debt | -- | -- | -- | 16.4M | -- |
| Share Issued | 31.9M | 26.0M | 26.0M | 27.2M | -- |
| Ordinary Shares Number | 31.9M | 26.0M | 26.0M | 27.2M | -- |
| Available For Sale Securities | 80.9M | 299.3M | 167.9M | 141.6M | -- |
| Buildings And Improvements | 3.2M | 3.4M | 4.1M | 4.8M | -- |
| Capital Lease Obligations | 5.0M | 6.1M | 3.8M | 4.5M | -- |
| Cash Cash Equivalents And Federal Funds Sold | 581.7M | 225.3M | 132.2M | 88.6M | -- |
| Derivative Product Liabilities | 416,000 | 0.00 | -- | -- | -- |
| Income Tax Payable | 126,000 | 893,000 | 7.5M | 5.8M | -- |
| Long Term Provisions | 290.7M | 171.2M | 153.8M | 126.1M | -- |
| Non Current Deferred Liabilities | 33,000 | 141,000 | 731,000 | 786,000 | -- |
| Non Current Deferred Taxes Liabilities | 33,000 | 141,000 | 731,000 | 786,000 | -- |
| Other Properties | 36.6M | 36.7M | 17.8M | 17.5M | -- |
| Other Receivables | -- | -- | -- | -- | 8.2M |
| Preferred Shares Number | -- | -- | 1.5M | 1.5M | 1.5M |
| Preferred Stock | 0.00 | 0.00 | 13.6M | 13.6M | -- |
| Preferred Stock Equity | -- | -- | 13.6M | 13.6M | 13.6M |
| Total Tax Payable | 126,000 | 893,000 | 7.5M | 5.8M | -- |
| Line Item | FY 2025Oct 31, 2025 | FY 2024Oct 31, 2024 | FY 2023Oct 31, 2023 | FY 2022Oct 31, 2022 | FY 2021Oct 31, 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | 44.5M | 272.7M | 94.7M | -32.7M | -- |
| Cash Flow From Continuing Operating Activities | 44.5M | 272.7M | 94.7M | -32.7M | -- |
| Depreciation And Amortization | 3.1M | 2.6M | 1.8M | 1.9M | -- |
| Depreciation Amortization Depletion | 3.1M | 2.6M | 1.8M | 1.9M | -- |
| Stock Based Compensation | 81,000 | 348,000 | 901,000 | 1.5M | -- |
| Deferred Tax | 13.0M | 15.0M | 15.5M | 9.9M | -- |
| Deferred Income Tax | 13.0M | 15.0M | 15.5M | 9.9M | -- |
| Change In Working Capital | 16.6M | 229.9M | 12.4M | -75.1M | -- |
| Change In Other Working Capital | 846.3M | 537.7M | 862.8M | 805.3M | -- |
| Other Non Cash Items | -116.2M | -102.7M | -100.1M | -76.7M | -- |
| Capital Expenditure | -954,000 | -18.6M | -362,000 | -581,000 | -- |
| Purchase Of PPE | -954,000 | -18.6M | -362,000 | -581,000 | -- |
| Net PPE Purchase And Sale | -954,000 | -18.6M | -362,000 | -581,000 | -- |
| Purchase Of Business | 0.00 | -12.1M | 0.00 | 0.00 | -- |
| Purchase Of Investment | -5.3M | -126.9M | -27.8M | -141.0M | -- |
| Sale Of Investment | 218.5M | -- | -- | -- | 0.00 |
| Net Investment Purchase And Sale | 213.2M | -126.9M | -27.8M | -141.0M | -- |
| Investing Cash Flow | 212.3M | -157.6M | -28.1M | -141.6M | -- |
| Cash Flow From Continuing Investing Activities | 212.3M | -157.6M | -28.1M | -141.6M | -- |
| Issuance Of Debt | -- | -- | -- | 0.00 | 89.5M |
| Repayment Of Debt | -367,000 | -5.7M | -700,000 | -642,000 | -- |
| Net Issuance Payments Of Debt | -367,000 | -5.7M | -700,000 | -642,000 | -- |
| Issuance Of Capital Stock | 114.8M | 607,000 | 280,000 | 0.00 | -- |
| Repurchase Of Capital Stock | -9.1M | -14.6M | -13.3M | -1.9M | -- |
| Net Common Stock Issuance | 105.6M | 607,000 | -13.0M | -1.9M | -- |
| Common Stock Payments | -9.1M | 0.00 | -13.3M | -1.9M | -- |
| Financing Cash Flow | 102.0M | -23.3M | -17.3M | -6.3M | -- |
| Cash Flow From Continuing Financing Activities | 102.0M | -23.3M | -17.3M | -6.3M | -- |
| Effect Of Exchange Rate Changes | -2.3M | 1.2M | -5.6M | -2.4M | -- |
| Changes In Cash | 358.8M | 91.8M | 49.3M | -180.6M | -- |
| Beginning Cash Position | 225.3M | 132.2M | 88.6M | 271.5M | -- |
| End Cash Position | 581.7M | 225.3M | 132.2M | 88.6M | -- |
| Free Cash Flow | 43.5M | 254.1M | 94.4M | -33.2M | -- |
| Amortization Cash Flow | 3.1M | 2.6M | 1.8M | 1.9M | -- |
| Amortization Of Intangibles | 3.1M | 2.6M | 1.8M | 1.9M | -- |
| Asset Impairment Charge | 0.00 | 415,000 | 0.00 | -- | -- |
| Cash Dividends Paid | -3.2M | -3.6M | -3.6M | -3.7M | -- |
| Common Stock Issuance | 114.8M | 607,000 | 280,000 | 0.00 | -- |
| Interest Paid Cfo | -186.9M | -167.7M | -93.8M | -36.0M | -- |
| Interest Received Cfo | 293.4M | 276.9M | 220.8M | 116.0M | -- |
| Long Term Debt Issuance | -- | -- | -- | 0.00 | 89.5M |
| Long Term Debt Payments | -367,000 | -5.7M | -700,000 | -642,000 | -- |
| Net Business Purchase And Sale | 0.00 | -12.1M | 0.00 | 0.00 | -- |
| Net Foreign Currency Exchange Gain Loss | 3.1M | -1.6M | 10.5M | 9.5M | -- |
| Net Income From Continuing Operations | 28.5M | 39.7M | 42.2M | 22.7M | -- |
| Net Long Term Debt Issuance | -367,000 | -5.7M | -700,000 | -642,000 | -- |
| Net Preferred Stock Issuance | 0.00 | -14.6M | 0.00 | 0.00 | -- |
| Operating Gains Losses | 3.1M | -1.6M | 10.5M | 9.5M | -- |
| Preferred Stock Payments | 0.00 | -14.6M | 0.00 | 0.00 | -- |
| Taxes Refund Paid | -14.4M | -19.7M | -16.0M | -6.3M | -- |