常熟银行 - Financials

Line Item	FY 2024Dec 31, 2024	FY 2023Dec 31, 2023	FY 2022Dec 31, 2022	FY 2021Dec 31, 2021	FY 2020Dec 31, 2020
+Revenue	10.9B	9.9B	8.8B	7.7B	6.6B
Revenue Growth %	10.5%	12.0%	15.1%	16.3%	--
Total Revenue	10.9B	9.9B	8.8B	7.7B	6.6B
+Operating Income	4.9B	4.1B	3.4B	2.7B	2.2B
Operating Margin %	44.6%	41.1%	38.2%	35.3%	33.9%
Non Operating Income	5.4M	21.5M	20.2M	9.8M	17.4M
Non Operating Expenses	29.3M	27.5M	19.9M	18.9M	20.9M
Investment Income	1.5B	957.0M	978.0M	516.0M	307.0M
Asset Impairment Loss	11.3M	888,000	26.6M	27.2M	4.2M
Income Before Tax	4.8B	4.0B	3.4B	2.7B	2.2B
Income Tax	772.0M	540.0M	437.0M	354.0M	292.0M
+Net Income	4.1B	3.5B	2.9B	2.3B	1.9B
Net Margin %	37.3%	35.5%	33.2%	30.6%	29.4%
Net Income Attributable	3.8B	3.3B	2.7B	2.2B	1.8B
Minority Interest	260.0M	226.0M	183.0M	153.0M	133.0M
Eps Basic	1.26	1.09	1.00	0.80	0.66
Eps Diluted	1.03	0.89	0.94	--	--

Line Item	FY 2024Dec 31, 2024	FY 2023Dec 31, 2023	FY 2022Dec 31, 2022	FY 2021Dec 31, 2021	FY 2020Dec 31, 2020
Trading Financial Assets	10.7B	13.9B	12.1B	13.7B	10.8B
Long Term Equity Investment	1.7B	1.6B	1.5B	1.4B	1.4B
Intangible Assets	297.0M	297.0M	293.0M	178.0M	177.0M
Total Assets	366.6B	334.5B	287.9B	246.6B	208.7B
Total Liabilities	335.9B	307.3B	263.8B	225.4B	189.6B
Paid In Capital	3.0B	2.7B	2.7B	2.7B	2.7B
Capital Reserve	3.0B	3.3B	3.2B	3.2B	3.2B
Surplus Reserve	5.0B	4.6B	4.6B	4.6B	4.3B
Retained Earnings	11.3B	9.3B	6.7B	4.5B	3.2B
Minority Equity	2.0B	1.8B	1.5B	1.3B	1.1B
Equity Attributable	28.6B	25.4B	22.6B	19.8B	18.0B
Total Equity	30.7B	27.1B	24.1B	21.1B	19.1B

Line Item	FY 2024Dec 31, 2024	FY 2023Dec 31, 2023	FY 2022Dec 31, 2022	FY 2021Dec 31, 2021	FY 2020Dec 31, 2020
Total Operating Cash Inflow	54.0B	58.3B	51.9B	41.5B	40.2B
Cash Paid To Employees	2.1B	2.2B	2.1B	2.0B	1.5B
Taxes Paid	1.2B	1.3B	1.0B	795.0M	848.0M
Total Operating Cash Outflow	35.8B	41.9B	38.8B	43.2B	36.1B
Operating Cash Flow	18.2B	16.4B	13.2B	-1.7B	4.1B
Total Investing Cash Inflow	203.3B	74.7B	44.6B	46.5B	44.0B
Total Investing Cash Outflow	211.3B	87.0B	56.7B	45.0B	46.1B
Investing Cash Flow	-7.9B	-12.2B	-12.2B	1.6B	-2.1B
Dividends And Interest Paid	777.0M	786.0M	936.0M	917.0M	879.0M
Debt Repayments	17.9B	21.9B	30.0B	28.0B	34.2B
Total Financing Cash Inflow	13.3B	19.2B	30.4B	33.1B	32.8B
Total Financing Cash Outflow	18.8B	22.8B	31.0B	29.0B	35.1B
Financing Cash Flow	-5.6B	-3.6B	-590.0M	4.1B	-2.2B
Net Change In Cash	4.6B	554.0M	514.0M	3.9B	-313.0M
Ending Cash Balance	16.7B	12.1B	11.5B	11.0B	7.1B
Capex	334.0M	515.0M	571.0M	399.0M	457.0M