齐鲁银行 - Financials

Line Item	FY 2024Dec 31, 2024	FY 2023Dec 31, 2023	FY 2022Dec 31, 2022	FY 2021Dec 31, 2021	FY 2020Dec 31, 2020	FY 2019Dec 31, 2019	FY 2018Dec 31, 2018	FY 2017Dec 31, 2017	FY 2016Dec 31, 2016	FY 2015Dec 31, 2015	FY 2014Dec 31, 2014	FY 2013Dec 31, 2013	FY 2012Dec 31, 2012	FY 2011Dec 31, 2011	FY 2010Dec 31, 2010	FY 2009Dec 31, 2009	FY 2008Dec 31, 2008	FY 2007Dec 31, 2007	FY 2006Dec 31, 2006	FY 2005Dec 31, 2005
+Revenue	12.5B	12.0B	11.1B	10.2B	7.9B	7.4B	6.4B	5.4B	5.2B	4.2B	3.5B	2.8B	2.5B	2.1B	2.3B	1.8B	1.9B	1.4B	1.5B	1.2B
Revenue Growth %	4.6%	8.0%	8.8%	28.1%	7.1%	15.7%	18.0%	5.3%	21.8%	19.9%	24.6%	15.1%	16.2%	-7.9%	25.1%	-3.6%	41.2%	-10.1%	26.1%	--
Total Revenue	12.5B	12.0B	11.1B	10.2B	7.9B	7.4B	6.4B	5.4B	5.2B	4.2B	3.5B	2.8B	2.5B	2.1B	2.3B	1.8B	1.9B	1.4B	1.5B	1.2B
+Operating Income	5.2B	4.4B	3.9B	3.3B	2.8B	2.7B	2.6B	2.4B	2.0B	1.4B	1.4B	1.3B	1.1B	940.0M	392.0M	600.0M	466.0M	421.0M	565.0M	220.0M
Operating Margin %	41.3%	37.0%	34.8%	32.7%	35.9%	36.1%	39.9%	43.6%	37.9%	33.2%	39.2%	44.1%	45.7%	44.4%	17.0%	32.6%	24.4%	31.1%	37.6%	18.4%
Non Operating Income	7.0M	13.7M	23.2M	24.0M	39.2M	49.5M	9.0M	4.7M	26.3M	57.2M	38.4M	13.8M	14.5M	29.7M	9.1M	2.6M	4.5M	5.1M	2.5M	423,000
Non Operating Expenses	9.8M	22.9M	6.3M	4.3M	5.1M	4.4M	4.5M	1.8M	5.5M	8.9M	72.8M	15.1M	73.1M	11.0M	4.4M	733,300	1.7M	1.2M	9.5M	4.5M
Investment Income	1.7B	1.5B	992.0M	1.0B	822.0M	772.0M	50.7M	59.1M	136.0M	140.0M	132.0M	98.6M	53.2M	30.3M	27.8M	97.2M	13.5M	2.5M	4.1M	6.1M
Asset Impairment Loss	140.0M	103.0M	20.0M	20.6M	6.6M	--	1.8B	1.3B	1.5B	1.0B	709.0M	367.0M	226.0M	55.5M	956.0M	491.0M	761.0M	420.0M	--	--
Income Before Tax	5.2B	4.4B	3.9B	3.3B	2.9B	2.7B	2.6B	2.4B	2.0B	1.5B	1.4B	1.2B	1.1B	959.0M	397.0M	601.0M	468.0M	424.0M	250.0M	216.0M
Income Tax	212.0M	144.0M	238.0M	268.0M	338.0M	359.0M	390.0M	341.0M	322.0M	256.0M	255.0M	239.0M	207.0M	171.0M	63.4M	116.0M	117.0M	191.0M	107.0M	148.0M
+Net Income	4.9B	4.3B	3.6B	3.1B	2.5B	2.4B	2.2B	2.0B	1.7B	1.2B	1.1B	1.0B	860.0M	788.0M	333.0M	485.0M	351.0M	234.0M	143.0M	68.2M
Net Margin %	39.6%	35.7%	32.8%	30.2%	32.1%	31.8%	33.9%	37.3%	32.1%	28.3%	31.0%	35.7%	34.9%	37.2%	14.5%	26.4%	18.4%	17.3%	9.5%	5.7%
Net Income Attributable	5.0B	4.2B	3.6B	3.0B	2.5B	2.3B	2.2B	2.0B	1.6B	1.2B	1.1B	1.0B	861.0M	789.0M	333.0M	485.0M	351.0M	234.0M	143.0M	68.2M
Minority Interest	-41.5M	35.3M	43.5M	36.6M	25.9M	19.5M	16.7M	11.2M	11.9M	9.5M	4.9M	2.1M	-1.2M	-1.8M	--	--	--	--	--	--
Eps Basic	0.97	0.87	0.73	0.64	0.59	0.54	0.50	0.66	0.58	0.46	0.46	0.42	--	--	--	--	0.23	--	--	--
Eps Diluted	0.80	0.70	0.71	0.64	0.59	0.54	0.50	0.66	0.58	--	0.46	--	--	--	--	--	0.23	--	--	--

Line Item	FY 2024Dec 31, 2024	FY 2023Dec 31, 2023	FY 2022Dec 31, 2022	FY 2021Dec 31, 2021	FY 2020Dec 31, 2020	FY 2019Dec 31, 2019	FY 2018Dec 31, 2018	FY 2017Dec 31, 2017	FY 2016Dec 31, 2016	FY 2015Dec 31, 2015	FY 2014Dec 31, 2014	FY 2013Dec 31, 2013	FY 2012Dec 31, 2012	FY 2011Dec 31, 2011	FY 2010Dec 31, 2010	FY 2009Dec 31, 2009	FY 2008Dec 31, 2008	FY 2007Dec 31, 2007	FY 2006Dec 31, 2006	FY 2005Dec 31, 2005
Trading Financial Assets	45.5B	36.9B	29.4B	22.3B	23.0B	21.1B	2.0B	1.0B	523.0M	144.0M	387.0M	425.0M	50.0M	50.2M	81.1M	2.5B	1.1B	--	9.0M	203.0M
Long Term Equity Investment	1.9B	1.7B	1.6B	1.3B	1.2B	1.1B	1.0B	1.0B	1.0B	938.0M	859.0M	757.0M	642.0M	631.0M	609.0M	--	--	--	--	3.4B
Intangible Assets	36.8M	26.9M	27.8M	20.3M	42.5M	65.3M	28.2M	18.3M	24.4M	20.6M	16.4M	16.8M	19.6M	27.4M	36.5M	48.5M	20.0M	13.7M	13.3M	3.9M
Total Assets	689.5B	604.8B	506.0B	433.4B	360.2B	307.5B	265.7B	236.3B	207.2B	152.9B	122.9B	94.0B	83.7B	77.3B	85.8B	61.8B	49.5B	38.0B	32.4B	25.1B
Total Liabilities	641.2B	563.0B	470.4B	400.8B	332.9B	284.9B	244.9B	217.9B	194.3B	142.8B	115.7B	88.0B	78.4B	72.9B	82.2B	59.0B	46.9B	36.1B	30.6B	23.8B
Paid In Capital	4.8B	4.7B	4.6B	4.6B	4.1B	4.1B	4.1B	4.1B	2.8B	2.8B	2.4B	2.4B	2.4B	2.4B	2.4B	1.7B	1.7B	1.5B	1.5B	1.2B
Capital Reserve	9.5B	8.9B	8.3B	8.3B	6.3B	6.3B	6.3B	6.3B	2.7B	2.7B	1.6B	1.6B	1.6B	1.5B	1.5B	151.0M	406.0M	52.6M	80.4M	25.5M
Surplus Reserve	3.2B	2.7B	2.3B	1.9B	1.7B	1.4B	1.2B	995.0M	794.0M	630.0M	512.0M	404.0M	295.0M	209.0M	185.0M	304.0M	220.0M	161.0M	115.0M	94.1M
Retained Earnings	10.3B	9.1B	7.5B	6.2B	5.3B	4.7B	3.9B	3.0B	2.1B	1.7B	1.4B	1.0B	413.0M	8.2M	-547.0M	333.0M	299.0M	187.0M	154.0M	80.5M
Minority Equity	228.0M	269.0M	287.0M	248.0M	216.0M	196.0M	182.0M	170.0M	98.9M	91.9M	28.6M	23.6M	21.5M	22.7M	--	--	--	--	--	--
Equity Attributable	48.1B	41.6B	35.3B	32.4B	27.1B	22.5B	20.7B	18.3B	12.8B	10.0B	7.2B	6.0B	5.3B	4.4B	3.6B	2.8B	2.7B	1.9B	1.8B	1.4B
Total Equity	48.3B	41.8B	35.6B	32.6B	27.3B	22.7B	20.9B	18.4B	12.9B	10.1B	7.2B	6.0B	5.3B	4.4B	3.6B	2.8B	2.7B	1.9B	1.8B	1.4B

Line Item	FY 2024Dec 31, 2024	FY 2023Dec 31, 2023	FY 2022Dec 31, 2022	FY 2021Dec 31, 2021	FY 2020Dec 31, 2020	FY 2019Dec 31, 2019	FY 2018Dec 31, 2018	FY 2017Dec 31, 2017	FY 2016Dec 31, 2016	FY 2015Dec 31, 2015	FY 2014Dec 31, 2014	FY 2013Dec 31, 2013	FY 2012Dec 31, 2012	FY 2011Dec 31, 2011	FY 2010Dec 31, 2010	FY 2009Dec 31, 2009	FY 2008Dec 31, 2008	FY 2007Dec 31, 2007	FY 2006Dec 31, 2006	FY 2005Dec 31, 2005
Total Operating Cash Inflow	75.8B	90.1B	85.3B	84.7B	61.1B	43.7B	40.7B	29.3B	43.3B	33.8B	34.3B	17.8B	10.3B	7.4B	26.2B	13.2B	16.2B	8.4B	8.2B	7.0B
Cash Paid To Employees	1.8B	1.8B	1.5B	1.5B	1.2B	1.2B	1.2B	977.0M	846.0M	744.0M	624.0M	472.0M	445.0M	412.0M	334.0M	321.0M	247.0M	142.0M	150.0M	131.0M
Taxes Paid	2.2B	2.0B	1.8B	1.5B	1.4B	1.3B	861.0M	1.0B	705.0M	516.0M	490.0M	452.0M	287.0M	239.0M	466.0M	179.0M	359.0M	254.0M	203.0M	113.0M
Total Operating Cash Outflow	57.1B	61.1B	57.5B	56.1B	43.1B	33.9B	32.7B	24.0B	27.2B	14.2B	16.4B	16.0B	9.5B	15.6B	12.5B	13.0B	9.6B	6.9B	7.7B	5.8B
Operating Cash Flow	18.7B	29.0B	27.8B	28.5B	17.9B	9.9B	8.0B	5.3B	16.1B	19.5B	18.0B	1.9B	841.0M	-8.1B	13.7B	242.0M	6.6B	1.6B	568.0M	1.1B
Total Investing Cash Inflow	142.1B	112.7B	100.0B	104.4B	79.9B	84.8B	110.3B	93.2B	117.9B	145.9B	50.5B	4.2B	3.9B	3.3B	1.6B	3.1B	804.0M	190.0M	147.0M	108.0M
Total Investing Cash Outflow	181.2B	154.5B	130.5B	132.2B	99.4B	100.4B	116.7B	109.6B	153.8B	166.9B	61.5B	4.8B	3.9B	2.8B	8.3B	5.4B	4.7B	1.1B	476.0M	392.0M
Investing Cash Flow	-39.1B	-41.8B	-30.6B	-27.8B	-19.5B	-15.6B	-6.4B	-16.4B	-35.9B	-21.1B	-11.0B	-662.0M	-56.6M	480.0M	-6.7B	-2.3B	-3.9B	-877.0M	-329.0M	-284.0M
Dividends And Interest Paid	2.0B	1.7B	1.8B	1.7B	1.3B	1.8B	2.2B	1.4B	1.1B	395.0M	282.0M	174.0M	40.8M	41.4M	200.0M	78.4M	59.1M	70.7M	49.0M	--
Debt Repayments	106.0B	43.9B	44.2B	50.9B	42.2B	49.6B	56.6B	62.1B	19.7B	16.0B	1.7B	--	--	--	--	--	--	--	--	--
Total Financing Cash Inflow	128.1B	68.0B	47.6B	56.6B	44.7B	58.6B	64.6B	71.2B	37.9B	17.3B	2.0B	--	--	24.5M	430.0M	2.4B	261.0M	0.00	398.0M	6.5M
Total Financing Cash Outflow	108.2B	45.7B	46.2B	54.7B	43.4B	51.4B	58.8B	63.5B	20.8B	16.4B	2.0B	174.0M	40.8M	41.4M	200.0M	78.4M	59.1M	70.7M	49.0M	--
Financing Cash Flow	19.8B	22.2B	1.4B	1.9B	1.3B	7.2B	5.8B	7.7B	17.1B	965.0M	13.0M	-174.0M	-40.8M	-16.9M	230.0M	2.3B	202.0M	-70.7M	349.0M	6.5M
Net Change In Cash	-555.0M	9.5B	-1.2B	2.5B	-307.0M	1.5B	7.4B	-3.3B	-2.7B	-522.0M	7.0B	1.0B	757.0M	-7.7B	7.2B	257.0M	2.9B	599.0M	578.0M	852.0M
Ending Cash Balance	26.8B	27.4B	17.9B	19.2B	16.6B	16.9B	15.4B	8.1B	11.4B	14.1B	14.6B	7.6B	6.6B	5.8B	13.5B	6.3B	6.0B	3.1B	--	--
Capex	245.0M	278.0M	193.0M	227.0M	356.0M	277.0M	194.0M	269.0M	257.0M	176.0M	260.0M	97.8M	72.9M	77.9M	112.0M	83.6M	105.0M	84.2M	158.0M	136.0M