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中信银行 — Financial Statements
5 10 All
Income Statement
Balance Sheet
Cash Flow
Line ItemFY 2025Dec 31, 2025FY 2024Dec 31, 2024FY 2023Dec 31, 2023FY 2022Dec 31, 2022FY 2021Dec 31, 2021
+Revenue 212.5B 213.6B 205.9B 211.4B 204.6B
Revenue Growth % -0.5% 3.8% -2.6% 3.3% --
Total Revenue 212.5B 213.6B 205.9B 211.4B 204.6B
+Operating Income 83.7B 80.9B 74.9B 73.3B 65.6B
Operating Margin % 39.4% 37.9% 36.4% 34.7% 32.1%
Non Operating Income 616.0M 256.0M 340.0M 202.0M 175.0M
Non Operating Expenses 247.0M 322.0M 348.0M 104.0M 227.0M
Investment Income 29.0B 29.3B 25.8B 19.7B 17.4B
Asset Impairment Loss 233.0M 68.0M 278.0M 45.0M 43.0M
Income Before Tax 84.0B 80.9B 74.9B 73.4B 65.5B
Income Tax 12.6B 11.4B 6.8B 10.5B 9.1B
+Net Income 71.5B 69.5B 68.1B 63.0B 56.4B
Net Margin % 33.6% 32.5% 33.1% 29.8% 27.6%
Net Income Attributable 70.6B 68.6B 67.0B 62.1B 55.6B
Minority Interest 872.0M 892.0M 1.0B 847.0M 736.0M
Eps Basic 1.20 1.22 1.27 1.17 1.08
Eps Diluted 1.20 1.20 1.14 1.06 0.98
Line ItemFY 2025Dec 31, 2025FY 2024Dec 31, 2024FY 2023Dec 31, 2023FY 2022Dec 31, 2022FY 2021Dec 31, 2021
Trading Financial Assets 678.8B 647.4B 613.8B 557.6B 495.8B
Long Term Equity Investment 8.8B 7.3B 6.9B 6.3B 5.8B
Intangible Assets 3.3B 4.2B 5.4B 4.6B 3.8B
Total Assets -- -- -- -- --
Total Liabilities -- -- -- -- --
Paid In Capital 55.6B 54.4B 49.0B 48.9B 48.9B
Capital Reserve 95.6B 89.3B 59.4B 59.2B 59.2B
Surplus Reserve 74.1B 67.6B 61.0B 54.7B 48.9B
Retained Earnings 375.2B 343.9B 320.6B 285.5B 254.0B
Minority Equity 18.8B 18.1B 17.5B 20.4B 16.3B
Equity Attributable 828.8B 789.3B 717.2B 665.4B 626.3B
Total Equity 847.6B 807.4B 734.7B 685.8B 642.6B
Line ItemFY 2025Dec 31, 2025FY 2024Dec 31, 2024FY 2023Dec 31, 2023FY 2022Dec 31, 2022FY 2021Dec 31, 2021
Total Operating Cash Inflow -- 831.6B -- 960.5B 670.0B
Cash Paid To Employees 39.9B 41.9B 37.6B 35.5B 35.4B
Taxes Paid 32.0B 27.0B 31.1B 36.0B 30.6B
Total Operating Cash Outflow 608.0B -- -- 765.5B 745.4B
Operating Cash Flow 443.1B -181.0B -918.0M 195.1B -75.4B
Total Investing Cash Inflow -- -- -- -- --
Total Investing Cash Outflow -- -- -- -- --
Investing Cash Flow -308.1B -29.5B 1.9B -115.9B -206.8B
Dividends And Interest Paid 53.5B 58.1B 46.2B 46.5B 42.1B
Debt Repayments -- -- -- 836.7B 678.9B
Total Financing Cash Inflow -- -- -- 854.1B 947.7B
Total Financing Cash Outflow -- -- -- 886.6B 727.8B
Financing Cash Flow -59.8B 220.8B -63.1B -32.5B 219.9B
Net Change In Cash 69.6B 13.8B -58.9B 55.1B -66.7B
Ending Cash Balance 332.4B 262.8B 249.0B 307.9B 252.8B
Capex 37.8B 18.8B 13.5B 6.8B 4.5B
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