$369.73M
Net Interest Income
$104.03M
Net Income
-
Efficiency Ratio
2.75%
Net Int. Margin
6.1%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $642.45M | $642.45M | $642.17M | $607.97M | $431.18M | $342.09M |
| Interest Expense | $282.23M | $282.23M | $308.14M | $238.24M | $53.70M | $36.75M |
| Net Interest Income | $360.22M | $360.22M | $334.04M | $369.73M | $377.48M | $305.34M |
| Provision for Credit Losses | $16.17M | $16.17M | $7.69M | $17.68M | $7.77M | $-11.83M |
| Net Interest Income After Provision | $344.05M | $344.05M | $326.35M | $352.05M | $369.71M | $317.17M |
| Non-Interest Income | $44.70M | $44.70M | $50.19M | $33.62M | $59.09M | $51.93M |
| Compensation & Benefits | $159.35M | $159.35M | $138.34M | $135.80M | $131.91M | $120.01M |
| Occupancy Expense | $22.87M | $22.87M | $20.81M | $21.19M | $20.82M | $20.48M |
| Technology & Equipment | $27.72M | $27.72M | $24.28M | $24.84M | $23.09M | $21.57M |
| Professional Fees | $15.09M | $15.09M | $9.48M | $18.30M | $12.99M | $11.04M |
| Income Before Tax | $92.52M | $92.52M | $130.66M | $136.76M | $193.92M | $142.24M |
| Income Tax Expense | $21.49M | $21.49M | $30.27M | $32.70M | $46.56M | $32.16M |
| Net Income | $70.98M | $70.98M | $100.06M | $104.03M | $146.60M | $110.08M |
| Basic EPS | nan | 1.17 | 1.65 | 1.70 | 2.43 | 1.79 |
| Diluted EPS | nan | 1.17 | 1.65 | 1.70 | 2.42 | 1.78 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $135.13M | $123.61M | $153.72M | $167.95M | $204.95M |
| Investment Securities - AFS | $1.23B | $827.50M | $753.89M | $457.65M | $568.25M |
| Investment Securities - HTM | $881.57M | $1.05B | $1.16B | $1.22B | $1.14B |
| Loans & Leases (Gross) | $11.03B | $10.12B | - | - | - |
| Loans & Leases (Net) | $10.97B | $10.06B | $10.14B | $9.87B | $8.58B |
| Goodwill & Intangibles | $517.48M | $523.31M | $506.15M | $506.15M | $500.32M |
| Other Assets | $149.30M | $185.70M | $179.66M | $221.07M | $147.01M |
| Total Assets | $14.56B | $13.42B | $13.54B | $13.10B | $11.74B |
| Total Deposits | $10.96B | $10.07B | $10.43B | $9.68B | $9.73B |
| Long-term Debt | $255.23M | - | - | - | - |
| Other Liabilities | $209.27M | $298.39M | $300.71M | $346.15M | $122.03M |
| Total Liabilities | $12.90B | $11.72B | $11.88B | $11.52B | $10.22B |
| Common Stock | $625.00K | $613.00K | $613.00K | $612.00K | $611.00K |
| Retained Earnings | $662.62M | $641.73M | $592.54M | $540.51M | $442.31M |
| Treasury Stock | - | - | - | - | $61.71M |
| AOCI | $-2.16M | $-15.85M | $-20.86M | $-35.98M | $-2.82M |
| Total Stockholders Equity | $1.66B | $1.70B | $1.66B | $1.58B | $1.52B |
| Total Liabilities & Equity | $14.56B | $13.42B | $13.54B | $13.10B | $11.74B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $70.98M | $70.98M | $100.06M | $104.03M | $146.60M | $110.08M |
| Provision for Credit Losses | $16.17M | $16.17M | $7.69M | $17.68M | $7.77M | $-11.83M |
| Depreciation & Amortization | $17.93M | $10.30M | $10.90M | $12.33M | $11.68M | $9.36M |
| Deferred Taxes | $2.87M | $3.01M | $-337.00K | $3.15M | $1.78M | $3.61M |
| Stock-based Compensation | $9.15M | $4.87M | $6.08M | $5.85M | $6.64M | $5.42M |
| Net Change in Loans HFS | $820.63M | $485.20M | $283.86M | $62.54M | $13.16M | $53.94M |
| Operating Cash Flow | $112.22M | $87.21M | $92.24M | $124.26M | $250.45M | $159.97M |
| Purchases of Securities | $868.32M | $809.71M | $256.78M | $302.91M | $69.49M | $510.07M |
| Sales of Securities | $147.08M | $141.64M | $7.12M | $1.30M | $30.26M | $3.00M |
| Maturities of Securities | $14.66M | $9.91M | $19.54M | $22.38M | $104.45M | $103.72M |
| Capital Expenditures | $12.80M | $7.70M | $7.57M | $7.71M | $16.11M | $42.04M |
| Acquisitions | - | - | $68.93M | - | - | - |
| Investing Cash Flow | $-952.06M | $-1.18B | $106.40M | $-488.00M | $-1.32B | $-1.48B |
| Net Change in Deposits | $1.13B | $857.97M | $-366.50M | $760.02M | $-56.96M | $407.57M |
| Net Change in Short-term Borrowings | $-773.00K | $-6.20M | $-12.67M | $3.95M | $-49.67M | $-9.69M |
| Preferred Stock Issued | - | - | - | - | - | - |
| Common Stock Repurchased | $56.11M | $24.91M | $21.48M | - | $7.40M | $36.06M |
| Dividends Paid | $86.28M | $48.25M | $50.88M | $51.27M | $47.51M | $44.51M |
| Financing Cash Flow | $938.44M | $1.10B | $-228.75M | $349.47M | $1.01B | $223.99M |
| Net Change in Cash | $98.61M | $11.52M | $-30.10M | $-14.27M | $-56.80M | $-1.09B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Operating Expenses | $76.33M | $63.74M | $212.09M | $181.03M |
| Interest Expense | $71.54M | $79.31M | $205.65M | $219.31M |
| Income Before Tax | $22.54M | $32.65M | $75.67M | $103.41M |
| Income Tax Expense | $5.16M | $7.46M | $17.73M | $25.18M |
| Net Income | $17.33M | $25.12M | $57.88M | $78.16M |
| Basic EPS | 0.30 | 0.42 | 0.94 | 1.29 |
| Diluted EPS | 0.30 | 0.42 | 0.94 | 1.29 |
| Basic Shares Outstanding | $57.03M | $58.06M | $57.60M | $58.41M |
| Diluted Shares Outstanding | $57.04M | $58.07M | $57.60M | $58.41M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $523.31M | $523.31M |
| Intangible Assets | $9.93M | $12.68M |
| Total Assets | $14.32B | $13.42B |
| Total Liabilities | $12.67B | $11.72B |
| Common Stock | $625.00K | $613.00K |
| Retained Earnings | $660.97M | $641.73M |
| Total Stockholders Equity | $1.65B | $1.70B |
| Total Liabilities & Equity | $14.32B | $13.42B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $17.33M | $25.12M | $57.88M | $78.16M |
| Depreciation & Amortization | - | - | $7.70M | $8.28M |
| Stock-based Compensation | - | - | $3.42M | $4.51M |
| Deferred Income Tax | - | - | $-25.00K | $935.00K |
| Operating Cash Flow | - | - | $51.21M | $47.44M |
| Capital Expenditure | - | - | $4.82M | $5.95M |
| Acquisitions | - | - | - | $1.00M |
| Sales of Investments | - | - | $5.60M | $15.87M |
| Investing Cash Flow | - | - | $-788.26M | $115.00M |
| Stock Repurchased | - | - | $24.35M | $21.48M |
| Dividends Paid | - | - | $36.80M | $38.22M |
| Financing Cash Flow | - | - | $887.57M | $-101.98M |
| Net Change in Cash | - | - | $150.51M | $60.45M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.