$369.73M
Net Interest Income
$104.03M
Net Income
-
Efficiency Ratio
2.75%
Net Int. Margin
6.1%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $642.45M | $642.45M | $642.17M | $607.97M | $431.18M | $342.09M | $379.61M | $308.79M | $276.65M | $188.83M | $133.43M |
| Interest Expense | $282.23M | $282.23M | $308.14M | $238.24M | $53.70M | $36.75M | $66.66M | $52.82M | $36.15M | $19.61M | $13.16M |
| Net Interest Income | $360.22M | $360.22M | $334.04M | $369.73M | $377.48M | $305.34M | $312.95M | $255.97M | $240.50M | $169.22M | $120.26M |
| Provision for Credit Losses | $16.17M | $16.17M | $7.69M | $17.68M | $7.77M | $-11.83M | - | - | - | - | - |
| Net Interest Income After Provision | $344.05M | $344.05M | $326.35M | $352.05M | $369.71M | $317.17M | $253.55M | $254.34M | $237.01M | $164.77M | $117.64M |
| Non-Interest Income | $44.70M | $44.70M | $50.19M | $33.62M | $59.09M | $51.93M | $73.93M | $42.16M | $34.83M | $27.07M | $20.41M |
| Asset Management Fees | - | - | - | - | - | - | - | - | - | $2.15M | $2.32M |
| Compensation & Benefits | $159.35M | $159.35M | $138.34M | $135.80M | $131.91M | $120.01M | $114.16M | $89.91M | $83.14M | $60.10M | $47.10M |
| Occupancy Expense | $22.87M | $22.87M | $20.81M | $21.19M | $20.82M | $20.48M | $20.78M | $17.16M | $17.91M | $10.66M | $8.33M |
| Technology & Equipment | $27.72M | $27.72M | $24.28M | $24.84M | $23.09M | $21.57M | $17.47M | $14.81M | $13.29M | $8.85M | $7.58M |
| Professional Fees | $15.09M | $15.09M | $9.48M | $18.30M | $12.99M | $11.04M | $12.25M | $9.34M | $4.96M | $4.00M | $2.85M |
| Income Before Tax | $92.52M | $92.52M | $130.66M | $136.76M | $193.92M | $142.24M | $81.04M | $107.36M | $85.50M | $65.33M | $35.20M |
| Income Tax Expense | $21.49M | $21.49M | $30.27M | $32.70M | $46.56M | $32.16M | $17.73M | $18.78M | $13.57M | $22.86M | $12.15M |
| Net Income | $70.98M | $70.98M | $100.06M | $104.03M | $146.60M | $110.08M | $63.31M | $88.57M | $71.93M | $42.47M | $23.05M |
| Basic EPS | nan | 1.17 | 1.65 | 1.70 | 2.43 | 1.79 | 1.02 | 1.77 | 1.54 | 1.32 | 1.00 |
| Diluted EPS | nan | 1.17 | 1.65 | 1.70 | 2.42 | 1.78 | 1.02 | 1.75 | 1.51 | 1.28 | 0.98 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $135.13M | $123.61M | $153.72M | $167.95M | $204.95M | $1.27B | $120.54M | $120.79M | $109.61M | $301.37M |
| Investment Securities - AFS | $1.23B | $827.50M | $753.89M | $457.65M | $568.25M | $183.30M | $150.96M | $100.72M | $81.58M | - |
| Investment Securities - HTM | $881.57M | $1.05B | $1.16B | $1.22B | $1.14B | $937.25M | $768.87M | $846.81M | $764.06M | $598.69M |
| Loans & Leases (Gross) | $11.03B | $10.12B | - | - | - | - | - | - | - | - |
| Allowance for Loan Losses | - | - | - | - | - | $60.73M | $16.85M | $16.58M | - | - |
| Loans & Leases (Net) | $10.97B | $10.06B | $10.14B | $9.87B | $8.58B | $7.70B | $6.21B | $5.58B | $3.97B | $3.80B |
| Goodwill & Intangibles | $517.48M | $523.31M | $506.15M | $506.15M | $500.32M | $500.32M | $374.63M | $338.44M | $150.50M | $145.06M |
| Premises & Equipment | - | - | - | - | - | - | - | $111.21M | $101.78M | $71.39M |
| Other Assets | $149.30M | $185.70M | $179.66M | $221.07M | $147.01M | $208.97M | $119.47M | $24.10M | $41.90M | $10.11M |
| Total Assets | $14.56B | $13.42B | $13.54B | $13.10B | $11.74B | $11.45B | $8.25B | $7.52B | $5.42B | $5.17B |
| Total Deposits | $10.96B | $10.07B | $10.43B | $9.68B | $9.73B | $9.43B | $6.33B | $5.81B | $4.34B | $4.19B |
| Long-term Debt | $255.23M | - | - | - | - | - | - | - | - | - |
| Other Liabilities | $209.27M | $298.39M | $300.71M | $346.15M | $122.03M | $155.35M | $62.56M | $37.49M | $35.23M | $16.24M |
| Total Liabilities | $12.90B | $11.72B | $11.88B | $11.52B | $10.22B | $9.96B | $7.09B | $6.48B | $4.81B | $4.60B |
| Common Stock | $625.00K | $613.00K | $613.00K | $612.00K | $611.00K | $609.00K | $519.00K | $483.00K | $336.00K | $336.00K |
| Retained Earnings | $662.62M | $641.73M | $592.54M | $540.51M | $442.31M | $378.27M | $358.67M | $305.06M | $271.02M | $238.19M |
| Treasury Stock | - | - | - | - | $61.71M | $25.65M | $36.90M | $10.84M | $15.97M | $22.55M |
| AOCI | $-2.16M | $-15.85M | $-20.86M | $-35.98M | $-2.82M | $621.00K | $-1.21M | $-3.45M | $-5.35M | $-5.61M |
| Total Stockholders Equity | $1.66B | $1.70B | $1.66B | $1.58B | $1.52B | $1.48B | $1.15B | $1.04B | $601.94M | $572.04M |
| Total Liabilities & Equity | $14.56B | $13.42B | $13.54B | $13.10B | $11.74B | $11.45B | $8.25B | $7.52B | $5.42B | $5.17B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $70.98M | $70.98M | $100.06M | $104.03M | $146.60M | $110.08M | $63.31M | $88.57M | $71.93M | $42.47M | $23.05M |
| Provision for Credit Losses | $16.17M | $16.17M | $7.69M | $17.68M | $7.77M | $-11.83M | - | - | - | - | - |
| Depreciation & Amortization | $17.93M | $10.30M | $10.90M | $12.33M | $11.68M | $9.36M | $8.45M | $8.36M | $8.71M | $6.30M | $4.79M |
| Deferred Taxes | $2.87M | $3.01M | $-337.00K | $3.15M | $1.78M | $3.61M | $-4.62M | $16.05M | $-4.57M | $35.44M | $5.80M |
| Stock-based Compensation | $9.15M | $4.87M | $6.08M | $5.85M | $6.64M | $5.42M | $4.26M | $3.86M | $3.04M | $2.18M | $1.50M |
| Net Change in Loans HFS | $820.63M | $485.20M | $283.86M | $62.54M | $13.16M | $53.94M | $213.43M | $1.01M | $2.50M | $3.87M | $47.94M |
| Operating Cash Flow | $112.22M | $87.21M | $92.24M | $124.26M | $250.45M | $159.97M | $132.66M | $100.25M | $92.55M | $80.13M | $32.81M |
| Purchases of Securities | $868.32M | $809.71M | $256.78M | $302.91M | $69.49M | $510.07M | $77.52M | $60.16M | $33.04M | $69.99M | $10.02M |
| Sales of Securities | $147.08M | $141.64M | $7.12M | $1.30M | $30.26M | $3.00M | $10.60M | - | - | - | - |
| Maturities of Securities | $14.66M | $9.91M | $19.54M | $22.38M | $104.45M | $103.72M | $43.50M | $29.30M | $19.16M | - | $18.51M |
| Net Change in Loans | - | - | - | - | - | - | - | $215.88M | $-103.89M | $138.27M | $-106.37M |
| Capital Expenditures | $12.80M | $7.70M | $7.57M | $7.71M | $16.11M | $42.04M | $14.73M | $5.08M | $11.49M | $48.70M | $6.67M |
| Acquisitions | - | - | $68.93M | - | - | - | $-23.46M | $-59.40M | $3.74M | - | - |
| Investing Cash Flow | $-952.06M | $-1.18B | $106.40M | $-488.00M | $-1.32B | $-1.48B | $-22.17M | $-172.12M | $48.55M | $-455.22M | $271.70M |
| Net Change in Deposits | $1.13B | $857.97M | $-366.50M | $760.02M | $-56.96M | $407.57M | $1.51B | $65.69M | $-143.03M | $155.85M | $131.31M |
| Net Change in Short-term Borrowings | $-773.00K | $-6.20M | $-12.67M | $3.95M | $-49.67M | $-9.69M | $-226.02M | $105.98M | $126.09M | $39.73M | $-175.14M |
| Preferred Stock Issued | - | - | - | - | - | - | $55.53M | - | - | - | - |
| Common Stock Repurchased | $56.11M | $24.91M | $21.48M | - | $7.40M | $36.06M | $14.81M | $26.07M | $10.84M | - | $1.88M |
| Dividends Paid | $86.28M | $48.25M | $50.88M | $51.27M | $47.51M | $44.51M | $42.92M | $34.24M | $29.56M | $19.29M | $12.62M |
| Financing Cash Flow | $938.44M | $1.10B | $-228.75M | $349.47M | $1.01B | $223.99M | $1.07B | $82.77M | $-128.39M | $183.33M | $-47.08M |
| Net Change in Cash | $98.61M | $11.52M | $-30.10M | $-14.27M | $-56.80M | $-1.09B | $1.19B | $10.90M | $12.71M | $-191.76M | $257.43M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Operating Expenses | $76.33M | $63.74M | $212.09M | $181.03M |
| Interest Expense | $71.54M | $79.31M | $205.65M | $219.31M |
| Income Before Tax | $22.54M | $32.65M | $75.67M | $103.41M |
| Income Tax Expense | $5.16M | $7.46M | $17.73M | $25.18M |
| Net Income | $17.33M | $25.12M | $57.88M | $78.16M |
| Basic EPS | 0.30 | 0.42 | 0.94 | 1.29 |
| Diluted EPS | 0.30 | 0.42 | 0.94 | 1.29 |
| Basic Shares Outstanding | $57.03M | $58.06M | $57.60M | $58.41M |
| Diluted Shares Outstanding | $57.04M | $58.07M | $57.60M | $58.41M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $523.31M | $523.31M |
| Intangible Assets | $9.93M | $12.68M |
| Total Assets | $14.32B | $13.42B |
| Total Liabilities | $12.67B | $11.72B |
| Common Stock | $625.00K | $613.00K |
| Retained Earnings | $660.97M | $641.73M |
| Total Stockholders Equity | $1.65B | $1.70B |
| Total Liabilities & Equity | $14.32B | $13.42B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $17.33M | $25.12M | $57.88M | $78.16M |
| Depreciation & Amortization | - | - | $7.70M | $8.28M |
| Stock-based Compensation | - | - | $3.42M | $4.51M |
| Deferred Income Tax | - | - | $-25.00K | $935.00K |
| Operating Cash Flow | - | - | $51.21M | $47.44M |
| Capital Expenditure | - | - | $4.82M | $5.95M |
| Acquisitions | - | - | - | $1.00M |
| Sales of Investments | - | - | $5.60M | $15.87M |
| Investing Cash Flow | - | - | $-788.26M | $115.00M |
| Stock Repurchased | - | - | $24.35M | $21.48M |
| Dividends Paid | - | - | $36.80M | $38.22M |
| Financing Cash Flow | - | - | $887.57M | $-101.98M |
| Net Change in Cash | - | - | $150.51M | $60.45M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.