$369.73M
Net Interest Income
$104.03M
Net Income
-
Efficiency Ratio
2.75%
Net Int. Margin
6.1%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $171.73M | $162.19M | $154.82M | $153.70M | $159.62M | $161.53M | $159.43M |
| Interest Expense | $76.45M | $71.54M | $67.19M | $67.05M | $76.29M | $79.31M | $77.16M |
| Net Interest Income | $95.28M | $90.66M | $87.64M | $86.65M | $83.33M | $82.22M | $82.26M |
| Provision for Credit Losses | $3.70M | $4.09M | $3.04M | $5.34M | $3.47M | $517.00K | $3.11M |
| Net Interest Income After Provision | $91.58M | $86.56M | $84.60M | $81.31M | $79.86M | $81.70M | $79.15M |
| Non-Interest Income | $9.41M | $12.30M | $11.73M | $11.25M | $12.23M | $14.68M | $10.98M |
| Compensation & Benefits | $40.98M | $41.39M | $40.24M | $36.74M | $36.60M | $35.84M | $33.14M |
| Occupancy Expense | $5.83M | $6.10M | $5.45M | $5.50M | $5.28M | $5.16M | $5.17M |
| Technology & Equipment | $7.10M | $7.16M | $6.81M | $6.65M | $6.37M | $5.94M | $6.02M |
| Professional Fees | $4.86M | $3.47M | $4.34M | $2.42M | $2.62M | $1.97M | $2.16M |
| Income Before Tax | $16.85M | $22.54M | $24.86M | $28.27M | $27.25M | $32.65M | $31.51M |
| Income Tax Expense | $3.75M | $5.16M | $5.77M | $6.81M | $5.08M | $7.46M | $7.08M |
| Net Income | $13.09M | $17.33M | $19.05M | $21.51M | $21.91M | $25.12M | $24.37M |
| Basic EPS | nan | 0.30 | 0.28 | 0.35 | nan | 0.42 | 0.40 |
| Diluted EPS | nan | 0.30 | 0.28 | 0.35 | nan | 0.42 | 0.40 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $135.13M | $274.12M | $170.60M | $163.72M | $123.61M | $214.17M | $181.20M |
| Investment Securities - AFS | $1.23B | $1.26B | $735.56M | $746.17M | $827.50M | $911.75M | $721.48M |
| Investment Securities - HTM | $881.57M | $919.73M | $968.97M | $1.01B | $1.05B | $1.08B | $1.11B |
| Loans & Leases (Gross) | $11.03B | - | - | - | $10.12B | - | - |
| Loans & Leases (Net) | $10.97B | $10.49B | $10.12B | $10.06B | $10.06B | $9.96B | $9.96B |
| Goodwill & Intangibles | $517.48M | $523.31M | $523.31M | $523.31M | $523.31M | $506.15M | $506.15M |
| Other Assets | $149.30M | $158.55M | $152.34M | $170.81M | $185.70M | $159.31M | $202.97M |
| Total Assets | $14.56B | $14.32B | $13.33B | $13.31B | $13.42B | $13.49B | $13.32B |
| Total Deposits | $10.96B | $10.44B | $10.23B | $10.18B | $10.07B | $10.12B | $9.99B |
| Long-term Debt | $255.23M | - | - | - | - | - | - |
| Other Liabilities | $209.27M | $242.94M | $234.77M | $240.39M | $298.39M | $257.58M | $332.07M |
| Total Liabilities | $12.90B | $12.67B | $11.68B | $11.60B | $11.72B | $11.79B | $11.65B |
| Common Stock | $625.00K | $625.00K | $625.00K | $625.00K | $613.00K | $613.00K | $613.00K |
| Retained Earnings | $662.62M | $660.97M | $655.10M | $650.55M | $641.73M | $632.48M | $620.02M |
| AOCI | $-2.16M | $-8.79M | $-11.44M | $-13.25M | $-15.85M | $-12.19M | $-17.18M |
| Total Stockholders Equity | $1.66B | $1.65B | $1.64B | $1.71B | $1.70B | $1.69B | $1.68B |
| Total Liabilities & Equity | $14.56B | $14.32B | $13.33B | $13.31B | $13.42B | $13.49B | $13.32B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $13.09M | $17.33M | $19.05M | $21.51M | $21.91M | $78.16M | $53.04M |
| Provision for Credit Losses | $3.70M | $4.09M | $3.04M | $5.34M | $3.47M | $517.00K | $3.71M |
| Depreciation & Amortization | $2.60M | $7.70M | $5.08M | $2.54M | $2.63M | $8.28M | $5.70M |
| Deferred Taxes | $3.03M | $-25.00K | $-39.00K | $-101.00K | $-1.27M | $935.00K | $920.00K |
| Stock-based Compensation | $1.45M | $3.42M | $2.55M | $1.74M | $1.57M | $4.51M | $3.13M |
| Net Change in Loans HFS | $95.49M | $389.71M | $241.96M | $93.48M | $125.68M | $158.18M | $71.91M |
| Operating Cash Flow | $36.00M | $51.21M | $26.80M | $-1.79M | $44.80M | $47.44M | $69.83M |
| Purchases of Securities | $51.99M | $757.72M | $51.66M | $6.94M | $12.99M | $243.79M | $14.28M |
| Sales of Securities | $42.45M | $99.19M | $5.44M | - | $5.00M | $2.12M | $2.39M |
| Maturities of Securities | $4.31M | $5.60M | $3.25M | $1.50M | $3.67M | $15.87M | $15.41M |
| Capital Expenditures | $2.88M | $4.82M | $3.25M | $1.86M | $1.62M | $5.95M | $4.86M |
| Acquisitions | - | - | - | - | $67.93M | $1.00M | - |
| Investing Cash Flow | $-387.34M | $-788.26M | $99.93M | $123.61M | $-8.60M | $115.00M | $268.59M |
| Net Change in Deposits | $488.32M | $369.65M | $166.10M | $110.68M | $-47.82M | $-318.69M | $-440.85M |
| Net Change in Short-term Borrowings | $-10.45M | $4.25M | $885.00K | $4.55M | $-20.62M | - | - |
| Common Stock Repurchased | $558.00K | $24.35M | $24.31M | $6.90M | $-5.00K | $21.48M | $20.08M |
| Dividends Paid | $11.45M | $36.80M | $25.34M | $12.69M | $12.66M | $38.22M | $25.56M |
| Financing Cash Flow | $212.34M | $887.57M | $-79.75M | $-81.72M | $-126.76M | $-101.98M | $-310.94M |
| Net Change in Cash | $-139.00M | $150.51M | $46.98M | $40.11M | $-90.56M | $60.45M | $27.48M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Operating Expenses | $76.33M | $63.74M | $212.09M | $181.03M |
| Interest Expense | $71.54M | $79.31M | $205.65M | $219.31M |
| Income Before Tax | $22.54M | $32.65M | $75.67M | $103.41M |
| Income Tax Expense | $5.16M | $7.46M | $17.73M | $25.18M |
| Net Income | $17.33M | $25.12M | $57.88M | $78.16M |
| Basic EPS | 0.30 | 0.42 | 0.94 | 1.29 |
| Diluted EPS | 0.30 | 0.42 | 0.94 | 1.29 |
| Basic Shares Outstanding | $57.03M | $58.06M | $57.60M | $58.41M |
| Diluted Shares Outstanding | $57.04M | $58.07M | $57.60M | $58.41M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $523.31M | $523.31M |
| Intangible Assets | $9.93M | $12.68M |
| Total Assets | $14.32B | $13.42B |
| Total Liabilities | $12.67B | $11.72B |
| Common Stock | $625.00K | $613.00K |
| Retained Earnings | $660.97M | $641.73M |
| Total Stockholders Equity | $1.65B | $1.70B |
| Total Liabilities & Equity | $14.32B | $13.42B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $17.33M | $25.12M | $57.88M | $78.16M |
| Depreciation & Amortization | - | - | $7.70M | $8.28M |
| Stock-based Compensation | - | - | $3.42M | $4.51M |
| Deferred Income Tax | - | - | $-25.00K | $935.00K |
| Operating Cash Flow | - | - | $51.21M | $47.44M |
| Capital Expenditure | - | - | $4.82M | $5.95M |
| Acquisitions | - | - | - | $1.00M |
| Sales of Investments | - | - | $5.60M | $15.87M |
| Investing Cash Flow | - | - | $-788.26M | $115.00M |
| Stock Repurchased | - | - | $24.35M | $21.48M |
| Dividends Paid | - | - | $36.80M | $38.22M |
| Financing Cash Flow | - | - | $887.57M | $-101.98M |
| Net Change in Cash | - | - | $150.51M | $60.45M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.