$399.45M
Net Interest Income
$128.40M
Net Income
57.4%
Efficiency Ratio
1.66%
Net Int. Margin
8.0%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $1.27B | $1.27B | $1.05B | $615.82M | $466.18M | $402.34M |
| Interest Expense | $512.21M | $512.21M | $445.52M | $216.37M | $48.63M | $36.32M |
| Net Interest Income | $760.57M | $760.57M | $600.61M | $399.45M | $417.55M | $366.02M |
| Provision for Credit Losses | - | $4.13M | $87.56M | $28.17M | $8.39M | $-24.34M |
| Net Interest Income After Provision | $756.98M | $756.98M | $513.05M | $371.55M | $409.16M | $390.36M |
| Non-Interest Income | $109.84M | $109.84M | $94.11M | $79.83M | $87.79M | $86.81M |
| Non-Interest Expense | $458.66M | $458.66M | $457.55M | $275.60M | $256.85M | $250.05M |
| Compensation & Benefits | $253.13M | $253.13M | $218.34M | $148.50M | $147.20M | $143.37M |
| Occupancy Expense | $52.79M | $52.79M | $45.01M | $32.27M | $34.57M | $32.93M |
| Technology & Equipment | $37.42M | $37.41M | $35.58M | $22.99M | $21.75M | $19.75M |
| Marketing Expense | $5.54M | $5.53M | $5.15M | $4.82M | $5.19M | $3.95M |
| Other Non-Interest Expense | $59.81M | $59.82M | $54.71M | $47.40M | $43.03M | $38.61M |
| Income Before Tax | $408.16M | $408.16M | $149.62M | $175.78M | $240.11M | $227.12M |
| Income Tax Expense | $117.00M | $117.00M | $34.09M | $47.38M | $64.46M | $59.20M |
| Net Income | $291.16M | $291.16M | $115.53M | $128.40M | $175.65M | $167.92M |
| Basic EPS | nan | 2.23 | 1.05 | 1.72 | 2.35 | 2.20 |
| Diluted EPS | nan | 2.23 | 1.05 | 1.71 | 2.35 | 2.19 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $211.48M | $205.91M | $180.24M | $186.49M | $506.27M |
| Investment Securities - AFS | $3.16B | $2.77B | $1.69B | $1.80B | $2.06B |
| Investment Securities - HTM | $282.13M | $327.62M | $363.08M | $387.92M | $436.15M |
| Loans & Leases (Gross) | $19.50B | $18.66B | $10.87B | $10.25B | $9.58B |
| Loans & Leases (Net) | $19.33B | $18.63B | $10.77B | $10.16B | $9.50B |
| Goodwill & Intangibles | $624.07M | $624.07M | - | - | - |
| Premises & Equipment | $113.33M | $119.62M | $71.00M | $79.79M | $80.56M |
| Other Assets | $445.11M | $543.70M | $287.77M | $341.14M | $206.15M |
| Total Assets | $24.98B | $24.05B | $14.21B | $13.78B | $13.78B |
| Total Deposits | $19.28B | $18.62B | $10.29B | $10.56B | $11.23B |
| Other Liabilities | $310.02M | $362.51M | $210.13M | $239.14M | $178.60M |
| Total Liabilities | $22.15B | $21.45B | $12.52B | $12.19B | $12.08B |
| Common Stock | $1.38M | $1.38M | $832.00K | $832.00K | $832.00K |
| Retained Earnings | $1.15B | $989.11M | $974.54M | $918.16M | $814.53M |
| Treasury Stock | $91.29M | $88.42M | $127.83M | $127.15M | $79.60M |
| AOCI | $-76.18M | $-135.35M | $-141.12M | $-165.04M | $6.86M |
| Total Stockholders Equity | $2.83B | $2.60B | $1.69B | $1.60B | $1.70B |
| Total Liabilities & Equity | $24.98B | $24.05B | $14.21B | $13.78B | $13.78B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $291.16M | $291.16M | $115.53M | $128.40M | $175.65M | $167.92M |
| Provision for Credit Losses | - | - | - | - | $8.39M | $-24.34M |
| Depreciation & Amortization | $90.79M | $51.32M | $41.50M | $11.70M | $13.08M | $12.66M |
| Deferred Taxes | $35.21M | $24.46M | $-12.27M | $2.73M | $2.22M | $12.41M |
| Net Change in Loans HFS | $137.81M | $86.02M | $70.05M | $19.37M | $22.30M | $47.67M |
| Operating Cash Flow | $806.06M | $442.26M | $426.38M | $173.40M | $200.31M | $158.18M |
| Purchases of Securities | $1.43B | $787.07M | $404.00M | $40.09M | $290.43M | $1.40B |
| Sales of Securities | $1.67M | $1.67M | $566.94M | - | - | $9.44M |
| Maturities of Securities | $905.47M | $511.76M | $335.26M | $189.54M | $278.78M | $393.17M |
| Capital Expenditures | $18.03M | $11.54M | $1.31M | $7.49M | $9.41M | $13.80M |
| Investing Cash Flow | $-1.83B | $-1.05B | $507.67M | $-469.60M | $-647.56M | $-717.94M |
| Net Change in Deposits | $564.63M | $654.87M | $-291.62M | $-270.51M | $-670.99M | $1.40B |
| Net Change in Short-term Borrowings | $1.04B | $293.88M | $18.60M | $156.30M | $-18.95M | $-8.44M |
| Long-term Debt Issued | - | - | - | $534.81M | $3.98B | $913.68M |
| Long-term Debt Repaid | $934.66M | $352.36M | $1.39B | $58.44M | $3.25B | - |
| Common Stock Repurchased | - | - | - | - | $46.53M | $20.71M |
| Dividends Paid | $221.00M | $125.91M | $100.96M | $72.45M | $72.02M | $71.48M |
| Financing Cash Flow | $1.11B | $615.62M | $-908.37M | $289.95M | $-78.70M | $739.86M |
| Net Change in Cash | $86.67M | $5.54M | $25.68M | $-6.25M | $-525.96M | $180.11M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $131.95M | $138.82M | $368.85M | $253.17M |
| Income Before Tax | $101.61M | $65.25M | $295.91M | $86.91M |
| Income Tax Expense | $29.89M | $18.85M | $88.18M | $19.91M |
| Net Income | $71.72M | $46.41M | $207.73M | $67.00M |
| Basic EPS | 0.55 | 0.36 | 1.59 | 0.65 |
| Diluted EPS | 0.55 | 0.36 | 1.59 | 0.65 |
| Basic Shares Outstanding | $130.51M | $129.94M | $130.44M | $102.82M |
| Diluted Shares Outstanding | $130.55M | $130.00M | $130.48M | $102.85M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $299.19M | $205.87M |
| Property Plant & Equipment | $113.10M | $119.62M |
| Total Assets | $24.83B | $24.05B |
| Total Liabilities | $22.07B | $21.45B |
| Common Stock | $1.38M | $1.38M |
| Retained Earnings | $1.10B | $989.11M |
| Treasury Stock | $91.29M | $88.42M |
| Total Stockholders Equity | $2.77B | $2.60B |
| Total Liabilities & Equity | $24.83B | $24.05B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $71.72M | $46.41M | $207.73M | $67.00M |
| Depreciation & Amortization | - | - | $39.38M | $28.23M |
| Deferred Income Tax | - | - | $13.89M | $-1.02M |
| Operating Cash Flow | - | - | $373.32M | $187.09M |
| Capital Expenditure | - | - | $6.67M | $2.80M |
| Sales of Investments | - | - | $346.55M | $238.64M |
| Investing Cash Flow | - | - | $-845.52M | $800.49M |
| Debt Repayment | - | - | $352.40M | $278.43M |
| Dividends Paid | - | - | $94.57M | $68.55M |
| Financing Cash Flow | - | - | $567.88M | $-923.75M |
| Net Change in Cash | - | - | $95.67M | $63.83M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.