$399.45M
Net Interest Income
$128.40M
Net Income
57.4%
Efficiency Ratio
1.66%
Net Int. Margin
8.0%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $324.84M | $326.28M | $316.31M | $305.35M | $311.95M | $322.52M | $247.81M |
| Interest Expense | $127.43M | $131.95M | $129.21M | $123.62M | $130.21M | $138.82M | $106.31M |
| Net Interest Income | $197.41M | $194.33M | $187.09M | $181.73M | $181.74M | $183.70M | $141.51M |
| Provision for Credit Losses | $1.95M | $2.18M | $-2.32M | - | $8.88M | $78.68M | $69.39M |
| Net Interest Income After Provision | $198.62M | $187.29M | $189.98M | $181.09M | $172.86M | $174.40M | $71.80M |
| Non-Interest Income | $28.31M | $27.42M | $27.07M | $27.03M | $24.18M | $26.86M | $22.27M |
| Non-Interest Expense | $114.69M | $113.09M | $114.61M | $116.27M | $134.32M | $136.00M | $115.39M |
| Compensation & Benefits | $64.32M | $63.20M | $63.25M | $62.37M | $59.94M | $63.47M | $54.89M |
| Occupancy Expense | $13.08M | $12.77M | $13.01M | $13.93M | $12.56M | $12.79M | $11.14M |
| Technology & Equipment | $9.11M | $9.10M | $9.60M | $9.61M | $9.88M | $10.48M | $8.43M |
| Marketing Expense | $1.41M | $1.64M | $1.43M | $1.06M | $1.49M | $1.52M | $1.17M |
| Other Non-Interest Expense | $15.44M | $13.46M | $14.49M | $16.42M | $17.35M | $15.76M | $11.26M |
| Income Before Tax | $112.25M | $101.61M | $102.44M | $91.85M | $62.71M | $65.25M | $-21.32M |
| Income Tax Expense | $28.82M | $29.89M | $30.46M | $27.82M | $14.19M | $18.85M | $-9.83M |
| Net Income | $83.43M | $71.72M | $71.98M | $64.03M | $48.52M | $46.41M | $-11.48M |
| Basic EPS | nan | 0.55 | 0.55 | 0.49 | nan | 0.36 | -0.11 |
| Diluted EPS | nan | 0.55 | 0.55 | 0.49 | nan | 0.36 | -0.11 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $211.48M | $301.61M | $258.93M | $234.08M | $205.91M | $244.06M | $290.53M |
| Investment Securities - AFS | $3.16B | $3.14B | $3.02B | $2.88B | $2.77B | $2.73B | $2.63B |
| Investment Securities - HTM | $282.13M | $292.12M | $308.70M | $314.00M | $327.62M | $332.02M | $350.53M |
| Loans & Leases (Gross) | $19.50B | $19.29B | $19.10B | $18.79B | $18.66B | $18.79B | $18.76B |
| Loans & Leases (Net) | $19.33B | $19.11B | $18.92B | $18.75B | $18.63B | $18.61B | $18.58B |
| Goodwill & Intangibles | $624.07M | - | - | - | $624.07M | - | - |
| Premises & Equipment | $113.33M | $113.10M | $115.71M | $115.42M | $119.62M | $124.95M | $127.40M |
| Other Assets | $445.11M | $432.31M | $469.98M | $470.52M | $543.70M | $548.35M | $619.36M |
| Total Assets | $24.98B | $24.83B | $24.55B | $24.22B | $24.05B | $24.04B | $24.07B |
| Total Deposits | $19.28B | $19.10B | $18.71B | $18.45B | $18.62B | $18.38B | $18.35B |
| Other Liabilities | $310.02M | $308.58M | $302.16M | $326.80M | $362.51M | $368.57M | $396.06M |
| Total Liabilities | $22.15B | $22.07B | $21.84B | $21.57B | $21.45B | $21.42B | $21.51B |
| Common Stock | $1.38M | $1.38M | $1.38M | $1.38M | $1.38M | $1.38M | $1.38M |
| Retained Earnings | $1.15B | $1.10B | $1.06B | $1.02B | $989.11M | $973.00M | $957.98M |
| Treasury Stock | $91.29M | $91.29M | $91.26M | $90.27M | $88.42M | $129.15M | $129.12M |
| AOCI | $-76.18M | $-87.24M | $-103.77M | $-110.25M | $-135.35M | $-93.05M | $-139.96M |
| Total Stockholders Equity | $2.83B | $2.77B | $2.71B | $2.66B | $2.60B | $2.62B | $2.56B |
| Total Liabilities & Equity | $24.98B | $24.83B | $24.55B | $24.22B | $24.05B | $24.04B | $24.07B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $83.43M | $71.72M | $71.98M | $64.03M | $48.52M | $46.41M | $20.60M |
| Depreciation & Amortization | $11.94M | $39.38M | $26.31M | $13.16M | $13.27M | $28.23M | $12.35M |
| Deferred Taxes | $10.57M | $13.89M | $7.15M | $3.60M | $-11.25M | $-1.02M | $-1.02M |
| Net Change in Loans HFS | $23.69M | $62.33M | $36.11M | $15.68M | $35.70M | $34.34M | $5.29M |
| Operating Cash Flow | $68.95M | $373.32M | $275.28M | $88.52M | $239.29M | $187.09M | $117.91M |
| Purchases of Securities | $164.30M | $622.76M | $430.01M | $217.72M | $221.04M | $182.96M | $60.34M |
| Sales of Securities | - | - | - | $1.67M | $-1.42M | $568.36M | $568.36M |
| Maturities of Securities | $165.21M | $346.55M | $242.87M | $150.84M | $96.61M | $238.64M | $122.36M |
| Capital Expenditures | $4.87M | $6.67M | $5.35M | $1.14M | $-1.50M | $2.80M | $1.51M |
| Investing Cash Flow | $-206.82M | $-845.52M | $-603.21M | $-176.48M | $-292.82M | $800.49M | $817.37M |
| Net Change in Deposits | $182.44M | $472.43M | $84.71M | $-174.95M | $247.63M | $-539.25M | $-562.19M |
| Net Change in Short-term Borrowings | $307.11M | $-13.22M | $177.43M | $570.36M | $560.05M | $-541.45M | $-453.90M |
| Long-term Debt Issued | - | - | - | - | - | $221.18M | $221.24M |
| Long-term Debt Repaid | $-40.00K | $352.40M | $327.70M | $254.60M | $1.39B | - | - |
| Common Stock Repurchased | - | - | - | - | - | - | - |
| Dividends Paid | $31.34M | $94.57M | $63.22M | $31.87M | $32.41M | $68.55M | $37.16M |
| Financing Cash Flow | $47.74M | $567.88M | $380.92M | $116.10M | $15.38M | $-923.75M | $-824.98M |
| Net Change in Cash | $-90.13M | $95.67M | $52.99M | $28.14M | $-38.15M | $63.83M | $110.31M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $131.95M | $138.82M | $368.85M | $253.17M |
| Income Before Tax | $101.61M | $65.25M | $295.91M | $86.91M |
| Income Tax Expense | $29.89M | $18.85M | $88.18M | $19.91M |
| Net Income | $71.72M | $46.41M | $207.73M | $67.00M |
| Basic EPS | 0.55 | 0.36 | 1.59 | 0.65 |
| Diluted EPS | 0.55 | 0.36 | 1.59 | 0.65 |
| Basic Shares Outstanding | $130.51M | $129.94M | $130.44M | $102.82M |
| Diluted Shares Outstanding | $130.55M | $130.00M | $130.48M | $102.85M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $299.19M | $205.87M |
| Property Plant & Equipment | $113.10M | $119.62M |
| Total Assets | $24.83B | $24.05B |
| Total Liabilities | $22.07B | $21.45B |
| Common Stock | $1.38M | $1.38M |
| Retained Earnings | $1.10B | $989.11M |
| Treasury Stock | $91.29M | $88.42M |
| Total Stockholders Equity | $2.77B | $2.60B |
| Total Liabilities & Equity | $24.83B | $24.05B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $71.72M | $46.41M | $207.73M | $67.00M |
| Depreciation & Amortization | - | - | $39.38M | $28.23M |
| Deferred Income Tax | - | - | $13.89M | $-1.02M |
| Operating Cash Flow | - | - | $373.32M | $187.09M |
| Capital Expenditure | - | - | $6.67M | $2.80M |
| Sales of Investments | - | - | $346.55M | $238.64M |
| Investing Cash Flow | - | - | $-845.52M | $800.49M |
| Debt Repayment | - | - | $352.40M | $278.43M |
| Dividends Paid | - | - | $94.57M | $68.55M |
| Financing Cash Flow | - | - | $567.88M | $-923.75M |
| Net Change in Cash | - | - | $95.67M | $63.83M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.