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KENTUCKY FIRST FEDERAL BANCORP

CIK: 1297341 SIC: 6035 HAZARD, KY
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Bank Financial Metrics (FY 2025)
$6.99M
Net Interest Income
$251.00K
Non-Interest Income
$181.00K
Net Income
-0.21
EPS (Diluted)
Income Structure
Interest Income $16.28M
Interest Expense $6.06M
Provision for Losses $24.00K
Non-Interest Expense $8.56M
Efficiency & Returns
Efficiency Ratio 118.2%
Net Interest Margin 1.88%
Return on Assets (ROA) 0.05%
Return on Equity (ROE) 0.4%
Balance Sheet
Total Assets $371.21M
Total Deposits $256.14M
Total Loans -
Loan-to-Deposit Ratio -
Capital & Risk
Stockholders' Equity $48.00M
Capital Ratio 12.9%
Total Liabilities $326.97M
Cash & Due from Banks $19.48M
Revenue Breakdown
Total Revenue $7.25M
Net Interest Income $6.99M
Non-Interest Income $251.00K
EPS (Basic) $0.02
Market Valuation
Market Cap -
P/E Ratio -
Price to Book -
EPS (Diluted) $-0.21
Quick Access Filings
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Neutral Open Market Buys: - Open Market Sales: - Option Exercise & Sale: - Net: -
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SEC Filings by Category
Insider Trading Activity
Neutral 0 Buys $0 0 Sales $0 0 Exercises $0 Net: $0
Insider Title Date Type Shares Price Value
Company Information
Business Address 479 MAIN STREET
HAZARD, KY 41702
Phone (606) 436-3860
Incorporated None, None
EIN 611484858
Fiscal Year End 0630
Stockholders' Equity $48.00M
Cash & Equivalents $19.48M
Recent Filings View All
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2026-02-13
Local
8-K Current Report
Report of material events (acquisitions, earnings, executive changes)
Filed: 2026-02-12
Local
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2025-11-14
Local
DEF 14A Definitive Proxy Statement
Official proxy statement for shareholder voting
Filed: 2025-10-17
Local
10-K Annual Report
Comprehensive annual financial report with audited statements
Filed: 2025-09-30
Local
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2025-05-15
Local
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2025-02-14
Local
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2024-11-14
Local
DEF 14A Definitive Proxy Statement
Official proxy statement for shareholder voting
Filed: 2024-10-16
Local
10-K Annual Report
Comprehensive annual financial report with audited statements
Filed: 2024-10-03
Local
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2024-05-15
Local
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2024-02-14
Local
10-Q Quarterly Report
Quarterly financial report with unaudited statements
Filed: 2023-11-14
Local
DEF 14A Definitive Proxy Statement
Official proxy statement for shareholder voting
Filed: 2023-10-12
Local
10-K Annual Report
Comprehensive annual financial report with audited statements
Filed: 2023-09-28
Local
Bank Financial Statistics
Valuation
Market Cap -
P/E Ratio (TTM) -
Price to Book -
Price to Tangible Book -
Efficiency & Returns
Efficiency Ratio 118.2%
Net Interest Margin 1.88%
ROE 0.4%
ROA 0.05%
Capital & Liquidity
Capital Ratio 12.9%
Loan-to-Deposit -
Total Assets $371.21M
Stockholders' Equity $48.00M
Income Statement (FY 2025)
Total Revenue $7.25M
Net Interest Income $6.99M
Non-Interest Income $251.00K
Net Income $181.00K
EPS (Diluted) $-0.21
Balance Sheet (FY 2025)
Total Deposits $256.14M
Total Loans -
Cash & Due from Banks $19.48M
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