$783.12M
Net Interest Income
$432.91M
Net Income
56.5%
Efficiency Ratio
3.43%
Net Int. Margin
26.3%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Jun 30, 2025) |
FY 2024 (Jun 30, 2024) |
FY 2023 (Jun 30, 2023) |
FY 2022 (Jun 30, 2022) |
FY 2021 (Jun 30, 2021) |
FY 2020 (Jun 30, 2020) |
FY 2019 (Jun 30, 2019) |
FY 2018 (Jun 30, 2018) |
FY 2017 (Jun 30, 2017) |
FY 2016 (Jun 30, 2016) |
FY 2015 (Jun 30, 2015) |
FY 2014 (Jun 30, 2014) |
FY 2013 (Jun 30, 2013) |
FY 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $1.85B | $1.82B | $1.66B | $1.16B | $659.73M | $617.86M | $622.84M | $564.89M | $475.07M | $387.29M | $317.71M | $244.36M | $172.88M | $135.65M | $115.73M |
| Interest Expense | $676.33M | $687.69M | $694.18M | $374.02M | $52.57M | $79.12M | $145.23M | $156.28M | $106.58M | $74.06M | $56.70M | $45.42M | $35.78M | $34.03M | $36.55M |
| Net Interest Income | $1.18B | $1.13B | $961.43M | $783.12M | $607.16M | $538.74M | $477.61M | $408.61M | $368.49M | $313.23M | $261.01M | $198.94M | $137.10M | $101.63M | $79.19M |
| Provision for Credit Losses | - | - | - | $24.75M | $18.50M | $23.75M | $42.20M | $27.35M | - | - | - | - | - | - | - |
| Net Interest Income After Provision | $1.11B | $1.07B | $928.93M | $758.37M | $588.66M | $514.99M | $435.41M | $381.25M | $342.69M | $302.17M | $251.31M | $187.75M | $131.75M | $94.08M | $71.12M |
| Non-Interest Income | $160.38M | $131.07M | $222.66M | $120.49M | $113.36M | $105.26M | $102.99M | $82.76M | $70.94M | $68.13M | $66.34M | $30.59M | $22.45M | $27.71M | $16.37M |
| Non-Interest Expense | $637.73M | $589.70M | $516.11M | $447.12M | $362.06M | $314.51M | $275.77M | $251.21M | $173.94M | $137.60M | $112.76M | $77.48M | $59.93M | $53.59M | $37.96M |
| Compensation & Benefits | $308.37M | $297.95M | $250.87M | $204.27M | $167.39M | $152.58M | $144.34M | $127.43M | $100.97M | $81.82M | $66.67M | $43.82M | $32.24M | $28.87M | $20.34M |
| Technology & Equipment | $86.02M | $80.43M | $69.37M | $60.56M | $50.16M | $40.72M | $30.67M | $24.15M | $17.40M | $13.32M | $10.35M | $6.63M | $5.37M | $2.77M | $2.25M |
| Marketing Expense | $47.37M | $47.76M | $42.80M | $37.15M | $13.58M | $14.21M | $14.52M | $14.71M | $15.50M | $9.37M | $6.87M | $6.06M | $3.72M | $4.08M | $2.70M |
| Professional Fees | $41.23M | $37.57M | $36.53M | $29.27M | $22.48M | $22.24M | $11.10M | $11.92M | $5.28M | $4.98M | $4.70M | $4.12M | $5.42M | $3.53M | $2.21M |
| Income Before Tax | $629.27M | $613.39M | $635.48M | $431.74M | $339.96M | $305.74M | $262.63M | $212.81M | $239.70M | $232.69M | $204.90M | $140.86M | $94.27M | $68.20M | $49.54M |
| Income Tax Expense | $172.65M | $180.49M | $185.47M | $124.58M | $99.24M | $90.04M | $79.19M | $57.67M | $87.29M | $97.95M | $85.60M | $58.17M | $38.31M | $27.91M | $20.06M |
| Net Income | $456.63M | $432.91M | $450.01M | $307.17M | $240.72M | $215.71M | $183.44M | $155.13M | $152.41M | $134.74M | $119.29M | $82.68M | $55.96M | $40.29M | $29.48M |
| Basic EPS | nan | 7.61 | 7.82 | 5.15 | 4.04 | 3.64 | 3.01 | 2.50 | 2.41 | 2.07 | 1.85 | 5.39 | 3.87 | 3.00 | 2.45 |
| Diluted EPS | nan | 7.43 | 7.66 | 5.07 | 3.97 | 3.56 | 2.98 | 2.48 | 2.37 | 2.07 | 1.85 | 5.37 | 3.85 | 2.89 | 2.33 |
| Breakdown | FY 2025 (Jun 30, 2025) |
FY 2024 (Jun 30, 2024) |
FY 2023 (Jun 30, 2023) |
FY 2022 (Jun 30, 2022) |
FY 2021 (Jun 30, 2021) |
FY 2020 (Jun 30, 2020) |
FY 2019 (Jun 30, 2019) |
FY 2018 (Jun 30, 2018) |
FY 2017 (Jun 30, 2017) |
FY 2016 (Jun 30, 2016) |
FY 2015 (Jun 30, 2015) |
FY 2014 (Jun 30, 2014) |
FY 2013 (Jun 30, 2013) |
FY 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $1.93B | $1.98B | $2.23B | $1.20B | $715.62M | $1.76B | $511.12M | $622.75M | $628.17M | $486.63M | $222.77M | $155.48M | $196.26M | $20.64M |
| Trading Assets | $649.00K | $353.00K | $758.00K | $1.76M | $1.98M | $105.00K | - | - | $8.33M | $7.58M | $7.83M | $8.07M | $7.11M | $5.84M |
| Investment Securities - AFS | $66.01M | $141.61M | $232.35M | $262.52M | $187.34M | $187.63M | $227.51M | $180.31M | - | - | - | - | - | - |
| Investment Securities - HTM | - | - | - | - | - | - | - | - | - | $199.17M | $225.56M | $247.73M | $275.69M | $313.03M |
| Allowance for Loan Losses | - | - | - | $148.62M | $132.96M | $75.81M | $57.09M | $49.15M | - | - | - | - | - | - |
| Loans & Leases (Net) | $21.05B | $19.23B | $16.46B | $14.09B | - | $10.63B | $9.38B | $8.43B | $7.37B | $6.35B | $4.93B | $3.53B | $2.26B | $1.72B |
| Premises & Equipment | - | - | - | - | - | - | - | $21.45M | $16.66M | $13.99M | $8.55M | $6.71M | $6.42M | $4.41M |
| Other Assets | $891.45M | $779.84M | $545.05M | $496.04M | $432.03M | $380.02M | $194.84M | $88.42M | $35.67M | $86.67M | $34.97M | $13.78M | $11.82M | $14.17M |
| Total Assets | $24.78B | $22.86B | $20.35B | $17.40B | $14.27B | $13.85B | $11.22B | $9.54B | $8.50B | $7.60B | $5.82B | $4.40B | $3.09B | $2.39B |
| Total Deposits | $20.83B | $19.36B | $17.12B | $13.95B | $10.82B | $11.34B | $8.98B | $7.99B | $6.90B | $6.04B | $4.45B | $3.04B | $2.09B | $1.62B |
| Long-term Debt | $312.67M | $325.68M | $361.78M | $445.24M | $221.36M | $235.79M | $168.93M | $54.55M | - | - | - | - | - | - |
| Total Liabilities | $22.10B | $20.56B | $18.43B | $15.76B | $12.86B | $12.62B | $10.15B | $8.58B | $7.67B | $6.92B | $5.29B | $4.03B | $2.82B | $2.18B |
| Common Stock | $711.00K | $702.00K | $695.00K | $689.00K | $681.00K | $673.00K | $666.00K | $658.00K | $651.00K | $645.00K | $166.00K | $154.00K | $146.00K | $123.00K |
| Retained Earnings | $2.62B | $2.19B | $1.74B | $1.43B | $1.19B | $1.01B | $826.17M | $671.35M | $519.25M | $384.81M | $265.83M | $183.46M | $127.81M | $88.36M |
| Treasury Stock | - | - | - | - | $222.53M | $195.12M | $148.81M | $82.46M | $37.32M | $30.79M | $24.64M | $15.11M | $10.26M | $6.61M |
| AOCI | $348.00K | $-2.47M | $-6.61M | $-2.93M | $2.51M | $-937.00K | $16.00K | $-613.00K | $487.00K | $-7.30M | $-9.40M | $-10.37M | $-10.80M | $-5.43M |
| Total Stockholders Equity | $2.68B | $2.29B | $1.92B | $1.64B | $1.40B | $1.23B | $1.07B | $960.51M | $834.25M | $683.59M | $533.53M | $370.78M | $268.26M | $206.62M |
| Total Liabilities & Equity | $24.78B | $22.86B | $20.35B | $17.40B | $14.27B | $13.85B | $11.22B | $9.54B | $8.50B | $7.60B | $5.82B | $4.40B | $3.09B | $2.39B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Jun 30, 2025) |
FY 2024 (Jun 30, 2024) |
FY 2023 (Jun 30, 2023) |
FY 2022 (Jun 30, 2022) |
FY 2021 (Jun 30, 2021) |
FY 2020 (Jun 30, 2020) |
FY 2019 (Jun 30, 2019) |
FY 2018 (Jun 30, 2018) |
FY 2017 (Jun 30, 2017) |
FY 2016 (Jun 30, 2016) |
FY 2015 (Jun 30, 2015) |
FY 2014 (Jun 30, 2014) |
FY 2013 (Jun 30, 2013) |
FY 2012 (Jun 30, 2012) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $568.98M | $432.91M | $450.01M | $307.17M | $240.72M | $215.71M | $183.44M | $155.13M | $152.41M | $134.74M | $119.29M | $82.68M | $55.96M | $40.29M | $29.48M |
| Depreciation & Amortization | $68.91M | $29.02M | $27.09M | $23.39M | $24.60M | $24.12M | $24.44M | $16.47M | $8.57M | $6.09M | $4.79M | $3.27M | $2.87M | $1.90M | $1.32M |
| Deferred Taxes | $65.84M | $-27.96M | $33.13M | $-19.59M | $-9.40M | $-8.83M | $-6.55M | $-8.69M | $17.03M | $-2.22M | $-6.65M | $-8.82M | $-2.04M | $-4.62M | $-2.33M |
| Stock-based Compensation | $74.14M | $41.97M | $35.19M | $26.10M | $21.24M | $20.68M | $21.93M | $23.44M | $20.40M | $14.54M | $11.33M | $6.65M | $4.36M | $3.30M | $2.49M |
| Net Change in Loans HFS | - | - | - | - | - | - | - | $126.49M | $26.90M | $113.71M | $51.15M | $29.08M | - | $101.61M | $6.00K |
| Operating Cash Flow | $831.30M | $490.33M | $305.48M | $187.96M | $210.28M | $412.58M | $284.12M | $204.42M | $167.91M | $223.88M | $210.64M | $116.10M | $21.32M | $15.75M | $-56.27M |
| Purchases of Securities | $781.14M | $22.38M | $9.61M | $32.67M | $143.73M | $122.34M | - | - | - | - | - | - | - | - | - |
| Sales of Securities | - | - | - | $57.99M | $131.87M | $74.67M | - | - | - | - | - | - | - | - | - |
| Net Change in Loans | $5.12B | $2.18B | $1.84B | $2.40B | $2.77B | - | - | - | - | - | - | - | - | - | - |
| Acquisitions | - | - | - | $5.53M | $54.60M | - | - | $-67.34M | - | - | - | - | - | - | - |
| Investing Cash Flow | $-6.29B | $-1.84B | $-2.59B | $-2.39B | $-2.78B | $-866.77M | $-1.35B | $-931.74M | $-1.03B | $-820.65M | $-1.59B | $-1.37B | $-1.32B | $-511.57M | $-329.95M |
| Net Change in Deposits | $5.31B | $1.47B | $2.24B | $3.18B | $3.13B | $-520.90M | $2.35B | $997.82M | $1.09B | $855.46M | $1.59B | $1.41B | $949.54M | $476.91M | $274.76M |
| Common Stock Repurchased | - | $58.20M | $96.29M | $48.96M | - | $16.76M | $38.86M | $56.44M | $35.18M | - | - | - | - | - | - |
| Financing Cash Flow | $5.32B | $1.34B | $2.09B | $3.01B | $3.10B | $-458.56M | $2.16B | $961.84M | $837.40M | $753.58M | $1.64B | $1.33B | $1.25B | $662.09M | $412.59M |
| Net Change in Cash | $-136.02M | $-9.42M | $-196.31M | $807.39M | $536.92M | $-912.74M | $1.09B | $234.52M | $-20.69M | $156.81M | - | - | - | - | - |
SEC Filing Format - Data shown as it appears in the Q2 2026 (10-Q) filing
Period ended: Dec 31, 2025
Condensed Consolidated Statements of Operations
| Description | Dec 31, 2025 | Dec 31, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $182.14M | $175.97M | $356.82M | $368.18M |
| Income Before Tax | $175.51M | $150.33M | $325.40M | $309.52M |
| Income Tax Expense | $47.12M | $45.64M | $84.65M | $92.50M |
| Net Income | $128.40M | $104.69M | $240.75M | $217.03M |
| Basic EPS | 2.27 | 1.83 | 4.25 | 3.81 |
| Diluted EPS | 2.22 | 1.80 | 4.17 | 3.72 |
| Basic Shares Outstanding | $56.66M | $57.09M | $56.59M | $57.01M |
| Diluted Shares Outstanding | $56.66M | $57.09M | $56.59M | $57.01M |
Condensed Consolidated Balance Sheets
| Description | Dec 31, 2025 | Jun 30, 2025 |
|---|---|---|
| Cash & Cash Equivalents | $1.01B | $1.93B |
| Goodwill | $144.33M | $97.67M |
| Total Assets | $28.20B | $24.78B |
| Total Liabilities | $25.27B | $22.10B |
| Common Stock | $714.00K | $711.00K |
| Retained Earnings | $2.86B | $2.62B |
| Total Stockholders Equity | $2.93B | $2.68B |
| Total Liabilities & Equity | $28.20B | $24.78B |
Condensed Consolidated Statements of Cash Flows
| Description | Dec 31, 2025 | Dec 31, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $128.40M | $104.69M | $240.75M | $217.03M |
| Depreciation & Amortization | $23.20M | $7.03M | $31.55M | $14.48M |
| Stock-based Compensation | - | - | $21.34M | $19.86M |
| Deferred Income Tax | - | - | $54.88M | $-15.42M |
| Operating Cash Flow | - | - | $222.54M | $233.30M |
| Capital Expenditure | - | - | $27.84M | $23.87M |
| Acquisitions | - | - | $474.45M | - |
| Investing Cash Flow | - | - | $-3.42B | $-314.76M |
| Financing Cash Flow | - | - | $2.36B | $569.12M |
| Net Change in Cash | - | - | $-835.84M | $487.65M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.