FEDERAL HOME LOAN BANK OF SAN FRANCISCO

CIK: 1316944 SIC: 6111

Profile Charts Filings

$567.00M

Net Interest Income

Net Income

33.2%

Efficiency Ratio

0.69%

Net Int. Margin

ROE

Financial Statements Annual (10-K)

Showing 14 of 14 annual reports available (2011 - 2024)

Show: 5 10 All (14)

Annual Quarterly

Breakdown	TTM (Sep 30, 2025)	FY 2024 (Dec 31, 2024)	FY 2023 (Dec 31, 2023)	FY 2022 (Dec 31, 2022)	FY 2021 (Dec 31, 2021)	FY 2020 (Dec 31, 2020)	FY 2019 (Dec 31, 2019)	FY 2018 (Dec 31, 2018)	FY 2017 (Dec 31, 2017)	FY 2016 (Dec 31, 2016)	FY 2015 (Dec 31, 2015)	FY 2014 (Dec 31, 2014)	FY 2013 (Dec 31, 2013)	FY 2012 (Dec 31, 2012)	FY 2011 (Dec 31, 2011)
Interest Income	$3.79B	$4.63B	$6.05B	$2.12B	$598.00M	$1.12B	$2.78B	$2.56B	$1.60B	$1.08B	$906.00M	$1.00B	$1.09B	$1.49B	$1.79B
Interest Expense	$6.31B	$4.05B	$5.25B	$1.55B	$76.00M	$614.00M	$2.25B	$1.96B	$1.03B	$607.00M	$429.00M	$466.00M	$604.00M	$646.00M	$753.00M
Net Interest Income	$579.00M	$580.00M	$799.00M	$567.00M	$522.00M	$505.00M	$531.00M	$601.00M	$567.00M	$471.00M	$477.00M	$539.00M	$482.00M	$848.00M	$1.03B
Provision for Credit Losses	$7.00M	-	$4.00M	$15.00M	$-6.00M	$26.00M	-	-	-	-	$1.00M	-	$-1.00M	$-1.00M	$4.00M
Net Interest Income After Provision	$572.00M	$580.00M	$795.00M	$552.00M	$528.00M	$479.00M	$531.00M	$601.00M	$567.00M	$471.00M	$476.00M	$539.00M	$483.00M	$849.00M	$1.03B
Non-Interest Income	$71.00M	$93.00M	$7.00M	$-31.00M	$-50.00M	$59.00M	$21.00M	$-11.00M	$78.00M	$485.00M	$388.00M	$-154.00M	$5.00M	$-164.00M	$-645.00M
Other Non-Interest Income	-	$2.00M	-	$-2.00M	$-1.00M	-	-	-	-	-	-	-	-	-	-
Non-Interest Expense	$210.00M	$219.00M	$200.00M	$162.00M	$159.00M	$165.00M	$187.00M	$187.00M	$224.00M	$158.00M	$148.00M	$144.00M	$128.00M	$134.00M	$126.00M
Compensation & Benefits	$102.00M	$106.00M	$104.00M	$93.00M	$93.00M	$88.00M	$84.00M	$78.00M	$76.00M	$74.00M	$67.00M	$63.00M	$63.00M	$63.00M	$61.00M
Other Non-Interest Expense	-	-	$12.00M	$-2.00M	$-1.00M	$4.00M	$2.00M	$5.00M	$7.00M	-	-	-	-	$2.00M	$3.00M
Income Before Tax	$433.00M	$454.00M	$602.00M	$359.00M	$319.00M	$373.00M	$365.00M	-	-	-	-	-	-	-	-
Net Income	-	-	-	-	$287.00M	$335.00M	$327.00M	$360.00M	-	-	-	-	-	$491.00M	$216.00M

Breakdown	FY 2024 (Dec 31, 2024)	FY 2023 (Dec 31, 2023)	FY 2022 (Dec 31, 2022)	FY 2021 (Dec 31, 2021)	FY 2020 (Dec 31, 2020)	FY 2019 (Dec 31, 2019)	FY 2018 (Dec 31, 2018)	FY 2017 (Dec 31, 2017)	FY 2016 (Dec 31, 2016)	FY 2015 (Dec 31, 2015)	FY 2014 (Dec 31, 2014)	FY 2013 (Dec 31, 2013)	FY 2012 (Dec 31, 2012)	FY 2011 (Dec 31, 2011)
Cash & Due from Banks	$2.00M	$5.00M	$9.00M	$55.00M	$174.00M	$118.00M	$13.00M	$31.00M	$2.00M	$1.64B	$3.92B	$4.91B	$104.00M	$3.49B
Interest-Bearing Deposits	$3.77B	$2.92B	$3.68B	$1.12B	$1.08B	$2.27B	$2.56B	$1.11B	$590.00M	-	-	-	-	-
Trading Assets	-	-	-	-	-	-	-	$1.16B	$2.07B	$1.43B	$3.52B	$3.21B	$3.19B	$2.81B
Investment Securities - AFS	$20.31B	$18.01B	$12.71B	$10.33B	$15.68B	$15.49B	$6.93B	$3.83B	$4.49B	$5.41B	$6.37B	$7.05B	-	-
Investment Securities - HTM	$1.49B	$1.85B	$2.18B	$3.21B	$5.08B	$7.54B	$11.09B	$14.68B	$14.13B	$10.80B	$13.55B	$17.51B	$17.38B	$21.58B
Loans & Leases (Net)	$693.00M	$754.00M	$815.00M	$980.00M	$1.94B	$3.31B	$3.07B	$2.08B	$826.00M	$655.00M	$708.00M	$905.00M	$1.29B	$1.83B
Premises & Equipment	-	-	-	-	-	-	-	$29.00M	$33.00M	$32.00M	$28.00M	$25.00M	$26.00M	$30.00M
Other Assets	$231.00M	$240.00M	$202.00M	$238.00M	$236.00M	$227.00M	$114.00M	$95.00M	$104.00M	$89.00M	$90.00M	$86.00M	$94.00M	$87.00M
Total Assets	$81.73B	$92.83B	$121.06B	$54.12B	$68.63B	$106.84B	$109.33B	$123.39B	$91.94B	$85.71B	$75.81B	$85.77B	$86.42B	$113.55B
Total Deposits	-	-	-	-	-	-	-	-	-	-	-	-	$227.00M	$156.00M
Domestic Deposits	$1.06B	$962.00M	$989.00M	$769.00M	$887.00M	$537.00M	$262.00M	$281.00M	$169.00M	$127.00M	$160.00M	$193.00M	$227.00M	-
Other Liabilities	$227.00M	$353.00M	$203.00M	$269.00M	$774.00M	$362.00M	$252.00M	$165.00M	$429.00M	$455.00M	$117.00M	$107.00M	$377.00M	$147.00M
Total Liabilities	$74.73B	$86.16B	$113.33B	$47.90B	$62.44B	$100.10B	$102.80B	$116.58B	$86.40B	$80.81B	$70.11B	$80.06B	$80.81B	$108.85B
Retained Earnings	$4.48B	$4.29B	$3.99B	$3.83B	$3.68B	$3.47B	$3.35B	$3.25B	$3.06B	$2.63B	$2.36B	$2.39B	$2.25B	$1.80B
AOCI	-	-	-	-	-	-	-	-	-	-	-	-	$-794.00M	$-1.89B
Total Stockholders Equity	$7.00B	$6.67B	$7.72B	$6.22B	$6.19B	$6.74B	$6.53B	$6.81B	$5.54B	$4.90B	$5.69B	$5.71B	$5.61B	$4.71B
Total Liabilities & Equity	$81.73B	$92.83B	$121.06B	$54.12B	$68.63B	$106.84B	$109.33B	$123.39B	$91.94B	$85.71B	$75.81B	$85.77B	$86.42B	$113.55B

Breakdown	TTM (Sep 30, 2025)	FY 2024 (Dec 31, 2024)	FY 2023 (Dec 31, 2023)	FY 2022 (Dec 31, 2022)	FY 2021 (Dec 31, 2021)	FY 2020 (Dec 31, 2020)	FY 2019 (Dec 31, 2019)	FY 2018 (Dec 31, 2018)	FY 2017 (Dec 31, 2017)	FY 2016 (Dec 31, 2016)	FY 2015 (Dec 31, 2015)	FY 2014 (Dec 31, 2014)	FY 2013 (Dec 31, 2013)	FY 2012 (Dec 31, 2012)	FY 2011 (Dec 31, 2011)
Net Income	-	-	-	-	$287.00M	$335.00M	$327.00M	$360.00M	-	-	-	-	-	-	-
Provision for Credit Losses	-	-	$4.00M	$15.00M	$-6.00M	$26.00M	-	-	-	-	-	-	-	-	-
Net Change in Trading Assets	-	-	-	-	$-57.00M	$15.00M	$-2.00M	$-2.00M	-	$4.00M	-	-	-	-	-
Operating Cash Flow	$-400.00M	$248.00M	$246.00M	$1.94B	$1.04B	$-900.00M	$-151.00M	$358.00M	$342.00M	$582.00M	$689.00M	-	-	-	$582.00M
Purchases of Securities	$6.08B	$2.96B	$5.15B	$5.16B	$4.28B	$2.02B	$8.74B	$629.00M	$4.90B	$4.64B	-	$207.00M	$4.19B	$4.01B	$6.14B
Investing Cash Flow	$11.39B	$11.28B	$29.21B	$-69.72B	$13.00B	$39.80B	$3.15B	$14.11B	$-31.42B	$-6.82B	$-12.41B	-	-	-	$41.94B
Net Change in Deposits	-	-	-	-	-	-	-	-	-	$-923.00M	$262.00M	$254.00M	$273.00M	$-360.00M	$-312.00M
Common Stock Repurchased	$4.20B	$1.68B	$3.22B	$5.00B	$1.61B	$1.47B	$1.13B	$1.67B	$339.00M	$753.00M	$1.44B	$941.00M	$1.23B	$864.00M	$1.04B
Dividends Paid	$383.00M	$209.00M	$243.00M	$161.00M	$135.00M	$159.00M	$206.00M	$259.00M	$187.00M	$284.00M	$369.00M	$240.00M	$161.00M	$47.00M	$22.00M
Financing Cash Flow	$-10.97B	$-11.54B	$-29.46B	$67.73B	$-14.16B	$-38.85B	$-2.90B	$-14.49B	$31.11B	$4.61B	$9.44B	-	-	-	$-39.78B

SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing Period ended: Sep 30, 2025

Condensed Consolidated Statements of Operations

Description	Sep 30, 2025		Sep 30, 2025
Description	Current	Prior Year	Current YTD	Prior Year YTD
Interest Expense	$752.00M	$1.02B	$2.42B	$3.23B
Income Before Tax	$122.00M	$115.00M	$332.00M	$353.00M

Condensed Consolidated Balance Sheets

Description	Sep 30, 2025	Dec 31, 2024
Total Assets	$75.77B	$81.73B
Total Liabilities	$68.63B	$74.73B
Retained Earnings	$4.61B	$4.48B
Total Stockholders Equity	$7.14B	$7.00B
Total Liabilities & Equity	$75.77B	$81.73B

Condensed Consolidated Statements of Cash Flows

Description	Sep 30, 2025		Sep 30, 2025
Description	Current	Prior Year	Current YTD	Prior Year YTD
Operating Cash Flow	-	-	$-339.00M	$-412.00M
Investing Cash Flow	-	-	$6.93B	$10.51B
Stock Issued	-	-	$2.11B	$1.32B
Stock Repurchased	-	-	$2.11B	$1.32B
Dividends Paid	-	-	$168.00M	$156.00M
Financing Cash Flow	-	-	$-6.58B	$-10.09B

All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.

Annual data represents full fiscal year results. FY = Fiscal Year ending.