$625.67M
Net Interest Income
$135.68M
Net Income
63.1%
Efficiency Ratio
5.41%
Net Int. Margin
9.0%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $250.59M | $241.80M | $237.10M | $232.06M | $240.60M | $240.38M | $219.63M |
| Interest Expense | $87.56M | $83.36M | $82.85M | $82.10M | $98.21M | $100.14M | $91.11M |
| Provision for Credit Losses | $47.16M | $46.28M | $39.73M | $58.15M | $63.24M | $47.54M | $35.56M |
| Non-Interest Income | $103.44M | $107.79M | $94.19M | $67.75M | $74.82M | $61.64M | $58.71M |
| Total Revenue | $266.47M | $266.23M | $248.44M | $217.71M | $217.20M | $201.88M | $187.24M |
| Revenue Growth % (YoY) | 22.7% | 31.9% | 32.7% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $169.28M | $162.71M | $154.72M | $143.87M | $142.85M | $136.33M | $132.26M |
| Compensation & Benefits | $60.64M | $60.83M | $61.99M | $58.39M | $58.66M | $57.41M | $56.54M |
| Occupancy Expense | $5.46M | $5.25M | $4.79M | $4.34M | $3.99M | $4.00M | $3.94M |
| Technology & Equipment | $14.41M | $13.46M | $14.49M | $14.64M | $13.36M | $12.79M | $12.36M |
| Professional Fees | $11.35M | $10.92M | $10.30M | $9.76M | $9.14M | $8.01M | $7.80M |
| Other Non-Interest Expense | $15.11M | $14.66M | $14.11M | $13.58M | $14.55M | $14.59M | $11.88M |
| Income Before Tax | $50.03M | $57.24M | $53.98M | $15.70M | $11.11M | $18.01M | $19.42M |
| Income Tax Expense | $8.47M | $12.96M | $15.81M | $4.02M | $1.39M | $3.55M | $4.52M |
| Net Income | $41.55M | $44.27M | $38.18M | $11.67M | $9.72M | $14.46M | $14.90M |
| Net Margin % | 15.6% | 16.6% | 15.4% | 5.4% | 4.5% | 7.2% | 8.0% |
| Basic EPS | nan | 0.39 | 0.33 | 0.10 | nan | 0.13 | 0.13 |
| Diluted EPS | nan | 0.37 | 0.33 | 0.10 | nan | 0.13 | 0.13 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $11.75M | $10.63M | $18.43M | $20.19M | $15.52M | $25.56M | $19.10M |
| Interest-Bearing Deposits | $905.90M | $816.76M | $734.14M | $875.32M | $938.53M | $991.37M | $919.02M |
| Investment Securities - AFS | $3.71B | $3.74B | $3.53B | $3.43B | $3.45B | $3.31B | $2.81B |
| Loans & Leases (Gross) | $4.27B | $4.36B | $4.39B | $4.22B | $4.13B | $4.11B | $4.23B |
| Loans & Leases (Net) | $4.00B | $4.10B | $4.13B | $3.97B | $3.89B | $3.89B | $4.00B |
| Goodwill & Intangibles | $75.72M | $75.72M | $75.72M | $75.72M | $75.72M | $75.72M | $75.72M |
| Premises & Equipment | $254.09M | $250.33M | $246.28M | $168.90M | $167.53M | $167.81M | $166.15M |
| Other Assets | $368.09M | $371.93M | $378.63M | $398.15M | $403.98M | $407.06M | $430.59M |
| Total Assets | $11.57B | $11.07B | $10.78B | $10.48B | $10.63B | $11.04B | $9.59B |
| Total Deposits | $9.83B | $9.39B | $9.14B | $8.91B | $9.07B | $9.46B | $8.10B |
| Long-term Debt | - | - | - | - | - | - | - |
| Accounts Payable & Accrued | $87.34M | - | - | - | $78.13M | - | - |
| Other Liabilities | $233.52M | $222.07M | $233.17M | $212.68M | $220.54M | $232.32M | $197.30M |
| Total Liabilities | $10.07B | $9.61B | $9.37B | $9.12B | $9.29B | $9.69B | $8.30B |
| Common Stock | $1.15M | $1.15M | $1.15M | $1.14M | $1.13M | $1.12M | $1.12M |
| Retained Earnings | $-201.80M | $-243.35M | $-287.63M | $-325.81M | $-337.48M | $-347.20M | $-361.65M |
| AOCI | $-18.16M | $-17.70M | $-26.00M | $-22.25M | $-24.24M | $-3.57M | $-37.38M |
| Total Stockholders Equity | $1.50B | $1.46B | $1.41B | $1.36B | $1.34B | $1.34B | $1.29B |
| Total Liabilities & Equity | $11.57B | $11.07B | $10.78B | $10.48B | $10.63B | $11.04B | $9.59B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $41.55M | $44.27M | $49.85M | $11.67M | $9.72M | $41.61M | $27.15M |
| Provision for Credit Losses | $47.16M | $46.28M | $39.73M | $58.15M | $63.24M | $47.54M | $67.49M |
| Depreciation & Amortization | - | $46.25M | $29.37M | $13.91M | $19.75M | $39.09M | $25.75M |
| Stock-based Compensation | $8.20M | $26.08M | $17.58M | $8.52M | $9.54M | $30.53M | $20.99M |
| Net Change in Loans HFS | $1.05B | $2.22B | $1.32B | $448.38M | $295.17M | $2.81B | $1.98B |
| Operating Cash Flow | $-903.77M | $-1.82B | $-1.05B | $-339.26M | $-185.37M | $-2.45B | $-1.78B |
| Purchases of Securities | $5.00M | $25.45M | $6.20M | - | $18.04M | $31.75M | $15.34M |
| Maturities of Securities | $498.64M | $1.29B | $815.39M | $380.37M | $330.76M | $607.65M | $309.96M |
| Capital Expenditures | $15.58M | $124.76M | $103.76M | $13.07M | $17.22M | $37.08M | $24.65M |
| Investing Cash Flow | $548.79M | $1.38B | $787.48M | $450.46M | $498.09M | $109.72M | $703.85M |
| Financing Cash Flow | $439.74M | $308.08M | $61.79M | $-168.35M | $-385.60M | $2.10B | $750.43M |
| Net Change in Cash | $84.77M | $-131.73M | $-203.07M | $-57.15M | $-72.88M | $-243.87M | $-324.70M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $83.36M | $100.14M | $248.31M | $275.70M |
| Income Before Tax | $57.24M | $18.01M | $126.92M | $53.96M |
| Income Tax Expense | $12.96M | $3.55M | $32.79M | $12.35M |
| Net Income | $44.27M | $14.46M | $94.12M | $41.61M |
| Basic EPS | 0.39 | 0.13 | 0.82 | 0.37 |
| Diluted EPS | 0.37 | 0.13 | 0.81 | 0.37 |
| Basic Shares Outstanding | $114.96M | $112.04M | $114.36M | $111.38M |
| Diluted Shares Outstanding | $118.19M | $113.92M | $116.69M | $112.03M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $250.33M | $167.53M |
| Goodwill | $75.72M | $75.72M |
| Total Assets | $11.07B | $10.63B |
| Total Liabilities | $9.61B | $9.29B |
| Common Stock | $1.15M | $1.13M |
| Retained Earnings | $-243.35M | $-337.48M |
| Total Stockholders Equity | $1.46B | $1.34B |
| Total Liabilities & Equity | $11.07B | $10.63B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $44.27M | $14.46M | $94.12M | $41.61M |
| Depreciation & Amortization | - | - | $46.25M | $39.09M |
| Stock-based Compensation | - | - | $26.08M | $30.53M |
| Operating Cash Flow | - | - | $-1.82B | $-2.45B |
| Capital Expenditure | - | - | $124.76M | $37.08M |
| Sales of Investments | - | - | $1.29B | $607.65M |
| Investing Cash Flow | - | - | $1.38B | $109.72M |
| Financing Cash Flow | - | - | $308.08M | $2.10B |
| Net Change in Cash | - | - | $-131.73M | $-243.87M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.