$253.08M
Net Interest Income
$59.42M
Net Income
61.8%
Efficiency Ratio
3.58%
Net Int. Margin
10.7%
ROE
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $132.00M | $127.04M | $118.77M | $119.83M | $120.45M | $115.76M | $112.33M | $105.27M | $97.90M | $88.98M | $83.26M | $80.55M | $70.06M |
| Interest Expense | $54.69M | $53.40M | $51.82M | $53.23M | $55.22M | $54.22M | $52.63M | $48.27M | $44.34M | $35.23M | $24.73M | $16.66M | $6.73M |
| Net Interest Income | $77.31M | $73.65M | $66.95M | $66.60M | $65.23M | $61.54M | $59.71M | $56.99M | $53.56M | $53.75M | $58.53M | $63.90M | $63.33M |
| Provision for Credit Losses | $23.86M | $6.38M | $4.51M | $1.50M | $2.69M | $1.54M | $528.00K | $6.54M | $791.00K | $4.30M | $646.00K | $2.31M | - |
| Net Interest Income After Provision | $53.45M | $67.27M | $62.45M | $65.10M | $62.54M | $60.00M | $59.18M | $50.45M | $52.77M | $49.45M | $57.89M | $61.59M | $61.32M |
| Non-Interest Income | $2.53M | $2.62M | $3.64M | $4.40M | $6.29M | $6.14M | $7.00M | $6.56M | $6.51M | $7.86M | $6.97M | $6.35M | - |
| Non-Interest Expense | $45.79M | $43.11M | $42.72M | $38.16M | $51.26M | $42.26M | $41.90M | $37.15M | $30.92M | $32.44M | $31.02M | $66.66M | $31.19M |
| Compensation & Benefits | $21.67M | $20.25M | $21.74M | $19.61M | $19.89M | $18.53M | $19.83M | $18.21M | $17.21M | $15.29M | $16.25M | $15.89M | $14.57M |
| Occupancy Expense | $2.66M | $2.51M | $2.46M | $2.52M | $2.47M | $2.32M | $2.34M | $2.32M | $2.40M | $2.29M | $2.34M | $2.25M | $2.23M |
| Professional Fees | $3.51M | $3.58M | $4.99M | $3.69M | $4.75M | $6.92M | $5.97M | $5.03M | $3.87M | $4.97M | $4.19M | $5.17M | $6.09M |
| Other Non-Interest Expense | $6.33M | $6.64M | $5.87M | $4.69M | $4.83M | $5.34M | $4.55M | $4.34M | $3.81M | $3.76M | $3.95M | $-130.00K | $4.50M |
| Income Before Tax | $10.18M | $26.78M | $23.36M | $31.34M | $17.57M | $23.88M | $24.29M | $19.87M | $28.36M | $24.86M | $33.84M | $1.28M | $35.95M |
| Income Tax Expense | $3.06M | $8.02M | $7.01M | $9.93M | $5.30M | $7.08M | $8.08M | $5.30M | $6.29M | $9.30M | $8.76M | $9.02M | $10.99M |
| Net Income | $7.12M | $18.77M | $16.35M | $21.42M | $12.27M | $16.80M | $16.20M | $14.57M | $22.06M | $15.56M | $25.08M | $-7.74M | $24.95M |
| Basic EPS | 0.68 | 1.78 | 1.46 | 1.92 | 1.10 | 1.50 | 1.46 | 1.31 | 1.99 | 1.39 | 2.26 | -0.71 | 2.28 |
| Diluted EPS | 0.67 | 1.76 | 1.45 | 1.89 | 1.08 | 1.50 | 1.46 | 1.30 | 1.97 | 1.37 | 2.25 | -0.69 | 2.23 |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $13.11M | $13.58M | $18.57M | $13.08M | $16.67M | $18.15M | $34.04M | $31.97M | $36.44M | $33.53M | $32.52M | $26.78M | $28.93M |
| Investment Securities - AFS | $552.44M | $551.03M | $523.54M | $482.08M | $510.97M | $504.75M | $497.79M | $461.21M | $429.85M | $426.07M | $444.17M | $445.75M | $423.26M |
| Investment Securities - HTM | - | - | - | - | - | - | - | - | - | - | - | $510.43M | $521.38M |
| Loans & Leases (Gross) | $6.78B | $6.61B | $6.34B | $6.03B | $5.90B | $5.84B | $5.72B | $5.62B | $5.35B | - | - | $4.84B | - |
| Loans & Leases (Net) | $6.69B | $6.54B | $6.27B | $5.97B | $5.83B | $5.78B | $5.66B | $5.57B | $5.30B | $5.10B | $4.80B | $4.80B | $4.57B |
| Goodwill & Intangibles | - | - | - | - | - | - | - | - | - | - | - | - | $9.73M |
| Premises & Equipment | - | - | - | - | - | - | - | - | - | - | - | - | $31.50M |
| Other Assets | $199.26M | $191.18M | $190.72M | $183.29M | $173.00M | $168.60M | $171.61M | $172.57M | $178.15M | $165.77M | $147.87M | $148.34M | - |
| Total Assets | $8.23B | $7.85B | $7.62B | $7.30B | $7.40B | $7.27B | $7.45B | $7.07B | $6.68B | $6.52B | $6.31B | $6.27B | $6.42B |
| Total Deposits | $7.07B | $6.79B | $6.45B | $5.98B | $6.27B | $6.17B | $6.24B | $5.74B | $5.52B | $5.29B | $5.13B | $5.28B | $5.73B |
| Other Liabilities | $116.66M | $101.59M | $106.14M | $109.89M | $118.19M | $102.76M | $95.43M | $93.98M | $133.32M | $130.26M | $135.90M | $124.60M | $9.39M |
| Total Liabilities | $7.50B | $7.13B | $6.88B | $6.57B | $6.69B | $6.57B | $6.78B | $6.41B | $6.05B | $5.90B | $5.70B | $5.69B | $5.84B |
| Common Stock | $113.00K | $113.00K | $113.00K | $112.00K | $112.00K | $112.00K | $112.00K | $111.00K | $110.00K | $110.00K | $112.00K | $109.00K | $109.00K |
| Retained Earnings | $423.34M | $417.78M | $399.01M | $382.66M | $361.24M | $348.98M | $332.18M | $315.98M | $301.41M | $279.34M | $263.78M | $240.81M | $248.55M |
| AOCI | $-41.85M | $-45.45M | $-47.17M | $-53.13M | $-44.13M | $-52.20M | $-52.09M | $-52.94M | $-60.15M | $-50.92M | $-50.13M | $-54.30M | $-53.83M |
| Total Stockholders Equity | $732.04M | $722.97M | $737.85M | $729.83M | $715.19M | $692.40M | $673.54M | $659.02M | $634.91M | $621.27M | $607.89M | $575.90M | $582.24M |
| Total Liabilities & Equity | $8.23B | $7.85B | $7.62B | $7.30B | $7.40B | $7.27B | $7.45B | $7.07B | $6.68B | $6.52B | $6.31B | $6.27B | $6.42B |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $7.12M | $35.12M | $16.35M | $21.42M | $45.27M | $33.00M | $16.20M | $14.57M | $62.70M | $15.56M | $25.08M | $-7.74M | $24.95M |
| Provision for Credit Losses | $23.86M | $6.38M | $4.51M | $1.50M | $2.69M | $2.07M | $528.00K | $6.54M | $791.00K | $4.95M | $646.00K | $2.31M | - |
| Stock-based Compensation | $7.07M | $4.42M | $1.83M | $2.30M | $6.60M | $4.13M | $1.93M | $2.33M | $7.44M | $4.80M | $2.22M | $2.24M | $5.60M |
| Other Operating Adjustments | $-439.00K | $-167.00K | $-112.00K | $104.00K | $-3.09M | $1.00K | $8.00K | $-108.00K | - | - | - | - | - |
| Operating Cash Flow | $57.94M | $26.15M | $7.76M | $83.41M | $65.05M | $60.25M | $25.00M | $-30.75M | $73.17M | $45.69M | $39.03M | $11.49M | $74.40M |
| Purchases of Securities | $125.87M | $85.14M | $44.27M | - | $72.81M | $72.81M | $53.31M | $18.95M | $27.86M | $24.59M | - | $-139.85M | $173.62M |
| Maturities of Securities | $76.05M | $30.80M | $12.90M | $15.00M | $38.16M | $25.11M | $12.31M | $10.05M | $32.29M | $21.06M | $9.75M | $11.92M | $64.81M |
| Investing Cash Flow | $-738.60M | $-588.14M | $-306.73M | $-114.57M | $-255.04M | $-223.88M | $-116.82M | $-276.82M | $-498.63M | $-303.58M | $1.59M | $-239.88M | $-989.47M |
| Net Change in Deposits | $1.09B | $808.33M | $466.32M | $-286.93M | $532.62M | $432.37M | $500.25M | $215.70M | $243.68M | $10.65M | $-146.12M | $-453.61M | $-704.05M |
| Common Stock Repurchased | $53.27M | $50.53M | $12.94M | - | - | - | - | - | - | - | - | - | - |
| Dividends Paid | $1.56M | - | - | - | - | - | - | - | - | - | - | - | - |
| Financing Cash Flow | $866.32M | $514.18M | $295.15M | $-87.04M | $239.00M | $138.82M | $356.76M | $399.67M | $345.40M | $202.25M | $1.47M | $-222.97M | $-735.50M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $2.48M | $6.22M | $8.66M | $19.39M |
| Interest Expense | $54.69M | $55.22M | $159.46M | $158.29M |
| Income Before Tax | $10.18M | $17.57M | $60.33M | $65.74M |
| Income Tax Expense | $3.06M | $5.30M | $18.09M | $20.47M |
| Net Income | $7.12M | $12.27M | $42.24M | $45.27M |
| Basic EPS | 0.68 | 1.10 | 3.94 | 4.05 |
| Diluted EPS | 0.67 | 1.08 | 3.89 | 4.04 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $385.94M | $200.27M |
| Total Assets | $8.23B | $7.30B |
| Total Liabilities | $7.50B | $6.57B |
| Common Stock | $113.00K | $112.00K |
| Retained Earnings | $423.34M | $382.66M |
| Total Stockholders Equity | $732.04M | $729.83M |
| Total Liabilities & Equity | $8.23B | $7.30B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $7.12M | $12.27M | $42.24M | $45.27M |
| Stock-based Compensation | - | - | $7.07M | $6.60M |
| Operating Cash Flow | - | - | $57.94M | $65.05M |
| Sales of Investments | - | - | $76.05M | $38.16M |
| Investing Cash Flow | - | - | $-738.60M | $-255.04M |
| Stock Repurchased | - | - | $53.27M | - |
| Dividends Paid | - | - | $1.56M | - |
| Financing Cash Flow | - | - | $866.32M | $239.00M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.