$929.00M
Net Interest Income
$-541.00M
Net Income
-
Efficiency Ratio
3.55%
Net Int. Margin
-6.8%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | $411.00M | $456.00M | $357.00M | $290.00M | $296.00M | $274.00M | $285.00M | $254.00M | $236.00M | $251.00M | $234.00M | $208.00M | $167.00M | $128.00M |
| Total Revenue | $1.28B | $1.27B | $989.00M | $927.00M | $1.01B | $637.00M | $682.00M | $618.00M | $471.00M | $467.00M | $486.00M | $441.00M | $380.00M | $361.00M |
| Revenue Growth % (YoY) | 26.5% | 100.0% | 45.0% | 50.0% | 115.3% | 36.4% | 40.3% | 40.1% | 23.9% | 29.4% | nan% | nan% | nan% | nan% |
| Income Before Tax | $661.00M | $634.00M | $442.00M | $371.00M | $558.00M | $153.00M | $191.00M | $162.00M | $29.00M | $-75.00M | $22.00M | $-509.00M | $-168.00M | $-174.00M |
| Income Tax Expense | $56.00M | $78.00M | $56.00M | $35.00M | $-358.00M | $3.00M | $3.00M | $5.00M | $-1.00M | $10.00M | $-3.00M | $2.00M | $-2.00M | $1.00M |
| Net Income | $605.00M | $556.00M | $386.00M | $336.00M | $916.00M | $150.00M | $188.00M | $157.00M | $30.00M | $-85.00M | $25.00M | $-511.00M | $-166.00M | $-175.00M |
| Net Margin % | 47.2% | 43.6% | 39.0% | 36.2% | 90.3% | 23.5% | 27.6% | 25.4% | 6.4% | -18.2% | 5.1% | -115.9% | -43.7% | -48.5% |
| Basic EPS | 0.68 | 0.63 | 0.44 | 0.38 | 1.04 | 0.17 | 0.21 | 0.18 | 0.03 | -0.09 | 0.03 | -0.57 | -0.18 | -0.20 |
| Diluted EPS | 0.66 | 0.61 | 0.42 | 0.37 | 1.01 | 0.17 | 0.21 | 0.18 | 0.03 | -0.09 | 0.03 | -0.57 | -0.18 | -0.20 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $4.26B | $4.33B | $4.16B | $4.42B | $4.33B | $4.61B | $4.52B | $4.72B | $4.83B | $4.89B | $5.83B | $5.46B | $6.34B | $6.19B |
| Goodwill & Intangibles | $385.00M | $386.00M | $383.00M | $292.00M | $179.00M | $179.00M | $179.00M | $175.00M | $175.00M | $164.00M | $100.00M | $100.00M | $100.00M | $100.00M |
| Premises & Equipment | $154.00M | $150.00M | $149.00M | $140.00M | $139.00M | $133.00M | $123.00M | $122.00M | $120.00M | $123.00M | $131.00M | $137.00M | $146.00M | $151.00M |
| Total Assets | $38.14B | $41.45B | $35.32B | $27.52B | $26.19B | $43.24B | $41.35B | $46.09B | $32.33B | $26.32B | $28.66B | $27.79B | $23.34B | $24.60B |
| Total Liabilities | $28.99B | $32.88B | $27.25B | $19.56B | $18.21B | $36.04B | $34.22B | $39.20B | $25.64B | $19.74B | $21.47B | $20.74B | $16.38B | $17.65B |
| Retained Earnings | $-2.15B | $-2.76B | $-3.31B | $-3.70B | $-4.04B | $-4.95B | $-5.10B | $-5.29B | $-5.45B | $-5.48B | $-5.39B | $-5.42B | $-4.91B | $-4.74B |
| AOCI | $8.00M | $7.00M | $7.00M | - | $-1.00M | $1.00M | - | $-2.00M | $-3.00M | $-4.00M | $-3.00M | - | - | $-1.00M |
| Total Stockholders Equity | $9.15B | $8.57B | $8.07B | $7.95B | $7.97B | $7.21B | $7.12B | $6.88B | $6.70B | $6.57B | $7.19B | $7.05B | $6.96B | $6.95B |
| Total Liabilities & Equity | $38.14B | $41.45B | $35.32B | $27.52B | $26.19B | $43.24B | $41.35B | $46.09B | $32.33B | $26.32B | $28.66B | $27.79B | $23.34B | $24.60B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $605.00M | $556.00M | $386.00M | $336.00M | $916.00M | $495.00M | $188.00M | $157.00M | $30.00M | $-85.00M | $-486.00M | $-511.00M | $-166.00M | $-175.00M |
| Depreciation & Amortization | $23.00M | $63.00M | $41.00M | $20.00M | $22.00M | $55.00M | $35.00M | $17.00M | $17.00M | $54.00M | $35.00M | $20.00M | $17.00M | $44.00M |
| Stock-based Compensation | $76.00M | $229.00M | $151.00M | $73.00M | $77.00M | $227.00M | $148.00M | $62.00M | $81.00M | $790.00M | $707.00M | $598.00M | $160.00M | $494.00M |
| Other Operating Adjustments | $-10.00M | $13.00M | $8.00M | $4.00M | $-2.00M | - | $-1.00M | - | $42.00M | $-39.00M | - | $5.00M | $27.00M | $8.00M |
| Operating Cash Flow | $-937.00M | $2.58B | $4.15B | $642.00M | $-1.40B | $1.24B | $-569.00M | $-623.00M | $960.00M | $221.00M | $1.20B | $828.00M | $181.00M | $-1.03B |
| Purchases of Securities | - | - | - | - | $-469.00M | $469.00M | $302.00M | $171.00M | - | - | - | - | $-2.00M | $27.00M |
| Acquisitions | - | - | - | $150.00M | - | $6.00M | $6.00M | - | $3.00M | $90.00M | - | - | - | - |
| Investing Cash Flow | $-558.00M | $699.00M | $841.00M | $9.00M | $34.00M | $-182.00M | $-59.00M | $-47.00M | $-3.00M | $-579.00M | $-482.00M | $-481.00M | $11.00M | $-71.00M |
| Common Stock Repurchased | $100.00M | $553.00M | $446.00M | $322.00M | $160.00M | $97.00M | - | - | - | $608.00M | - | - | - | - |
| Financing Cash Flow | $118.00M | $-708.00M | $-703.00M | $-417.00M | $-178.00M | $-167.00M | $-72.00M | $-30.00M | $9.00M | $-619.00M | $-4.00M | $-11.00M | - | - |
| Net Change in Cash | $-1.38B | $2.57B | $4.30B | $235.00M | $-1.55B | $895.00M | $-700.00M | $-700.00M | $966.00M | $-977.00M | $712.00M | $336.00M | $193.00M | $-1.11B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $1.27B | $637.00M | $3.19B | $1.94B |
| Operating Expenses | $639.00M | $486.00M | $1.75B | $1.44B |
| Interest Expense | - | - | $20.00M | $12.00M |
| Other Income/Expense | $-1.00M | $2.00M | $3.00M | $8.00M |
| Income Before Tax | $634.00M | $153.00M | $1.45B | $506.00M |
| Income Tax Expense | $78.00M | $3.00M | $169.00M | $11.00M |
| Net Income | $556.00M | $150.00M | $1.28B | $495.00M |
| Basic EPS | 0.63 | 0.17 | 1.44 | 0.56 |
| Diluted EPS | 0.61 | 0.17 | 1.39 | 0.55 |
| Basic Shares Outstanding | $889.26M | $884.11M | $885.35M | $880.18M |
| Diluted Shares Outstanding | $917.94M | $905.54M | $918.61M | $903.56M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $4.33B | $4.33B |
| Other Current Assets | $326.00M | $509.00M |
| Total Current Assets | $39.98B | $25.10B |
| Property Plant & Equipment | $150.00M | $139.00M |
| Goodwill | $386.00M | $179.00M |
| Intangible Assets | $172.00M | $38.00M |
| Other Non-current Assets | $405.00M | $533.00M |
| Total Assets | $41.45B | $26.19B |
| Deferred Revenue | $12.32B | $7.45B |
| Other Current Liabilities | $762.00M | $266.00M |
| Total Current Liabilities | $32.76B | $18.10B |
| Other Non-current Liabilities | $123.00M | $111.00M |
| Total Liabilities | $32.88B | $18.21B |
| Retained Earnings | $-2.76B | $-4.04B |
| Total Stockholders Equity | $8.57B | $7.97B |
| Total Liabilities & Equity | $41.45B | $26.19B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $556.00M | $150.00M | $1.28B | $495.00M |
| Depreciation & Amortization | - | - | $63.00M | $55.00M |
| Stock-based Compensation | - | - | $229.00M | $227.00M |
| Change in Receivables | - | - | $5.81B | $1.97B |
| Operating Cash Flow | - | - | $2.58B | $1.24B |
| Investing Cash Flow | - | - | $699.00M | $-182.00M |
| Stock Repurchased | - | - | $553.00M | $97.00M |
| Financing Cash Flow | - | - | $-708.00M | $-167.00M |
| Net Change in Cash | - | - | $2.57B | $895.00M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.