$267.88M
Net Interest Income
$15.49M
Net Income
-
Efficiency Ratio
0.92%
Net Int. Margin
5.7%
ROE
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Interest Income | $482.13M | $481.80M | $480.60M | $473.24M | $489.90M | $478.09M |
| Interest Expense | $404.03M | $422.34M | $410.17M | $404.02M | $426.84M | $412.62M |
| Net Interest Income | $78.10M | $59.46M | $70.44M | $69.22M | $63.06M | $65.47M |
| Total Revenue | $80.85M | $177.38M | $165.69M | $-105.62M | $290.07M | $79.04M |
| Revenue Growth % (YoY) | -72.1% | 124.4% | nan% | nan% | nan% | nan% |
| Compensation & Benefits | $37.24M | $36.97M | $33.93M | $33.20M | $31.08M | $35.05M |
| Marketing Expense | $11.23M | $12.27M | $10.73M | $9.89M | $10.32M | $10.71M |
| Income Before Tax | $-28.55M | $81.95M | $81.69M | $-145.81M | $208.17M | $-3.77M |
| Income Tax Expense | $130.00K | $2.13M | $1.94M | $-3.18M | $4.42M | $1.15M |
| Net Income | $-9.52M | $34.92M | $30.21M | $-59.09M | $84.20M | $-2.09M |
| Net Margin % | -11.8% | 19.7% | 18.2% | 55.9% | 29.0% | -2.6% |
| Basic EPS | -1.05 | 3.16 | 2.97 | -6.02 | 8.48 | -0.21 |
| Diluted EPS | -1.27 | 2.13 | 2.43 | -5.29 | 7.50 | -0.30 |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | $109.79M | $46.48M | $52.02M | $47.38M | $44.26M | $46.51M |
| Other Assets | $205.91M | $329.68M | $154.28M | $157.26M | $178.49M | $196.13M |
| Total Assets | $30.66B | $30.15B | $29.69B | $29.16B | $28.95B | $27.97B |
| Total Liabilities | $30.29B | $29.67B | $29.29B | $28.84B | $28.49B | $27.72B |
| Retained Earnings | $-643.28M | $-633.76M | $-668.69M | $-698.89M | $-639.81M | $-724.01M |
| AOCI | $-283.00K | $-283.00K | $-285.00K | $-276.00K | $-273.00K | $-296.00K |
| Total Stockholders Equity | $365.83M | $473.43M | $394.89M | $315.66M | $456.46M | $251.30M |
| Total Liabilities & Equity | $30.66B | $30.15B | $29.69B | $29.16B | $28.95B | $27.97B |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Net Income | $-9.52M | $65.13M | $30.21M | $-59.09M | $74.58M | $-2.09M |
| Depreciation & Amortization | $9.64M | $19.31M | $9.66M | $9.74M | $29.21M | $9.75M |
| Operating Cash Flow | $-338.30M | $-188.56M | $-92.08M | $-106.20M | $-317.61M | $-236.24M |
| Acquisitions | - | - | - | - | - | - |
| Investing Cash Flow | $447.10M | $183.47M | $45.48M | $-160.80M | $145.60M | $200.26M |
| Financing Cash Flow | $-8.38M | $-60.23M | $-3.50M | $348.66M | $167.55M | $57.84M |
| Net Change in Cash | $100.42M | $-65.32M | $-50.12M | $81.61M | $-4.44M | $21.81M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $80.85M | $290.07M | $423.92M | $443.79M |
| Operating Expenses | $104.59M | $80.31M | $280.02M | $256.67M |
| Interest Expense | $14.49M | $9.22M | $488.63M | $274.89M |
| Other Income/Expense | $-4.81M | $-1.59M | $-8.80M | $2.10M |
| Income Before Tax | $-28.55M | $208.17M | $135.09M | $188.62M |
| Income Tax Expense | $130.00K | $4.42M | $4.21M | $5.58M |
| Net Income | $-9.52M | $84.20M | $55.62M | $74.58M |
| Basic EPS | -1.05 | 8.48 | 5.51 | 7.59 |
| Diluted EPS | -1.27 | 7.50 | 4.08 | 6.47 |
| Basic Shares Outstanding | $9.07M | $9.92M | $10.09M | $9.82M |
| Diluted Shares Outstanding | $19.24M | $23.16M | $28.49M | $23.06M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $109.79M | $47.38M |
| Intangible Assets | $188.91M | $216.34M |
| Total Assets | $30.66B | $29.16B |
| Total Liabilities | $30.29B | $28.84B |
| Retained Earnings | $-643.28M | $-698.89M |
| Total Stockholders Equity | $365.83M | $315.66M |
| Total Liabilities & Equity | $30.66B | $29.16B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $-9.52M | $84.20M | $55.62M | $74.58M |
| Depreciation & Amortization | $9.64M | $9.78M | $28.95M | $29.21M |
| Operating Cash Flow | - | - | $-338.30M | $-317.61M |
| Investing Cash Flow | - | - | $447.10M | $275.60M |
| Financing Cash Flow | - | - | $-8.38M | $37.55M |
| Net Change in Cash | - | - | $100.42M | $-4.44M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.