$1.11B
Net Interest Income
$566.25M
Net Income
55.5%
Efficiency Ratio
3.38%
Net Int. Margin
14.9%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $1.48B | $1.48B | $1.47B | $1.38B | $998.98M | $848.29M | $872.65M | $924.68M | $889.20M | $777.41M | $713.05M |
| Interest Expense | $371.87M | $371.87M | $429.31M | $383.16M | $56.79M | $12.87M | $42.80M | $103.39M | $65.38M | $43.73M | $33.00M |
| Net Interest Income | $1.11B | $1.11B | $1.04B | $998.13M | $942.18M | $835.42M | $829.85M | $821.29M | $823.83M | $733.68M | $680.05M |
| Provision for Credit Losses | $56.14M | $56.14M | $32.90M | $35.45M | $28.07M | - | - | - | - | - | - |
| Net Interest Income After Provision | $1.06B | $1.06B | $1.01B | $962.68M | $914.11M | $901.75M | $692.66M | $770.86M | $781.13M | $688.43M | $643.73M |
| Non-Interest Income | $652.28M | $652.28M | $615.55M | $573.04M | $546.53M | $560.39M | $505.87M | $524.70M | $501.34M | $486.60M | $474.39M |
| Other Non-Interest Income | $20.66M | $20.66M | $19.78M | $14.10M | $14.23M | $15.94M | $14.58M | $8.15M | $7.72M | $8.00M | $10.65M |
| Non-Interest Expense | $979.83M | $979.83M | $951.23M | $930.98M | $848.78M | $805.90M | $768.38M | $767.40M | $737.82M | $769.68M | $717.07M |
| Compensation & Benefits | $628.45M | $628.45M | $607.86M | $584.06M | $554.05M | $525.25M | $512.99M | $492.93M | $468.19M | $448.32M | $427.31M |
| Occupancy Expense | $54.32M | $54.32M | $53.22M | $53.63M | $49.12M | $48.19M | $46.65M | $47.16M | $46.04M | $45.61M | $46.29M |
| Technology & Equipment | $133.97M | $133.97M | $127.39M | $118.76M | $110.69M | $101.79M | $95.33M | $92.90M | $85.98M | $92.25M | $92.72M |
| Professional Fees | $48.86M | $48.86M | $35.08M | $36.20M | $35.80M | - | - | - | - | - | - |
| Other Non-Interest Expense | $38.30M | $38.30M | $48.93M | $77.89M | $73.63M | $73.61M | $57.43M | $63.92M | $64.30M | $77.46M | $78.11M |
| Income Before Tax | $731.84M | $731.84M | $679.49M | $619.73M | $632.38M | $686.30M | $441.18M | $531.79M | - | - | - |
| Income Tax Expense | $161.14M | $161.14M | $145.09M | $134.55M | $132.36M | $145.71M | $87.29M | $109.07M | $105.95M | $110.51M | $124.15M |
| Net Income | $566.25M | $566.25M | $526.33M | $477.06M | $488.40M | $530.76M | $354.06M | $421.23M | $433.54M | $319.38M | $275.39M |
| Basic EPS | nan | 4.04 | 3.88 | 3.64 | 3.86 | 4.32 | 2.91 | 3.59 | 3.79 | 2.90 | 2.62 |
| Diluted EPS | nan | 4.04 | 3.87 | 3.64 | 3.85 | 4.31 | 2.91 | 3.58 | 3.78 | 2.89 | 2.61 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $803.24M | $748.36M | $443.15M | $452.50M | $305.54M | $437.56M | $491.62M | $507.89M | $438.44M | $494.69M |
| Interest-Bearing Deposits | $2.74B | $2.62B | $2.24B | $389.14M | $3.97B | $1.75B | $395.85M | $689.88M | $30.63M | $272.27M |
| Fed Funds Sold & Repos | - | - | - | - | - | - | - | $3.32M | $42.77M | $15.47M |
| Trading Assets | $40.08M | $38.03M | - | $43.52M | $46.23M | $35.32M | $28.16M | $27.06M | $18.27M | $22.23M |
| Investment Securities - AFS | $9.10B | $9.14B | $9.68B | $12.24B | $14.45B | $12.45B | $8.57B | $8.54B | $8.73B | - |
| Loans & Leases (Gross) | $17.77B | $17.22B | $17.21B | - | - | - | - | - | - | - |
| Allowance for Loan Losses | - | - | $162.40M | $150.14M | $150.04M | - | - | - | - | - |
| Loans & Leases (Net) | $17.59B | $17.06B | $17.04B | $16.15B | $15.03B | $16.11B | $14.58B | $13.98B | $13.82B | $13.26B |
| Goodwill & Intangibles | $146.54M | $146.54M | $146.54M | $138.92M | $138.92M | $138.92M | $138.92M | $138.92M | $138.92M | $138.92M |
| Premises & Equipment | $485.70M | $475.27M | $469.06M | $418.91M | $388.74M | $371.08M | $370.64M | $333.12M | $335.11M | $337.70M |
| Other Assets | $852.38M | $837.29M | $938.08M | $909.59M | $506.86M | $567.25M | $476.40M | $382.19M | $401.07M | $608.41M |
| Total Assets | $32.92B | $32.00B | $31.70B | $31.88B | $36.69B | $32.92B | $26.07B | $25.46B | $24.83B | $25.64B |
| Total Deposits | $25.64B | $25.29B | $25.36B | $26.19B | $29.81B | $26.95B | $20.52B | $20.32B | $20.43B | $21.10B |
| Fed Funds Purchased & Repos | $2.99B | $2.93B | $2.91B | $2.84B | $3.02B | $2.10B | $1.85B | $1.96B | $1.51B | $1.72B |
| Other Liabilities | $458.30M | $443.69M | $462.71M | $355.51M | $392.16M | $477.07M | $553.71M | $237.94M | $180.89M | $213.24M |
| Total Liabilities | $29.10B | $28.66B | $28.74B | $29.39B | $33.24B | $29.52B | $22.93B | $22.53B | $22.12B | $23.14B |
| Common Stock | $692.94M | $676.05M | $655.32M | $629.32M | $610.80M | $589.35M | $563.98M | $559.43M | $535.41M | $510.01M |
| Retained Earnings | $131.83M | $45.49M | $53.18M | $31.62M | $92.49M | $73.00M | $201.56M | $241.16M | $221.37M | $292.85M |
| Treasury Stock | $48.00M | $48.40M | $35.60M | $41.74M | $32.97M | $32.97M | $37.55M | $34.24M | $14.47M | $15.29M |
| AOCI | $-507.69M | $-758.91M | $-891.41M | $-1.09B | $77.08M | $331.38M | $110.44M | $-64.67M | $14.11M | $10.97M |
| Total Stockholders Equity | $3.79B | $3.31B | $2.94B | $2.47B | $3.44B | $3.40B | $3.13B | $2.93B | $2.72B | $2.50B |
| Total Liabilities & Equity | $32.92B | $32.00B | $31.70B | $31.88B | $36.69B | $32.92B | $26.07B | $25.46B | $24.83B | $25.64B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $566.25M | $566.25M | $526.33M | $477.06M | $488.40M | $530.76M | $354.06M | $421.23M | $433.54M | $319.38M | $275.39M |
| Provision for Credit Losses | $56.14M | $56.14M | $32.90M | $35.45M | $28.07M | - | - | - | - | - | - |
| Deferred Taxes | - | $11.55M | $-591.00K | $-7.40M | $21.72M | $25.61M | $-19.54M | $14.20M | $5.34M | $13.62M | $-2.06M |
| Stock-based Compensation | $30.16M | $17.27M | $17.03M | $17.05M | $17.00M | $15.41M | $14.91M | $13.85M | $12.84M | $12.11M | $11.53M |
| Net Change in Trading Assets | $38.62M | $15.32M | $18.47M | $-28.48M | $-4.15M | $29.89M | $770.00K | $-3.86M | $14.28M | $-7.58M | $-73.78M |
| Operating Cash Flow | $1.03B | $645.14M | $577.86M | $488.77M | $559.38M | $597.72M | $623.99M | $512.79M | $552.66M | $433.23M | $432.37M |
| Maturities of Securities | $3.28B | $1.77B | $2.13B | $1.94B | $2.69B | $3.46B | $2.67B | $1.56B | $1.51B | $1.90B | $2.03B |
| Net Change in Loans | $1.23B | $594.02M | $54.67M | $933.74M | $1.15B | $-1.13B | $1.64B | $647.89M | $200.67M | $614.85M | $1.01B |
| Capital Expenditures | $88.60M | $52.75M | $46.13M | $88.07M | $65.19M | $56.72M | $33.13M | $42.58M | $33.29M | $30.82M | $24.48M |
| Acquisitions | - | - | - | $6.37M | - | - | - | - | - | - | - |
| Investing Cash Flow | $-1.09B | $-462.37M | $483.79M | $2.18B | $242.27M | $-2.08B | $-5.39B | $-730.16M | $-91.02M | $220.72M | $-805.21M |
| Long-term Debt Repaid | - | - | - | - | - | - | - | - | - | $100.29M | $1.77M |
| Preferred Stock Issued | - | - | - | - | - | - | - | - | - | - | - |
| Common Stock Repurchased | $329.80M | $207.57M | $170.47M | $76.37M | $186.62M | $129.36M | $54.16M | $134.90M | $75.23M | $17.77M | $39.38M |
| Dividends Paid | $265.13M | $150.24M | $145.09M | $134.73M | $127.47M | $122.69M | $120.82M | $113.47M | $100.24M | $91.62M | $87.07M |
| Financing Cash Flow | $-107.03M | $-11.04M | $-372.94M | $-883.12M | $-4.20B | $3.57B | $6.07B | $-84.06M | $223.25M | $-924.54M | $652.56M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $94.65M | $109.72M | $275.25M | $329.12M |
| Income Before Tax | $184.77M | $178.51M | $548.53M | $505.66M |
| Income Tax Expense | $41.15M | $38.24M | $120.52M | $108.50M |
| Net Income | $141.52M | $138.01M | $425.59M | $390.22M |
| Basic EPS | 1.06 | 1.02 | 3.18 | 2.87 |
| Diluted EPS | 1.06 | 1.01 | 3.18 | 2.86 |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $483.00M | $475.27M |
| Goodwill | $146.54M | $146.54M |
| Intangible Assets | $13.33M | $13.63M |
| Total Assets | $32.29B | $32.00B |
| Total Liabilities | $28.50B | $28.66B |
| Common Stock | $676.05M | $676.05M |
| Retained Earnings | $360.72M | $45.49M |
| Treasury Stock | $121.97M | $48.40M |
| Total Stockholders Equity | $3.77B | $3.31B |
| Total Liabilities & Equity | $32.29B | $32.00B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $141.52M | $138.01M | $425.59M | $390.22M |
| Stock-based Compensation | - | - | $12.86M | $12.73M |
| Operating Cash Flow | - | - | $378.82M | $714.51M |
| Capital Expenditure | - | - | $39.01M | $32.11M |
| Purchases of Investments | - | - | $1.00B | $2.10B |
| Sales of Investments | - | - | $1.42B | $1.75B |
| Investing Cash Flow | - | - | $-400.28M | $968.68M |
| Stock Repurchased | - | - | $92.27M | $123.56M |
| Dividends Paid | - | - | $114.00M | $110.48M |
| Financing Cash Flow | - | - | $-400.31M | $-1.22B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.