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INDEPENDENT BANK CORP /MI/

CIK: 39311 SIC: 6022 GRAND RAPIDS, MI
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Bank Financial Metrics (FY 2024)
$149.56M
Net Interest Income
$56.36M
Non-Interest Income
$59.07M
Net Income
2.97
EPS (Diluted)
Income Structure
Interest Income $239.68M
Interest Expense $92.69M
Provision for Losses $4.47M
Non-Interest Expense $128.34M
Efficiency & Returns
Efficiency Ratio 62.3%
Net Interest Margin 2.80%
Return on Assets (ROA) 1.11%
Return on Equity (ROE) 17.0%
Balance Sheet
Total Assets $5.34B
Total Deposits $4.65B
Total Loans -
Loan-to-Deposit Ratio -
Capital & Risk
Stockholders' Equity $347.60M
Capital Ratio 6.5%
Total Liabilities $4.86B
Cash & Due from Banks $119.88M
Revenue Breakdown
Total Revenue $205.92M
Net Interest Income $149.56M
Non-Interest Income $56.36M
EPS (Basic) $3.00
Market Valuation
Market Cap -
P/E Ratio -
Price to Book -
EPS (Diluted) $2.97
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Neutral Open Market Buys: - Open Market Sales: - Option Exercise & Sale: - Net: -
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SEC Filings by Category
Insider Trading Activity
Neutral 0 Buys $0 0 Sales $0 0 Exercises $0 Net: $0
Insider Title Date Type Shares Price Value
Company Information
Business Address 4200 E BELTLINE AVE
GRAND RAPIDS, MI 49525
Phone 8003550641
Incorporated MI, US
EIN 382032782
Fiscal Year End 1231
Shares Outstanding 20.84M
Stockholders' Equity $347.60M
Cash & Equivalents $119.88M
Recent Filings View All
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-09
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-05
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-05
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-05
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-05
Local
4 Insider Transaction Report
Statement of changes in beneficial ownership
Filed: 2026-02-05
Local
Bank Financial Statistics
Valuation
Market Cap -
P/E Ratio (TTM) -
Price to Book -
Price to Tangible Book -
Efficiency & Returns
Efficiency Ratio 62.3%
Net Interest Margin 2.80%
ROE 17.0%
ROA 1.11%
Capital & Liquidity
Capital Ratio 6.5%
Loan-to-Deposit -
Total Assets $5.34B
Stockholders' Equity $347.60M
Income Statement (FY 2024)
Total Revenue $205.92M
Net Interest Income $149.56M
Non-Interest Income $56.36M
Net Income $59.07M
EPS (Diluted) $2.97
Balance Sheet (FY 2024)
Total Deposits $4.65B
Total Loans -
Cash & Due from Banks $119.88M
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