$60.10B
Net Interest Income
$30.51B
Net Income
61.7%
Efficiency Ratio
1.76%
Net Int. Margin
10.1%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $138.57B | $138.57B | $146.61B | $130.26B | $72.56B | $47.67B |
| Interest Expense | $78.47B | $78.47B | $90.55B | $73.33B | $20.10B | $4.74B |
| Net Interest Income | $60.10B | $60.10B | $56.06B | $56.93B | $52.46B | $42.93B |
| Non-Interest Income | $53.00B | $53.00B | $45.83B | $41.65B | $42.49B | $46.18B |
| Total Revenue | $113.10B | $113.10B | $101.89B | $98.58B | $94.95B | $89.11B |
| Revenue Growth % | 0.0% | 11.0% | 3.4% | 3.8% | 6.6% | nan% |
| Non-Interest Expense | $69.73B | $69.73B | $66.81B | $65.84B | $61.44B | $59.73B |
| Compensation & Benefits | $42.35B | $42.35B | $40.18B | $38.33B | $36.45B | $36.14B |
| Occupancy Expense | $7.45B | $7.45B | $7.29B | $7.16B | $7.07B | $7.14B |
| Marketing Expense | $2.20B | $2.20B | $1.96B | $1.93B | $1.82B | $1.94B |
| Professional Fees | $2.58B | $2.58B | $2.67B | $2.16B | $2.14B | $1.77B |
| Other Non-Interest Expense | - | $27.38B | $26.63B | $5.95B | $4.02B | $3.09B |
| Income Before Tax | $37.70B | $37.70B | $29.25B | $28.34B | $30.97B | $33.98B |
| Income Tax Expense | $7.19B | $7.19B | $2.12B | $1.83B | $3.44B | $2.00B |
| Net Income | $30.51B | $30.51B | $27.13B | $26.52B | $27.53B | $31.98B |
| Net Margin % | 27.0% | 27.0% | 26.6% | 26.9% | 29.0% | 35.9% |
| Basic EPS | 3.86 | 3.86 | 3.25 | 3.10 | 3.21 | 3.60 |
| Diluted EPS | 3.81 | 3.81 | 3.21 | 3.08 | 3.19 | 3.57 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $28.59B | $26.00B | $27.89B | $30.33B | $29.22B |
| Interest-Bearing Deposits | $203.25B | $264.11B | $305.18B | $199.87B | $319.00B |
| Fed Funds Sold & Repos | $316.58B | $274.71B | $280.62B | $267.57B | $250.72B |
| Trading Assets | $366.95B | $314.46B | $277.35B | $296.11B | $247.08B |
| Investment Securities - AFS | $386.80B | $346.43B | - | - | - |
| Investment Securities - HTM | $522.66B | $558.68B | $594.55B | $632.83B | $674.55B |
| Total Investment Securities | $925.63B | $917.28B | $871.41B | $862.82B | $982.63B |
| Loans & Leases (Gross) | $1,185.70B | $1,095.84B | $1,053.73B | $1,045.75B | $979.12B |
| Allowance for Loan Losses | - | - | - | - | $12.39B |
| Loans & Leases (Net) | $1,172.50B | $1,082.60B | $1,040.39B | $1,033.07B | $966.74B |
| Goodwill & Intangibles | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B |
| Premises & Equipment | $12.52B | $12.17B | $11.86B | $11.51B | $10.83B |
| Other Assets | $164.99B | $162.06B | $160.88B | $150.76B | $163.87B |
| Total Assets | $3,411.74B | $3,261.52B | $3,180.15B | $3,051.38B | $3,169.49B |
| Total Deposits | $2,018.73B | $1,965.47B | $1,923.83B | $1,930.34B | $2,064.45B |
| Fed Funds Purchased & Repos | $344.72B | $331.76B | $283.89B | $195.63B | $192.33B |
| Trading Liabilities | $106.00B | $92.54B | $95.53B | $80.40B | $100.69B |
| Long-term Debt | $317.82B | $283.28B | $302.20B | $275.98B | $280.12B |
| Total Liabilities | $3,108.49B | $2,965.96B | $2,888.51B | $2,778.18B | $2,899.43B |
| Common Stock | $26.08B | $45.34B | $56.37B | $58.95B | $62.40B |
| Retained Earnings | $261.69B | $242.35B | $224.67B | $207.00B | $188.06B |
| AOCI | $-10.53B | $-15.29B | $-17.79B | $-21.16B | $-5.10B |
| Total Stockholders Equity | $303.24B | $295.56B | $291.65B | $273.20B | $270.07B |
| Total Liabilities & Equity | $3,411.74B | $3,261.52B | $3,180.15B | $3,051.38B | $3,169.49B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $37.91B | $30.51B | $27.13B | $26.52B | $27.53B | $31.98B |
| Depreciation & Amortization | $4.01B | $2.31B | $2.19B | $2.06B | $1.98B | $1.90B |
| Deferred Taxes | $-137.00M | $295.00M | $-1.73B | $-2.01B | $739.00M | $-838.00M |
| Stock-based Compensation | $7.01B | $4.00B | $3.43B | $2.94B | $2.86B | $2.77B |
| Net Change in Loans HFS | $-10.89B | $-4.21B | $4.32B | $-641.00M | - | - |
| Operating Cash Flow | $-887.00M | $12.61B | $-8.80B | $44.98B | $-6.33B | $-7.19B |
| Purchases of Securities | - | - | - | $98.00M | $24.10B | $362.74B |
| Maturities of Securities | $59.24B | $34.79B | $34.59B | $36.95B | $63.85B | $124.88B |
| Investing Cash Flow | $-380.10B | $-145.16B | $-90.69B | $-35.39B | $-2.53B | $-313.29B |
| Net Change in Deposits | $123.50B | $53.26B | $41.64B | $-6.51B | $-134.19B | $268.97B |
| Long-term Debt Issued | $190.43B | $99.87B | $56.68B | $65.40B | $65.91B | $76.67B |
| Long-term Debt Repaid | $128.33B | $76.03B | $70.41B | $44.57B | $34.05B | $46.83B |
| Preferred Stock Issued | - | $5.49B | - | - | $4.43B | $2.17B |
| Common Stock Repurchased | $35.78B | $21.43B | $13.10B | $4.58B | $5.07B | $25.13B |
| Financing Cash Flow | $270.67B | $69.95B | $60.37B | $93.34B | $-106.04B | $291.65B |
| Net Change in Cash | $-98.91B | $-58.27B | $-42.96B | $102.87B | $-118.02B | $-32.24B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $28.09B | $25.34B | $81.92B | $76.54B |
| Interest Expense | $20.13B | $23.52B | $59.96B | $68.93B |
| Income Before Tax | $9.46B | $7.32B | $25.26B | $22.15B |
| Income Tax Expense | $987.00M | $428.00M | $2.28B | $1.68B |
| Net Income | $8.47B | $6.90B | $22.98B | $20.47B |
| Basic EPS | 1.08 | 0.82 | 2.89 | 2.42 |
| Diluted EPS | 1.06 | 0.81 | 2.85 | 2.40 |
| Basic Shares Outstanding | $7.47B | $7.82B | $7.57B | $7.89B |
| Diluted Shares Outstanding | $7.63B | $7.90B | $7.72B | $7.96B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $12.35B | $12.17B |
| Goodwill | $69.02B | $69.02B |
| Total Assets | $3,403.72B | $3,261.52B |
| Long-term Debt | $311.48B | $283.28B |
| Total Liabilities | $3,099.56B | $2,965.96B |
| Common Stock | $31.76B | $45.34B |
| Retained Earnings | $258.14B | $242.35B |
| Total Stockholders Equity | $304.15B | $295.56B |
| Total Liabilities & Equity | $3,403.72B | $3,261.52B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $8.47B | $6.90B | $22.98B | $20.47B |
| Depreciation & Amortization | - | - | $1.72B | $1.63B |
| Stock-based Compensation | - | - | $3.03B | $2.54B |
| Deferred Income Tax | - | - | $-255.00M | $-1.23B |
| Operating Cash Flow | - | - | $35.56B | $-34.72B |
| Investing Cash Flow | - | - | $-143.99B | $-100.10B |
| Debt Repayment | - | - | $57.89B | $52.71B |
| Stock Repurchased | - | - | $15.12B | $9.57B |
| Financing Cash Flow | - | - | $59.90B | $97.14B |
| Net Change in Cash | - | - | $-43.61B | $-37.48B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.