$60.10B
Net Interest Income
$30.51B
Net Income
61.7%
Efficiency Ratio
1.76%
Net Int. Margin
10.1%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $138.57B | $138.57B | $146.61B | $130.26B | $72.56B | $47.67B | $51.59B | $71.24B | $66.77B | $57.58B | $51.06B |
| Interest Expense | $78.47B | $78.47B | $90.55B | $73.33B | $20.10B | $4.74B | $8.22B | $22.34B | $19.34B | $12.91B | $9.96B |
| Net Interest Income | $60.10B | $60.10B | $56.06B | $56.93B | $52.46B | $42.93B | $43.36B | $48.89B | $47.43B | $44.67B | $41.10B |
| Provision for Credit Losses | - | - | - | - | - | - | - | $3.59B | $3.28B | $3.40B | $3.60B |
| Non-Interest Income | $53.00B | $53.00B | $45.83B | $41.65B | $42.49B | $46.18B | $42.17B | $42.35B | $43.81B | $42.69B | $42.60B |
| Investment Banking Revenue | - | - | - | - | - | - | - | - | $5.33B | $6.01B | $5.24B |
| Total Revenue | $113.10B | $113.10B | $101.89B | $98.58B | $94.95B | $89.11B | $85.53B | $91.24B | $91.25B | $87.35B | $83.70B |
| Revenue Growth % | 0.0% | 11.0% | 3.4% | 3.8% | 6.6% | 4.2% | -6.3% | -0.0% | 4.5% | 4.4% | nan% |
| Non-Interest Expense | $69.73B | $69.73B | $66.81B | $65.84B | $61.44B | $59.73B | $55.21B | $54.90B | $53.38B | $54.74B | $54.95B |
| Compensation & Benefits | $42.35B | $42.35B | $40.18B | $38.33B | $36.45B | $36.14B | $32.73B | $31.98B | $31.88B | $31.64B | $31.62B |
| Occupancy Expense | $7.45B | $7.45B | $7.29B | $7.16B | $7.07B | $7.14B | $7.14B | $6.59B | $4.07B | $4.01B | $4.04B |
| Technology & Equipment | - | - | - | - | - | - | - | - | $3.22B | $3.14B | $3.01B |
| Marketing Expense | $2.20B | $2.20B | $1.96B | $1.93B | $1.82B | $1.94B | $1.70B | $1.93B | $1.67B | $1.75B | $1.70B |
| Professional Fees | $2.58B | $2.58B | $2.67B | $2.16B | $2.14B | $1.77B | $1.69B | $1.60B | $1.70B | $1.89B | $1.97B |
| Other Non-Interest Expense | - | $27.38B | $26.63B | $5.95B | $4.02B | $3.09B | $3.30B | $5.40B | $8.44B | $9.93B | $9.34B |
| Income Before Tax | $37.70B | $37.70B | $29.25B | $28.34B | $30.97B | $33.98B | $19.00B | $32.75B | $34.58B | $29.21B | $25.15B |
| Income Tax Expense | $7.19B | $7.19B | $2.12B | $1.83B | $3.44B | $2.00B | $1.10B | $5.32B | $6.44B | $10.98B | $7.25B |
| Net Income | $30.51B | $30.51B | $27.13B | $26.52B | $27.53B | $31.98B | $17.89B | $27.43B | $28.15B | $18.23B | $17.91B |
| Net Margin % | 27.0% | 27.0% | 26.6% | 26.9% | 29.0% | 35.9% | 20.9% | 30.1% | 30.8% | 20.9% | 21.4% |
| Basic EPS | 3.86 | 3.86 | 3.25 | 3.10 | 3.21 | 3.60 | 1.88 | 2.77 | 2.64 | 1.63 | 1.58 |
| Diluted EPS | 3.81 | 3.81 | 3.21 | 3.08 | 3.19 | 3.57 | 1.87 | 2.75 | 2.61 | 1.56 | 1.50 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $28.59B | $26.00B | $27.89B | $30.33B | $29.22B | $36.43B | $30.15B | $29.06B | $29.48B | $30.72B |
| Interest-Bearing Deposits | $203.25B | $264.11B | $305.18B | $199.87B | $319.00B | $344.03B | $131.41B | $148.34B | $127.95B | $117.02B |
| Fed Funds Sold & Repos | $316.58B | $274.71B | $280.62B | $267.57B | $250.72B | $304.06B | $274.60B | $261.13B | $212.75B | $198.22B |
| Trading Assets | $366.95B | $314.46B | $277.35B | $296.11B | $247.08B | $198.85B | $229.83B | $214.35B | $209.36B | $180.21B |
| Investment Securities - AFS | $386.80B | $346.43B | - | - | - | - | - | - | - | - |
| Investment Securities - HTM | $522.66B | $558.68B | $594.55B | $632.83B | $674.55B | - | $215.73B | $203.65B | $125.01B | $117.07B |
| Total Investment Securities | $925.63B | $917.28B | $871.41B | $862.82B | $982.63B | $684.85B | $472.20B | $441.75B | $440.13B | $430.73B |
| Loans & Leases (Gross) | $1,185.70B | $1,095.84B | $1,053.73B | $1,045.75B | $979.12B | - | - | - | - | - |
| Allowance for Loan Losses | - | - | - | - | $12.39B | $18.80B | $9.42B | $9.60B | $10.39B | - |
| Loans & Leases (Net) | $1,172.50B | $1,082.60B | $1,040.39B | $1,033.07B | $966.74B | - | $974.01B | $937.29B | $926.36B | $895.45B |
| Goodwill & Intangibles | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B | $68.95B | $68.95B | $68.95B | $68.95B | $68.97B |
| Premises & Equipment | $12.52B | $12.17B | $11.86B | $11.51B | $10.83B | $11.00B | $10.56B | $9.91B | $9.25B | $9.14B |
| Other Assets | $164.99B | $162.06B | $160.88B | $150.76B | $163.87B | $135.20B | $129.69B | $116.32B | $132.74B | $120.71B |
| Total Assets | $3,411.74B | $3,261.52B | $3,180.15B | $3,051.38B | $3,169.49B | $2,819.63B | $2,434.08B | $2,354.51B | $2,281.23B | $2,187.70B |
| Total Deposits | $2,018.73B | $1,965.47B | $1,923.83B | $1,930.34B | $2,064.45B | $1,795.48B | $1,434.80B | $1,381.48B | $1,309.55B | $1,260.93B |
| Fed Funds Purchased & Repos | $344.72B | $331.76B | $283.89B | $195.63B | $192.33B | $170.32B | $165.11B | $186.99B | $176.87B | $170.29B |
| Trading Liabilities | $106.00B | $92.54B | $95.53B | $80.40B | $100.69B | $71.32B | $83.27B | $68.22B | $81.19B | $63.03B |
| Long-term Debt | $317.82B | $283.28B | $302.20B | $275.98B | $280.12B | $262.93B | $240.86B | $229.34B | $227.40B | $216.82B |
| Total Liabilities | $3,108.49B | $2,965.96B | $2,888.51B | $2,778.18B | $2,899.43B | $2,546.70B | $2,169.27B | $2,089.18B | $2,014.09B | $1,920.86B |
| Common Stock | $26.08B | $45.34B | $56.37B | $58.95B | $62.40B | $85.98B | $91.72B | $118.90B | $138.09B | $147.04B |
| Retained Earnings | $261.69B | $242.35B | $224.67B | $207.00B | $188.06B | $164.09B | $156.32B | $136.31B | $113.82B | $101.87B |
| AOCI | $-10.53B | $-15.29B | $-17.79B | $-21.16B | $-5.10B | $-1.66B | $-6.63B | $-12.21B | $-7.08B | $-7.29B |
| Total Stockholders Equity | $303.24B | $295.56B | $291.65B | $273.20B | $270.07B | $272.92B | $264.81B | $265.32B | $267.15B | $266.84B |
| Total Liabilities & Equity | $3,411.74B | $3,261.52B | $3,180.15B | $3,051.38B | $3,169.49B | $2,819.63B | $2,434.08B | $2,354.51B | $2,281.23B | $2,187.70B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $37.91B | $30.51B | $27.13B | $26.52B | $27.53B | $31.98B | $17.89B | $27.43B | $28.15B | $18.23B | $17.91B |
| Provision for Credit Losses | - | - | - | - | - | - | - | $3.59B | $3.28B | $3.40B | $3.60B |
| Depreciation & Amortization | $4.01B | $2.31B | $2.19B | $2.06B | $1.98B | $1.90B | $1.84B | $1.73B | $2.06B | $2.10B | - |
| Deferred Taxes | $-137.00M | $295.00M | $-1.73B | $-2.01B | $739.00M | $-838.00M | $-1.74B | $2.44B | $3.04B | $8.18B | $5.84B |
| Stock-based Compensation | $7.01B | $4.00B | $3.43B | $2.94B | $2.86B | $2.77B | $2.03B | $1.97B | $1.73B | $1.65B | $1.24B |
| Net Change in Loans HFS | $-10.89B | $-4.21B | $4.32B | $-641.00M | - | - | - | - | - | - | - |
| Operating Cash Flow | $-887.00M | $12.61B | $-8.80B | $44.98B | $-6.33B | $-7.19B | $37.99B | $61.78B | $39.52B | $9.86B | $17.28B |
| Purchases of Securities | - | - | - | $98.00M | $24.10B | $362.74B | $257.54B | $37.12B | $35.98B | $25.09B | $39.90B |
| Maturities of Securities | $59.24B | $34.79B | $34.59B | $36.95B | $63.85B | $124.88B | $93.83B | $34.77B | $18.79B | $16.65B | $18.68B |
| Investing Cash Flow | $-380.10B | $-145.16B | $-90.69B | $-35.39B | $-2.53B | $-313.29B | $-177.66B | $-80.63B | $-71.47B | $-51.54B | $-62.28B |
| Net Change in Deposits | $123.50B | $53.26B | $41.64B | $-6.51B | $-134.19B | $268.97B | $360.68B | $53.33B | $71.93B | $48.61B | $63.67B |
| Net Change in Short-term Borrowings | - | - | - | - | - | - | - | - | $-12.48B | $8.54B | $-4.01B |
| Long-term Debt Issued | $190.43B | $99.87B | $56.68B | $65.40B | $65.91B | $76.67B | $57.01B | $52.42B | $64.28B | $53.49B | $35.54B |
| Long-term Debt Repaid | $128.33B | $76.03B | $70.41B | $44.57B | $34.05B | $46.83B | $47.95B | $50.79B | $53.05B | $49.55B | $51.85B |
| Preferred Stock Issued | - | $5.49B | - | - | $4.43B | $2.17B | $2.18B | $3.64B | $4.51B | - | $2.95B |
| Common Stock Repurchased | $35.78B | $21.43B | $13.10B | $4.58B | $5.07B | $25.13B | $7.03B | $28.14B | $20.09B | $12.81B | $5.11B |
| Financing Cash Flow | $270.67B | $69.95B | $60.37B | $93.34B | $-106.04B | $291.65B | $355.82B | $3.38B | $53.12B | $49.27B | $33.15B |
| Net Change in Cash | $-98.91B | $-58.27B | $-42.96B | $102.87B | $-118.02B | $-32.24B | $218.90B | $-15.84B | $19.97B | $9.70B | - |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $28.09B | $25.34B | $81.92B | $76.54B |
| Interest Expense | $20.13B | $23.52B | $59.96B | $68.93B |
| Income Before Tax | $9.46B | $7.32B | $25.26B | $22.15B |
| Income Tax Expense | $987.00M | $428.00M | $2.28B | $1.68B |
| Net Income | $8.47B | $6.90B | $22.98B | $20.47B |
| Basic EPS | 1.08 | 0.82 | 2.89 | 2.42 |
| Diluted EPS | 1.06 | 0.81 | 2.85 | 2.40 |
| Basic Shares Outstanding | $7.47B | $7.82B | $7.57B | $7.89B |
| Diluted Shares Outstanding | $7.63B | $7.90B | $7.72B | $7.96B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $12.35B | $12.17B |
| Goodwill | $69.02B | $69.02B |
| Total Assets | $3,403.72B | $3,261.52B |
| Long-term Debt | $311.48B | $283.28B |
| Total Liabilities | $3,099.56B | $2,965.96B |
| Common Stock | $31.76B | $45.34B |
| Retained Earnings | $258.14B | $242.35B |
| Total Stockholders Equity | $304.15B | $295.56B |
| Total Liabilities & Equity | $3,403.72B | $3,261.52B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $8.47B | $6.90B | $22.98B | $20.47B |
| Depreciation & Amortization | - | - | $1.72B | $1.63B |
| Stock-based Compensation | - | - | $3.03B | $2.54B |
| Deferred Income Tax | - | - | $-255.00M | $-1.23B |
| Operating Cash Flow | - | - | $35.56B | $-34.72B |
| Investing Cash Flow | - | - | $-143.99B | $-100.10B |
| Debt Repayment | - | - | $57.89B | $52.71B |
| Stock Repurchased | - | - | $15.12B | $9.57B |
| Financing Cash Flow | - | - | $59.90B | $97.14B |
| Net Change in Cash | - | - | $-43.61B | $-37.48B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.