$60.10B
Net Interest Income
$30.51B
Net Income
61.7%
Efficiency Ratio
1.76%
Net Int. Margin
10.1%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $34.26B | $35.37B | $34.87B | $34.07B | $35.98B | $37.49B | $36.85B |
| Interest Expense | $18.51B | $20.13B | $20.20B | $19.62B | $21.62B | $23.52B | $23.15B |
| Net Interest Income | $15.75B | $15.23B | $14.67B | $14.44B | $14.36B | $13.97B | $13.70B |
| Non-Interest Income | $15.43B | $12.86B | $11.79B | $12.92B | $10.99B | $11.38B | $11.68B |
| Total Revenue | $31.18B | $28.09B | $26.46B | $27.37B | $25.35B | $25.34B | $25.38B |
| Revenue Growth % (YoY) | 23.0% | 10.8% | 4.3% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $17.44B | $17.34B | $17.18B | $17.77B | $16.79B | $16.48B | $16.31B |
| Compensation & Benefits | $10.60B | $10.52B | $10.33B | $10.89B | $10.24B | $9.92B | $9.83B |
| Occupancy Expense | $1.88B | $1.87B | $1.84B | $1.86B | $1.82B | $1.84B | $1.82B |
| Marketing Expense | $563.00M | $572.00M | $563.00M | $506.00M | $510.00M | $504.00M | $487.00M |
| Professional Fees | $682.00M | $606.00M | $640.00M | $652.00M | $744.00M | $723.00M | $654.00M |
| Other Non-Interest Expense | - | - | - | - | $23.32B | $867.00M | $870.00M |
| Income Before Tax | $12.44B | $9.46B | $7.69B | $8.12B | $7.11B | $7.32B | $7.56B |
| Income Tax Expense | $4.91B | $987.00M | $572.00M | $720.00M | $443.00M | $428.00M | $663.00M |
| Net Income | $7.53B | $8.47B | $7.12B | $7.40B | $6.67B | $6.90B | $6.90B |
| Net Margin % | 24.1% | 30.2% | 26.9% | 27.0% | 26.3% | 27.2% | 27.2% |
| Basic EPS | 0.97 | 1.08 | 0.90 | 0.91 | 0.83 | 0.82 | 0.83 |
| Diluted EPS | 0.96 | 1.06 | 0.89 | 0.90 | 0.81 | 0.81 | 0.83 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $28.59B | $25.35B | $26.66B | $24.73B | $26.00B | $24.85B | $25.85B |
| Interest-Bearing Deposits | $203.25B | $221.16B | $239.35B | $248.84B | $264.11B | $270.74B | $294.78B |
| Fed Funds Sold & Repos | $316.58B | $325.80B | $352.39B | $328.37B | $274.71B | $337.71B | $337.75B |
| Trading Assets | $366.95B | $335.57B | $356.58B | $339.61B | $314.46B | $342.13B | $306.47B |
| Investment Securities - AFS | $386.80B | - | - | - | $346.43B | - | - |
| Investment Securities - HTM | $522.66B | $531.41B | $541.29B | $550.72B | $558.68B | $567.55B | $577.37B |
| Total Investment Securities | $925.63B | $936.05B | $930.22B | $939.28B | $917.28B | $892.99B | $878.42B |
| Loans & Leases (Gross) | $1,185.70B | $1,165.90B | $1,147.06B | $1,110.62B | $1,095.84B | $1,075.80B | $1,056.79B |
| Loans & Leases (Net) | $1,172.50B | $1,152.65B | $1,133.77B | $1,097.37B | $1,082.60B | $1,062.55B | $1,043.55B |
| Goodwill & Intangibles | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B | $69.02B |
| Premises & Equipment | $12.52B | $12.35B | $12.25B | $12.15B | $12.17B | $12.03B | $11.92B |
| Other Assets | $164.99B | $168.75B | $169.45B | $159.36B | $162.06B | $168.32B | $157.90B |
| Total Assets | $3,411.74B | $3,403.72B | $3,441.14B | $3,349.42B | $3,261.52B | $3,324.29B | $3,258.00B |
| Total Deposits | $2,018.73B | $2,002.21B | $2,011.61B | $1,989.56B | $1,965.47B | $1,930.35B | $1,910.49B |
| Fed Funds Purchased & Repos | $344.72B | $342.59B | $399.46B | $376.07B | $331.76B | $397.96B | $368.11B |
| Trading Liabilities | $106.00B | $117.32B | $107.43B | $105.47B | $92.54B | $98.32B | $100.34B |
| Long-term Debt | $317.82B | $311.48B | $313.42B | $304.15B | $283.28B | $296.93B | $290.47B |
| Total Liabilities | $3,108.49B | $3,099.56B | $3,141.54B | $3,053.84B | $2,965.96B | $3,027.78B | $2,964.10B |
| Common Stock | $26.08B | $31.76B | $36.43B | $41.04B | $45.34B | $48.34B | $51.38B |
| Retained Earnings | $261.69B | $258.14B | $252.18B | $247.31B | $242.35B | $237.95B | $233.60B |
| AOCI | $-10.53B | $-11.74B | $-12.50B | $-13.27B | $-15.29B | $-14.33B | $-17.63B |
| Total Stockholders Equity | $303.24B | $304.15B | $299.60B | $295.58B | $295.56B | $296.51B | $293.89B |
| Total Liabilities & Equity | $3,411.74B | $3,403.72B | $3,441.14B | $3,349.42B | $3,261.52B | $3,324.29B | $3,258.00B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $7.53B | $8.47B | $14.51B | $7.40B | $6.67B | $6.90B | $13.57B |
| Depreciation & Amortization | $594.00M | $1.72B | $1.14B | $565.00M | $559.00M | $1.63B | $1.08B |
| Deferred Taxes | $550.00M | $-255.00M | $-260.00M | $-172.00M | $-506.00M | $-1.23B | $-883.00M |
| Stock-based Compensation | $969.00M | $3.03B | $2.01B | $999.00M | $891.00M | $2.54B | $1.71B |
| Net Change in Loans HFS | $-1.54B | $-2.67B | $-4.08B | $-2.60B | $-312.00M | - | - |
| Operating Cash Flow | $-22.95B | $35.56B | $-11.32B | $-2.18B | $25.91B | $-34.72B | $2.56B |
| Purchases of Securities | - | - | - | - | - | - | - |
| Maturities of Securities | $8.47B | $26.33B | $16.78B | $7.67B | $8.56B | $26.03B | $16.57B |
| Investing Cash Flow | $-1.17B | $-143.99B | $-145.93B | $-89.01B | $9.41B | $-100.10B | $-72.84B |
| Net Change in Deposits | $16.52B | $36.74B | $46.15B | $24.10B | $35.12B | $6.53B | $-13.34B |
| Long-term Debt Issued | $24.01B | $75.86B | $56.93B | $33.64B | $14.09B | $42.59B | $30.37B |
| Long-term Debt Repaid | $18.14B | $57.89B | $35.96B | $16.33B | $17.70B | $52.71B | $36.14B |
| Preferred Stock Issued | - | $5.49B | $3.00B | - | - | - | - |
| Common Stock Repurchased | $6.31B | $15.12B | $9.82B | $4.52B | $3.54B | $9.57B | $6.04B |
| Financing Cash Flow | $10.05B | $59.90B | $127.89B | $72.83B | $-36.77B | $97.14B | $60.36B |
| Net Change in Cash | $-14.66B | $-43.61B | $-24.10B | $-16.54B | $-5.47B | $-37.48B | $-12.44B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $28.09B | $25.34B | $81.92B | $76.54B |
| Interest Expense | $20.13B | $23.52B | $59.96B | $68.93B |
| Income Before Tax | $9.46B | $7.32B | $25.26B | $22.15B |
| Income Tax Expense | $987.00M | $428.00M | $2.28B | $1.68B |
| Net Income | $8.47B | $6.90B | $22.98B | $20.47B |
| Basic EPS | 1.08 | 0.82 | 2.89 | 2.42 |
| Diluted EPS | 1.06 | 0.81 | 2.85 | 2.40 |
| Basic Shares Outstanding | $7.47B | $7.82B | $7.57B | $7.89B |
| Diluted Shares Outstanding | $7.63B | $7.90B | $7.72B | $7.96B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $12.35B | $12.17B |
| Goodwill | $69.02B | $69.02B |
| Total Assets | $3,403.72B | $3,261.52B |
| Long-term Debt | $311.48B | $283.28B |
| Total Liabilities | $3,099.56B | $2,965.96B |
| Common Stock | $31.76B | $45.34B |
| Retained Earnings | $258.14B | $242.35B |
| Total Stockholders Equity | $304.15B | $295.56B |
| Total Liabilities & Equity | $3,403.72B | $3,261.52B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $8.47B | $6.90B | $22.98B | $20.47B |
| Depreciation & Amortization | - | - | $1.72B | $1.63B |
| Stock-based Compensation | - | - | $3.03B | $2.54B |
| Deferred Income Tax | - | - | $-255.00M | $-1.23B |
| Operating Cash Flow | - | - | $35.56B | $-34.72B |
| Investing Cash Flow | - | - | $-143.99B | $-100.10B |
| Debt Repayment | - | - | $57.89B | $52.71B |
| Stock Repurchased | - | - | $15.12B | $9.57B |
| Financing Cash Flow | - | - | $59.90B | $97.14B |
| Net Change in Cash | - | - | $-43.61B | $-37.48B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.