$536.01M
Net Interest Income
$226.00M
Net Income
57.7%
Efficiency Ratio
2.82%
Net Int. Margin
9.2%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $924.79M | $924.79M | $948.01M | $893.89M | $605.01M | $446.63M |
| Interest Expense | $388.78M | $388.78M | $426.89M | $348.49M | $84.80M | $35.95M |
| Net Interest Income | $536.01M | $536.01M | $521.11M | $545.40M | $520.20M | $410.68M |
| Provision for Credit Losses | $21.25M | $21.25M | $35.70M | $3.50M | $16.75M | - |
| Net Interest Income After Provision | $514.76M | $514.76M | $485.41M | $541.90M | $503.45M | $410.68M |
| Non-Interest Income | $126.93M | $126.93M | $125.58M | $105.60M | $107.94M | $109.32M |
| Non-Interest Expense | $382.58M | $382.58M | $379.27M | $388.27M | $355.71M | $279.21M |
| Compensation & Benefits | $225.08M | $225.08M | $221.17M | $228.75M | $206.89M | $167.00M |
| Occupancy Expense | $28.40M | $28.40M | $28.39M | $29.86M | $26.21M | $23.33M |
| Technology & Equipment | $27.49M | $27.49M | $27.14M | $25.16M | $21.68M | $18.32M |
| Professional Fees | $14.49M | $14.49M | $14.59M | $16.17M | $21.64M | $11.91M |
| Other Non-Interest Expense | $28.37M | $28.37M | $27.96M | $28.50M | $26.71M | $19.30M |
| Income Before Tax | $259.11M | $259.11M | $231.73M | $259.23M | $255.67M | $240.79M |
| Income Tax Expense | $33.11M | $33.11M | $30.33M | $35.45M | $33.59M | $35.26M |
| Net Income | $226.00M | $226.00M | $201.40M | $223.79M | $222.09M | $205.53M |
| Basic EPS | 3.90 | 3.90 | 3.42 | 3.74 | 3.83 | 3.82 |
| Diluted EPS | 3.88 | 3.88 | 3.41 | 3.73 | 3.81 | 3.81 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $84.16M | $87.62M | $112.65M | $122.59M | $167.15M |
| Interest-Bearing Deposits | $196.30M | $298.89M | $436.08M | $126.06M | $474.15M |
| Investment Securities - AFS | $1.41B | $1.39B | $1.63B | $1.98B | $2.34B |
| Investment Securities - HTM | $1.97B | $2.07B | $2.18B | $2.29B | $2.18B |
| Loans & Leases (Gross) | $13.79B | $12.85B | $12.49B | $12.00B | $9.24B |
| Loans & Leases (Net) | $13.60B | $12.66B | $12.28B | $11.78B | $9.05B |
| Goodwill & Intangibles | $712.00M | $712.00M | $712.00M | $712.00M | $545.38M |
| Premises & Equipment | $121.06M | $129.74M | $133.90M | $117.12M | $105.66M |
| Other Assets | $374.57M | $387.17M | $322.32M | $221.63M | $140.17M |
| Total Assets | $19.03B | $18.31B | $18.41B | $17.94B | $15.45B |
| Total Deposits | $15.29B | $14.52B | $14.82B | $14.38B | $12.73B |
| Other Liabilities | $245.41M | $311.07M | $289.03M | $199.32M | $170.99M |
| Total Liabilities | $16.56B | $16.01B | $16.16B | $15.90B | $13.54B |
| Common Stock | $7.12M | $7.25M | $7.43M | $7.40M | $6.68M |
| Retained Earnings | $1.41B | $1.27B | $1.15B | $1.01B | $864.84M |
| AOCI | $-130.13M | $-188.69M | $-175.97M | $-239.15M | $55.11M |
| Total Stockholders Equity | $2.47B | $2.30B | $2.25B | $2.03B | $1.91B |
| Total Liabilities & Equity | $19.03B | $18.31B | $18.41B | $17.94B | $15.45B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $226.00M | $226.00M | $201.40M | $223.79M | $222.09M | $205.53M |
| Provision for Credit Losses | $21.25M | $21.25M | $35.70M | $3.50M | $16.75M | - |
| Depreciation & Amortization | $52.97M | $29.42M | $26.85M | $11.71M | $11.81M | $10.70M |
| Deferred Taxes | $-611.00K | $2.22M | $1.62M | $6.60M | $9.06M | $6.98M |
| Stock-based Compensation | $12.09M | $7.33M | $5.82M | $5.16M | $4.65M | $4.76M |
| Operating Cash Flow | $460.72M | $283.65M | $266.21M | $258.83M | $268.05M | $207.38M |
| Purchases of Securities | $31.55M | $19.73M | $94.71M | $32.85M | $451.20M | $931.37M |
| Sales of Securities | - | - | $247.75M | $388.25M | $606.87M | $181.33M |
| Maturities of Securities | $106.19M | $65.58M | $51.42M | $56.18M | $201.85M | $279.37M |
| Investing Cash Flow | $-1.26B | $-773.82M | $-252.42M | $-344.43M | $-446.44M | $-1.47B |
| Net Change in Deposits | - | - | $773.20M | - | - | - |
| Common Stock Repurchased | $84.80M | $46.89M | $56.17M | - | - | $25.44M |
| Dividends Paid | $144.69M | $82.91M | $81.62M | $80.06M | $72.75M | $61.23M |
| Financing Cash Flow | $792.25M | $486.72M | $-38.82M | $75.65M | $133.84M | $1.24B |
| Net Change in Cash | $-11.01M | $-3.46M | $-25.03M | $-9.95M | $-44.55M | $-25.75M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $101.43M | $109.97M | $288.26M | $327.44M |
| Income Before Tax | $65.28M | $56.35M | $193.62M | $155.10M |
| Income Tax Expense | $8.52M | $7.16M | $24.68M | $18.05M |
| Net Income | $56.77M | $49.19M | $168.94M | $137.05M |
| Basic EPS | 0.98 | 0.84 | 2.91 | 2.32 |
| Diluted EPS | 0.98 | 0.84 | 2.90 | 2.31 |
| Diluted Shares Outstanding | $57.45M | $58.29M | $57.82M | $58.63M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $121.77M | $129.74M |
| Goodwill | $712.00M | $712.00M |
| Intangible Assets | $15.30M | $19.83M |
| Total Assets | $18.81B | $18.31B |
| Total Liabilities | $16.40B | $16.01B |
| Common Stock | $7.15M | $7.25M |
| Retained Earnings | $1.38B | $1.27B |
| Total Stockholders Equity | $2.41B | $2.30B |
| Total Liabilities & Equity | $18.81B | $18.31B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $56.77M | $49.19M | $168.94M | $137.05M |
| Depreciation & Amortization | - | - | $23.72M | $10.60M |
| Stock-based Compensation | - | - | $4.92M | $4.19M |
| Deferred Income Tax | - | - | $-2.10M | $3.13M |
| Operating Cash Flow | - | - | $202.93M | $198.71M |
| Sales of Investments | - | - | $47.99M | $33.35M |
| Investing Cash Flow | - | - | $-473.07M | $-885.00K |
| Debt Repayment | - | - | $834.42M | $499.54M |
| Stock Repurchased | - | - | $36.48M | $49.95M |
| Dividends Paid | - | - | $62.09M | $61.15M |
| Financing Cash Flow | - | - | $270.60M | $-225.75M |
| Net Change in Cash | - | - | $463.00K | $-27.93M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.