$536.01M
Net Interest Income
$226.00M
Net Income
57.7%
Efficiency Ratio
2.82%
Net Int. Margin
9.2%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $237.44M | $235.09M | $229.74M | $222.52M | $234.64M | $241.08M | $236.38M |
| Interest Expense | $98.38M | $101.43M | $96.72M | $92.25M | $100.27M | $109.97M | $107.81M |
| Net Interest Income | $139.06M | $133.66M | $133.01M | $130.27M | $134.37M | $131.11M | $128.57M |
| Provision for Credit Losses | $7.15M | $4.30M | $5.60M | $4.20M | $4.20M | $5.00M | $24.50M |
| Net Interest Income After Provision | $131.91M | $129.37M | $127.41M | $126.07M | $130.17M | $126.11M | $104.07M |
| Non-Interest Income | $33.11M | $32.48M | $31.30M | $30.05M | $42.74M | $24.87M | $31.33M |
| Non-Interest Expense | $99.52M | $96.56M | $93.60M | $92.90M | $96.29M | $94.63M | $91.41M |
| Compensation & Benefits | $58.25M | $57.32M | $54.53M | $54.98M | $55.44M | $55.22M | $52.21M |
| Occupancy Expense | $7.28M | $7.06M | $6.84M | $7.22M | $7.33M | $6.99M | $6.75M |
| Technology & Equipment | $7.51M | $6.94M | $7.11M | $5.93M | $6.03M | $7.15M | $7.07M |
| Professional Fees | $3.77M | $3.72M | $3.74M | $3.26M | $3.78M | $3.04M | $3.82M |
| Other Non-Interest Expense | $7.29M | $6.95M | $7.10M | $7.03M | $7.98M | $6.63M | $7.41M |
| Income Before Tax | $65.50M | $65.28M | $65.12M | $63.22M | $76.62M | $56.35M | $43.99M |
| Income Tax Expense | $8.43M | $8.52M | $8.29M | $7.88M | $12.27M | $7.16M | $4.07M |
| Net Income | $57.06M | $56.77M | $56.83M | $55.34M | $64.35M | $49.19M | $39.92M |
| Basic EPS | 0.99 | 0.98 | 0.98 | 0.95 | 1.10 | 0.84 | 0.68 |
| Diluted EPS | 0.98 | 0.98 | 0.98 | 0.94 | 1.10 | 0.84 | 0.68 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $84.16M | $88.08M | $81.57M | $86.11M | $87.62M | $84.72M | $105.37M |
| Interest-Bearing Deposits | $196.30M | $168.71M | $223.34M | $331.53M | $298.89M | $359.13M | $168.53M |
| Investment Securities - AFS | $1.41B | $1.39B | $1.36B | $1.38B | $1.39B | $1.55B | $1.62B |
| Investment Securities - HTM | $1.97B | $2.00B | $2.02B | $2.05B | $2.07B | $2.11B | $2.13B |
| Loans & Leases (Gross) | $13.79B | $13.59B | $13.30B | $13.00B | $12.85B | $12.65B | $12.64B |
| Loans & Leases (Net) | $13.60B | $13.40B | $13.10B | $12.81B | $12.66B | $12.46B | $12.45B |
| Goodwill & Intangibles | $712.00M | $712.00M | $712.00M | $712.00M | $712.00M | $712.00M | $712.00M |
| Premises & Equipment | $121.06M | $121.77M | $122.81M | $128.75M | $129.74M | $129.58M | $133.25M |
| Other Assets | $374.57M | $369.51M | $380.91M | $369.18M | $387.17M | $348.38M | $367.85M |
| Total Assets | $19.03B | $18.81B | $18.59B | $18.44B | $18.31B | $18.35B | $18.30B |
| Total Deposits | $15.29B | $14.87B | $14.80B | $14.46B | $14.52B | $14.37B | $14.57B |
| Other Liabilities | $245.41M | $333.15M | $270.00M | $289.25M | $311.07M | $292.43M | $329.30M |
| Total Liabilities | $16.56B | $16.40B | $16.24B | $16.11B | $16.01B | $16.05B | $16.09B |
| Common Stock | $7.12M | $7.15M | $7.16M | $7.23M | $7.25M | $7.26M | $7.26M |
| Retained Earnings | $1.41B | $1.38B | $1.34B | $1.31B | $1.27B | $1.23B | $1.20B |
| AOCI | $-130.13M | $-155.86M | $-189.97M | $-190.31M | $-188.69M | $-151.82M | $-211.98M |
| Total Stockholders Equity | $2.47B | $2.41B | $2.35B | $2.33B | $2.30B | $2.30B | $2.21B |
| Total Liabilities & Equity | $19.03B | $18.81B | $18.59B | $18.44B | $18.31B | $18.35B | $18.30B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $57.06M | $56.77M | $56.83M | $55.34M | $64.35M | $49.19M | $39.92M |
| Provision for Credit Losses | $7.15M | $4.30M | $5.60M | $4.20M | $4.20M | $5.00M | $24.50M |
| Depreciation & Amortization | $5.71M | $23.72M | $15.71M | $7.84M | $16.25M | $10.60M | $6.68M |
| Deferred Taxes | $4.31M | $-2.10M | $-2.18M | $-652.00K | $-1.50M | $3.13M | $1.36M |
| Stock-based Compensation | $2.42M | $4.92M | $3.16M | $1.59M | $1.63M | $4.19M | $2.75M |
| Operating Cash Flow | $80.71M | $202.93M | $115.38M | $61.70M | $67.50M | $198.71M | $121.88M |
| Purchases of Securities | $9.12M | $10.61M | $5.91M | $5.91M | $1.25M | $93.46M | $62.33M |
| Sales of Securities | - | - | - | - | $97.98M | $149.77M | - |
| Maturities of Securities | $17.58M | $47.99M | $30.08M | $10.54M | $18.08M | $33.35M | $21.40M |
| Investing Cash Flow | $-300.76M | $-473.07M | $-329.74M | $-160.42M | $-251.54M | $-885.00K | $67.29M |
| Common Stock Repurchased | $10.41M | $36.48M | $30.00M | $7.91M | $6.21M | $49.95M | $49.95M |
| Dividends Paid | $20.82M | $62.09M | $41.29M | $20.49M | $20.48M | $61.15M | $40.62M |
| Financing Cash Flow | $216.12M | $270.60M | $208.31M | $97.22M | $186.93M | $-225.75M | $-196.45M |
| Net Change in Cash | $-3.92M | $463.00K | $-6.05M | $-1.50M | $2.90M | $-27.93M | $-7.28M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $101.43M | $109.97M | $288.26M | $327.44M |
| Income Before Tax | $65.28M | $56.35M | $193.62M | $155.10M |
| Income Tax Expense | $8.52M | $7.16M | $24.68M | $18.05M |
| Net Income | $56.77M | $49.19M | $168.94M | $137.05M |
| Basic EPS | 0.98 | 0.84 | 2.91 | 2.32 |
| Diluted EPS | 0.98 | 0.84 | 2.90 | 2.31 |
| Diluted Shares Outstanding | $57.45M | $58.29M | $57.82M | $58.63M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $121.77M | $129.74M |
| Goodwill | $712.00M | $712.00M |
| Intangible Assets | $15.30M | $19.83M |
| Total Assets | $18.81B | $18.31B |
| Total Liabilities | $16.40B | $16.01B |
| Common Stock | $7.15M | $7.25M |
| Retained Earnings | $1.38B | $1.27B |
| Total Stockholders Equity | $2.41B | $2.30B |
| Total Liabilities & Equity | $18.81B | $18.31B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $56.77M | $49.19M | $168.94M | $137.05M |
| Depreciation & Amortization | - | - | $23.72M | $10.60M |
| Stock-based Compensation | - | - | $4.92M | $4.19M |
| Deferred Income Tax | - | - | $-2.10M | $3.13M |
| Operating Cash Flow | - | - | $202.93M | $198.71M |
| Sales of Investments | - | - | $47.99M | $33.35M |
| Investing Cash Flow | - | - | $-473.07M | $-885.00K |
| Debt Repayment | - | - | $834.42M | $499.54M |
| Stock Repurchased | - | - | $36.48M | $49.95M |
| Dividends Paid | - | - | $62.09M | $61.15M |
| Financing Cash Flow | - | - | $270.60M | $-225.75M |
| Net Change in Cash | - | - | $463.00K | $-27.93M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.