$13.01B
Net Interest Income
$5.65B
Net Income
62.4%
Efficiency Ratio
2.32%
Net Int. Margin
11.0%
ROE
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
|---|---|---|---|---|---|---|
| Interest Income | $25.42B | $26.38B | $24.31B | $15.44B | $11.13B | $11.31B |
| Interest Expense | $11.22B | $12.88B | $10.39B | $2.42B | $487.00M | $1.36B |
| Net Interest Income | $14.20B | $13.50B | $13.92B | $13.01B | $10.65B | $9.95B |
| Non-Interest Income | $8.39B | $8.06B | $7.57B | $8.11B | $8.56B | $6.96B |
| Investment Banking Revenue | $1.41B | $1.25B | $952.00M | $1.30B | - | - |
| Other Non-Interest Income | $722.00M | $711.00M | $619.00M | $952.00M | - | - |
| Total Revenue | $22.59B | $21.55B | $21.49B | $21.12B | $19.21B | $16.90B |
| Revenue Growth % | 4.8% | 0.3% | 1.8% | 9.9% | 13.7% | nan% |
| Non-Interest Expense | $13.74B | $13.52B | $14.01B | $13.17B | $13.00B | $10.30B |
| Compensation & Benefits | $7.61B | $7.30B | $7.43B | $7.24B | $7.14B | $5.67B |
| Occupancy Expense | $955.00M | $954.00M | $982.00M | $992.00M | $940.00M | $826.00M |
| Technology & Equipment | $1.67B | $1.53B | $1.41B | $1.40B | $1.41B | $1.18B |
| Marketing Expense | $389.00M | $362.00M | $350.00M | $355.00M | $319.00M | $236.00M |
| Other Non-Interest Expense | $3.12B | $3.38B | $3.84B | $3.18B | $3.19B | $2.39B |
| Income Before Tax | $8.06B | $7.24B | $6.74B | $7.47B | $6.99B | $3.43B |
| Income Tax Expense | $1.47B | $1.29B | $1.09B | $1.36B | $1.26B | $426.00M |
| Net Income | $6.59B | $5.95B | $5.65B | $6.11B | $5.72B | $7.56B |
| Net Margin % | 29.2% | 27.6% | 26.3% | 28.9% | 29.8% | 44.7% |
| Basic EPS | 15.51 | 13.76 | 12.80 | 13.86 | 12.71 | 16.99 |
| Diluted EPS | 15.47 | 13.74 | 12.79 | 13.85 | 12.70 | 16.96 |
| Breakdown | FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $6.90B | $6.92B | $7.04B | $8.00B | $7.02B |
| Interest-Bearing Deposits | $39.35B | $43.80B | $27.32B | $74.25B | $85.17B |
| Investment Securities - AFS | $62.04B | $41.78B | $44.16B | $131.54B | $87.36B |
| Investment Securities - HTM | $77.69B | $90.78B | $95.17B | $1.43B | $1.44B |
| Loans & Leases (Gross) | $316.47B | $321.51B | $326.02B | $288.37B | $241.93B |
| Loans & Leases (Net) | $311.98B | $316.72B | $321.28B | $283.50B | $236.57B |
| Goodwill & Intangibles | $10.93B | $10.93B | $10.99B | $10.92B | $9.23B |
| Other Assets | $36.98B | $37.90B | $38.42B | $35.33B | $31.00B |
| Total Assets | $560.04B | $561.58B | $557.26B | $557.19B | $466.68B |
| Total Deposits | $426.74B | $421.42B | $436.28B | $457.28B | $365.35B |
| Long-term Debt | $61.67B | $72.74B | - | - | - |
| Total Liabilities | $505.57B | $510.44B | $511.45B | $501.46B | $412.64B |
| Common Stock | $2.72B | $2.72B | $2.71B | $2.71B | $2.71B |
| Retained Earnings | $59.28B | $56.29B | $53.57B | $50.23B | $46.85B |
| Treasury Stock | - | $19.21B | $18.72B | $15.11B | $14.21B |
| AOCI | $-6.57B | $-7.71B | $-10.17B | $409.00M | $2.77B |
| Total Stockholders Equity | $54.42B | $51.10B | $45.77B | $55.70B | $54.01B |
| Total Liabilities & Equity | $560.04B | $561.58B | $557.26B | $557.19B | $466.68B |
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
|---|---|---|---|---|---|---|
| Net Income | $8.09B | $5.95B | $5.65B | $6.11B | $5.72B | $7.56B |
| Depreciation & Amortization | $699.00M | $259.00M | $217.00M | $651.00M | $1.77B | $1.50B |
| Deferred Taxes | $-114.00M | $-30.00M | $-252.00M | $351.00M | - | - |
| Net Change in Trading Assets | $6.15B | $-41.00M | $767.00M | $-433.00M | $-671.00M | $-957.00M |
| Net Change in Loans HFS | $1.63B | $151.00M | $-210.00M | $-1.04B | $480.00M | $372.00M |
| Operating Cash Flow | $5.89B | $7.88B | $10.11B | $9.08B | $7.21B | $4.66B |
| Purchases of Securities | $30.13B | $30.37B | $3.81B | $25.58B | $85.50B | $45.36B |
| Sales of Securities | - | - | $36.00M | $4.14B | $26.33B | $13.85B |
| Maturities of Securities | $12.28B | $6.62B | $6.92B | $13.32B | $30.69B | $30.90B |
| Acquisitions | - | - | - | - | $10.51B | - |
| Investing Cash Flow | $-20.04B | $-3.23B | $-6.38B | $-13.43B | $-2.79B | $-51.12B |
| Preferred Stock Issued | - | - | $1.48B | $2.23B | $1.48B | - |
| Common Stock Repurchased | $2.01B | $687.00M | $651.00M | $3.73B | $1.08B | $1.62B |
| Dividends Paid | $4.52B | $2.54B | $2.46B | $2.39B | $2.06B | $1.98B |
| Financing Cash Flow | $-11.87B | $-9.12B | $-3.85B | $3.38B | $-3.43B | $48.42B |
| Net Change in Cash | $-26.02B | $-4.47B | $-122.00M | $-961.00M | $987.00M | $1.96B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $5.92B | $5.43B | $17.03B | $15.99B |
| Interest Expense | $2.88B | $3.41B | $8.31B | $9.59B |
| Income Before Tax | $2.29B | $1.86B | $6.16B | $5.34B |
| Income Tax Expense | $465.00M | $357.00M | $1.19B | $1.01B |
| Net Income | $1.82B | $1.50B | $4.96B | $4.33B |
| Basic EPS | 4.36 | 3.50 | 11.73 | 9.99 |
| Diluted EPS | 4.35 | 3.49 | 11.72 | 9.98 |
| Basic Shares Outstanding | $396.00M | $399.00M | $397.00M | $400.00M |
| Diluted Shares Outstanding | $396.00M | $400.00M | $397.00M | $400.00M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $10.96B | $10.93B |
| Total Assets | $568.77B | $560.04B |
| Long-term Debt | $62.34B | $61.67B |
| Total Liabilities | $509.73B | $505.57B |
| Common Stock | $2.72B | $2.72B |
| Retained Earnings | $62.01B | $59.28B |
| Total Stockholders Equity | $58.99B | $54.42B |
| Total Liabilities & Equity | $568.77B | $560.04B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $1.82B | $1.50B | $4.96B | $4.33B |
| Depreciation & Amortization | - | - | $273.00M | $95.00M |
| Deferred Income Tax | - | - | $-68.00M | $-89.00M |
| Operating Cash Flow | - | - | $3.63B | $6.08B |
| Sales of Investments | - | - | $5.64B | $5.05B |
| Investing Cash Flow | - | - | $-13.51B | $-10.37B |
| Stock Repurchased | - | - | $932.00M | $466.00M |
| Dividends Paid | - | - | $1.96B | $1.89B |
| Financing Cash Flow | - | - | $2.50B | $-5.25B |
| Net Change in Cash | - | - | $-7.38B | $-9.54B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.