$44.95B
Net Interest Income
$19.14B
Net Income
76.9%
Efficiency Ratio
2.33%
Net Int. Margin
10.3%
ROE
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
|---|---|---|---|---|---|---|
| Interest Income | $86.77B | $90.78B | $85.12B | $54.02B | $39.69B | $47.80B |
| Interest Expense | $39.78B | $43.10B | $32.74B | $9.07B | $3.92B | $7.96B |
| Net Interest Income | $46.99B | $47.68B | $52.38B | $44.95B | $35.78B | $39.84B |
| Provision for Credit Losses | $3.71B | $4.33B | $5.40B | $1.53B | $-4.16B | $14.13B |
| Non-Interest Income | $35.80B | $34.62B | $30.22B | $28.84B | $42.71B | $32.51B |
| Total Revenue | $82.78B | $82.30B | $82.60B | $73.78B | $78.49B | $72.34B |
| Revenue Growth % | 0.6% | -0.4% | 11.9% | -6.0% | 8.5% | nan% |
| Non-Interest Expense | $55.02B | $54.60B | $55.56B | $57.28B | $53.83B | $57.63B |
| Occupancy Expense | $3.10B | $3.05B | $2.88B | $2.88B | $2.97B | $3.26B |
| Technology & Equipment | - | $4.58B | $3.92B | $3.38B | $3.23B | $3.10B |
| Marketing Expense | $985.00M | $869.00M | $812.00M | $505.00M | $600.00M | $600.00M |
| Professional Fees | $4.54B | $4.61B | $5.08B | $5.19B | $5.72B | $6.71B |
| Other Non-Interest Expense | $3.93B | $4.00B | $5.85B | $4.00B | $4.13B | $4.13B |
| Income Before Tax | $24.06B | $23.36B | $21.64B | $14.97B | $28.82B | $581.00M |
| Income Tax Expense | $2.86B | $3.40B | $2.61B | $2.09B | $5.58B | $-3.00B |
| Net Income | $21.06B | $19.72B | $19.14B | $13.18B | $21.55B | $3.30B |
| Net Margin % | 25.4% | 24.0% | 23.2% | 17.9% | 27.5% | 4.6% |
| Basic EPS | 6.14 | 5.43 | 4.88 | 3.17 | 4.99 | 0.42 |
| Diluted EPS | 6.08 | 5.37 | 4.83 | 3.14 | 4.95 | 0.41 |
| Breakdown | FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $37.08B | $33.03B | $34.60B | $24.62B | $28.24B |
| Interest-Bearing Deposits | - | - | $124.56B | $209.61B | $236.38B |
| Investment Securities - AFS | $162.98B | $130.45B | $113.59B | $177.24B | $220.39B |
| Investment Securities - HTM | $234.95B | $262.71B | $297.06B | $272.02B | $205.76B |
| Loans & Leases (Net) | - | - | - | $882.90B | $869.12B |
| Goodwill & Intangibles | $25.17B | $25.18B | $25.17B | $25.18B | $26.39B |
| Other Assets | $73.30B | $78.81B | $75.83B | $67.26B | $87.34B |
| Total Assets | $1,929.85B | $1,932.47B | $1,881.02B | $1,948.07B | $1,955.16B |
| Total Deposits | $1,371.80B | $1,358.17B | $1,383.98B | $1,482.48B | $1,404.38B |
| Short-term Borrowings | $108.81B | $89.56B | $51.15B | $34.41B | $59.00B |
| Long-term Debt | $173.08B | $207.59B | $174.87B | $160.69B | $212.95B |
| Accounts Payable & Accrued | $78.76B | $71.21B | $69.06B | $70.96B | $76.40B |
| Total Liabilities | $1,748.78B | $1,745.03B | $1,699.14B | $1,757.96B | $1,769.24B |
| Common Stock | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B |
| Retained Earnings | $214.20B | $201.14B | $187.65B | $180.32B | $162.89B |
| Treasury Stock | $111.46B | $92.96B | $82.85B | $79.76B | $67.79B |
| AOCI | $-12.18B | $-11.58B | $-13.38B | $-1.70B | $194.00M |
| Total Stockholders Equity | $179.12B | $185.74B | $179.89B | $187.61B | $184.89B |
| Total Liabilities & Equity | $1,929.85B | $1,932.47B | $1,881.02B | $1,948.07B | $1,955.16B |
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
|---|---|---|---|---|---|---|
| Net Income | $25.95B | $19.72B | $19.14B | $13.18B | $21.55B | $3.30B |
| Provision for Credit Losses | $4.64B | $4.33B | $5.40B | $1.53B | $-4.16B | $14.13B |
| Net Change in Trading Assets | $63.15B | $20.49B | $-3.35B | $-31.58B | $-19.33B | $-43.21B |
| Operating Cash Flow | $-47.51B | $3.04B | $40.36B | $27.05B | $-11.53B | $2.05B |
| Purchases of Securities | $131.06B | $95.46B | $26.05B | $40.10B | $110.43B | $91.55B |
| Sales of Securities | $19.60B | $27.90B | $14.65B | $16.89B | $17.96B | $48.64B |
| Maturities of Securities | $38.69B | $34.33B | $14.87B | $19.79B | $75.70B | $78.17B |
| Investing Cash Flow | $-150.36B | $-15.65B | $16.04B | $-42.48B | $-7.62B | $122.55B |
| Net Change in Deposits | $-23.46B | $13.63B | $-25.81B | $-98.49B | $78.58B | $81.75B |
| Net Change in Short-term Borrowings | $228.38B | $18.71B | $38.41B | $16.56B | $-24.59B | $-45.51B |
| Long-term Debt Repaid | $69.65B | $55.58B | $22.89B | $19.59B | $47.13B | $65.35B |
| Preferred Stock Issued | - | $2.00B | $1.72B | - | $5.76B | $3.12B |
| Common Stock Repurchased | $26.53B | $19.45B | $11.85B | $6.03B | $14.46B | $3.42B |
| Dividends Paid | $9.28B | $5.13B | $4.79B | $4.18B | $2.42B | $4.85B |
| Financing Cash Flow | $151.76B | $-21.53B | $20.49B | $-59.65B | $-11.24B | $-1.24B |
| Net Change in Cash | $-46.10B | $-34.15B | $76.89B | $-75.07B | $-30.38B | $123.36B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $10.47B | $11.31B | $29.70B | $33.09B |
| Income Before Tax | $6.91B | $6.23B | $18.67B | $17.98B |
| Income Tax Expense | $1.30B | $1.06B | $2.74B | $3.28B |
| Net Income | $5.59B | $5.11B | $15.98B | $14.64B |
| Basic EPS | 1.68 | 1.43 | 4.69 | 3.99 |
| Diluted EPS | 1.66 | 1.42 | 4.64 | 3.94 |
| Basic Shares Outstanding | $3.18B | $3.38B | $3.23B | $3.46B |
| Diluted Shares Outstanding | $3.22B | $3.43B | $3.27B | $3.50B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $25.07B | $25.17B |
| Total Assets | $2,062.93B | $1,929.85B |
| Short-term Debt | $230.65B | $108.81B |
| Long-term Debt | $177.77B | $173.08B |
| Total Liabilities | $1,879.91B | $1,748.78B |
| Common Stock | $9.14B | $9.14B |
| Retained Earnings | $225.19B | $214.20B |
| Treasury Stock | $123.15B | $111.46B |
| Total Stockholders Equity | $181.15B | $179.12B |
| Total Liabilities & Equity | $2,062.93B | $1,929.85B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $5.59B | $5.11B | $15.98B | $14.64B |
| Operating Cash Flow | - | - | $-23.12B | $-5.87B |
| Sales of Investments | - | - | $15.77B | $26.26B |
| Investing Cash Flow | - | - | $-102.33B | $-14.59B |
| Debt Repayment | - | - | $31.29B | $48.78B |
| Stock Repurchased | - | - | $12.52B | $15.45B |
| Dividends Paid | - | - | $4.04B | $3.81B |
| Financing Cash Flow | - | - | $96.06B | $-31.47B |
| Net Change in Cash | - | - | $-29.39B | $-51.92B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.