$44.95B
Net Interest Income
$19.14B
Net Income
76.9%
Efficiency Ratio
2.33%
Net Int. Margin
10.3%
ROE
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Interest Income | $22.42B | $21.32B | $20.97B | $22.05B | $23.00B | $22.88B |
| Interest Expense | $10.47B | $9.61B | $9.48B | $10.22B | $11.31B | $10.96B |
| Net Interest Income | $11.95B | $11.71B | $11.49B | $11.84B | $11.69B | $11.92B |
| Provision for Credit Losses | $681.00M | $1.00B | $932.00M | $1.09B | $1.06B | $1.24B |
| Non-Interest Income | $9.49B | $9.11B | $8.65B | $8.54B | $8.68B | $8.77B |
| Total Revenue | $21.44B | $20.82B | $20.15B | $20.38B | $20.37B | $20.69B |
| Revenue Growth % (YoY) | 5.3% | 0.6% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $13.85B | $13.38B | $13.89B | $13.90B | $13.07B | $13.29B |
| Compensation & Benefits | $9.02B | - | - | - | - | - |
| Occupancy Expense | $784.00M | $766.00M | $761.00M | $789.00M | $786.00M | $763.00M |
| Technology & Equipment | - | $1.29B | $1.22B | $1.28B | $1.14B | $1.11B |
| Marketing Expense | $295.00M | $266.00M | $181.00M | $243.00M | $205.00M | $224.00M |
| Professional Fees | $1.18B | $1.09B | $1.04B | $1.24B | $1.13B | $1.14B |
| Other Non-Interest Expense | $965.00M | $951.00M | $1.07B | $940.00M | $920.00M | $993.00M |
| Income Before Tax | $6.91B | $6.44B | $5.33B | $5.38B | $6.23B | $6.16B |
| Income Tax Expense | $1.30B | $916.00M | $522.00M | $120.00M | $1.06B | $1.25B |
| Net Income | $5.59B | $5.49B | $4.89B | $5.08B | $5.11B | $4.91B |
| Net Margin % | 26.1% | 26.4% | 24.3% | 24.9% | 25.1% | 23.7% |
| Basic EPS | 1.68 | 1.61 | 1.41 | 1.44 | 1.43 | 1.35 |
| Diluted EPS | 1.66 | 1.60 | 1.39 | 1.43 | 1.42 | 1.33 |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Cash & Due from Banks | $34.80B | $35.08B | $35.26B | $37.08B | $33.53B | $32.70B |
| Interest-Bearing Deposits | $139.52B | - | - | - | - | - |
| Investment Securities - AFS | $206.68B | $184.87B | $176.23B | $162.98B | $166.00B | $148.75B |
| Investment Securities - HTM | $214.23B | $221.49B | $227.23B | $234.95B | $243.15B | $250.74B |
| Goodwill & Intangibles | $25.07B | $25.07B | $25.07B | $25.17B | $25.17B | $25.17B |
| Other Assets | $79.94B | $94.52B | $86.46B | $73.30B | $78.59B | $72.35B |
| Total Assets | $2,062.93B | $1,981.27B | $1,950.31B | $1,929.85B | $1,922.12B | $1,940.07B |
| Total Deposits | $1,367.36B | $1,340.70B | $1,361.73B | $1,371.80B | $1,349.65B | $1,365.89B |
| Short-term Borrowings | $230.65B | $188.00B | $139.78B | $108.81B | $111.89B | $118.83B |
| Long-term Debt | $177.77B | $176.24B | $173.66B | $173.08B | $182.01B | $179.14B |
| Accounts Payable & Accrued | $92.61B | $80.83B | $81.13B | $78.76B | $82.17B | $81.82B |
| Total Liabilities | $1,879.91B | $1,798.32B | $1,767.40B | $1,748.78B | $1,737.11B | $1,761.92B |
| Common Stock | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B | $9.14B |
| Retained Earnings | $225.19B | $221.31B | $217.41B | $214.20B | $210.75B | $207.28B |
| Treasury Stock | $123.15B | $117.24B | $114.34B | $111.46B | $107.48B | $104.25B |
| AOCI | $-7.65B | $-9.37B | $-10.00B | $-12.18B | $-8.37B | $-12.72B |
| Total Stockholders Equity | $181.15B | $181.11B | $181.09B | $179.12B | $183.26B | $176.43B |
| Total Liabilities & Equity | $2,062.93B | $1,981.27B | $1,950.31B | $1,929.85B | $1,922.12B | $1,940.07B |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|
| Net Income | $5.59B | $10.39B | $4.89B | $5.08B | $5.11B | $9.53B |
| Provision for Credit Losses | $681.00M | $1.94B | $932.00M | $1.09B | $1.06B | $2.17B |
| Net Change in Trading Assets | $44.42B | $13.61B | $7.17B | $-2.06B | $22.55B | $24.01B |
| Operating Cash Flow | $-23.12B | $-22.25B | $-11.04B | $8.90B | $-5.87B | $-10.07B |
| Purchases of Securities | $57.90B | $32.64B | $17.68B | $22.85B | $72.62B | $39.11B |
| Sales of Securities | $4.36B | $2.45B | $97.00M | $12.69B | $15.21B | $4.76B |
| Maturities of Securities | $15.77B | $10.03B | $4.82B | $8.07B | $26.26B | $15.75B |
| Investing Cash Flow | $-102.33B | $-19.46B | $-27.51B | $-1.06B | $-14.59B | $6.51B |
| Net Change in Deposits | $-4.44B | $-31.10B | $-10.08B | $22.16B | $-8.53B | $7.72B |
| Net Change in Short-term Borrowings | $121.84B | $79.19B | $30.97B | $-3.62B | $22.34B | $29.27B |
| Long-term Debt Repaid | $31.29B | $21.94B | $9.62B | $6.81B | $48.78B | $40.94B |
| Preferred Stock Issued | - | - | - | - | $2.00B | - |
| Common Stock Repurchased | $12.52B | $6.52B | $3.50B | $4.00B | $15.45B | $12.01B |
| Dividends Paid | $4.04B | $2.60B | $1.32B | $1.32B | $3.81B | $2.45B |
| Financing Cash Flow | $96.06B | $32.94B | $12.82B | $9.93B | $-31.47B | $-1.71B |
| Net Change in Cash | $-29.39B | $-8.77B | $-25.72B | $17.77B | $-51.92B | $-5.27B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $10.47B | $11.31B | $29.70B | $33.09B |
| Income Before Tax | $6.91B | $6.23B | $18.67B | $17.98B |
| Income Tax Expense | $1.30B | $1.06B | $2.74B | $3.28B |
| Net Income | $5.59B | $5.11B | $15.98B | $14.64B |
| Basic EPS | 1.68 | 1.43 | 4.69 | 3.99 |
| Diluted EPS | 1.66 | 1.42 | 4.64 | 3.94 |
| Basic Shares Outstanding | $3.18B | $3.38B | $3.23B | $3.46B |
| Diluted Shares Outstanding | $3.22B | $3.43B | $3.27B | $3.50B |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $25.07B | $25.17B |
| Total Assets | $2,062.93B | $1,929.85B |
| Short-term Debt | $230.65B | $108.81B |
| Long-term Debt | $177.77B | $173.08B |
| Total Liabilities | $1,879.91B | $1,748.78B |
| Common Stock | $9.14B | $9.14B |
| Retained Earnings | $225.19B | $214.20B |
| Treasury Stock | $123.15B | $111.46B |
| Total Stockholders Equity | $181.15B | $179.12B |
| Total Liabilities & Equity | $2,062.93B | $1,929.85B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $5.59B | $5.11B | $15.98B | $14.64B |
| Operating Cash Flow | - | - | $-23.12B | $-5.87B |
| Sales of Investments | - | - | $15.77B | $26.26B |
| Investing Cash Flow | - | - | $-102.33B | $-14.59B |
| Debt Repayment | - | - | $31.29B | $48.78B |
| Stock Repurchased | - | - | $12.52B | $15.45B |
| Dividends Paid | - | - | $4.04B | $3.81B |
| Financing Cash Flow | - | - | $96.06B | $-31.47B |
| Net Change in Cash | - | - | $-29.39B | $-51.92B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.