$6.81B
Net Interest Income
$2.21B
Net Income
63.5%
Efficiency Ratio
2.97%
Net Int. Margin
9.9%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $11.78B | $11.78B | $12.35B | $10.39B | $3.41B | $1.45B | $1.48B | $1.40B | $1.25B | $1.10B | $987.76M |
| Interest Expense | $4.96B | $4.96B | $5.21B | $3.68B | $467.00M | $60.68M | $95.86M | $92.64M | $36.86M | $43.79M | $43.08M |
| Net Interest Income | $6.81B | $6.81B | $7.14B | $6.71B | $2.95B | $1.39B | $1.39B | $1.31B | $1.21B | $1.06B | $944.67M |
| Provision for Credit Losses | $937.00M | $514.00M | $431.00M | $1.38B | $645.00M | $-37.00M | $58.00M | - | - | - | - |
| Net Interest Income After Provision | - | - | - | - | $2.30B | $1.43B | $1.33B | $1.28B | $1.18B | $1.03B | $911.73M |
| Non-Interest Income | $2.73B | $2.73B | $2.62B | $12.07B | $2.14B | $508.00M | $476.75M | $415.86M | $400.15M | $641.03M | $488.07M |
| Other Non-Interest Income | $160.00M | $160.00M | $148.00M | $120.00M | $97.00M | $9.45M | $7.45M | $18.43M | $26.04M | $47.84M | $34.17M |
| Total Revenue | - | $9.54B | $9.76B | $18.79B | - | - | - | - | - | - | - |
| Revenue Growth % | nan% | -2.2% | -48.1% | nan% | nan% | nan% | nan% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $6.06B | $6.06B | $5.74B | $5.33B | $3.08B | $1.23B | $1.19B | $1.10B | $1.08B | $1.13B | $1.05B |
| Compensation & Benefits | $3.29B | $3.29B | $3.08B | $2.64B | $1.40B | $759.00M | $722.00M | - | - | - | - |
| Occupancy Expense | $238.00M | $238.00M | $242.00M | $244.00M | $194.00M | $117.18M | $117.17M | $111.18M | $109.17M | $104.69M | $102.61M |
| Technology & Equipment | $555.00M | $555.00M | $504.00M | $422.00M | $216.00M | $119.17M | $115.53M | $112.29M | $102.91M | $97.48M | $92.50M |
| Professional Fees | $115.00M | $115.00M | $121.00M | $73.00M | $57.00M | $20.00M | $17.00M | - | - | - | - |
| Other Non-Interest Expense | $466.00M | $466.00M | $460.00M | $377.00M | $237.00M | $129.53M | $145.12M | $139.28M | $147.06M | $186.20M | $200.05M |
| Income Before Tax | $2.97B | $2.97B | $3.59B | $12.08B | $1.36B | $701.66M | $617.88M | $592.05M | $503.61M | $543.70M | $351.07M |
| Income Tax Expense | $765.00M | $765.00M | $815.00M | $611.00M | $264.00M | $154.20M | $126.16M | $134.68M | $103.30M | $219.95M | $125.58M |
| Net Income | $2.21B | $2.21B | $2.78B | $11.47B | $1.10B | $547.46M | $491.72M | $457.37M | $400.31M | $323.75M | $225.48M |
| Net Margin % | nan% | 23.1% | 28.5% | 61.0% | nan% | nan% | nan% | nan% | nan% | nan% | nan% |
| Basic EPS | 165.45 | 165.24 | 189.42 | 785.14 | 67.47 | 53.88 | 47.50 | 41.05 | 33.53 | 26.96 | 18.77 |
| Diluted EPS | 165.45 | 165.24 | 189.41 | 784.51 | 67.40 | 53.88 | 47.50 | nan | nan | nan | nan |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $801.00M | $814.00M | $908.00M | $518.00M | $337.81M | $362.05M | $376.72M | $327.44M | $336.15M | $539.74M |
| Interest-Bearing Deposits | $19.80B | $21.36B | $33.61B | $5.03B | $9.12B | - | - | - | - | - |
| Investment Securities - AFS | $31.79B | $33.75B | $19.94B | $8.99B | $9.20B | $7.01B | $7.06B | $4.56B | $7.18B | - |
| Investment Securities - HTM | - | - | - | - | $3.81B | $2.82B | $31.00M | $2.18B | $76.00K | $98.00K |
| Loans & Leases (Gross) | $147.93B | $140.22B | $133.30B | $70.78B | $32.37B | $32.79B | $28.88B | $25.52B | $23.60B | $21.74B |
| Loans & Leases (Net) | $146.36B | $138.54B | $131.56B | $69.86B | $32.19B | $32.57B | $28.66B | $25.30B | $23.37B | $21.52B |
| Goodwill & Intangibles | $346.00M | $346.00M | $346.00M | $346.00M | $346.06M | $350.30M | $349.40M | $236.35M | $150.60M | $150.60M |
| Premises & Equipment | - | - | - | - | $1.23B | $1.25B | $1.24B | $1.20B | $1.14B | $1.13B |
| Other Assets | $7.52B | $6.74B | $5.86B | $4.37B | $1.66B | $783.95M | $610.89M | $433.60M | $686.37M | $471.41M |
| Total Assets | $229.70B | $223.72B | $213.76B | $109.30B | $58.31B | $49.96B | $39.82B | $35.41B | $34.53B | $32.99B |
| Total Deposits | $161.58B | $155.23B | $145.85B | $89.41B | $51.41B | $43.43B | $34.43B | $30.67B | $29.27B | $28.16B |
| Short-term Borrowings | $224.00M | $367.00M | $485.00M | $2.19B | $589.00M | - | - | - | - | - |
| Long-term Debt | $35.78B | $36.68B | $37.17B | $4.46B | $1.20B | - | - | - | - | - |
| Other Liabilities | $8.73B | $8.20B | $7.91B | $2.59B | $381.33M | $391.55M | $367.81M | $249.44M | $261.78M | $283.63M |
| Total Liabilities | $207.46B | $201.49B | $192.50B | $99.64B | $53.57B | $45.73B | $36.24B | $31.92B | $31.19B | $29.98B |
| Retained Earnings | $20.77B | $19.36B | $16.74B | $5.39B | $4.38B | $3.87B | $3.66B | $3.22B | $2.79B | $2.48B |
| AOCI | $83.00M | $-445.00M | $-491.00M | $-735.00M | $9.78M | $12.26M | $-126.72M | $-235.19M | $-122.29M | $-135.19M |
| Total Stockholders Equity | $22.24B | $22.23B | $21.25B | $9.66B | $4.74B | $4.23B | $3.59B | $3.49B | $3.33B | $3.01B |
| Total Liabilities & Equity | $229.70B | $223.72B | $213.76B | $109.30B | $58.31B | $49.96B | $39.82B | $35.41B | $34.53B | $32.99B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $2.69B | $2.21B | $2.78B | $11.47B | $1.10B | $547.46M | $491.72M | $457.37M | $400.31M | $323.75M | $225.48M |
| Provision for Credit Losses | $937.00M | $514.00M | $431.00M | $1.38B | $645.00M | $-37.00M | $58.00M | - | - | - | - |
| Depreciation & Amortization | - | $314.00M | $276.00M | $225.00M | - | - | - | - | - | - | - |
| Deferred Taxes | $-225.00M | $-111.00M | $6.00M | $-165.00M | $206.00M | $-7.59M | $-25.54M | $54.60M | $-13.38M | $125.84M | $33.15M |
| Stock-based Compensation | - | - | - | $5.00M | $19.00M | - | - | - | - | - | - |
| Other Operating Adjustments | $-128.00M | $-68.00M | $1.00M | $-21.00M | $-36.00M | $-13.00M | $-12.00M | - | - | - | - |
| Operating Cash Flow | $3.98B | $2.92B | $2.99B | $2.66B | $2.79B | $-283.78M | $340.01M | $540.57M | $457.34M | $355.26M | - |
| Purchases of Securities | $18.73B | $13.97B | $22.49B | $12.84B | $1.99B | $6.38B | $8.67B | $4.71B | $1.45B | $3.65B | $4.09B |
| Sales of Securities | $6.21B | $3.82B | $1.49B | $495.00M | $2.00M | $1.37B | $4.59B | $2.31B | $151.75M | $1.35B | $1.83B |
| Maturities of Securities | $16.86B | $12.99B | $7.45B | $2.08B | $1.24B | $2.45B | $2.79B | $2.35B | $1.56B | $1.84B | $2.15B |
| Net Change in Loans | $11.80B | $9.11B | $7.48B | $-6.06B | $5.34B | $-423.00M | $3.85B | $1.28B | $1.02B | $1.21B | $1.21B |
| Capital Expenditures | $1.04B | $710.00M | $429.00M | $405.00M | $155.00M | $107.37M | $133.38M | $121.08M | $140.44M | $84.80M | $81.84M |
| Acquisitions | - | - | - | - | $-134.00M | - | $60.00M | $236.73M | $155.13M | $-304.82M | $727.00K |
| Investing Cash Flow | $-15.93B | $-5.61B | $-10.15B | $2.43B | $75.00M | $-7.57B | $-9.87B | $-1.56B | $97.57M | $-668.67M | - |
| Net Change in Short-term Borrowings | - | - | - | - | - | $-52.39M | $-96.75M | $-27.70M | $-246.52M | $-44.68M | $-33.07M |
| Long-term Debt Issued | $4.32B | $1.84B | - | $9.99B | $3.85B | - | $400.00M | $200.00M | $125.00M | $175.00M | $150.00M |
| Long-term Debt Repaid | $3.20B | $2.85B | $450.00M | $13.12B | $5.10B | $54.00M | $87.00M | - | - | - | - |
| Preferred Stock Issued | - | $494.00M | - | - | - | - | $339.94M | - | - | - | - |
| Common Stock Repurchased | $4.88B | $3.03B | $1.65B | - | $1.24B | - | $333.75M | $453.12M | $163.09M | - | - |
| Dividends Paid | $285.00M | $161.00M | $158.00M | $117.00M | $83.00M | $42.00M | $30.00M | $18.14M | $16.78M | $10.81M | $14.41M |
| Financing Cash Flow | $12.01B | $2.67B | $7.07B | $-4.70B | $-2.69B | $7.83B | $9.52B | $1.07B | $-563.62M | $109.82M | - |
| Net Change in Cash | $60.00M | $-13.00M | $-94.00M | $390.00M | $180.00M | $-24.23M | $-14.67M | $49.28M | $-8.71M | - | - |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $1.26B | $1.34B | $3.66B | $4.00B |
| Income Before Tax | $751.00M | $873.00M | $2.16B | $2.86B |
| Income Tax Expense | $183.00M | $234.00M | $534.00M | $779.00M |
| Net Income | $568.00M | $639.00M | $1.63B | $2.08B |
| Basic EPS | 43.08 | 43.42 | 119.70 | 140.27 |
| Diluted EPS | 43.08 | 43.42 | 119.70 | 140.26 |
| Basic Shares Outstanding | $12.85M | $14.38M | $13.22M | $14.48M |
| Diluted Shares Outstanding | $12.85M | $14.38M | $13.22M | $14.48M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $346.00M | $346.00M |
| Intangible Assets | $208.00M | $249.00M |
| Total Assets | $233.49B | $223.72B |
| Short-term Debt | $423.00M | $367.00M |
| Long-term Debt | $38.25B | $36.68B |
| Total Liabilities | $211.50B | $201.49B |
| Retained Earnings | $20.87B | $19.36B |
| Total Stockholders Equity | $21.99B | $22.23B |
| Total Liabilities & Equity | $233.49B | $223.72B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $568.00M | $639.00M | $1.63B | $2.08B |
| Deferred Income Tax | - | - | $-104.00M | $-127.00M |
| Operating Cash Flow | - | - | $1.87B | $1.87B |
| Capital Expenditure | - | - | $467.00M | $301.00M |
| Purchases of Investments | - | - | - | $6.00M |
| Sales of Investments | - | - | $5.80B | $5.04B |
| Investing Cash Flow | - | - | $-9.24B | $-6.41B |
| Debt Repayment | - | - | $355.00M | $348.00M |
| Stock Repurchased | - | - | $2.13B | $700.00M |
| Dividends Paid | - | - | $121.00M | $116.00M |
| Financing Cash Flow | - | - | $7.43B | $4.50B |
| Net Change in Cash | - | - | $60.00M | $-46.00M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.