$6.81B
Net Interest Income
$2.21B
Net Income
63.5%
Efficiency Ratio
2.97%
Net Int. Margin
9.9%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $2.94B | $3.00B | $2.94B | $2.90B | $3.00B | $3.14B | $3.13B |
| Interest Expense | $1.22B | $1.26B | $1.25B | $1.23B | $1.29B | $1.34B | $1.31B |
| Net Interest Income | $1.72B | $1.73B | $1.70B | $1.66B | $1.71B | $1.80B | $1.82B |
| Provision for Credit Losses | $54.00M | $460.00M | $269.00M | $154.00M | $155.00M | $276.00M | $159.00M |
| Non-Interest Income | $715.00M | $699.00M | $678.00M | $635.00M | $699.00M | $650.00M | $639.00M |
| Other Non-Interest Income | $53.00M | $51.00M | $42.00M | $14.00M | $56.00M | $19.00M | $37.00M |
| Non-Interest Expense | $1.57B | $1.49B | $1.50B | $1.49B | $1.52B | $1.46B | $1.39B |
| Compensation & Benefits | $849.00M | $817.00M | $810.00M | $818.00M | $801.00M | $788.00M | $745.00M |
| Occupancy Expense | $61.00M | $58.00M | $61.00M | $58.00M | $60.00M | $62.00M | $58.00M |
| Technology & Equipment | $151.00M | $137.00M | $131.00M | $136.00M | $136.00M | $128.00M | $126.00M |
| Professional Fees | $34.00M | $26.00M | $30.00M | $25.00M | $30.00M | $42.00M | $24.00M |
| Other Non-Interest Expense | $118.00M | $109.00M | $129.00M | $110.00M | $142.00M | $111.00M | $107.00M |
| Income Before Tax | $811.00M | $751.00M | $758.00M | $651.00M | $736.00M | $873.00M | $979.00M |
| Income Tax Expense | $231.00M | $183.00M | $183.00M | $168.00M | $36.00M | $234.00M | $272.00M |
| Net Income | $580.00M | $568.00M | $575.00M | $483.00M | $700.00M | $639.00M | $707.00M |
| Basic EPS | 45.54 | 43.08 | 42.36 | 34.47 | 49.15 | 43.42 | 47.54 |
| Diluted EPS | 45.54 | 43.08 | 42.36 | 34.47 | 49.15 | 43.42 | 47.54 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $801.00M | $874.00M | $889.00M | $812.00M | $814.00M | $862.00M | $764.00M |
| Interest-Bearing Deposits | $19.80B | $24.80B | $26.18B | $24.69B | $21.36B | $25.64B | $25.36B |
| Investment Securities - AFS | $31.79B | $34.96B | $33.06B | $33.90B | $33.75B | $28.19B | $27.05B |
| Loans & Leases (Gross) | $147.93B | $144.76B | $141.27B | $141.36B | $140.22B | $138.69B | $139.34B |
| Loans & Leases (Net) | $146.36B | $143.11B | $139.60B | $139.68B | $138.54B | $137.02B | $137.64B |
| Goodwill & Intangibles | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M | $346.00M |
| Other Assets | $7.52B | $7.11B | $7.06B | $6.80B | $6.74B | $6.09B | $6.40B |
| Total Assets | $229.70B | $233.49B | $229.65B | $228.82B | $223.72B | $220.57B | $219.83B |
| Total Deposits | $161.58B | $163.19B | $159.94B | $159.32B | $155.23B | $151.57B | $151.08B |
| Short-term Borrowings | $224.00M | $423.00M | $471.00M | $450.00M | $367.00M | $391.00M | $386.00M |
| Long-term Debt | $35.78B | $38.25B | $37.64B | $37.96B | $36.68B | $36.77B | $37.07B |
| Other Liabilities | $8.73B | $8.31B | $8.23B | $7.65B | $8.20B | $7.75B | $7.63B |
| Total Liabilities | $207.46B | $211.50B | $207.36B | $206.53B | $201.49B | $197.74B | $197.34B |
| Retained Earnings | $20.77B | $20.87B | $20.34B | $19.80B | $19.36B | $18.70B | $18.10B |
| AOCI | $83.00M | $-44.00M | $-114.00M | $-199.00M | $-445.00M | $-159.00M | $-610.00M |
| Total Stockholders Equity | $22.24B | $21.99B | $22.30B | $22.30B | $22.23B | $22.83B | $22.49B |
| Total Liabilities & Equity | $229.70B | $233.49B | $229.65B | $228.82B | $223.72B | $220.57B | $219.83B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $580.00M | $568.00M | $1.06B | $483.00M | $700.00M | $639.00M | $707.00M |
| Provision for Credit Losses | $54.00M | $460.00M | $269.00M | $154.00M | $155.00M | $276.00M | $159.00M |
| Deferred Taxes | $-7.00M | $-104.00M | $-74.00M | $-40.00M | $133.00M | $-127.00M | $-183.00M |
| Stock-based Compensation | - | - | - | - | - | - | - |
| Other Operating Adjustments | $-14.00M | $-54.00M | $-49.00M | $-11.00M | $12.00M | $-11.00M | $-14.00M |
| Operating Cash Flow | $1.05B | $1.87B | $957.00M | $98.00M | $1.12B | $1.87B | $878.00M |
| Purchases of Securities | $6.49B | $7.48B | $2.91B | $1.85B | $9.15B | $13.34B | $10.76B |
| Sales of Securities | $2.62B | $1.20B | $1.20B | $1.20B | $798.00M | $695.00M | $695.00M |
| Maturities of Securities | $7.19B | $5.80B | $2.97B | $894.00M | $2.41B | $5.04B | $2.73B |
| Net Change in Loans | $4.12B | $4.99B | $1.32B | $1.37B | $1.88B | $5.61B | $6.19B |
| Capital Expenditures | $243.00M | $467.00M | $229.00M | $103.00M | $128.00M | $301.00M | $195.00M |
| Investing Cash Flow | $3.63B | $-9.24B | $-5.44B | $-4.88B | $-3.74B | $-6.41B | $-6.11B |
| Long-term Debt Issued | $-1.00M | $1.84B | $1.24B | $1.24B | - | - | - |
| Long-term Debt Repaid | $2.50B | $355.00M | $352.00M | $1.00M | $102.00M | $348.00M | $32.00M |
| Common Stock Repurchased | $900.00M | $2.13B | $1.23B | $618.00M | $948.00M | $700.00M | - |
| Dividends Paid | $40.00M | $121.00M | $82.00M | $42.00M | $42.00M | $116.00M | $78.00M |
| Financing Cash Flow | $-4.75B | $7.43B | $4.56B | $4.78B | $2.58B | $4.50B | $5.09B |
| Net Change in Cash | $-73.00M | $60.00M | $75.00M | $-2.00M | $-48.00M | $-46.00M | $-144.00M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $1.26B | $1.34B | $3.66B | $4.00B |
| Income Before Tax | $751.00M | $873.00M | $2.16B | $2.86B |
| Income Tax Expense | $183.00M | $234.00M | $534.00M | $779.00M |
| Net Income | $568.00M | $639.00M | $1.63B | $2.08B |
| Basic EPS | 43.08 | 43.42 | 119.70 | 140.27 |
| Diluted EPS | 43.08 | 43.42 | 119.70 | 140.26 |
| Basic Shares Outstanding | $12.85M | $14.38M | $13.22M | $14.48M |
| Diluted Shares Outstanding | $12.85M | $14.38M | $13.22M | $14.48M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $346.00M | $346.00M |
| Intangible Assets | $208.00M | $249.00M |
| Total Assets | $233.49B | $223.72B |
| Short-term Debt | $423.00M | $367.00M |
| Long-term Debt | $38.25B | $36.68B |
| Total Liabilities | $211.50B | $201.49B |
| Retained Earnings | $20.87B | $19.36B |
| Total Stockholders Equity | $21.99B | $22.23B |
| Total Liabilities & Equity | $233.49B | $223.72B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $568.00M | $639.00M | $1.63B | $2.08B |
| Deferred Income Tax | - | - | $-104.00M | $-127.00M |
| Operating Cash Flow | - | - | $1.87B | $1.87B |
| Capital Expenditure | - | - | $467.00M | $301.00M |
| Purchases of Investments | - | - | - | $6.00M |
| Sales of Investments | - | - | $5.80B | $5.04B |
| Investing Cash Flow | - | - | $-9.24B | $-6.41B |
| Debt Repayment | - | - | $355.00M | $348.00M |
| Stock Repurchased | - | - | $2.13B | $700.00M |
| Dividends Paid | - | - | $121.00M | $116.00M |
| Financing Cash Flow | - | - | $7.43B | $4.50B |
| Net Change in Cash | - | - | $60.00M | $-46.00M |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.