$54.90B
Net Interest Income
$9.23B
Net Income
68.8%
Efficiency Ratio
2.27%
Net Int. Margin
4.4%
ROE
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $141.26B | $143.71B | $133.26B | $74.41B | $50.48B | $58.09B | $76.51B | $70.83B | $61.20B | $57.62B | $58.55B |
| Interest Expense | $83.40B | $89.62B | $78.36B | $25.74B | $7.98B | $14.54B | $29.16B | $24.27B | $16.52B | $12.51B | $11.92B |
| Net Interest Income | $57.86B | $54.09B | $54.90B | $48.67B | $42.49B | $43.55B | $47.35B | $46.56B | $44.69B | $45.10B | $46.63B |
| Provision for Credit Losses | - | - | - | $4.75B | $-3.10B | $15.92B | $8.22B | $7.57B | $7.45B | $6.98B | $7.91B |
| Non-Interest Income | $27.07B | $27.04B | $23.56B | $26.67B | $29.39B | $30.75B | $26.94B | $26.29B | $26.76B | $24.77B | $29.72B |
| Trading Revenue | $12.38B | $11.65B | $10.95B | $14.16B | $10.15B | $13.88B | $8.89B | $9.06B | $9.17B | $7.58B | $6.01B |
| Service Charges & Fees | - | - | - | - | - | - | - | - | $12.94B | $10.52B | $11.85B |
| Total Revenue | $84.94B | $81.14B | $78.46B | $75.34B | $71.88B | $74.30B | $74.29B | $72.85B | $71.45B | $69.88B | $76.35B |
| Revenue Growth % | 4.7% | 3.4% | 4.1% | 4.8% | -3.2% | 0.0% | 2.0% | 2.0% | 2.3% | -8.5% | nan% |
| Non-Interest Expense | $54.48B | $53.98B | $56.37B | $51.29B | $48.19B | $43.17B | $42.00B | $41.84B | $41.24B | $41.42B | $43.62B |
| Compensation & Benefits | $29.49B | $28.54B | $29.23B | $26.66B | $25.13B | $22.21B | $21.43B | $21.15B | $21.18B | $20.97B | $21.77B |
| Occupancy Expense | $2.45B | $2.44B | $2.51B | $2.32B | $2.31B | $2.33B | $2.33B | $2.32B | $2.45B | $2.54B | $2.88B |
| Marketing Expense | $1.10B | $1.11B | $1.39B | $1.56B | $1.49B | $1.22B | $1.52B | $1.54B | $1.61B | $1.63B | $1.55B |
| Professional Fees | $2.15B | $2.02B | $2.08B | $2.48B | - | - | - | - | - | - | - |
| Other Non-Interest Expense | $2.06B | $7.01B | $13.35B | $12.17B | $11.43B | $10.02B | $9.65B | $9.62B | $9.10B | $9.59B | $10.84B |
| Income Before Tax | $19.82B | $17.05B | $12.91B | $18.81B | $27.47B | $13.63B | $23.90B | $23.45B | $22.76B | $21.48B | $24.83B |
| Income Tax Expense | $5.00B | $4.21B | $3.53B | $3.64B | $5.45B | $2.52B | $4.43B | $5.36B | $29.39B | $6.44B | $7.44B |
| Net Income | $14.69B | $12.68B | $9.23B | $14.85B | $21.95B | $11.05B | $19.40B | $18.05B | $-6.80B | $14.91B | $17.24B |
| Net Margin % | 17.3% | 15.6% | 11.8% | 19.7% | 30.5% | 14.9% | 26.1% | 24.8% | -9.5% | 21.3% | 22.6% |
| Basic EPS | 7.23 | 6.03 | 4.07 | 7.04 | 10.21 | 4.74 | 8.08 | 6.69 | -2.98 | 4.72 | 5.41 |
| Diluted EPS | 7.11 | 5.94 | 4.04 | 7.00 | 10.14 | 4.72 | 8.04 | 6.68 | -2.98 | 4.72 | 5.40 |
| Breakdown | FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $22.78B | $27.34B | $30.58B | $27.52B | $26.35B | $23.97B | $23.64B | $23.77B | $23.04B | $20.90B |
| Interest-Bearing Deposits | $253.75B | $233.59B | $311.45B | $234.52B | $283.27B | $169.95B | $164.46B | $156.74B | $137.45B | $112.20B |
| Trading Assets | $442.75B | $411.76B | $334.11B | $331.94B | $375.08B | $276.14B | $256.12B | $251.56B | $243.93B | $249.96B |
| Investment Securities - AFS | $226.88B | $256.94B | $249.68B | $288.52B | $335.08B | $280.26B | $288.04B | $290.73B | - | - |
| Investment Securities - HTM | $242.38B | $254.25B | $268.86B | - | - | $80.78B | $63.36B | $53.32B | $45.67B | $36.22B |
| Loans & Leases (Gross) | $694.49B | $689.36B | $657.22B | - | - | - | - | - | - | - |
| Allowance for Loan Losses | - | - | $16.97B | $16.45B | $24.96B | $12.78B | $12.31B | $12.36B | - | - |
| Loans & Leases (Net) | $675.91B | $671.22B | $640.25B | - | - | $686.70B | $671.88B | $654.68B | $612.31B | $604.99B |
| Goodwill & Intangibles | $19.30B | $20.10B | $19.69B | $21.30B | $22.16B | $22.13B | $22.05B | $22.26B | $21.66B | $22.35B |
| Other Assets | $102.21B | $95.96B | $103.74B | $125.88B | $110.68B | $107.71B | $109.27B | $105.16B | $128.01B | $125.00B |
| Total Assets | $2,352.95B | $2,411.83B | $2,416.68B | $2,291.41B | $2,260.09B | $1,951.16B | $1,917.38B | $1,842.46B | $1,792.08B | $1,731.21B |
| Total Deposits | $1,284.46B | $1,308.68B | $1,365.95B | $1,317.23B | $1,280.67B | $1,070.59B | $1,013.17B | $959.82B | $929.41B | $907.89B |
| Trading Liabilities | $133.85B | $155.34B | $170.65B | $161.53B | $168.03B | $119.89B | $144.31B | $124.05B | $139.04B | $117.51B |
| Short-term Borrowings | $48.51B | $37.46B | $47.10B | $27.97B | $29.51B | $45.05B | $32.35B | $44.45B | $30.70B | $21.08B |
| Long-term Debt | $287.30B | $286.62B | $271.61B | $254.37B | $271.69B | $248.76B | $232.00B | $236.71B | $206.18B | $201.28B |
| Other Liabilities | $68.11B | $75.83B | $87.87B | $74.92B | $59.98B | $57.98B | $56.15B | $58.14B | $61.63B | $60.15B |
| Total Liabilities | $2,143.58B | $2,205.58B | $2,214.84B | $2,088.74B | $2,059.89B | $1,757.21B | $1,720.31B | $1,640.79B | $1,565.93B | $1,508.12B |
| Common Stock | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M |
| Retained Earnings | $206.29B | $198.91B | $194.73B | $184.95B | $168.27B | $165.37B | $151.35B | $138.43B | $146.48B | $133.84B |
| Treasury Stock | - | - | - | $71.24B | $64.13B | $61.66B | $44.37B | $30.31B | $16.30B | $7.68B |
| AOCI | $-47.85B | $-44.80B | $-47.06B | $-38.77B | $-32.06B | $-36.32B | $-37.17B | $-34.67B | $-32.38B | $-29.34B |
| Total Stockholders Equity | $208.60B | $205.45B | $201.19B | $201.97B | $199.44B | $193.24B | $196.22B | $200.74B | $225.12B | $221.86B |
| Total Liabilities & Equity | $2,352.95B | $2,411.83B | $2,416.68B | $2,291.41B | $2,260.09B | $1,951.16B | $1,917.38B | $1,842.46B | $1,792.08B | $1,731.21B |
| Breakdown | TTM (Sep 30, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
FY 2015 (Dec 31, 2015) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $18.75B | $12.68B | $9.23B | $14.85B | $21.95B | $11.05B | $19.40B | $18.05B | $-6.80B | $14.91B | $17.24B |
| Provision for Credit Losses | - | - | - | - | - | - | - | $7.57B | $7.45B | $6.98B | $7.91B |
| Deferred Taxes | $117.00M | $-1.90B | $-2.42B | $-1.14B | $1.41B | $-2.33B | $-610.00M | $-51.00M | $24.88B | $1.46B | $2.79B |
| Net Change in Trading Assets | $306.12B | $31.17B | $77.84B | $2.27B | $-43.06B | $99.00B | $20.12B | $3.47B | $7.73B | $2.71B | $-46.83B |
| Net Change in Loans HFS | $2.92B | $776.00M | $-1.93B | $-4.42B | $3.81B | $-1.20B | $909.00M | $-770.00M | $-247.00M | $-6.60B | $7.21B |
| Operating Cash Flow | $-223.39B | $-19.67B | $-73.42B | $25.07B | $61.25B | $-20.62B | $-12.84B | $36.95B | - | - | - |
| Purchases of Securities | $492.69B | $250.93B | $235.14B | $218.75B | $205.98B | $306.80B | - | - | - | - | - |
| Sales of Securities | $178.18B | $57.53B | $41.89B | $79.69B | $125.89B | $144.03B | - | - | - | - | - |
| Maturities of Securities | $322.56B | $216.39B | $200.44B | $140.93B | $120.94B | $110.94B | - | - | - | - | - |
| Net Change in Loans | - | - | - | - | - | - | - | $29.00B | $58.06B | $39.76B | $-1.35B |
| Capital Expenditures | $11.37B | $6.50B | $6.58B | $5.63B | $4.12B | $3.45B | $5.34B | $3.77B | $3.36B | $2.76B | $3.20B |
| Investing Cash Flow | $-199.13B | $86.25B | $-8.46B | $-79.45B | $-124.91B | $-95.31B | $-23.37B | $-73.12B | - | - | - |
| Net Change in Deposits | $191.33B | $-24.22B | $-57.27B | $68.42B | $44.97B | $210.08B | $57.42B | $53.35B | $30.42B | $24.39B | $8.55B |
| Net Change in Short-term Borrowings | - | - | - | - | - | - | - | $-12.11B | $13.75B | $9.62B | $-37.26B |
| Long-term Debt Issued | $214.32B | $99.08B | $65.82B | $104.75B | $70.66B | $76.46B | $59.13B | $60.66B | $67.96B | $63.81B | $44.62B |
| Preferred Stock Issued | $10.18B | $5.28B | $2.74B | - | $3.30B | $3.00B | $1.50B | $-793.00M | - | $2.50B | $6.23B |
| Common Stock Repurchased | $15.22B | $2.47B | $1.98B | $3.25B | $7.60B | $2.92B | $17.57B | $14.43B | $14.54B | $9.29B | $5.45B |
| Dividends Paid | $9.31B | $5.20B | $5.21B | $5.00B | $5.20B | $5.35B | $5.45B | $5.02B | $3.80B | $2.29B | $1.25B |
| Financing Cash Flow | $542.49B | $-38.30B | $687.00M | $137.76B | $17.27B | $233.59B | $42.93B | $44.53B | - | - | - |
| Net Change in Cash | $137.71B | $15.60B | $-81.09B | $79.99B | $-47.58B | $115.70B | $5.81B | $7.59B | $20.02B | - | - |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $22.09B | - | $65.35B | - |
| Interest Expense | $21.75B | - | $60.67B | - |
| Other Income/Expense | $293.00M | - | $571.00M | - |
| Income Before Tax | $5.35B | - | $16.02B | - |
| Income Tax Expense | $1.56B | - | $4.08B | - |
| Net Income | $3.75B | - | $11.84B | - |
| Basic EPS | 1.89 | - | 5.87 | - |
| Diluted EPS | 1.86 | - | 5.78 | - |
| Basic Shares Outstanding | $1.82B | - | $1.85B | - |
| Diluted Shares Outstanding | $1.86B | - | $1.89B | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $19.13B | $19.30B |
| Intangible Assets | $4.33B | $4.49B |
| Total Assets | $2,642.47B | $2,352.95B |
| Short-term Debt | $54.76B | $48.51B |
| Long-term Debt | $315.85B | $287.30B |
| Total Liabilities | $2,428.60B | $2,143.58B |
| Common Stock | $31.00M | $31.00M |
| Retained Earnings | $214.03B | $206.29B |
| Total Stockholders Equity | $213.02B | $208.60B |
| Total Liabilities & Equity | $2,642.47B | $2,352.95B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $3.75B | - | $11.84B | - |
| Deferred Income Tax | - | - | $227.00M | - |
| Operating Cash Flow | - | - | $-94.19B | - |
| Capital Expenditure | - | - | $4.89B | - |
| Sales of Investments | - | - | $133.73B | - |
| Investing Cash Flow | - | - | $-58.95B | - |
| Stock Repurchased | - | - | $8.75B | - |
| Dividends Paid | - | - | $4.02B | - |
| Financing Cash Flow | - | - | $212.75B | - |
| Net Change in Cash | - | - | $71.53B | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.