$54.90B
Net Interest Income
$9.23B
Net Income
68.8%
Efficiency Ratio
2.27%
Net Int. Margin
4.4%
ROE
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $36.69B | $35.86B | $33.67B | $35.05B | $36.46B | $35.99B | $36.22B | $36.38B | $34.84B | $32.65B | $29.39B | $25.71B | $19.92B |
| Interest Expense | $21.75B | $20.68B | $19.65B | $21.31B | $23.09B | $22.49B | $22.72B | $22.55B | $21.01B | $18.75B | $16.05B | $12.44B | $7.36B |
| Net Interest Income | $14.94B | $15.18B | $14.01B | $13.73B | $13.36B | $13.49B | $13.51B | $13.82B | $13.83B | $13.90B | $13.35B | $13.27B | $12.56B |
| Provision for Credit Losses | - | - | - | - | - | - | - | - | - | - | - | $1.77B | $1.33B |
| Non-Interest Income | $7.15B | $6.49B | $7.58B | $5.85B | $6.95B | $6.65B | $7.60B | $3.62B | $6.31B | $5.54B | $8.10B | $4.74B | $5.95B |
| Trading Revenue | $2.77B | $3.41B | $3.92B | $2.29B | $3.22B | $2.87B | $3.27B | $1.47B | $3.01B | $2.53B | $3.94B | $2.42B | $2.62B |
| Total Revenue | $22.09B | $21.67B | $21.60B | $19.58B | $20.32B | $20.14B | $21.10B | $17.44B | $20.14B | $19.44B | $21.45B | $18.01B | $18.51B |
| Revenue Growth % (YoY) | 8.7% | 7.6% | 2.3% | 12.3% | 0.9% | 3.6% | -1.6% | -3.1% | 8.8% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $14.29B | $13.58B | $13.43B | $13.19B | $13.25B | $13.35B | $14.20B | $16.00B | $13.51B | $13.57B | $13.29B | $12.98B | $12.75B |
| Compensation & Benefits | $7.47B | $7.63B | $7.46B | $6.92B | $7.06B | $6.89B | $7.67B | $6.88B | $7.42B | $7.39B | $7.54B | $6.62B | $6.75B |
| Occupancy Expense | $607.00M | $615.00M | $574.00M | $650.00M | $606.00M | $597.00M | $585.00M | $695.00M | $620.00M | $595.00M | $598.00M | $601.00M | $557.00M |
| Marketing Expense | $260.00M | $269.00M | $250.00M | $323.00M | $282.00M | $280.00M | $228.00M | $377.00M | $324.00M | $361.00M | $331.00M | $424.00M | $407.00M |
| Professional Fees | $514.00M | $510.00M | $476.00M | $650.00M | - | - | - | - | - | - | - | - | - |
| Other Non-Interest Expense | $2.00B | $1.28B | $1.35B | $-2.57B | $3.02B | $3.31B | $3.24B | $4.85B | $2.89B | $2.92B | $2.69B | $2.98B | $2.90B |
| Income Before Tax | $5.35B | $5.22B | $5.45B | $3.80B | $4.39B | $4.31B | $4.54B | $-2.10B | $4.79B | $4.04B | $6.18B | $3.18B | $4.39B |
| Income Tax Expense | $1.56B | $1.19B | $1.34B | $912.00M | $1.12B | $1.05B | $1.14B | $-296.00M | $1.20B | $1.09B | $1.53B | $640.00M | $879.00M |
| Net Income | $3.75B | $4.02B | $4.06B | $2.86B | $3.24B | $3.22B | $3.37B | $-1.84B | $3.55B | $2.92B | $4.61B | $2.51B | $3.48B |
| Net Margin % | 17.0% | 18.5% | 18.8% | 14.6% | 15.9% | 16.0% | 16.0% | -10.5% | 17.6% | 15.0% | 21.5% | 14.0% | 18.8% |
| Basic EPS | 1.89 | 1.98 | 2.00 | 1.36 | 1.53 | 1.54 | 1.59 | -1.12 | 1.64 | 1.34 | 2.21 | 1.17 | 1.64 |
| Diluted EPS | 1.86 | 1.96 | 1.96 | 1.33 | 1.51 | 1.52 | 1.58 | -1.10 | 1.63 | 1.33 | 2.19 | 1.16 | 1.63 |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $23.55B | $24.99B | $24.46B | $22.78B | $25.27B | $26.92B | $25.17B | $27.34B | $26.55B | $25.76B | $26.22B | $30.58B | $26.50B |
| Interest-Bearing Deposits | $324.51B | $312.48B | $283.87B | $253.75B | $277.83B | $219.22B | $247.56B | $233.59B | $227.44B | $271.14B | $297.74B | $311.45B | $273.11B |
| Trading Assets | $562.25B | $568.56B | $518.58B | $442.75B | $458.07B | $446.34B | $431.47B | $411.76B | $406.37B | $423.19B | $383.91B | $334.11B | $358.26B |
| Investment Securities - AFS | $246.23B | $235.80B | $225.18B | $226.88B | $234.44B | $249.36B | $254.90B | $256.94B | $241.78B | $237.33B | $240.49B | $249.68B | $232.14B |
| Investment Securities - HTM | $197.09B | $206.09B | $220.38B | $242.38B | $248.27B | $251.12B | $252.46B | $254.25B | $259.46B | $262.07B | $264.34B | $268.86B | - |
| Loans & Leases (Gross) | $733.90B | $725.35B | $702.06B | $694.49B | $688.92B | $687.72B | $674.58B | $689.36B | $666.35B | $660.61B | $652.00B | $657.22B | - |
| Allowance for Loan Losses | - | - | - | - | - | - | - | - | - | - | - | $16.97B | $16.31B |
| Loans & Leases (Net) | $714.70B | $706.22B | $683.33B | $675.91B | $670.57B | $669.51B | $656.28B | $671.22B | $648.72B | $643.12B | $634.83B | $640.25B | - |
| Goodwill & Intangibles | $19.13B | $19.88B | $19.42B | $19.30B | $19.69B | $19.70B | $20.04B | $20.10B | $19.83B | $20.00B | $19.88B | $19.69B | $19.33B |
| Other Assets | $113.12B | $116.60B | $106.07B | $102.21B | $104.77B | $99.57B | $97.70B | $95.96B | $96.82B | $102.97B | $103.52B | $103.74B | $132.81B |
| Total Assets | $2,642.47B | $2,622.77B | $2,571.51B | $2,352.95B | $2,430.66B | $2,405.69B | $2,432.51B | $2,411.83B | $2,368.48B | $2,423.68B | $2,455.11B | $2,416.68B | $2,381.06B |
| Total Deposits | $1,383.93B | $1,357.73B | $1,316.41B | $1,284.46B | $1,310.00B | $1,278.14B | $1,307.16B | $1,308.68B | $1,273.51B | $1,319.87B | $1,330.46B | $1,365.95B | $1,306.49B |
| Trading Liabilities | $160.24B | $163.95B | $148.69B | $133.85B | $142.53B | $151.26B | $156.65B | $155.34B | $164.62B | $170.66B | $185.01B | $170.65B | $196.48B |
| Short-term Borrowings | $54.76B | $55.56B | $49.14B | $48.51B | $41.34B | $38.69B | $31.91B | $37.46B | $43.17B | $40.43B | $40.19B | $47.10B | $47.37B |
| Long-term Debt | $315.85B | $317.76B | $295.68B | $287.30B | $299.08B | $280.32B | $285.50B | $286.62B | $275.76B | $274.51B | $279.68B | $271.61B | $253.07B |
| Other Liabilities | $74.50B | $74.77B | $66.07B | $68.11B | $68.24B | $69.30B | $71.49B | $75.83B | $69.38B | $79.31B | $76.36B | $87.87B | $87.28B |
| Total Liabilities | $2,428.60B | $2,408.64B | $2,358.26B | $2,143.58B | $2,220.76B | $2,196.54B | $2,225.11B | $2,205.58B | $2,158.28B | $2,214.25B | $2,246.09B | $2,214.84B | $2,181.95B |
| Common Stock | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M | $31.00M |
| Retained Earnings | $214.03B | $211.67B | $209.01B | $206.29B | $204.77B | $202.91B | $200.96B | $198.91B | $202.13B | $199.98B | $198.35B | $194.73B | $193.46B |
| AOCI | $-44.17B | $-43.79B | $-45.72B | $-47.85B | $-45.20B | $-46.68B | $-45.73B | $-44.80B | $-46.18B | $-45.87B | $-45.44B | $-47.06B | $-48.30B |
| Total Stockholders Equity | $213.02B | $213.22B | $212.41B | $208.60B | $209.08B | $208.31B | $206.59B | $205.45B | $209.50B | $208.72B | $208.29B | $201.19B | $198.56B |
| Total Liabilities & Equity | $2,642.47B | $2,622.77B | $2,571.51B | $2,352.95B | $2,430.66B | $2,405.69B | $2,432.51B | $2,411.83B | $2,368.48B | $2,423.68B | $2,455.11B | $2,416.68B | $2,381.06B |
| Breakdown | Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
Q1 2024 (Mar 31, 2024) |
Q4 2023 (Dec 31, 2023) |
Q3 2023 (Sep 30, 2023) |
Q2 2023 (Jun 30, 2023) |
Q1 2023 (Mar 31, 2023) |
Q4 2022 (Dec 31, 2022) |
Q3 2022 (Sep 30, 2022) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $3.75B | $8.08B | $4.06B | $2.86B | $9.83B | $3.22B | $3.37B | $-1.84B | $11.07B | $7.52B | $4.61B | $2.51B | $3.48B |
| Deferred Taxes | $227.00M | $220.00M | $-8.00M | $-322.00M | $-1.57B | $-953.00M | $-348.00M | $-1.44B | $-979.00M | $-852.00M | $-28.00M | $-565.00M | $-576.00M |
| Net Change in Trading Assets | $119.64B | $125.90B | $75.87B | $-15.28B | $46.46B | $34.68B | $19.76B | $5.44B | $72.40B | $89.16B | $49.83B | $-24.11B | $26.39B |
| Net Change in Loans HFS | $-312.00M | $4.81B | $856.00M | $-2.44B | $3.21B | $1.28B | $414.00M | $188.00M | $-2.12B | $-1.41B | $1.07B | $-922.00M | $-3.50B |
| Operating Cash Flow | $-94.19B | $-95.29B | $-58.71B | $24.80B | $-44.47B | $-27.79B | $-10.83B | $-4.67B | $-68.75B | $-84.54B | $-30.48B | $29.24B | $-4.17B |
| Purchases of Securities | $209.03B | $140.05B | $73.93B | $69.69B | $181.25B | $129.40B | $70.49B | $63.98B | $171.15B | $114.28B | $52.71B | $41.44B | $177.31B |
| Sales of Securities | $70.60B | $54.55B | $36.33B | $16.69B | $40.84B | $23.39B | $15.37B | $6.31B | $35.58B | $29.90B | $18.62B | $-6.77B | $86.45B |
| Maturities of Securities | $133.73B | $91.15B | $45.31B | $52.36B | $164.03B | $108.56B | $55.52B | $51.39B | $149.05B | $105.20B | $51.03B | $21.98B | $118.95B |
| Capital Expenditures | $4.89B | $3.27B | $1.52B | $1.69B | $4.81B | $3.25B | $1.61B | $1.76B | $4.82B | $3.12B | $1.63B | $1.97B | $3.67B |
| Investing Cash Flow | $-58.95B | $-48.95B | $-98.98B | $7.75B | $78.50B | $27.11B | $14.84B | $-38.47B | $30.01B | $42.72B | $-3.07B | $-52.63B | $-26.82B |
| Net Change in Deposits | $105.56B | $79.36B | $31.95B | $-25.54B | $1.32B | $-30.54B | $-1.52B | $35.17B | $-92.45B | $-46.09B | $-35.49B | $59.47B | $8.95B |
| Long-term Debt Issued | $96.30B | $67.50B | $29.61B | $20.91B | $78.16B | $48.08B | $20.41B | $13.35B | $52.47B | $32.69B | $15.74B | $19.29B | $85.46B |
| Preferred Stock Issued | $4.69B | $2.00B | $2.00B | $1.50B | $3.79B | $2.29B | $548.00M | - | $2.74B | $1.25B | $1.25B | - | - |
| Common Stock Repurchased | $8.75B | $3.75B | $1.75B | $968.00M | $1.51B | $524.00M | $413.00M | $548.00M | $1.43B | $1.00B | - | - | $3.25B |
| Dividends Paid | $4.02B | $2.65B | $1.32B | $1.31B | $3.88B | $2.54B | $1.29B | $1.31B | $3.90B | $2.55B | $1.27B | $1.23B | $3.78B |
| Financing Cash Flow | $212.75B | $192.06B | $184.98B | $-47.31B | $9.00B | $-6.39B | $12.35B | $45.73B | $-45.05B | $-1.08B | $15.77B | $66.19B | $71.57B |
| Net Change in Cash | $71.53B | $60.94B | $31.80B | $-26.56B | $42.16B | $-14.80B | $11.80B | $6.95B | $-88.04B | $-45.12B | $-18.07B | $42.42B | $37.57B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Total Revenue | $22.09B | - | $65.35B | - |
| Interest Expense | $21.75B | - | $60.67B | - |
| Other Income/Expense | $293.00M | - | $571.00M | - |
| Income Before Tax | $5.35B | - | $16.02B | - |
| Income Tax Expense | $1.56B | - | $4.08B | - |
| Net Income | $3.75B | - | $11.84B | - |
| Basic EPS | 1.89 | - | 5.87 | - |
| Diluted EPS | 1.86 | - | 5.78 | - |
| Basic Shares Outstanding | $1.82B | - | $1.85B | - |
| Diluted Shares Outstanding | $1.86B | - | $1.89B | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Goodwill | $19.13B | $19.30B |
| Intangible Assets | $4.33B | $4.49B |
| Total Assets | $2,642.47B | $2,352.95B |
| Short-term Debt | $54.76B | $48.51B |
| Long-term Debt | $315.85B | $287.30B |
| Total Liabilities | $2,428.60B | $2,143.58B |
| Common Stock | $31.00M | $31.00M |
| Retained Earnings | $214.03B | $206.29B |
| Total Stockholders Equity | $213.02B | $208.60B |
| Total Liabilities & Equity | $2,642.47B | $2,352.95B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $3.75B | - | $11.84B | - |
| Deferred Income Tax | - | - | $227.00M | - |
| Operating Cash Flow | - | - | $-94.19B | - |
| Capital Expenditure | - | - | $4.89B | - |
| Sales of Investments | - | - | $133.73B | - |
| Investing Cash Flow | - | - | $-58.95B | - |
| Stock Repurchased | - | - | $8.75B | - |
| Dividends Paid | - | - | $4.02B | - |
| Financing Cash Flow | - | - | $212.75B | - |
| Net Change in Cash | - | - | $71.53B | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.