$300.31M
Net Interest Income
$140.15M
Net Income
53.5%
Efficiency Ratio
3.15%
Net Int. Margin
13.0%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Interest Income | $467.59M | $467.59M | $412.88M | $346.70M | $251.65M | $177.08M |
| Interest Expense | $167.28M | $167.28M | $155.84M | $99.36M | $18.27M | $6.00M |
| Net Interest Income | $300.31M | $300.31M | $257.04M | $247.33M | $233.38M | $171.07M |
| Net Interest Income After Provision | $293.61M | $293.61M | $247.31M | $233.54M | $223.13M | $171.83M |
| Non-Interest Income | $96.95M | $96.95M | $95.23M | $92.22M | $89.15M | $65.85M |
| Non-Interest Expense | $212.36M | $212.36M | $198.18M | $187.83M | $191.79M | $142.28M |
| Compensation & Benefits | - | $131.82M | $121.11M | $110.33M | - | - |
| Occupancy Expense | $16.53M | $16.53M | $15.19M | $16.38M | $14.30M | $9.69M |
| Marketing Expense | $7.53M | $7.53M | $6.92M | $5.99M | $5.00M | $4.15M |
| Other Non-Interest Expense | $9.74M | $9.74M | $8.92M | $11.40M | $10.53M | $7.69M |
| Income Before Tax | $178.20M | $178.20M | $144.37M | $137.93M | $120.48M | $95.40M |
| Income Tax Expense | $38.05M | $38.05M | $29.83M | $30.18M | $27.19M | $20.75M |
| Net Income | $140.15M | $140.15M | $114.54M | $107.75M | $93.29M | $74.64M |
| Basic EPS | 4.76 | 4.77 | 3.91 | 3.69 | 3.24 | 3.00 |
| Diluted EPS | 4.75 | 4.75 | 3.89 | 3.67 | 3.21 | 2.97 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|
| Cash & Due from Banks | $70.06M | $78.92M | $94.47M | $82.52M | $62.30M |
| Investment Securities - AFS | $722.11M | $990.11M | $1.03B | $1.14B | $1.18B |
| Investment Securities - HTM | $198.95M | $370.17M | $439.84M | $473.22M | - |
| Loans & Leases (Gross) | $7.04B | $6.52B | - | - | - |
| Allowance for Loan Losses | - | $86.94M | $79.37M | $73.53M | $53.90M |
| Loans & Leases (Net) | $6.95B | $6.43B | - | - | $4.12B |
| Goodwill & Intangibles | $194.07M | $194.07M | $194.07M | $194.07M | $135.83M |
| Premises & Equipment | $118.70M | $112.74M | $101.17M | $101.61M | $76.89M |
| Other Assets | $305.01M | $308.75M | $287.36M | $134.99M | $86.00M |
| Total Assets | $9.54B | $8.86B | $8.17B | $7.50B | $6.65B |
| Total Deposits | $7.79B | $7.17B | $6.67B | $6.39B | $5.79B |
| Long-term Debt | $26.81M | - | - | - | - |
| Other Liabilities | $220.98M | $258.33M | $246.57M | $125.44M | $96.50M |
| Total Liabilities | $8.46B | $7.92B | $7.31B | $6.74B | $5.97B |
| Common Stock | $59.09M | $58.94M | $58.60M | $58.37M | $49.50M |
| Retained Earnings | $675.06M | $577.61M | $506.34M | $439.90M | $391.20M |
| AOCI | $-61.27M | $-91.15M | $-92.80M | $-115.54M | $-7.94M |
| Total Stockholders Equity | $1.08B | $940.48M | $858.10M | $760.43M | $675.87M |
| Total Liabilities & Equity | $9.54B | $8.86B | $8.17B | $7.50B | $6.65B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
|---|---|---|---|---|---|---|
| Net Income | $140.15M | $140.15M | $114.54M | $107.75M | $93.29M | $74.64M |
| Deferred Taxes | $-3.18M | $-2.83M | $-3.12M | $-435.00K | $1.82M | $5.40M |
| Stock-based Compensation | $7.83M | $4.41M | $3.77M | $4.46M | $4.39M | $4.57M |
| Net Change in Loans HFS | $247.39M | $149.33M | $114.77M | $105.91M | $135.04M | $157.30M |
| Operating Cash Flow | $261.55M | $166.05M | $142.87M | $106.70M | $108.74M | $102.10M |
| Purchases of Securities | $1.34B | $594.55M | $396.66M | $6.03M | $196.49M | $504.78M |
| Sales of Securities | - | - | - | $2.41M | $2.11M | $91.21M |
| Maturities of Securities | $1.64B | $913.26M | $434.76M | $144.45M | $169.50M | $210.05M |
| Net Change in Loans | $974.75M | $521.00M | $738.69M | $573.60M | - | - |
| Capital Expenditures | $18.38M | $12.04M | $9.85M | $7.73M | $18.44M | $4.58M |
| Acquisitions | - | - | - | - | $-349.46M | $-24.98M |
| Investing Cash Flow | $-318.13M | $-106.50M | $-677.06M | $-424.05M | $-384.43M | $-78.87M |
| Net Change in Deposits | $1.09B | $624.74M | $495.65M | $279.50M | $-515.67M | $759.75M |
| Common Stock Repurchased | $5.62M | $2.09M | $4.22M | $2.69M | $4.53M | $3.62M |
| Dividends Paid | $64.53M | $37.11M | $35.84M | $34.58M | $33.30M | $28.20M |
| Financing Cash Flow | $925.05M | $535.81M | $559.25M | $415.94M | $-518.14M | $620.02M |
| Net Change in Cash | $868.46M | $595.36M | $25.06M | $98.59M | $-793.83M | $643.25M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $43.23M | - | $125.40M | - |
| Income Before Tax | $45.71M | - | $130.27M | - |
| Income Tax Expense | $9.47M | - | $26.74M | - |
| Net Income | $36.24M | $27.60M | $103.54M | - |
| Basic EPS | 1.23 | - | 3.53 | - |
| Diluted EPS | 1.23 | - | 3.51 | - |
| Basic Shares Outstanding | $29.37M | - | $29.36M | - |
| Diluted Shares Outstanding | $29.53M | - | $29.51M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $116.21M | $112.74M |
| Goodwill | $194.07M | $194.07M |
| Total Assets | $9.31B | $8.86B |
| Total Liabilities | $8.27B | $7.92B |
| Common Stock | $59.08M | $58.94M |
| Retained Earnings | $648.01M | $577.61M |
| Total Stockholders Equity | $1.04B | $940.48M |
| Total Liabilities & Equity | $9.31B | $8.86B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $36.24M | $27.60M | $103.54M | - |
| Stock-based Compensation | - | - | $3.39M | - |
| Deferred Income Tax | - | - | $-2.23M | - |
| Operating Cash Flow | - | - | $113.93M | - |
| Capital Expenditure | - | - | $7.45M | - |
| Sales of Investments | - | - | $789.72M | - |
| Investing Cash Flow | - | - | $-6.82M | - |
| Stock Repurchased | - | - | $2.09M | - |
| Dividends Paid | - | - | $27.71M | - |
| Financing Cash Flow | - | - | $358.16M | - |
| Net Change in Cash | - | - | $465.27M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.