$300.31M
Net Interest Income
$140.15M
Net Income
53.5%
Efficiency Ratio
3.15%
Net Int. Margin
13.0%
ROE
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Interest Income | $467.59M | $467.59M | $412.88M | $346.70M | $251.65M | $177.08M | $147.87M | $147.76M | $129.77M | $110.85M | $102.17M |
| Interest Expense | $167.28M | $167.28M | $155.84M | $99.36M | $18.27M | $6.00M | $11.95M | $22.54M | $15.36M | $7.25M | $4.92M |
| Net Interest Income | $300.31M | $300.31M | $257.04M | $247.33M | $233.38M | $171.07M | $135.92M | $125.22M | $114.42M | $103.60M | $97.25M |
| Net Interest Income After Provision | $293.61M | $293.61M | $247.31M | $233.54M | $223.13M | $171.83M | $119.00M | $124.22M | $111.71M | $101.05M | $94.25M |
| Non-Interest Income | $96.95M | $96.95M | $95.23M | $92.22M | $89.15M | $65.85M | $51.90M | $49.79M | $45.35M | $45.12M | $43.54M |
| Investment Banking Revenue | - | - | - | - | - | - | - | - | - | $4.01M | $3.65M |
| Other Non-Interest Income | - | - | - | - | - | - | - | - | - | $1.82M | $2.34M |
| Non-Interest Expense | $212.36M | $212.36M | $198.18M | $187.83M | $191.79M | $142.28M | $103.16M | $98.35M | $89.51M | $90.99M | $81.52M |
| Compensation & Benefits | - | $131.82M | $121.11M | $110.33M | - | - | - | - | - | - | $49.19M |
| Occupancy Expense | $16.53M | $16.53M | $15.19M | $16.38M | $14.30M | $9.69M | $8.41M | $8.42M | $7.65M | $7.39M | $6.28M |
| Technology & Equipment | - | - | - | - | - | - | - | - | - | - | $1.14M |
| Marketing Expense | $7.53M | $7.53M | $6.92M | $5.99M | $5.00M | $4.15M | $2.38M | $3.63M | $3.10M | $2.72M | $2.46M |
| Other Non-Interest Expense | $9.74M | $9.74M | $8.92M | $11.40M | $10.53M | $7.69M | $4.46M | $5.50M | $3.96M | $4.39M | $12.61M |
| Income Before Tax | $178.20M | $178.20M | $144.37M | $137.93M | $120.48M | $95.40M | $67.74M | $75.66M | - | - | - |
| Income Tax Expense | $38.05M | $38.05M | $29.83M | $30.18M | $27.19M | $20.75M | $8.87M | $9.59M | $12.03M | $17.14M | $15.24M |
| Net Income | $140.15M | $140.15M | $114.54M | $107.75M | $93.29M | $74.64M | $58.87M | $66.07M | $55.52M | $38.04M | $41.03M |
| Basic EPS | 4.76 | 4.77 | 3.91 | 3.69 | 3.24 | 3.00 | 2.61 | 2.92 | 2.45 | 1.69 | 1.84 |
| Diluted EPS | 4.75 | 4.75 | 3.89 | 3.67 | 3.21 | 2.97 | 2.59 | 2.89 | 2.42 | 1.66 | 1.80 |
| Breakdown | FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $70.06M | $78.92M | $94.47M | $82.52M | $62.30M | $43.18M | $46.86M | $51.89M | $41.98M | $39.71M |
| Investment Securities - AFS | $722.11M | $990.11M | $1.03B | $1.14B | $1.18B | $586.98M | $470.74M | $437.00M | $574.52M | - |
| Investment Securities - HTM | $198.95M | $370.17M | $439.84M | $473.22M | - | - | - | - | - | - |
| Loans & Leases (Gross) | $7.04B | $6.52B | - | - | - | - | - | - | - | - |
| Allowance for Loan Losses | - | $86.94M | $79.37M | $73.53M | $53.90M | $51.92M | - | - | - | - |
| Loans & Leases (Net) | $6.95B | $6.43B | - | - | $4.12B | $3.48B | $2.82B | $2.52B | $2.38B | $2.28B |
| Goodwill & Intangibles | $194.07M | $194.07M | $194.07M | $194.07M | $135.83M | $12.51M | $12.51M | $682.00K | $682.00K | - |
| Premises & Equipment | $118.70M | $112.74M | $101.17M | $101.61M | $76.89M | $58.02M | $58.62M | $44.76M | $41.66M | $42.38M |
| Other Assets | $305.01M | $308.75M | $287.36M | $134.99M | $86.00M | $71.36M | $50.94M | $46.91M | $48.51M | $49.38M |
| Total Assets | $9.54B | $8.86B | $8.17B | $7.50B | $6.65B | $4.61B | $3.72B | $3.30B | $3.24B | $3.04B |
| Total Deposits | $7.79B | $7.17B | $6.67B | $6.39B | $5.79B | $3.99B | $3.13B | $2.79B | $2.58B | $2.52B |
| Long-term Debt | $26.81M | - | - | - | - | - | - | - | - | - |
| Other Liabilities | $220.98M | $258.33M | $246.57M | $125.44M | $96.50M | $87.82M | $60.59M | $46.79M | $46.19M | $38.87M |
| Total Liabilities | $8.46B | $7.92B | $7.31B | $6.74B | $5.97B | $4.17B | $3.32B | $2.94B | $2.91B | $2.73B |
| Common Stock | $59.09M | $58.94M | $58.60M | $58.37M | $49.50M | $36.50M | $36.21M | $36.69M | $36.46M | $36.25M |
| Retained Earnings | $675.06M | $577.61M | $506.34M | $439.90M | $391.20M | $353.57M | $333.70M | $298.16M | $267.19M | $252.44M |
| AOCI | $-61.27M | $-91.15M | $-92.80M | $-115.54M | $-7.94M | $8.74M | $677.00K | $-5.14M | $-1.93M | $-1.50M |
| Total Stockholders Equity | $1.08B | $940.48M | $858.10M | $760.43M | $675.87M | $440.70M | $406.30M | $366.50M | $333.64M | $313.87M |
| Total Liabilities & Equity | $9.54B | $8.86B | $8.17B | $7.50B | $6.65B | $4.61B | $3.72B | $3.30B | $3.24B | $3.04B |
| Breakdown | TTM (Dec 31, 2025) |
FY 2025 (Dec 31, 2025) |
FY 2024 (Dec 31, 2024) |
FY 2023 (Dec 31, 2023) |
FY 2022 (Dec 31, 2022) |
FY 2021 (Dec 31, 2021) |
FY 2020 (Dec 31, 2020) |
FY 2019 (Dec 31, 2019) |
FY 2018 (Dec 31, 2018) |
FY 2017 (Dec 31, 2017) |
FY 2016 (Dec 31, 2016) |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | $140.15M | $140.15M | $114.54M | $107.75M | $93.29M | $74.64M | $58.87M | - | - | - | - |
| Deferred Taxes | $-3.18M | $-2.83M | $-3.12M | $-435.00K | $1.82M | $5.40M | $-7.51M | $-5.85M | $-268.00K | $3.97M | $276.00K |
| Stock-based Compensation | $7.83M | $4.41M | $3.77M | $4.46M | $4.39M | $4.57M | $3.26M | $3.58M | $4.03M | $2.89M | $2.47M |
| Net Change in Loans HFS | $247.39M | $149.33M | $114.77M | $105.91M | $135.04M | $157.30M | $258.52M | $108.02M | $71.81M | $97.62M | $123.35M |
| Operating Cash Flow | $261.55M | $166.05M | $142.87M | $106.70M | $108.74M | $102.10M | $77.12M | $58.44M | $65.89M | $53.68M | $63.26M |
| Purchases of Securities | $1.34B | $594.55M | $396.66M | $6.03M | $196.49M | $504.78M | $455.37M | $702.44M | $768.41M | $661.09M | $478.80M |
| Sales of Securities | - | - | - | $2.41M | $2.11M | $91.21M | - | $12.43M | - | - | - |
| Maturities of Securities | $1.64B | $913.26M | $434.76M | $144.45M | $169.50M | $210.05M | $348.74M | $678.04M | $901.51M | $652.41M | $468.27M |
| Net Change in Loans | $974.75M | $521.00M | $738.69M | $573.60M | - | - | - | $131.73M | $137.84M | $105.87M | $275.72M |
| Capital Expenditures | $18.38M | $12.04M | $9.85M | $7.73M | $18.44M | $4.58M | $5.46M | $5.10M | $7.06M | $2.79M | $6.33M |
| Acquisitions | - | - | - | - | $-349.46M | $-24.98M | - | $24.69M | - | - | - |
| Investing Cash Flow | $-318.13M | $-106.50M | $-677.06M | $-424.05M | $-384.43M | $-78.87M | $-804.72M | $-163.17M | $-11.57M | $-114.70M | $-289.57M |
| Net Change in Deposits | $1.09B | $624.74M | $495.65M | $279.50M | $-515.67M | $759.75M | $854.62M | $213.91M | $216.06M | $57.75M | $148.85M |
| Common Stock Repurchased | $5.62M | $2.09M | $4.22M | $2.69M | $4.53M | $3.62M | $2.27M | $11.82M | $2.00M | $2.39M | $1.92M |
| Dividends Paid | $64.53M | $37.11M | $35.84M | $34.58M | $33.30M | $28.20M | $24.48M | $23.54M | $21.77M | $18.08M | $16.09M |
| Financing Cash Flow | $925.05M | $535.81M | $559.25M | $415.94M | $-518.14M | $620.02M | $795.81M | $155.52M | $5.37M | $152.30M | $170.45M |
| Net Change in Cash | $868.46M | $595.36M | $25.06M | $98.59M | $-793.83M | $643.25M | $68.22M | $50.78M | $59.69M | - | - |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $43.23M | - | $125.40M | - |
| Income Before Tax | $45.71M | - | $130.27M | - |
| Income Tax Expense | $9.47M | - | $26.74M | - |
| Net Income | $36.24M | $27.60M | $103.54M | - |
| Basic EPS | 1.23 | - | 3.53 | - |
| Diluted EPS | 1.23 | - | 3.51 | - |
| Basic Shares Outstanding | $29.37M | - | $29.36M | - |
| Diluted Shares Outstanding | $29.53M | - | $29.51M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $116.21M | $112.74M |
| Goodwill | $194.07M | $194.07M |
| Total Assets | $9.31B | $8.86B |
| Total Liabilities | $8.27B | $7.92B |
| Common Stock | $59.08M | $58.94M |
| Retained Earnings | $648.01M | $577.61M |
| Total Stockholders Equity | $1.04B | $940.48M |
| Total Liabilities & Equity | $9.31B | $8.86B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $36.24M | $27.60M | $103.54M | - |
| Stock-based Compensation | - | - | $3.39M | - |
| Deferred Income Tax | - | - | $-2.23M | - |
| Operating Cash Flow | - | - | $113.93M | - |
| Capital Expenditure | - | - | $7.45M | - |
| Sales of Investments | - | - | $789.72M | - |
| Investing Cash Flow | - | - | $-6.82M | - |
| Stock Repurchased | - | - | $2.09M | - |
| Dividends Paid | - | - | $27.71M | - |
| Financing Cash Flow | - | - | $358.16M | - |
| Net Change in Cash | - | - | $465.27M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-K filings.
Annual data represents full fiscal year results. FY = Fiscal Year ending.