$300.31M
Net Interest Income
$140.15M
Net Income
53.5%
Efficiency Ratio
3.15%
Net Int. Margin
13.0%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $121.15M | $120.27M | $115.00M | $111.17M | $110.31M | $105.72M | $100.30M |
| Interest Expense | $41.90M | $43.23M | $41.53M | $40.61M | $40.34M | $40.74M | $38.28M |
| Net Interest Income | $79.25M | $77.04M | $73.47M | $70.55M | $69.97M | $64.98M | $62.02M |
| Net Interest Income After Provision | $77.60M | $75.06M | $71.30M | $69.65M | $67.29M | $60.65M | $60.72M |
| Non-Interest Income | $25.13M | $24.48M | $24.35M | $23.00M | $23.51M | $24.80M | $23.66M |
| Non-Interest Expense | $54.81M | $53.83M | $52.70M | $51.03M | $51.66M | $48.45M | $49.11M |
| Occupancy Expense | $4.30M | $4.09M | $4.03M | $4.12M | $3.93M | $3.77M | $3.82M |
| Marketing Expense | $2.17M | $1.89M | $1.95M | $1.51M | $2.81M | $1.44M | $1.60M |
| Other Non-Interest Expense | $2.61M | $2.33M | $2.50M | $2.31M | $2.28M | $1.89M | $2.29M |
| Income Before Tax | $47.92M | $45.71M | $42.95M | $41.62M | $39.14M | $37.00M | $35.27M |
| Income Tax Expense | $11.31M | $9.47M | $8.92M | $8.35M | $7.45M | $7.64M | $7.67M |
| Net Income | $36.61M | $36.24M | $34.02M | $33.27M | $31.69M | $29.36M | $27.60M |
| Basic EPS | 1.24 | 1.23 | 1.16 | 1.13 | 1.08 | 1.00 | 0.94 |
| Diluted EPS | 1.24 | 1.23 | 1.15 | 1.13 | 1.07 | 1.00 | 0.94 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $70.06M | $84.36M | $97.61M | $110.16M | $78.92M | $108.83M | $85.44M |
| Investment Securities - AFS | $722.11M | $737.52M | $1.01B | $1.03B | $990.11M | $861.83M | $961.63M |
| Investment Securities - HTM | $198.95M | $203.12M | $207.98M | $212.45M | $370.17M | $374.91M | $380.73M |
| Loans & Leases (Gross) | $7.04B | $6.93B | $6.85B | - | $6.52B | - | - |
| Allowance for Loan Losses | - | - | - | $88.81M | $86.94M | $85.34M | $82.16M |
| Loans & Leases (Net) | $6.95B | $6.84B | $6.76B | - | $6.43B | - | - |
| Goodwill & Intangibles | $194.07M | $194.07M | $194.07M | $194.07M | $194.07M | $194.07M | $194.07M |
| Premises & Equipment | $118.70M | $116.21M | $113.96M | $113.97M | $112.74M | $111.33M | $111.11M |
| Other Assets | $305.01M | $301.58M | $306.78M | $309.87M | $308.75M | $280.37M | $299.53M |
| Total Assets | $9.54B | $9.31B | $9.21B | $9.00B | $8.86B | $8.44B | $8.32B |
| Total Deposits | $7.79B | $7.64B | $7.51B | $7.29B | $7.17B | $6.73B | $6.57B |
| Long-term Debt | $26.81M | - | - | - | - | - | - |
| Other Liabilities | $220.98M | $213.69M | $234.61M | $241.30M | $258.33M | $266.98M | $259.61M |
| Total Liabilities | $8.46B | $8.27B | $8.20B | $8.02B | $7.92B | $7.50B | $7.42B |
| Common Stock | $59.09M | $59.08M | $59.08M | $59.07M | $58.94M | $58.89M | $58.80M |
| Retained Earnings | $675.06M | $648.01M | $621.48M | $597.24M | $577.61M | $557.52M | $540.26M |
| AOCI | $-61.27M | $-67.62M | $-75.31M | $-79.84M | $-91.15M | $-75.27M | $-94.98M |
| Total Stockholders Equity | $1.08B | $1.04B | $1.01B | $975.47M | $940.48M | $934.09M | $894.53M |
| Total Liabilities & Equity | $9.54B | $9.31B | $9.21B | $9.00B | $8.86B | $8.44B | $8.32B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $36.61M | $36.24M | $34.02M | $33.27M | $31.69M | $29.36M | $53.48M |
| Deferred Taxes | $-604.00K | $-2.23M | $-930.00K | $584.00K | $-894.00K | $-2.22M | $-330.00K |
| Stock-based Compensation | $1.02M | $3.39M | $2.27M | $1.15M | $901.00K | $2.87M | $1.95M |
| Net Change in Loans HFS | $44.18M | $105.15M | $68.06M | $30.00M | $36.03M | $78.74M | $51.46M |
| Operating Cash Flow | $52.11M | $113.93M | $75.72M | $19.78M | $18.93M | $123.93M | $68.53M |
| Purchases of Securities | $99.52M | $495.03M | $495.03M | $247.47M | $396.66M | - | - |
| Maturities of Securities | $123.54M | $789.72M | $501.59M | $223.53M | $241.26M | $193.50M | $61.41M |
| Net Change in Loans | $112.76M | $408.24M | $328.92M | $124.83M | $232.20M | $506.48M | $298.46M |
| Capital Expenditures | $4.59M | $7.45M | $4.40M | $1.94M | $3.28M | $6.57M | $5.07M |
| Investing Cash Flow | $-99.68M | $-6.82M | $-199.25M | $-12.38M | $-399.19M | $-277.86M | $-206.42M |
| Net Change in Deposits | $147.16M | $477.57M | $340.35M | $127.56M | $440.33M | $55.33M | $-101.51M |
| Common Stock Repurchased | $2.00K | $2.09M | $1.92M | $1.61M | $1.22M | $3.00M | $1.69M |
| Dividends Paid | $9.40M | $27.71M | $18.31M | $9.11M | $9.10M | $26.74M | $17.66M |
| Financing Cash Flow | $177.65M | $358.16M | $283.92M | $105.31M | $418.21M | $141.04M | $76.28M |
| Net Change in Cash | $130.09M | $465.27M | $160.39M | $112.72M | $37.95M | $-12.89M | $-61.61M |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $43.23M | - | $125.40M | - |
| Income Before Tax | $45.71M | - | $130.27M | - |
| Income Tax Expense | $9.47M | - | $26.74M | - |
| Net Income | $36.24M | $27.60M | $103.54M | - |
| Basic EPS | 1.23 | - | 3.53 | - |
| Diluted EPS | 1.23 | - | 3.51 | - |
| Basic Shares Outstanding | $29.37M | - | $29.36M | - |
| Diluted Shares Outstanding | $29.53M | - | $29.51M | - |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Property Plant & Equipment | $116.21M | $112.74M |
| Goodwill | $194.07M | $194.07M |
| Total Assets | $9.31B | $8.86B |
| Total Liabilities | $8.27B | $7.92B |
| Common Stock | $59.08M | $58.94M |
| Retained Earnings | $648.01M | $577.61M |
| Total Stockholders Equity | $1.04B | $940.48M |
| Total Liabilities & Equity | $9.31B | $8.86B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $36.24M | $27.60M | $103.54M | - |
| Stock-based Compensation | - | - | $3.39M | - |
| Deferred Income Tax | - | - | $-2.23M | - |
| Operating Cash Flow | - | - | $113.93M | - |
| Capital Expenditure | - | - | $7.45M | - |
| Sales of Investments | - | - | $789.72M | - |
| Investing Cash Flow | - | - | $-6.82M | - |
| Stock Repurchased | - | - | $2.09M | - |
| Dividends Paid | - | - | $27.71M | - |
| Financing Cash Flow | - | - | $358.16M | - |
| Net Change in Cash | - | - | $465.27M | - |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.