$13.56B
Net Interest Income
$17.18B
Net Income
64.4%
Efficiency Ratio
0.75%
Net Int. Margin
13.7%
ROE
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Interest Income | $20.38B | $20.82B | $19.79B | $19.38B | $19.95B | $21.45B | $20.44B |
| Interest Expense | $16.67B | $16.97B | $16.68B | $16.49B | $18.37B | $18.82B | $18.20B |
| Net Interest Income | $3.71B | $3.85B | $3.10B | $2.90B | $1.58B | $2.62B | $2.24B |
| Provision for Credit Losses | $-2.12B | $339.00M | $384.00M | $287.00M | $351.00M | $397.00M | $282.00M |
| Non-Interest Income | $9.75B | $11.33B | $11.48B | $12.17B | $12.29B | $10.08B | $10.49B |
| Investment Banking Revenue | $2.58B | $2.66B | $2.19B | $1.92B | $2.06B | $1.86B | $1.73B |
| Total Revenue | $13.45B | $15.18B | $14.58B | $15.06B | $13.87B | $12.70B | $12.73B |
| Revenue Growth % (YoY) | -3.0% | 19.6% | 14.5% | nan% | nan% | nan% | nan% |
| Non-Interest Expense | $9.72B | $9.45B | $9.24B | $9.13B | $8.26B | $8.31B | $8.53B |
| Compensation & Benefits | $4.67B | $4.68B | $4.68B | $4.88B | $3.76B | $4.12B | $4.24B |
| Occupancy Expense | $249.00M | $242.00M | $234.00M | $233.00M | $240.00M | $242.00M | $244.00M |
| Professional Fees | $474.00M | $432.00M | $440.00M | $424.00M | $475.00M | $400.00M | $393.00M |
| Other Non-Interest Expense | $778.00M | $884.00M | $612.00M | $577.00M | $713.00M | $572.00M | $703.00M |
| Income Before Tax | $5.86B | $5.39B | $4.96B | $5.65B | $5.26B | $3.99B | $3.92B |
| Income Tax Expense | $1.24B | $1.29B | $1.24B | $909.00M | $1.15B | $997.00M | $873.00M |
| Net Income | $4.62B | $4.10B | $3.72B | $4.74B | $4.11B | $2.99B | $3.04B |
| Net Margin % | 34.3% | 27.0% | 25.5% | 31.5% | 29.6% | 23.5% | 23.9% |
| Basic EPS | 14.20 | 12.42 | 11.03 | 14.25 | 12.09 | 8.52 | 8.73 |
| Diluted EPS | 13.99 | 12.25 | 10.91 | 14.12 | 11.90 | 8.40 | 8.62 |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Cash & Due from Banks | $6.52B | $169.58B | $152.97B | $167.41B | $5.36B | $154.69B | $206.33B |
| Interest-Bearing Deposits | $157.74B | - | - | - | $176.73B | - | - |
| Fed Funds Sold & Repos | $126.01B | $129.79B | $153.85B | $186.37B | $180.06B | $212.16B | $198.63B |
| Trading Assets | $656.80B | $652.59B | $628.09B | $595.65B | $570.55B | $601.26B | $521.98B |
| Investment Securities - AFS | $99.24B | $103.96B | $103.41B | $90.67B | $79.46B | - | - |
| Allowance for Loan Losses | $2.15B | $4.51B | $4.54B | $4.51B | $4.67B | $4.75B | $4.81B |
| Goodwill & Intangibles | $5.95B | - | - | - | $5.85B | - | - |
| Premises & Equipment | $7.47B | - | - | - | $8.02B | - | - |
| Other Assets | $36.21B | $35.59B | $35.74B | $33.91B | $34.19B | $34.86B | $34.71B |
| Total Assets | $1,809.32B | $1,807.98B | $1,785.01B | $1,766.18B | $1,675.97B | $1,728.08B | $1,653.31B |
| Total Deposits | $501.42B | $490.25B | $466.14B | $471.13B | $433.01B | $445.31B | $433.11B |
| Domestic Deposits | $389.93B | - | - | - | $341.71B | - | - |
| Foreign Deposits | $111.49B | - | - | - | $91.30B | - | - |
| Trading Liabilities | $262.55B | $261.83B | $253.19B | $233.19B | $202.56B | $215.19B | $199.66B |
| Other Liabilities | $27.50B | $25.18B | $22.72B | $19.79B | $24.22B | $23.16B | $21.50B |
| Total Liabilities | $1,684.35B | $1,683.58B | $1,660.91B | $1,641.88B | $1,553.98B | $1,606.88B | $1,533.85B |
| Common Stock | $9.00M | $9.00M | $9.00M | $9.00M | $9.00M | $9.00M | $9.00M |
| Retained Earnings | $165.29B | $162.14B | $159.53B | $157.02B | $153.41B | $150.45B | $148.65B |
| Treasury Stock | $120.92B | $117.89B | $115.87B | $112.84B | $108.50B | $106.47B | $105.46B |
| AOCI | $-2.26B | $-2.48B | $-1.99B | $-2.07B | $-2.70B | $-2.50B | $-2.90B |
| Total Stockholders Equity | $124.97B | $124.40B | $124.10B | $124.30B | $122.00B | $121.20B | $119.46B |
| Total Liabilities & Equity | $1,809.32B | $1,807.98B | $1,785.01B | $1,766.18B | $1,675.97B | $1,728.08B | $1,653.31B |
| Breakdown | Q4 2025 (Dec 31, 2025) |
Q3 2025 (Sep 30, 2025) |
Q2 2025 (Jun 30, 2025) |
Q1 2025 (Mar 31, 2025) |
Q4 2024 (Dec 31, 2024) |
Q3 2024 (Sep 30, 2024) |
Q2 2024 (Jun 30, 2024) |
|---|---|---|---|---|---|---|---|
| Net Income | $4.62B | $4.10B | $8.46B | $4.74B | $4.11B | $2.99B | $7.17B |
| Provision for Credit Losses | $-2.12B | $339.00M | $384.00M | $287.00M | $351.00M | $397.00M | $600.00M |
| Depreciation & Amortization | $527.00M | $531.00M | $618.00M | $506.00M | $498.00M | $1.89B | $646.00M |
| Deferred Taxes | $357.00M | $-153.00M | $-202.00M | $154.00M | $-147.00M | $-653.00M | $-451.00M |
| Stock-based Compensation | $258.00M | $3.19B | $2.95B | $2.42B | $104.00M | $2.56B | $2.44B |
| Net Change in Loans HFS | $-125.00M | $629.00M | $1.26B | $501.00M | $-87.00M | $-450.00M | $-270.00M |
| Operating Cash Flow | $-16.28B | $-28.88B | $-31.56B | $-37.23B | $46.77B | $-59.98B | $-21.92B |
| Purchases of Securities | $15.58B | $61.85B | $53.10B | $32.53B | $7.92B | - | - |
| Sales of Securities | $20.31B | $41.01B | $32.09B | $22.89B | $5.62B | - | - |
| Maturities of Securities | $42.00M | $1.00M | $1.00M | - | $25.00M | - | - |
| Net Change in Loans | $13.34B | $26.01B | $19.15B | $12.97B | $4.97B | $12.07B | $4.54B |
| Capital Expenditures | $531.00M | $1.53B | $975.00M | $499.00M | $586.00M | $1.50B | $1.04B |
| Investing Cash Flow | $-5.03B | $-39.19B | $-34.08B | $-22.75B | $-7.12B | $-42.51B | $-13.22B |
| Net Change in Deposits | $10.95B | $51.83B | $27.24B | $36.33B | $-9.26B | $15.15B | $4.67B |
| Preferred Stock Issued | - | $1.90B | $1.90B | $1.90B | - | $4.24B | $2.24B |
| Common Stock Repurchased | $3.00B | $9.36B | $7.36B | $4.36B | $2.00B | $6.00B | $5.00B |
| Dividends Paid | $1.46B | $3.81B | $2.34B | $1.11B | $1.15B | $3.34B | $2.17B |
| Financing Cash Flow | $16.75B | $49.34B | $29.56B | $42.83B | $-7.82B | $15.14B | $4.80B |
| Net Change in Cash | $-5.32B | $-12.52B | $-29.12B | $-14.68B | $27.40B | $-86.89B | $-35.25B |
SEC Filing Format - Data shown as it appears in the Q3 2025 (10-Q) filing
Period ended: Sep 30, 2025
Condensed Consolidated Statements of Operations
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Interest Expense | $16.97B | $19.10B | $49.82B | $54.52B |
| Income Before Tax | $5.39B | $3.99B | $16.00B | $13.14B |
| Income Tax Expense | $1.29B | $997.00M | $3.44B | $2.98B |
| Net Income | $4.10B | $2.99B | $12.56B | $10.16B |
| Basic EPS | 12.42 | 8.52 | 37.75 | 28.98 |
| Diluted EPS | 12.25 | 8.40 | 37.33 | 28.64 |
| Basic Shares Outstanding | $309.60M | $324.80M | $314.60M | $330.00M |
| Diluted Shares Outstanding | $315.00M | $330.80M | $319.20M | $335.30M |
Condensed Consolidated Balance Sheets
| Description | Sep 30, 2025 | Dec 31, 2024 |
|---|---|---|
| Cash & Cash Equivalents | $169.58B | $182.09B |
| Total Assets | $1,807.98B | $1,675.97B |
| Total Liabilities | $1,683.58B | $1,553.98B |
| Common Stock | $9.00M | $9.00M |
| Retained Earnings | $162.14B | $153.41B |
| Treasury Stock | $117.89B | $108.50B |
| Total Stockholders Equity | $124.40B | $122.00B |
| Total Liabilities & Equity | $1,807.98B | $1,675.97B |
Condensed Consolidated Statements of Cash Flows
| Description | Sep 30, 2025 | Sep 30, 2025 | ||
|---|---|---|---|---|
| Current | Prior Year | Current YTD | Prior Year YTD | |
| Net Income | $4.10B | $2.99B | $12.56B | $10.16B |
| Depreciation & Amortization | $531.00M | $621.00M | $1.66B | $1.89B |
| Stock-based Compensation | - | - | $3.19B | $2.56B |
| Deferred Income Tax | - | - | $-153.00M | $-653.00M |
| Operating Cash Flow | - | - | $-28.88B | $-59.98B |
| Capital Expenditure | - | - | $1.53B | $1.50B |
| Sales of Investments | - | - | $1.00M | $12.78B |
| Investing Cash Flow | - | - | $-39.19B | $-42.51B |
| Stock Repurchased | - | - | $9.36B | $6.00B |
| Dividends Paid | - | - | $3.81B | $3.34B |
| Financing Cash Flow | - | - | $49.34B | $15.14B |
| Net Change in Cash | - | - | $-12.52B | $-86.89B |
All values are in USD (United States Dollars). Data is sourced from SEC EDGAR 10-Q filings.
Quarterly data represents single quarter results (Q1-Q4). Some items may show year-to-date values if quarterly breakdown is unavailable.